{
  "schema_version": "2.0",
  "generated_on": "2026-05-29",
  "name": "advisory_non_bill_transaction_filters_us_ms_5000",
  "purpose": "Advisory rules to hide or de-emphasize Create Bill for obvious non-bills and common everyday point-of-sale purchases. Matches should never auto-delete or permanently ignore transactions.",
  "target_scope": {
    "country": "US",
    "regional_bias": [
      "Mississippi",
      "Tupelo",
      "Starkville",
      "Northeast Mississippi"
    ],
    "target_pattern_count": 5000,
    "actual_pattern_count": 5000
  },
  "recommended_behavior": {
    "high_confidence_match": "hide_create_bill_button",
    "medium_confidence_match": "deemphasize_create_bill_button",
    "processor_prefix_match_only": "do_not_suppress_create_bill",
    "bill_like_override_match": "show_create_bill_button_even_if_advisory_filter_matches",
    "do_not_auto_delete_or_auto_ignore": true,
    "show_reason_to_user": true,
    "allow_user_override": true,
    "preferred_label": "Probably not a bill",
    "review_queue": "normal_transactions"
  },
  "matching_order": [
    "Normalize descriptor.",
    "If a bill_like_override_term is present, do not suppress Create Bill.",
    "If descriptor only matches a processor prefix, do not suppress Create Bill.",
    "If a high-confidence non-bill rule matches, hide Create Bill but allow manual override.",
    "If a medium-confidence everyday merchant rule matches, de-emphasize Create Bill but keep available behind overflow or secondary action.",
    "If merchant recurs on a monthly/annual cadence and no high-confidence rule matched, let recurring-bill detection run normally."
  ],
  "normalization": {
    "case": "lowercase",
    "strip_extra_spaces": true,
    "normalize_ampersand_to_and": true,
    "strip_city_state_store_numbers_for_secondary_matching": true,
    "remove_punctuation_except_descriptor_symbols": [
      "#",
      "*",
      ".",
      "+",
      "@",
      "'",
      "/",
      "-"
    ],
    "example": {
      "raw": "SQ *BLUE CANOE TUPELO MS",
      "normalized": "sq *blue canoe tupelo ms"
    }
  },
  "processor_prefixes_seen_on_statements_do_not_filter_alone": [
    {
      "prefix": "sq *",
      "meaning": "Square seller descriptor; do not block unless followed by a merchant pattern."
    },
    {
      "prefix": "sq*",
      "meaning": "Square seller descriptor; do not block unless followed by a merchant pattern."
    },
    {
      "prefix": "paypal *",
      "meaning": "PayPal merchant descriptor; do not block unless followed by a merchant pattern."
    },
    {
      "prefix": "pp *",
      "meaning": "PayPal-style merchant descriptor; do not block unless followed by a merchant pattern."
    },
    {
      "prefix": "stripe",
      "meaning": "Stripe/processor descriptor; do not block alone."
    },
    {
      "prefix": "tst*",
      "meaning": "Toast/restaurant descriptor; do not block alone."
    },
    {
      "prefix": "toast",
      "meaning": "Toast/restaurant descriptor; do not block alone."
    },
    {
      "prefix": "clover",
      "meaning": "Clover POS descriptor; do not block alone."
    },
    {
      "prefix": "shopify",
      "meaning": "Shopify commerce descriptor; do not block alone."
    },
    {
      "prefix": "sp ",
      "meaning": "Often seen on ecommerce descriptors; do not block alone."
    }
  ],
  "bill_like_override_terms": [
    "account number",
    "acct #",
    "alarm monitoring",
    "annual plan",
    "annual renewal",
    "apartment",
    "auto loan",
    "auto-pay",
    "autopay",
    "broadband",
    "bursar",
    "cable bill",
    "car payment",
    "cell phone",
    "childcare",
    "clinic bill",
    "co-pay",
    "copay",
    "daycare",
    "dental bill",
    "department of revenue",
    "doctor bill",
    "electric",
    "electricity",
    "escrow",
    "fiber",
    "financial aid",
    "financing",
    "garbage service",
    "gas bill",
    "hoa",
    "homeowners association",
    "hospital bill",
    "installment",
    "insurance",
    "internet",
    "inv #",
    "invoice",
    "invoice #",
    "irs",
    "lab bill",
    "landlord",
    "landscaping monthly",
    "lawn service monthly",
    "lease",
    "lender",
    "loan",
    "medical bill",
    "membership renewal",
    "monthly payment",
    "monthly plan",
    "mortgage",
    "natural gas",
    "pest control quarterly",
    "phone bill",
    "policy",
    "power bill",
    "premium",
    "propane service",
    "property management",
    "recurring",
    "renewal",
    "rent",
    "sanitation",
    "scheduled payment",
    "school tuition",
    "security system",
    "self storage monthly",
    "service agreement",
    "service contract",
    "sewer",
    "statement",
    "storage rent",
    "student account",
    "student loan",
    "subscription",
    "tax payment",
    "trash service",
    "tuition",
    "utilities",
    "utility",
    "water bill",
    "wireless bill"
  ],
  "category_counts": {
    "bank_fees_interest": 550,
    "transfers_cash_money_movement": 450,
    "payments_credits_refunds": 300,
    "gas_stations_convenience": 650,
    "grocery_pharmacy_everyday": 550,
    "shopping_retail_ecommerce": 700,
    "restaurants_coffee_delivery": 750,
    "travel_transport_parking": 250,
    "entertainment_lifestyle_misc": 250,
    "ms_tupelo_local_everyday": 250,
    "ms_starkville_local_everyday": 300
  },
  "confidence_counts": {
    "high": 1300,
    "medium": 3700
  },
  "source_notes": [
    {
      "name": "Stripe statement descriptors",
      "url": "https://docs.stripe.com/get-started/account/statement-descriptors",
      "note": "Used to shape descriptor normalization around merchant-identifying text on card statements."
    },
    {
      "name": "Square statement descriptions",
      "url": "https://developer.squareup.com/docs/payments-api/take-payments/card-payments/statement-descriptions",
      "note": "Used to treat Square-like prefixes as processor context, not standalone suppressors."
    },
    {
      "name": "PayPal statement-name guidance",
      "url": "https://www.paypal.com/us/cshelp/article/how-do-i-update-my-business-name-on-customers-credit-card-statements-help336",
      "note": "Used to include PayPal merchant-prefix variants while avoiding blocking PayPal alone."
    },
    {
      "name": "Greater Starkville Development Partnership restaurant and shopping directories",
      "url": "https://members.starkville.org/list/ql/restaurants-food-beverages-22",
      "note": "Used for Starkville local restaurant and shopping merchant names."
    },
    {
      "name": "Visit Tupelo and Tupelo restaurant/shop sources",
      "url": "https://www.tupelo.net/food-drink/",
      "note": "Used for Tupelo local food/shopping merchant names and city-specific descriptors."
    }
  ],
  "patterns": [
    {
      "id": "bank_fees_interest_0001",
      "category": "bank_fees_interest",
      "pattern": "atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0002",
      "category": "bank_fees_interest",
      "pattern": "nsf fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0003",
      "category": "bank_fees_interest",
      "pattern": "bank fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bank fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0004",
      "category": "bank_fees_interest",
      "pattern": "card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0005",
      "category": "bank_fees_interest",
      "pattern": "late fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0006",
      "category": "bank_fees_interest",
      "pattern": "levy fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0007",
      "category": "bank_fees_interest",
      "pattern": "annual fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0008",
      "category": "bank_fees_interest",
      "pattern": "reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0009",
      "category": "bank_fees_interest",
      "pattern": "dispute fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0010",
      "category": "bank_fees_interest",
      "pattern": "fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee charged",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0011",
      "category": "bank_fees_interest",
      "pattern": "fee interest",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0012",
      "category": "bank_fees_interest",
      "pattern": "interest fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0013",
      "category": "bank_fees_interest",
      "pattern": "merchant fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0014",
      "category": "bank_fees_interest",
      "pattern": "past due fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0015",
      "category": "bank_fees_interest",
      "pattern": "research fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0016",
      "category": "bank_fees_interest",
      "pattern": "reversal fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reversal fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0017",
      "category": "bank_fees_interest",
      "pattern": "atm owner fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm owner fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0018",
      "category": "bank_fees_interest",
      "pattern": "atm surcharge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm surcharge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0019",
      "category": "bank_fees_interest",
      "pattern": "card rush fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card rush fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0020",
      "category": "bank_fees_interest",
      "pattern": "overdraft fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0021",
      "category": "bank_fees_interest",
      "pattern": "overlimit fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overlimit fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0022",
      "category": "bank_fees_interest",
      "pattern": "chargeback fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chargeback fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0023",
      "category": "bank_fees_interest",
      "pattern": "debit card fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "debit card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0024",
      "category": "bank_fees_interest",
      "pattern": "fee adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee adjustment",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0025",
      "category": "bank_fees_interest",
      "pattern": "finance charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "finance charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0026",
      "category": "bank_fees_interest",
      "pattern": "inactivity fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "inactivity fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0027",
      "category": "bank_fees_interest",
      "pattern": "membership fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "membership fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0028",
      "category": "bank_fees_interest",
      "pattern": "over limit fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "over limit fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0029",
      "category": "bank_fees_interest",
      "pattern": "processing fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "processing fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0030",
      "category": "bank_fees_interest",
      "pattern": "service charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "service charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0031",
      "category": "bank_fees_interest",
      "pattern": "cash reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0032",
      "category": "bank_fees_interest",
      "pattern": "check order fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "check order fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0033",
      "category": "bank_fees_interest",
      "pattern": "convenience fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "convenience fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0034",
      "category": "bank_fees_interest",
      "pattern": "foreign atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foreign atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0035",
      "category": "bank_fees_interest",
      "pattern": "garnishment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "garnishment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0036",
      "category": "bank_fees_interest",
      "pattern": "interest charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0037",
      "category": "bank_fees_interest",
      "pattern": "maintenance fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "maintenance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0038",
      "category": "bank_fees_interest",
      "pattern": "money order fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "money order fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0039",
      "category": "bank_fees_interest",
      "pattern": "cash advance fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0040",
      "category": "bank_fees_interest",
      "pattern": "interest charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charged",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0041",
      "category": "bank_fees_interest",
      "pattern": "late payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0042",
      "category": "bank_fees_interest",
      "pattern": "loan payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "loan payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0043",
      "category": "bank_fees_interest",
      "pattern": "stop payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stop payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0044",
      "category": "bank_fees_interest",
      "pattern": "cashier check fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cashier check fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0045",
      "category": "bank_fees_interest",
      "pattern": "domestic wire fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "domestic wire fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0046",
      "category": "bank_fees_interest",
      "pattern": "incoming wire fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "incoming wire fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0047",
      "category": "bank_fees_interest",
      "pattern": "miscellaneous fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "miscellaneous fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0048",
      "category": "bank_fees_interest",
      "pattern": "outgoing wire fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "outgoing wire fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0049",
      "category": "bank_fees_interest",
      "pattern": "residual interest",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "residual interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0050",
      "category": "bank_fees_interest",
      "pattern": "returned item fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "returned item fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0051",
      "category": "bank_fees_interest",
      "pattern": "wire transfer fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wire transfer fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0052",
      "category": "bank_fees_interest",
      "pattern": "cashiers check fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cashiers check fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0053",
      "category": "bank_fees_interest",
      "pattern": "expedited card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "expedited card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0054",
      "category": "bank_fees_interest",
      "pattern": "official check fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "official check fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0055",
      "category": "bank_fees_interest",
      "pattern": "overdraft item fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft item fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0056",
      "category": "bank_fees_interest",
      "pattern": "payment return fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment return fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0057",
      "category": "bank_fees_interest",
      "pattern": "return payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0058",
      "category": "bank_fees_interest",
      "pattern": "returned check fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "returned check fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0059",
      "category": "bank_fees_interest",
      "pattern": "statement copy fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "statement copy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0060",
      "category": "bank_fees_interest",
      "pattern": "account service fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "account service fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0061",
      "category": "bank_fees_interest",
      "pattern": "bank service charge pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bank service charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0062",
      "category": "bank_fees_interest",
      "pattern": "dormant account fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dormant account fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0063",
      "category": "bank_fees_interest",
      "pattern": "excess activity fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "excess activity fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0064",
      "category": "bank_fees_interest",
      "pattern": "minimum payment due",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "minimum payment due",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0065",
      "category": "bank_fees_interest",
      "pattern": "monthly service fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "monthly service fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0066",
      "category": "bank_fees_interest",
      "pattern": "non network atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "non network atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0067",
      "category": "bank_fees_interest",
      "pattern": "paper statement fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "paper statement fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0068",
      "category": "bank_fees_interest",
      "pattern": "savings account fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "savings account fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0069",
      "category": "bank_fees_interest",
      "pattern": "balance transfer fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "balance transfer fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0070",
      "category": "bank_fees_interest",
      "pattern": "card replacement fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card replacement fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0071",
      "category": "bank_fees_interest",
      "pattern": "checking account fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "checking account fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0072",
      "category": "bank_fees_interest",
      "pattern": "foreign currency fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foreign currency fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0073",
      "category": "bank_fees_interest",
      "pattern": "legal processing fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "legal processing fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0074",
      "category": "bank_fees_interest",
      "pattern": "replacement card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "replacement card fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0075",
      "category": "bank_fees_interest",
      "pattern": "returned payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "returned payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0076",
      "category": "bank_fees_interest",
      "pattern": "safe deposit box fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "safe deposit box fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0077",
      "category": "bank_fees_interest",
      "pattern": "annual membership fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual membership fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0078",
      "category": "bank_fees_interest",
      "pattern": "cash advance interest",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0079",
      "category": "bank_fees_interest",
      "pattern": "expedited payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "expedited payment fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0080",
      "category": "bank_fees_interest",
      "pattern": "extended overdraft fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "extended overdraft fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0081",
      "category": "bank_fees_interest",
      "pattern": "insufficient funds fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "insufficient funds fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0082",
      "category": "bank_fees_interest",
      "pattern": "international wire fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "international wire fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0083",
      "category": "bank_fees_interest",
      "pattern": "out of network atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "out of network atm fee",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0084",
      "category": "bank_fees_interest",
      "pattern": "savings withdrawal fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "savings withdrawal fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0085",
      "category": "bank_fees_interest",
      "pattern": "checking service charge pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "checking service charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0086",
      "category": "bank_fees_interest",
      "pattern": "currency conversion fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "currency conversion fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0087",
      "category": "bank_fees_interest",
      "pattern": "foreign transaction fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foreign transaction fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0088",
      "category": "bank_fees_interest",
      "pattern": "minimum interest charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "minimum interest charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0089",
      "category": "bank_fees_interest",
      "pattern": "monthly maintenance fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "monthly maintenance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0090",
      "category": "bank_fees_interest",
      "pattern": "periodic finance charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "periodic finance charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0091",
      "category": "bank_fees_interest",
      "pattern": "non sufficient funds fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "non sufficient funds fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0092",
      "category": "bank_fees_interest",
      "pattern": "overdraft protection fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft protection fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0093",
      "category": "bank_fees_interest",
      "pattern": "purchase interest charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "purchase interest charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0094",
      "category": "bank_fees_interest",
      "pattern": "balance transfer interest",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "balance transfer interest",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0095",
      "category": "bank_fees_interest",
      "pattern": "deposit item returned fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "deposit item returned fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0096",
      "category": "bank_fees_interest",
      "pattern": "teller cash withdrawal fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "teller cash withdrawal fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0097",
      "category": "bank_fees_interest",
      "pattern": "interest charged on purchases",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charged on purchases",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0098",
      "category": "bank_fees_interest",
      "pattern": "international transaction fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "international transaction fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0099",
      "category": "bank_fees_interest",
      "pattern": "interest charged on cash advances",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charged on cash advances",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0100",
      "category": "bank_fees_interest",
      "pattern": "interest charged on balance transfers",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charged on balance transfers",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0101",
      "category": "bank_fees_interest",
      "pattern": "atm fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0102",
      "category": "bank_fees_interest",
      "pattern": "nsf fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0103",
      "category": "bank_fees_interest",
      "pattern": "amex atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0104",
      "category": "bank_fees_interest",
      "pattern": "amex nsf fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0105",
      "category": "bank_fees_interest",
      "pattern": "bank atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0106",
      "category": "bank_fees_interest",
      "pattern": "bank nsf fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0107",
      "category": "bank_fees_interest",
      "pattern": "card atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0108",
      "category": "bank_fees_interest",
      "pattern": "card fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0109",
      "category": "bank_fees_interest",
      "pattern": "card nsf fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0110",
      "category": "bank_fees_interest",
      "pattern": "late fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0111",
      "category": "bank_fees_interest",
      "pattern": "levy fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0112",
      "category": "bank_fees_interest",
      "pattern": "visa atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0113",
      "category": "bank_fees_interest",
      "pattern": "visa nsf fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0114",
      "category": "bank_fees_interest",
      "pattern": "amex card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0115",
      "category": "bank_fees_interest",
      "pattern": "amex late fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0116",
      "category": "bank_fees_interest",
      "pattern": "amex levy fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0117",
      "category": "bank_fees_interest",
      "pattern": "atm fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0118",
      "category": "bank_fees_interest",
      "pattern": "bank card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0119",
      "category": "bank_fees_interest",
      "pattern": "bank late fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0120",
      "category": "bank_fees_interest",
      "pattern": "bank levy fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0121",
      "category": "bank_fees_interest",
      "pattern": "card card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0122",
      "category": "bank_fees_interest",
      "pattern": "card late fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0123",
      "category": "bank_fees_interest",
      "pattern": "card levy fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0124",
      "category": "bank_fees_interest",
      "pattern": "debit atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0125",
      "category": "bank_fees_interest",
      "pattern": "debit nsf fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0126",
      "category": "bank_fees_interest",
      "pattern": "nsf fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0127",
      "category": "bank_fees_interest",
      "pattern": "visa card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0128",
      "category": "bank_fees_interest",
      "pattern": "visa late fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0129",
      "category": "bank_fees_interest",
      "pattern": "visa levy fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0130",
      "category": "bank_fees_interest",
      "pattern": "annual fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0131",
      "category": "bank_fees_interest",
      "pattern": "atm fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0132",
      "category": "bank_fees_interest",
      "pattern": "card fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0133",
      "category": "bank_fees_interest",
      "pattern": "debit card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0134",
      "category": "bank_fees_interest",
      "pattern": "debit late fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0135",
      "category": "bank_fees_interest",
      "pattern": "debit levy fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0136",
      "category": "bank_fees_interest",
      "pattern": "late fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0137",
      "category": "bank_fees_interest",
      "pattern": "levy fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0138",
      "category": "bank_fees_interest",
      "pattern": "nsf fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0139",
      "category": "bank_fees_interest",
      "pattern": "reload fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0140",
      "category": "bank_fees_interest",
      "pattern": "account atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0141",
      "category": "bank_fees_interest",
      "pattern": "account nsf fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0142",
      "category": "bank_fees_interest",
      "pattern": "amex annual fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0143",
      "category": "bank_fees_interest",
      "pattern": "amex reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0144",
      "category": "bank_fees_interest",
      "pattern": "atm fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0145",
      "category": "bank_fees_interest",
      "pattern": "atm fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0146",
      "category": "bank_fees_interest",
      "pattern": "bank annual fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0147",
      "category": "bank_fees_interest",
      "pattern": "bank reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0148",
      "category": "bank_fees_interest",
      "pattern": "card annual fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0149",
      "category": "bank_fees_interest",
      "pattern": "card fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0150",
      "category": "bank_fees_interest",
      "pattern": "card reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0151",
      "category": "bank_fees_interest",
      "pattern": "dispute fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0152",
      "category": "bank_fees_interest",
      "pattern": "late fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0153",
      "category": "bank_fees_interest",
      "pattern": "levy fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0154",
      "category": "bank_fees_interest",
      "pattern": "nsf fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0155",
      "category": "bank_fees_interest",
      "pattern": "nsf fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0156",
      "category": "bank_fees_interest",
      "pattern": "savings atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0157",
      "category": "bank_fees_interest",
      "pattern": "savings nsf fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0158",
      "category": "bank_fees_interest",
      "pattern": "visa annual fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0159",
      "category": "bank_fees_interest",
      "pattern": "visa reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0160",
      "category": "bank_fees_interest",
      "pattern": "account card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0161",
      "category": "bank_fees_interest",
      "pattern": "account late fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0162",
      "category": "bank_fees_interest",
      "pattern": "account levy fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0163",
      "category": "bank_fees_interest",
      "pattern": "amex dispute fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0164",
      "category": "bank_fees_interest",
      "pattern": "annual fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0165",
      "category": "bank_fees_interest",
      "pattern": "atm fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0166",
      "category": "bank_fees_interest",
      "pattern": "atm fee bankcard",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0167",
      "category": "bank_fees_interest",
      "pattern": "bank dispute fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0168",
      "category": "bank_fees_interest",
      "pattern": "card dispute fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0169",
      "category": "bank_fees_interest",
      "pattern": "card fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0170",
      "category": "bank_fees_interest",
      "pattern": "card fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0171",
      "category": "bank_fees_interest",
      "pattern": "checking atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0172",
      "category": "bank_fees_interest",
      "pattern": "checking nsf fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0173",
      "category": "bank_fees_interest",
      "pattern": "debit annual fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0174",
      "category": "bank_fees_interest",
      "pattern": "debit reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0175",
      "category": "bank_fees_interest",
      "pattern": "fee interest pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0176",
      "category": "bank_fees_interest",
      "pattern": "interest fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0177",
      "category": "bank_fees_interest",
      "pattern": "late fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0178",
      "category": "bank_fees_interest",
      "pattern": "late fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0179",
      "category": "bank_fees_interest",
      "pattern": "levy fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0180",
      "category": "bank_fees_interest",
      "pattern": "levy fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0181",
      "category": "bank_fees_interest",
      "pattern": "merchant fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0182",
      "category": "bank_fees_interest",
      "pattern": "nsf fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0183",
      "category": "bank_fees_interest",
      "pattern": "nsf fee bankcard",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0184",
      "category": "bank_fees_interest",
      "pattern": "past due fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0185",
      "category": "bank_fees_interest",
      "pattern": "reload fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0186",
      "category": "bank_fees_interest",
      "pattern": "research fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0187",
      "category": "bank_fees_interest",
      "pattern": "savings card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0188",
      "category": "bank_fees_interest",
      "pattern": "savings late fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0189",
      "category": "bank_fees_interest",
      "pattern": "savings levy fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0190",
      "category": "bank_fees_interest",
      "pattern": "visa dispute fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0191",
      "category": "bank_fees_interest",
      "pattern": "amex fee interest",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0192",
      "category": "bank_fees_interest",
      "pattern": "amex interest fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0193",
      "category": "bank_fees_interest",
      "pattern": "amex merchant fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0194",
      "category": "bank_fees_interest",
      "pattern": "amex past due fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0195",
      "category": "bank_fees_interest",
      "pattern": "amex research fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0196",
      "category": "bank_fees_interest",
      "pattern": "annual fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0197",
      "category": "bank_fees_interest",
      "pattern": "atm owner fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm owner fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0198",
      "category": "bank_fees_interest",
      "pattern": "atm surcharge pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm surcharge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0199",
      "category": "bank_fees_interest",
      "pattern": "bank fee interest",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0200",
      "category": "bank_fees_interest",
      "pattern": "bank interest fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0201",
      "category": "bank_fees_interest",
      "pattern": "bank merchant fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0202",
      "category": "bank_fees_interest",
      "pattern": "bank past due fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0203",
      "category": "bank_fees_interest",
      "pattern": "bank research fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0204",
      "category": "bank_fees_interest",
      "pattern": "card fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0205",
      "category": "bank_fees_interest",
      "pattern": "card fee bankcard",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0206",
      "category": "bank_fees_interest",
      "pattern": "card fee interest",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0207",
      "category": "bank_fees_interest",
      "pattern": "card interest fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0208",
      "category": "bank_fees_interest",
      "pattern": "card merchant fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0209",
      "category": "bank_fees_interest",
      "pattern": "card past due fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0210",
      "category": "bank_fees_interest",
      "pattern": "card research fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0211",
      "category": "bank_fees_interest",
      "pattern": "checking card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0212",
      "category": "bank_fees_interest",
      "pattern": "checking late fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0213",
      "category": "bank_fees_interest",
      "pattern": "checking levy fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0214",
      "category": "bank_fees_interest",
      "pattern": "debit dispute fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0215",
      "category": "bank_fees_interest",
      "pattern": "dispute fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0216",
      "category": "bank_fees_interest",
      "pattern": "late fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0217",
      "category": "bank_fees_interest",
      "pattern": "late fee bankcard",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0218",
      "category": "bank_fees_interest",
      "pattern": "levy fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0219",
      "category": "bank_fees_interest",
      "pattern": "levy fee bankcard",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0220",
      "category": "bank_fees_interest",
      "pattern": "overdraft fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0221",
      "category": "bank_fees_interest",
      "pattern": "reload fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0222",
      "category": "bank_fees_interest",
      "pattern": "visa fee interest",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0223",
      "category": "bank_fees_interest",
      "pattern": "visa interest fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0224",
      "category": "bank_fees_interest",
      "pattern": "visa merchant fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0225",
      "category": "bank_fees_interest",
      "pattern": "visa past due fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0226",
      "category": "bank_fees_interest",
      "pattern": "visa research fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0227",
      "category": "bank_fees_interest",
      "pattern": "account annual fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0228",
      "category": "bank_fees_interest",
      "pattern": "account reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0229",
      "category": "bank_fees_interest",
      "pattern": "amex atm fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0230",
      "category": "bank_fees_interest",
      "pattern": "amex atm owner fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm owner fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0231",
      "category": "bank_fees_interest",
      "pattern": "amex atm surcharge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm surcharge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0232",
      "category": "bank_fees_interest",
      "pattern": "amex nsf fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0233",
      "category": "bank_fees_interest",
      "pattern": "amex overdraft fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0234",
      "category": "bank_fees_interest",
      "pattern": "annual fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0235",
      "category": "bank_fees_interest",
      "pattern": "annual fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0236",
      "category": "bank_fees_interest",
      "pattern": "atm fee adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0237",
      "category": "bank_fees_interest",
      "pattern": "bank atm fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0238",
      "category": "bank_fees_interest",
      "pattern": "bank atm owner fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm owner fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0239",
      "category": "bank_fees_interest",
      "pattern": "bank atm surcharge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm surcharge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0240",
      "category": "bank_fees_interest",
      "pattern": "bank nsf fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0241",
      "category": "bank_fees_interest",
      "pattern": "bank overdraft fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0242",
      "category": "bank_fees_interest",
      "pattern": "card atm fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0243",
      "category": "bank_fees_interest",
      "pattern": "card atm owner fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm owner fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0244",
      "category": "bank_fees_interest",
      "pattern": "card atm surcharge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm surcharge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0245",
      "category": "bank_fees_interest",
      "pattern": "card nsf fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0246",
      "category": "bank_fees_interest",
      "pattern": "card overdraft fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0247",
      "category": "bank_fees_interest",
      "pattern": "chargeback fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chargeback fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0248",
      "category": "bank_fees_interest",
      "pattern": "debit fee interest",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0249",
      "category": "bank_fees_interest",
      "pattern": "debit interest fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0250",
      "category": "bank_fees_interest",
      "pattern": "debit merchant fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0251",
      "category": "bank_fees_interest",
      "pattern": "debit past due fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0252",
      "category": "bank_fees_interest",
      "pattern": "debit research fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0253",
      "category": "bank_fees_interest",
      "pattern": "dispute fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0254",
      "category": "bank_fees_interest",
      "pattern": "fee interest debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0255",
      "category": "bank_fees_interest",
      "pattern": "finance charge pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "finance charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0256",
      "category": "bank_fees_interest",
      "pattern": "inactivity fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "inactivity fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0257",
      "category": "bank_fees_interest",
      "pattern": "interest fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0258",
      "category": "bank_fees_interest",
      "pattern": "mastercard atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0259",
      "category": "bank_fees_interest",
      "pattern": "mastercard nsf fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0260",
      "category": "bank_fees_interest",
      "pattern": "membership fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "membership fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0261",
      "category": "bank_fees_interest",
      "pattern": "merchant fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0262",
      "category": "bank_fees_interest",
      "pattern": "nsf fee adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0263",
      "category": "bank_fees_interest",
      "pattern": "past due fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0264",
      "category": "bank_fees_interest",
      "pattern": "processing fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "processing fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0265",
      "category": "bank_fees_interest",
      "pattern": "reload fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0266",
      "category": "bank_fees_interest",
      "pattern": "reload fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0267",
      "category": "bank_fees_interest",
      "pattern": "research fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0268",
      "category": "bank_fees_interest",
      "pattern": "savings annual fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0269",
      "category": "bank_fees_interest",
      "pattern": "savings reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0270",
      "category": "bank_fees_interest",
      "pattern": "service charge pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "service charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0271",
      "category": "bank_fees_interest",
      "pattern": "visa atm fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0272",
      "category": "bank_fees_interest",
      "pattern": "visa atm owner fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm owner fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0273",
      "category": "bank_fees_interest",
      "pattern": "visa atm surcharge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm surcharge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0274",
      "category": "bank_fees_interest",
      "pattern": "visa nsf fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0275",
      "category": "bank_fees_interest",
      "pattern": "visa overdraft fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0276",
      "category": "bank_fees_interest",
      "pattern": "account dispute fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0277",
      "category": "bank_fees_interest",
      "pattern": "amex card fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0278",
      "category": "bank_fees_interest",
      "pattern": "amex chargeback fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chargeback fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0279",
      "category": "bank_fees_interest",
      "pattern": "amex debit card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "debit card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0280",
      "category": "bank_fees_interest",
      "pattern": "amex finance charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "finance charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0281",
      "category": "bank_fees_interest",
      "pattern": "amex inactivity fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "inactivity fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0282",
      "category": "bank_fees_interest",
      "pattern": "amex late fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0283",
      "category": "bank_fees_interest",
      "pattern": "amex levy fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0284",
      "category": "bank_fees_interest",
      "pattern": "amex membership fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "membership fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0285",
      "category": "bank_fees_interest",
      "pattern": "amex processing fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "processing fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0286",
      "category": "bank_fees_interest",
      "pattern": "amex service charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "service charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0287",
      "category": "bank_fees_interest",
      "pattern": "annual fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0288",
      "category": "bank_fees_interest",
      "pattern": "annual fee bankcard",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0289",
      "category": "bank_fees_interest",
      "pattern": "atm fee transaction",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0290",
      "category": "bank_fees_interest",
      "pattern": "atm owner fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm owner fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0291",
      "category": "bank_fees_interest",
      "pattern": "atm surcharge debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm surcharge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0292",
      "category": "bank_fees_interest",
      "pattern": "bank card fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0293",
      "category": "bank_fees_interest",
      "pattern": "bank chargeback fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chargeback fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0294",
      "category": "bank_fees_interest",
      "pattern": "bank debit card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "debit card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0295",
      "category": "bank_fees_interest",
      "pattern": "bank finance charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "finance charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0296",
      "category": "bank_fees_interest",
      "pattern": "bank inactivity fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "inactivity fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0297",
      "category": "bank_fees_interest",
      "pattern": "bank late fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0298",
      "category": "bank_fees_interest",
      "pattern": "bank levy fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0299",
      "category": "bank_fees_interest",
      "pattern": "bank membership fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "membership fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0300",
      "category": "bank_fees_interest",
      "pattern": "bank processing fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "processing fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0301",
      "category": "bank_fees_interest",
      "pattern": "bank service charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "service charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0302",
      "category": "bank_fees_interest",
      "pattern": "card card fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0303",
      "category": "bank_fees_interest",
      "pattern": "card chargeback fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chargeback fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0304",
      "category": "bank_fees_interest",
      "pattern": "card debit card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "debit card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0305",
      "category": "bank_fees_interest",
      "pattern": "card fee adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0306",
      "category": "bank_fees_interest",
      "pattern": "card finance charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "finance charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0307",
      "category": "bank_fees_interest",
      "pattern": "card inactivity fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "inactivity fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0308",
      "category": "bank_fees_interest",
      "pattern": "card late fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0309",
      "category": "bank_fees_interest",
      "pattern": "card levy fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0310",
      "category": "bank_fees_interest",
      "pattern": "card membership fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "membership fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0311",
      "category": "bank_fees_interest",
      "pattern": "card processing fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "processing fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0312",
      "category": "bank_fees_interest",
      "pattern": "card service charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "service charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0313",
      "category": "bank_fees_interest",
      "pattern": "cash reload fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0314",
      "category": "bank_fees_interest",
      "pattern": "checking annual fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0315",
      "category": "bank_fees_interest",
      "pattern": "checking reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0316",
      "category": "bank_fees_interest",
      "pattern": "convenience fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "convenience fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0317",
      "category": "bank_fees_interest",
      "pattern": "credit card atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0318",
      "category": "bank_fees_interest",
      "pattern": "credit card nsf fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0319",
      "category": "bank_fees_interest",
      "pattern": "debit atm fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0320",
      "category": "bank_fees_interest",
      "pattern": "debit atm owner fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm owner fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0321",
      "category": "bank_fees_interest",
      "pattern": "debit atm surcharge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm surcharge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0322",
      "category": "bank_fees_interest",
      "pattern": "debit nsf fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0323",
      "category": "bank_fees_interest",
      "pattern": "debit overdraft fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0324",
      "category": "bank_fees_interest",
      "pattern": "dispute fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0325",
      "category": "bank_fees_interest",
      "pattern": "dispute fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0326",
      "category": "bank_fees_interest",
      "pattern": "fee interest annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0327",
      "category": "bank_fees_interest",
      "pattern": "foreign atm fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foreign atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0328",
      "category": "bank_fees_interest",
      "pattern": "garnishment fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "garnishment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0329",
      "category": "bank_fees_interest",
      "pattern": "interest charge pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0330",
      "category": "bank_fees_interest",
      "pattern": "interest fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0331",
      "category": "bank_fees_interest",
      "pattern": "late fee adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0332",
      "category": "bank_fees_interest",
      "pattern": "levy fee adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0333",
      "category": "bank_fees_interest",
      "pattern": "maintenance fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "maintenance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0334",
      "category": "bank_fees_interest",
      "pattern": "mastercard card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0335",
      "category": "bank_fees_interest",
      "pattern": "mastercard late fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0336",
      "category": "bank_fees_interest",
      "pattern": "mastercard levy fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0337",
      "category": "bank_fees_interest",
      "pattern": "merchant fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0338",
      "category": "bank_fees_interest",
      "pattern": "money order fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "money order fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0339",
      "category": "bank_fees_interest",
      "pattern": "nsf fee transaction",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0340",
      "category": "bank_fees_interest",
      "pattern": "overdraft fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0341",
      "category": "bank_fees_interest",
      "pattern": "past due fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0342",
      "category": "bank_fees_interest",
      "pattern": "reload fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0343",
      "category": "bank_fees_interest",
      "pattern": "reload fee bankcard",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0344",
      "category": "bank_fees_interest",
      "pattern": "research fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0345",
      "category": "bank_fees_interest",
      "pattern": "savings dispute fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0346",
      "category": "bank_fees_interest",
      "pattern": "visa card fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0347",
      "category": "bank_fees_interest",
      "pattern": "visa chargeback fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chargeback fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0348",
      "category": "bank_fees_interest",
      "pattern": "visa debit card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "debit card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0349",
      "category": "bank_fees_interest",
      "pattern": "visa finance charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "finance charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0350",
      "category": "bank_fees_interest",
      "pattern": "visa inactivity fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "inactivity fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0351",
      "category": "bank_fees_interest",
      "pattern": "visa late fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0352",
      "category": "bank_fees_interest",
      "pattern": "visa levy fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0353",
      "category": "bank_fees_interest",
      "pattern": "visa membership fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "membership fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0354",
      "category": "bank_fees_interest",
      "pattern": "visa processing fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "processing fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0355",
      "category": "bank_fees_interest",
      "pattern": "visa service charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "service charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0356",
      "category": "bank_fees_interest",
      "pattern": "account fee interest",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0357",
      "category": "bank_fees_interest",
      "pattern": "account interest fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0358",
      "category": "bank_fees_interest",
      "pattern": "account merchant fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0359",
      "category": "bank_fees_interest",
      "pattern": "account past due fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0360",
      "category": "bank_fees_interest",
      "pattern": "account research fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0361",
      "category": "bank_fees_interest",
      "pattern": "amex atm fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0362",
      "category": "bank_fees_interest",
      "pattern": "amex cash reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0363",
      "category": "bank_fees_interest",
      "pattern": "amex convenience fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "convenience fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0364",
      "category": "bank_fees_interest",
      "pattern": "amex foreign atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foreign atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0365",
      "category": "bank_fees_interest",
      "pattern": "amex garnishment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "garnishment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0366",
      "category": "bank_fees_interest",
      "pattern": "amex interest charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0367",
      "category": "bank_fees_interest",
      "pattern": "amex maintenance fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "maintenance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0368",
      "category": "bank_fees_interest",
      "pattern": "amex money order fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "money order fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0369",
      "category": "bank_fees_interest",
      "pattern": "amex nsf fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0370",
      "category": "bank_fees_interest",
      "pattern": "atm owner fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm owner fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0371",
      "category": "bank_fees_interest",
      "pattern": "atm surcharge annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm surcharge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0372",
      "category": "bank_fees_interest",
      "pattern": "bank atm fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0373",
      "category": "bank_fees_interest",
      "pattern": "bank cash reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0374",
      "category": "bank_fees_interest",
      "pattern": "bank convenience fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "convenience fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0375",
      "category": "bank_fees_interest",
      "pattern": "bank foreign atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foreign atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0376",
      "category": "bank_fees_interest",
      "pattern": "bank garnishment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "garnishment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0377",
      "category": "bank_fees_interest",
      "pattern": "bank interest charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0378",
      "category": "bank_fees_interest",
      "pattern": "bank maintenance fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "maintenance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0379",
      "category": "bank_fees_interest",
      "pattern": "bank money order fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "money order fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0380",
      "category": "bank_fees_interest",
      "pattern": "bank nsf fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0381",
      "category": "bank_fees_interest",
      "pattern": "card atm fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0382",
      "category": "bank_fees_interest",
      "pattern": "card cash reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0383",
      "category": "bank_fees_interest",
      "pattern": "card convenience fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "convenience fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0384",
      "category": "bank_fees_interest",
      "pattern": "card fee transaction",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0385",
      "category": "bank_fees_interest",
      "pattern": "card foreign atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foreign atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0386",
      "category": "bank_fees_interest",
      "pattern": "card garnishment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "garnishment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0387",
      "category": "bank_fees_interest",
      "pattern": "card interest charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0388",
      "category": "bank_fees_interest",
      "pattern": "card maintenance fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "maintenance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0389",
      "category": "bank_fees_interest",
      "pattern": "card money order fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "money order fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0390",
      "category": "bank_fees_interest",
      "pattern": "card nsf fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0391",
      "category": "bank_fees_interest",
      "pattern": "cash advance fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0392",
      "category": "bank_fees_interest",
      "pattern": "chargeback fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chargeback fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0393",
      "category": "bank_fees_interest",
      "pattern": "checking dispute fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0394",
      "category": "bank_fees_interest",
      "pattern": "credit card card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0395",
      "category": "bank_fees_interest",
      "pattern": "credit card late fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0396",
      "category": "bank_fees_interest",
      "pattern": "credit card levy fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0397",
      "category": "bank_fees_interest",
      "pattern": "debit card fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0398",
      "category": "bank_fees_interest",
      "pattern": "debit chargeback fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chargeback fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0399",
      "category": "bank_fees_interest",
      "pattern": "debit debit card fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "debit card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0400",
      "category": "bank_fees_interest",
      "pattern": "debit finance charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "finance charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0401",
      "category": "bank_fees_interest",
      "pattern": "debit inactivity fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "inactivity fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0402",
      "category": "bank_fees_interest",
      "pattern": "debit late fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0403",
      "category": "bank_fees_interest",
      "pattern": "debit levy fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0404",
      "category": "bank_fees_interest",
      "pattern": "debit membership fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "membership fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0405",
      "category": "bank_fees_interest",
      "pattern": "debit processing fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "processing fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0406",
      "category": "bank_fees_interest",
      "pattern": "debit service charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "service charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0407",
      "category": "bank_fees_interest",
      "pattern": "dispute fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0408",
      "category": "bank_fees_interest",
      "pattern": "dispute fee bankcard",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0409",
      "category": "bank_fees_interest",
      "pattern": "fee interest charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0410",
      "category": "bank_fees_interest",
      "pattern": "fee interest monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0411",
      "category": "bank_fees_interest",
      "pattern": "finance charge debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "finance charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0412",
      "category": "bank_fees_interest",
      "pattern": "inactivity fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "inactivity fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0413",
      "category": "bank_fees_interest",
      "pattern": "interest charged pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charged",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0414",
      "category": "bank_fees_interest",
      "pattern": "interest fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0415",
      "category": "bank_fees_interest",
      "pattern": "interest fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0416",
      "category": "bank_fees_interest",
      "pattern": "late fee transaction",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0417",
      "category": "bank_fees_interest",
      "pattern": "late payment fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0418",
      "category": "bank_fees_interest",
      "pattern": "levy fee transaction",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0419",
      "category": "bank_fees_interest",
      "pattern": "loan payment fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "loan payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0420",
      "category": "bank_fees_interest",
      "pattern": "membership fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "membership fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0421",
      "category": "bank_fees_interest",
      "pattern": "merchant fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0422",
      "category": "bank_fees_interest",
      "pattern": "merchant fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0423",
      "category": "bank_fees_interest",
      "pattern": "overdraft fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0424",
      "category": "bank_fees_interest",
      "pattern": "past due fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0425",
      "category": "bank_fees_interest",
      "pattern": "past due fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0426",
      "category": "bank_fees_interest",
      "pattern": "processing fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "processing fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0427",
      "category": "bank_fees_interest",
      "pattern": "research fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0428",
      "category": "bank_fees_interest",
      "pattern": "research fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0429",
      "category": "bank_fees_interest",
      "pattern": "savings fee interest",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0430",
      "category": "bank_fees_interest",
      "pattern": "savings interest fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0431",
      "category": "bank_fees_interest",
      "pattern": "savings merchant fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0432",
      "category": "bank_fees_interest",
      "pattern": "savings past due fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0433",
      "category": "bank_fees_interest",
      "pattern": "savings research fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0434",
      "category": "bank_fees_interest",
      "pattern": "service charge debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "service charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0435",
      "category": "bank_fees_interest",
      "pattern": "stop payment fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stop payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0436",
      "category": "bank_fees_interest",
      "pattern": "visa atm fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0437",
      "category": "bank_fees_interest",
      "pattern": "visa cash reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0438",
      "category": "bank_fees_interest",
      "pattern": "visa convenience fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "convenience fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0439",
      "category": "bank_fees_interest",
      "pattern": "visa foreign atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foreign atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0440",
      "category": "bank_fees_interest",
      "pattern": "visa garnishment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "garnishment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0441",
      "category": "bank_fees_interest",
      "pattern": "visa interest charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0442",
      "category": "bank_fees_interest",
      "pattern": "visa maintenance fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "maintenance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0443",
      "category": "bank_fees_interest",
      "pattern": "visa money order fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "money order fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0444",
      "category": "bank_fees_interest",
      "pattern": "visa nsf fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0445",
      "category": "bank_fees_interest",
      "pattern": "account atm fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0446",
      "category": "bank_fees_interest",
      "pattern": "account atm owner fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm owner fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0447",
      "category": "bank_fees_interest",
      "pattern": "account atm surcharge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm surcharge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0448",
      "category": "bank_fees_interest",
      "pattern": "account nsf fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0449",
      "category": "bank_fees_interest",
      "pattern": "account overdraft fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0450",
      "category": "bank_fees_interest",
      "pattern": "amex annual fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0451",
      "category": "bank_fees_interest",
      "pattern": "amex atm fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0452",
      "category": "bank_fees_interest",
      "pattern": "amex card fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0453",
      "category": "bank_fees_interest",
      "pattern": "amex cash advance fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0454",
      "category": "bank_fees_interest",
      "pattern": "amex interest charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charged",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0455",
      "category": "bank_fees_interest",
      "pattern": "amex late fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0456",
      "category": "bank_fees_interest",
      "pattern": "amex late payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0457",
      "category": "bank_fees_interest",
      "pattern": "amex levy fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0458",
      "category": "bank_fees_interest",
      "pattern": "amex loan payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "loan payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0459",
      "category": "bank_fees_interest",
      "pattern": "amex nsf fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0460",
      "category": "bank_fees_interest",
      "pattern": "amex reload fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0461",
      "category": "bank_fees_interest",
      "pattern": "amex stop payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stop payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0462",
      "category": "bank_fees_interest",
      "pattern": "annual fee adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0463",
      "category": "bank_fees_interest",
      "pattern": "atm owner fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm owner fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0464",
      "category": "bank_fees_interest",
      "pattern": "atm owner fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm owner fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0465",
      "category": "bank_fees_interest",
      "pattern": "atm surcharge charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm surcharge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0466",
      "category": "bank_fees_interest",
      "pattern": "atm surcharge monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm surcharge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0467",
      "category": "bank_fees_interest",
      "pattern": "bank annual fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0468",
      "category": "bank_fees_interest",
      "pattern": "bank atm fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0469",
      "category": "bank_fees_interest",
      "pattern": "bank card fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0470",
      "category": "bank_fees_interest",
      "pattern": "bank cash advance fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0471",
      "category": "bank_fees_interest",
      "pattern": "bank interest charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charged",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0472",
      "category": "bank_fees_interest",
      "pattern": "bank late fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0473",
      "category": "bank_fees_interest",
      "pattern": "bank late payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0474",
      "category": "bank_fees_interest",
      "pattern": "bank levy fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0475",
      "category": "bank_fees_interest",
      "pattern": "bank loan payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "loan payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0476",
      "category": "bank_fees_interest",
      "pattern": "bank nsf fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0477",
      "category": "bank_fees_interest",
      "pattern": "bank reload fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0478",
      "category": "bank_fees_interest",
      "pattern": "bank stop payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stop payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0479",
      "category": "bank_fees_interest",
      "pattern": "card annual fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0480",
      "category": "bank_fees_interest",
      "pattern": "card atm fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0481",
      "category": "bank_fees_interest",
      "pattern": "card card fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0482",
      "category": "bank_fees_interest",
      "pattern": "card cash advance fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0483",
      "category": "bank_fees_interest",
      "pattern": "card interest charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charged",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0484",
      "category": "bank_fees_interest",
      "pattern": "card late fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0485",
      "category": "bank_fees_interest",
      "pattern": "card late payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0486",
      "category": "bank_fees_interest",
      "pattern": "card levy fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "levy fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0487",
      "category": "bank_fees_interest",
      "pattern": "card loan payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "loan payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0488",
      "category": "bank_fees_interest",
      "pattern": "card nsf fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0489",
      "category": "bank_fees_interest",
      "pattern": "card reload fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0490",
      "category": "bank_fees_interest",
      "pattern": "card stop payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stop payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0491",
      "category": "bank_fees_interest",
      "pattern": "cash reload fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0492",
      "category": "bank_fees_interest",
      "pattern": "cashier check fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cashier check fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0493",
      "category": "bank_fees_interest",
      "pattern": "chargeback fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chargeback fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0494",
      "category": "bank_fees_interest",
      "pattern": "checking fee interest",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0495",
      "category": "bank_fees_interest",
      "pattern": "checking interest fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0496",
      "category": "bank_fees_interest",
      "pattern": "checking merchant fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0497",
      "category": "bank_fees_interest",
      "pattern": "checking past due fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0498",
      "category": "bank_fees_interest",
      "pattern": "checking research fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0499",
      "category": "bank_fees_interest",
      "pattern": "convenience fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "convenience fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0500",
      "category": "bank_fees_interest",
      "pattern": "debit atm fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0501",
      "category": "bank_fees_interest",
      "pattern": "debit card fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "debit card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0502",
      "category": "bank_fees_interest",
      "pattern": "debit cash reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0503",
      "category": "bank_fees_interest",
      "pattern": "debit convenience fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "convenience fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0504",
      "category": "bank_fees_interest",
      "pattern": "debit foreign atm fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foreign atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0505",
      "category": "bank_fees_interest",
      "pattern": "debit garnishment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "garnishment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0506",
      "category": "bank_fees_interest",
      "pattern": "debit interest charge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0507",
      "category": "bank_fees_interest",
      "pattern": "debit maintenance fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "maintenance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0508",
      "category": "bank_fees_interest",
      "pattern": "debit money order fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "money order fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0509",
      "category": "bank_fees_interest",
      "pattern": "debit nsf fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0510",
      "category": "bank_fees_interest",
      "pattern": "domestic wire fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "domestic wire fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0511",
      "category": "bank_fees_interest",
      "pattern": "fee interest assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0512",
      "category": "bank_fees_interest",
      "pattern": "fee interest bankcard",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0513",
      "category": "bank_fees_interest",
      "pattern": "finance charge annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "finance charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0514",
      "category": "bank_fees_interest",
      "pattern": "foreign atm fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foreign atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0515",
      "category": "bank_fees_interest",
      "pattern": "garnishment fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "garnishment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0516",
      "category": "bank_fees_interest",
      "pattern": "inactivity fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "inactivity fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0517",
      "category": "bank_fees_interest",
      "pattern": "incoming wire fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "incoming wire fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0518",
      "category": "bank_fees_interest",
      "pattern": "interest charge debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0519",
      "category": "bank_fees_interest",
      "pattern": "interest fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0520",
      "category": "bank_fees_interest",
      "pattern": "interest fee bankcard",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0521",
      "category": "bank_fees_interest",
      "pattern": "maintenance fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "maintenance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0522",
      "category": "bank_fees_interest",
      "pattern": "mastercard annual fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0523",
      "category": "bank_fees_interest",
      "pattern": "mastercard reload fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0524",
      "category": "bank_fees_interest",
      "pattern": "membership fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "membership fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0525",
      "category": "bank_fees_interest",
      "pattern": "merchant fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0526",
      "category": "bank_fees_interest",
      "pattern": "merchant fee bankcard",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0527",
      "category": "bank_fees_interest",
      "pattern": "money order fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "money order fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0528",
      "category": "bank_fees_interest",
      "pattern": "outgoing wire fee pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "outgoing wire fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0529",
      "category": "bank_fees_interest",
      "pattern": "overdraft fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0530",
      "category": "bank_fees_interest",
      "pattern": "overdraft fee monthly",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0531",
      "category": "bank_fees_interest",
      "pattern": "past due fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0532",
      "category": "bank_fees_interest",
      "pattern": "past due fee bankcard",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "past due fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0533",
      "category": "bank_fees_interest",
      "pattern": "processing fee annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "processing fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0534",
      "category": "bank_fees_interest",
      "pattern": "reload fee adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reload fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0535",
      "category": "bank_fees_interest",
      "pattern": "research fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0536",
      "category": "bank_fees_interest",
      "pattern": "research fee bankcard",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "research fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0537",
      "category": "bank_fees_interest",
      "pattern": "residual interest pos",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "residual interest",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0538",
      "category": "bank_fees_interest",
      "pattern": "savings atm fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0539",
      "category": "bank_fees_interest",
      "pattern": "savings atm owner fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm owner fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0540",
      "category": "bank_fees_interest",
      "pattern": "savings atm surcharge",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm surcharge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0541",
      "category": "bank_fees_interest",
      "pattern": "savings nsf fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nsf fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0542",
      "category": "bank_fees_interest",
      "pattern": "savings overdraft fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overdraft fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0543",
      "category": "bank_fees_interest",
      "pattern": "service charge annual",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "service charge",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0544",
      "category": "bank_fees_interest",
      "pattern": "visa annual fee debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "annual fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0545",
      "category": "bank_fees_interest",
      "pattern": "visa atm fee assessed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0546",
      "category": "bank_fees_interest",
      "pattern": "visa card fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "card fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0547",
      "category": "bank_fees_interest",
      "pattern": "visa cash advance fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0548",
      "category": "bank_fees_interest",
      "pattern": "visa interest charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest charged",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0549",
      "category": "bank_fees_interest",
      "pattern": "visa late fee charged",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "bank_fees_interest_0550",
      "category": "bank_fees_interest",
      "pattern": "visa late payment fee",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "late payment fee",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0001",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0002",
      "category": "transfers_cash_money_movement",
      "pattern": "atm cash",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm cash",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0003",
      "category": "transfers_cash_money_movement",
      "pattern": "meta pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0004",
      "category": "transfers_cash_money_movement",
      "pattern": "zelle to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle to",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0005",
      "category": "transfers_cash_money_movement",
      "pattern": "ach debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0006",
      "category": "transfers_cash_money_movement",
      "pattern": "atm debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm debit",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0007",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0008",
      "category": "transfers_cash_money_movement",
      "pattern": "ach credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0009",
      "category": "transfers_cash_money_movement",
      "pattern": "ach return",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach return",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0010",
      "category": "transfers_cash_money_movement",
      "pattern": "payroll dd",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payroll dd",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0011",
      "category": "transfers_cash_money_movement",
      "pattern": "zelle from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle from",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0012",
      "category": "transfers_cash_money_movement",
      "pattern": "ach deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach deposit",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0013",
      "category": "transfers_cash_money_movement",
      "pattern": "atm deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0014",
      "category": "transfers_cash_money_movement",
      "pattern": "paypal xfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "paypal xfer",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0015",
      "category": "transfers_cash_money_movement",
      "pattern": "rtp payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0016",
      "category": "transfers_cash_money_movement",
      "pattern": "transfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0017",
      "category": "transfers_cash_money_movement",
      "pattern": "ach reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach reversal",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0018",
      "category": "transfers_cash_money_movement",
      "pattern": "ach transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0019",
      "category": "transfers_cash_money_movement",
      "pattern": "cash advance",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0020",
      "category": "transfers_cash_money_movement",
      "pattern": "cash deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0021",
      "category": "transfers_cash_money_movement",
      "pattern": "facebook pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "facebook pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0022",
      "category": "transfers_cash_money_movement",
      "pattern": "same day ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "same day ach",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0023",
      "category": "transfers_cash_money_movement",
      "pattern": "bank transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bank transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0024",
      "category": "transfers_cash_money_movement",
      "pattern": "book transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "book transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0025",
      "category": "transfers_cash_money_movement",
      "pattern": "check deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "check deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0026",
      "category": "transfers_cash_money_movement",
      "pattern": "transfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0027",
      "category": "transfers_cash_money_movement",
      "pattern": "venmo cashout",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo cashout",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0028",
      "category": "transfers_cash_money_movement",
      "pattern": "venmo payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0029",
      "category": "transfers_cash_money_movement",
      "pattern": "wire transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wire transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0030",
      "category": "transfers_cash_money_movement",
      "pattern": "zelle payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0031",
      "category": "transfers_cash_money_movement",
      "pattern": "atm withdrawal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0032",
      "category": "transfers_cash_money_movement",
      "pattern": "branch deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "branch deposit",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0033",
      "category": "transfers_cash_money_movement",
      "pattern": "direct deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "direct deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0034",
      "category": "transfers_cash_money_movement",
      "pattern": "funds transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "funds transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0035",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0036",
      "category": "transfers_cash_money_movement",
      "pattern": "refund deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0037",
      "category": "transfers_cash_money_movement",
      "pattern": "remote deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "remote deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0038",
      "category": "transfers_cash_money_movement",
      "pattern": "salary deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "salary deposit",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0039",
      "category": "transfers_cash_money_movement",
      "pattern": "venmo cash out",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo cash out",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0040",
      "category": "transfers_cash_money_movement",
      "pattern": "venmo transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0041",
      "category": "transfers_cash_money_movement",
      "pattern": "withdrawal atm",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "withdrawal atm",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0042",
      "category": "transfers_cash_money_movement",
      "pattern": "zelle received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle received",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0043",
      "category": "transfers_cash_money_movement",
      "pattern": "zelle transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0044",
      "category": "transfers_cash_money_movement",
      "pattern": "cash withdrawal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0045",
      "category": "transfers_cash_money_movement",
      "pattern": "counter deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "counter deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0046",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0047",
      "category": "transfers_cash_money_movement",
      "pattern": "online transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0048",
      "category": "transfers_cash_money_movement",
      "pattern": "paypal transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "paypal transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0049",
      "category": "transfers_cash_money_movement",
      "pattern": "payroll deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payroll deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0050",
      "category": "transfers_cash_money_movement",
      "pattern": "account transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "account transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0051",
      "category": "transfers_cash_money_movement",
      "pattern": "deposit reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "deposit reversal",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0052",
      "category": "transfers_cash_money_movement",
      "pattern": "deposit transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "deposit transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0053",
      "category": "transfers_cash_money_movement",
      "pattern": "instant transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "instant transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0054",
      "category": "transfers_cash_money_movement",
      "pattern": "paypal inst xfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "paypal inst xfer",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0055",
      "category": "transfers_cash_money_movement",
      "pattern": "savings transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "savings transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0056",
      "category": "transfers_cash_money_movement",
      "pattern": "treasury deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "treasury deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0057",
      "category": "transfers_cash_money_movement",
      "pattern": "wire transfer in",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wire transfer in",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0058",
      "category": "transfers_cash_money_movement",
      "pattern": "bill pay transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bill pay transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0059",
      "category": "transfers_cash_money_movement",
      "pattern": "branch withdrawal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "branch withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0060",
      "category": "transfers_cash_money_movement",
      "pattern": "cash app cash out",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash app cash out",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0061",
      "category": "transfers_cash_money_movement",
      "pattern": "cash app transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash app transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0062",
      "category": "transfers_cash_money_movement",
      "pattern": "cash disbursement",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash disbursement",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0063",
      "category": "transfers_cash_money_movement",
      "pattern": "checking transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "checking transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0064",
      "category": "transfers_cash_money_movement",
      "pattern": "external transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "external transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0065",
      "category": "transfers_cash_money_movement",
      "pattern": "internal transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "internal transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0066",
      "category": "transfers_cash_money_movement",
      "pattern": "internet transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "internet transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0067",
      "category": "transfers_cash_money_movement",
      "pattern": "real time payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "real time payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0068",
      "category": "transfers_cash_money_movement",
      "pattern": "teller withdrawal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "teller withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0069",
      "category": "transfers_cash_money_movement",
      "pattern": "wire transfer out",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wire transfer out",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0070",
      "category": "transfers_cash_money_movement",
      "pattern": "automatic transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "automatic transfer",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0071",
      "category": "transfers_cash_money_movement",
      "pattern": "counter withdrawal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "counter withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0072",
      "category": "transfers_cash_money_movement",
      "pattern": "deposit correction",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "deposit correction",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0073",
      "category": "transfers_cash_money_movement",
      "pattern": "recurring transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "recurring transfer",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0074",
      "category": "transfers_cash_money_movement",
      "pattern": "tax refund deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tax refund deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0075",
      "category": "transfers_cash_money_movement",
      "pattern": "telephone transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "telephone transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0076",
      "category": "transfers_cash_money_movement",
      "pattern": "apple cash transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "apple cash transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0077",
      "category": "transfers_cash_money_movement",
      "pattern": "google pay transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "google pay transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0078",
      "category": "transfers_cash_money_movement",
      "pattern": "transfer to savings",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to savings",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0079",
      "category": "transfers_cash_money_movement",
      "pattern": "square cash transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "square cash transfer",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0080",
      "category": "transfers_cash_money_movement",
      "pattern": "transfer to checking",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to checking",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0081",
      "category": "transfers_cash_money_movement",
      "pattern": "transfer from savings",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer from savings",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0082",
      "category": "transfers_cash_money_movement",
      "pattern": "transfer from checking",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer from checking",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0083",
      "category": "transfers_cash_money_movement",
      "pattern": "cash advance withdrawal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance withdrawal",
      "source_hint": "v1_seed_file",
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0084",
      "category": "transfers_cash_money_movement",
      "pattern": "person to person transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "person to person transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0085",
      "category": "transfers_cash_money_movement",
      "pattern": "ach xfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0086",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p xfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0087",
      "category": "transfers_cash_money_movement",
      "pattern": "web xfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0088",
      "category": "transfers_cash_money_movement",
      "pattern": "ach meta pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0089",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p meta pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0090",
      "category": "transfers_cash_money_movement",
      "pattern": "web meta pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0091",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer to bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0092",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer to sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0093",
      "category": "transfers_cash_money_movement",
      "pattern": "ach ach debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0094",
      "category": "transfers_cash_money_movement",
      "pattern": "ach xfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0095",
      "category": "transfers_cash_money_movement",
      "pattern": "meta pay bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0096",
      "category": "transfers_cash_money_movement",
      "pattern": "meta pay sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0097",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p ach debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0098",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p xfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0099",
      "category": "transfers_cash_money_movement",
      "pattern": "web ach debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0100",
      "category": "transfers_cash_money_movement",
      "pattern": "web xfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0101",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer to debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0102",
      "category": "transfers_cash_money_movement",
      "pattern": "ach ach credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0103",
      "category": "transfers_cash_money_movement",
      "pattern": "ach debit bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0104",
      "category": "transfers_cash_money_movement",
      "pattern": "ach debit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0105",
      "category": "transfers_cash_money_movement",
      "pattern": "meta pay debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0106",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile xfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0107",
      "category": "transfers_cash_money_movement",
      "pattern": "online xfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0108",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p ach credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0109",
      "category": "transfers_cash_money_movement",
      "pattern": "web ach credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0110",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer from bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0111",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer from sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0112",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer to credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0113",
      "category": "transfers_cash_money_movement",
      "pattern": "ach atm deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0114",
      "category": "transfers_cash_money_movement",
      "pattern": "ach credit bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0115",
      "category": "transfers_cash_money_movement",
      "pattern": "ach credit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0116",
      "category": "transfers_cash_money_movement",
      "pattern": "ach debit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0117",
      "category": "transfers_cash_money_movement",
      "pattern": "ach rtp payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0118",
      "category": "transfers_cash_money_movement",
      "pattern": "ach transfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0119",
      "category": "transfers_cash_money_movement",
      "pattern": "meta pay credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0120",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile meta pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0121",
      "category": "transfers_cash_money_movement",
      "pattern": "online meta pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0122",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p atm deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0123",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p rtp payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0124",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p transfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0125",
      "category": "transfers_cash_money_movement",
      "pattern": "pending xfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0126",
      "category": "transfers_cash_money_movement",
      "pattern": "web atm deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0127",
      "category": "transfers_cash_money_movement",
      "pattern": "web rtp payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0128",
      "category": "transfers_cash_money_movement",
      "pattern": "web transfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0129",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer from debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0130",
      "category": "transfers_cash_money_movement",
      "pattern": "ach ach transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0131",
      "category": "transfers_cash_money_movement",
      "pattern": "ach cash advance",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0132",
      "category": "transfers_cash_money_movement",
      "pattern": "ach cash deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0133",
      "category": "transfers_cash_money_movement",
      "pattern": "ach credit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0134",
      "category": "transfers_cash_money_movement",
      "pattern": "ach debit credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0135",
      "category": "transfers_cash_money_movement",
      "pattern": "ach facebook pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "facebook pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0136",
      "category": "transfers_cash_money_movement",
      "pattern": "ach same day ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "same day ach",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0137",
      "category": "transfers_cash_money_movement",
      "pattern": "ach xfer to sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0138",
      "category": "transfers_cash_money_movement",
      "pattern": "atm deposit bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0139",
      "category": "transfers_cash_money_movement",
      "pattern": "atm deposit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0140",
      "category": "transfers_cash_money_movement",
      "pattern": "external xfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0141",
      "category": "transfers_cash_money_movement",
      "pattern": "internal xfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0142",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile ach debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0143",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile xfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0144",
      "category": "transfers_cash_money_movement",
      "pattern": "online ach debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0145",
      "category": "transfers_cash_money_movement",
      "pattern": "online xfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0146",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p ach transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0147",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p cash advance",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0148",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p cash deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0149",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p facebook pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "facebook pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0150",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p same day ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "same day ach",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0151",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p xfer to sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0152",
      "category": "transfers_cash_money_movement",
      "pattern": "pending meta pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0153",
      "category": "transfers_cash_money_movement",
      "pattern": "rtp payment bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0154",
      "category": "transfers_cash_money_movement",
      "pattern": "rtp payment sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0155",
      "category": "transfers_cash_money_movement",
      "pattern": "transfer to bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0156",
      "category": "transfers_cash_money_movement",
      "pattern": "transfer to sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0157",
      "category": "transfers_cash_money_movement",
      "pattern": "web ach transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0158",
      "category": "transfers_cash_money_movement",
      "pattern": "web cash advance",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0159",
      "category": "transfers_cash_money_movement",
      "pattern": "web cash deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0160",
      "category": "transfers_cash_money_movement",
      "pattern": "web facebook pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "facebook pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0161",
      "category": "transfers_cash_money_movement",
      "pattern": "web same day ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "same day ach",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0162",
      "category": "transfers_cash_money_movement",
      "pattern": "web xfer to sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0163",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer from credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0164",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer to received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0165",
      "category": "transfers_cash_money_movement",
      "pattern": "ach bank transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bank transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0166",
      "category": "transfers_cash_money_movement",
      "pattern": "ach book transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "book transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0167",
      "category": "transfers_cash_money_movement",
      "pattern": "ach check deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "check deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0168",
      "category": "transfers_cash_money_movement",
      "pattern": "ach credit credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0169",
      "category": "transfers_cash_money_movement",
      "pattern": "ach meta pay sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0170",
      "category": "transfers_cash_money_movement",
      "pattern": "ach transfer bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0171",
      "category": "transfers_cash_money_movement",
      "pattern": "ach transfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0172",
      "category": "transfers_cash_money_movement",
      "pattern": "ach transfer sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0173",
      "category": "transfers_cash_money_movement",
      "pattern": "ach venmo payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0174",
      "category": "transfers_cash_money_movement",
      "pattern": "ach wire transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wire transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0175",
      "category": "transfers_cash_money_movement",
      "pattern": "ach xfer to debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0176",
      "category": "transfers_cash_money_movement",
      "pattern": "ach zelle payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0177",
      "category": "transfers_cash_money_movement",
      "pattern": "atm deposit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0178",
      "category": "transfers_cash_money_movement",
      "pattern": "cash advance bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0179",
      "category": "transfers_cash_money_movement",
      "pattern": "cash advance sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0180",
      "category": "transfers_cash_money_movement",
      "pattern": "cash deposit bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0181",
      "category": "transfers_cash_money_movement",
      "pattern": "cash deposit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0182",
      "category": "transfers_cash_money_movement",
      "pattern": "external meta pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0183",
      "category": "transfers_cash_money_movement",
      "pattern": "facebook pay bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "facebook pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0184",
      "category": "transfers_cash_money_movement",
      "pattern": "facebook pay sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "facebook pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0185",
      "category": "transfers_cash_money_movement",
      "pattern": "internal meta pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0186",
      "category": "transfers_cash_money_movement",
      "pattern": "meta pay received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0187",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile ach credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0188",
      "category": "transfers_cash_money_movement",
      "pattern": "online ach credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0189",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p bank transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bank transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0190",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p book transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "book transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0191",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p check deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "check deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0192",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p meta pay sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0193",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p transfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0194",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p venmo payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0195",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p wire transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wire transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0196",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p xfer to debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0197",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p zelle payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0198",
      "category": "transfers_cash_money_movement",
      "pattern": "pending ach debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0199",
      "category": "transfers_cash_money_movement",
      "pattern": "pending xfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0200",
      "category": "transfers_cash_money_movement",
      "pattern": "rtp payment debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0201",
      "category": "transfers_cash_money_movement",
      "pattern": "same day ach bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "same day ach",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0202",
      "category": "transfers_cash_money_movement",
      "pattern": "same day ach sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "same day ach",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0203",
      "category": "transfers_cash_money_movement",
      "pattern": "transfer to debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0204",
      "category": "transfers_cash_money_movement",
      "pattern": "web bank transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bank transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0205",
      "category": "transfers_cash_money_movement",
      "pattern": "web book transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "book transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0206",
      "category": "transfers_cash_money_movement",
      "pattern": "web check deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "check deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0207",
      "category": "transfers_cash_money_movement",
      "pattern": "web meta pay sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0208",
      "category": "transfers_cash_money_movement",
      "pattern": "web transfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0209",
      "category": "transfers_cash_money_movement",
      "pattern": "web venmo payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0210",
      "category": "transfers_cash_money_movement",
      "pattern": "web wire transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wire transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0211",
      "category": "transfers_cash_money_movement",
      "pattern": "web xfer to debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0212",
      "category": "transfers_cash_money_movement",
      "pattern": "web zelle payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0213",
      "category": "transfers_cash_money_movement",
      "pattern": "ach ach debit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0214",
      "category": "transfers_cash_money_movement",
      "pattern": "ach atm withdrawal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0215",
      "category": "transfers_cash_money_movement",
      "pattern": "ach debit received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0216",
      "category": "transfers_cash_money_movement",
      "pattern": "ach direct deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "direct deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0217",
      "category": "transfers_cash_money_movement",
      "pattern": "ach funds transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "funds transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0218",
      "category": "transfers_cash_money_movement",
      "pattern": "ach meta pay debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0219",
      "category": "transfers_cash_money_movement",
      "pattern": "ach mobile deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0220",
      "category": "transfers_cash_money_movement",
      "pattern": "ach refund deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0221",
      "category": "transfers_cash_money_movement",
      "pattern": "ach remote deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "remote deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0222",
      "category": "transfers_cash_money_movement",
      "pattern": "ach transfer debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0223",
      "category": "transfers_cash_money_movement",
      "pattern": "ach venmo transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0224",
      "category": "transfers_cash_money_movement",
      "pattern": "ach withdrawal atm",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "withdrawal atm",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0225",
      "category": "transfers_cash_money_movement",
      "pattern": "ach xfer from sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0226",
      "category": "transfers_cash_money_movement",
      "pattern": "ach xfer to credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0227",
      "category": "transfers_cash_money_movement",
      "pattern": "ach zelle transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0228",
      "category": "transfers_cash_money_movement",
      "pattern": "atm deposit credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0229",
      "category": "transfers_cash_money_movement",
      "pattern": "bank transfer bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bank transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0230",
      "category": "transfers_cash_money_movement",
      "pattern": "bank transfer sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bank transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0231",
      "category": "transfers_cash_money_movement",
      "pattern": "book transfer bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "book transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0232",
      "category": "transfers_cash_money_movement",
      "pattern": "book transfer sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "book transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0233",
      "category": "transfers_cash_money_movement",
      "pattern": "cash advance debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0234",
      "category": "transfers_cash_money_movement",
      "pattern": "cash deposit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0235",
      "category": "transfers_cash_money_movement",
      "pattern": "check deposit bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "check deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0236",
      "category": "transfers_cash_money_movement",
      "pattern": "check deposit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "check deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0237",
      "category": "transfers_cash_money_movement",
      "pattern": "electronic xfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0238",
      "category": "transfers_cash_money_movement",
      "pattern": "external ach debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0239",
      "category": "transfers_cash_money_movement",
      "pattern": "external xfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0240",
      "category": "transfers_cash_money_movement",
      "pattern": "facebook pay debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "facebook pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0241",
      "category": "transfers_cash_money_movement",
      "pattern": "internal ach debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0242",
      "category": "transfers_cash_money_movement",
      "pattern": "internal xfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0243",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile atm deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0244",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile rtp payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0245",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile transfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0246",
      "category": "transfers_cash_money_movement",
      "pattern": "online atm deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0247",
      "category": "transfers_cash_money_movement",
      "pattern": "online rtp payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0248",
      "category": "transfers_cash_money_movement",
      "pattern": "online transfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0249",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p ach debit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0250",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p atm withdrawal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0251",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p direct deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "direct deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0252",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p funds transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "funds transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0253",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p meta pay debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0254",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p mobile deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0255",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p refund deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0256",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p remote deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "remote deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0257",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p venmo transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0258",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p withdrawal atm",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "withdrawal atm",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0259",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p xfer from sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0260",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p xfer to credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0261",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p zelle transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0262",
      "category": "transfers_cash_money_movement",
      "pattern": "pending ach credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0263",
      "category": "transfers_cash_money_movement",
      "pattern": "rtp payment credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0264",
      "category": "transfers_cash_money_movement",
      "pattern": "same day ach debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "same day ach",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0265",
      "category": "transfers_cash_money_movement",
      "pattern": "transfer from bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0266",
      "category": "transfers_cash_money_movement",
      "pattern": "transfer from sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0267",
      "category": "transfers_cash_money_movement",
      "pattern": "transfer to credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0268",
      "category": "transfers_cash_money_movement",
      "pattern": "venmo payment bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0269",
      "category": "transfers_cash_money_movement",
      "pattern": "venmo payment sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0270",
      "category": "transfers_cash_money_movement",
      "pattern": "web ach debit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0271",
      "category": "transfers_cash_money_movement",
      "pattern": "web atm withdrawal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0272",
      "category": "transfers_cash_money_movement",
      "pattern": "web direct deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "direct deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0273",
      "category": "transfers_cash_money_movement",
      "pattern": "web funds transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "funds transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0274",
      "category": "transfers_cash_money_movement",
      "pattern": "web meta pay debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0275",
      "category": "transfers_cash_money_movement",
      "pattern": "web mobile deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0276",
      "category": "transfers_cash_money_movement",
      "pattern": "web refund deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0277",
      "category": "transfers_cash_money_movement",
      "pattern": "web remote deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "remote deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0278",
      "category": "transfers_cash_money_movement",
      "pattern": "web venmo transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0279",
      "category": "transfers_cash_money_movement",
      "pattern": "web withdrawal atm",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "withdrawal atm",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0280",
      "category": "transfers_cash_money_movement",
      "pattern": "web xfer from sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0281",
      "category": "transfers_cash_money_movement",
      "pattern": "web xfer to credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0282",
      "category": "transfers_cash_money_movement",
      "pattern": "web zelle transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0283",
      "category": "transfers_cash_money_movement",
      "pattern": "wire transfer bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wire transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0284",
      "category": "transfers_cash_money_movement",
      "pattern": "wire transfer sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wire transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0285",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer from received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0286",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer to to savings",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0287",
      "category": "transfers_cash_money_movement",
      "pattern": "zelle payment bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0288",
      "category": "transfers_cash_money_movement",
      "pattern": "zelle payment sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0289",
      "category": "transfers_cash_money_movement",
      "pattern": "ach ach credit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0290",
      "category": "transfers_cash_money_movement",
      "pattern": "ach ach debit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0291",
      "category": "transfers_cash_money_movement",
      "pattern": "ach cash withdrawal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0292",
      "category": "transfers_cash_money_movement",
      "pattern": "ach counter deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "counter deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0293",
      "category": "transfers_cash_money_movement",
      "pattern": "ach credit received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0294",
      "category": "transfers_cash_money_movement",
      "pattern": "ach meta pay credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0295",
      "category": "transfers_cash_money_movement",
      "pattern": "ach mobile transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0296",
      "category": "transfers_cash_money_movement",
      "pattern": "ach online transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0297",
      "category": "transfers_cash_money_movement",
      "pattern": "ach paypal transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "paypal transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0298",
      "category": "transfers_cash_money_movement",
      "pattern": "ach payroll deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payroll deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0299",
      "category": "transfers_cash_money_movement",
      "pattern": "ach transfer credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0300",
      "category": "transfers_cash_money_movement",
      "pattern": "ach xfer from debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0301",
      "category": "transfers_cash_money_movement",
      "pattern": "atm withdrawal bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0302",
      "category": "transfers_cash_money_movement",
      "pattern": "atm withdrawal sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0303",
      "category": "transfers_cash_money_movement",
      "pattern": "bank transfer debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bank transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0304",
      "category": "transfers_cash_money_movement",
      "pattern": "book transfer debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "book transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0305",
      "category": "transfers_cash_money_movement",
      "pattern": "cash advance credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0306",
      "category": "transfers_cash_money_movement",
      "pattern": "cash deposit credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0307",
      "category": "transfers_cash_money_movement",
      "pattern": "check deposit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "check deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0308",
      "category": "transfers_cash_money_movement",
      "pattern": "direct deposit bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "direct deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0309",
      "category": "transfers_cash_money_movement",
      "pattern": "direct deposit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "direct deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0310",
      "category": "transfers_cash_money_movement",
      "pattern": "electronic meta pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0311",
      "category": "transfers_cash_money_movement",
      "pattern": "external ach credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0312",
      "category": "transfers_cash_money_movement",
      "pattern": "facebook pay credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "facebook pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0313",
      "category": "transfers_cash_money_movement",
      "pattern": "funds transfer bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "funds transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0314",
      "category": "transfers_cash_money_movement",
      "pattern": "funds transfer sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "funds transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0315",
      "category": "transfers_cash_money_movement",
      "pattern": "internal ach credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0316",
      "category": "transfers_cash_money_movement",
      "pattern": "meta pay to savings",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0317",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile ach transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0318",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile cash advance",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0319",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile cash deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0320",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile deposit bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0321",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile deposit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0322",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile facebook pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "facebook pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0323",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile same day ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "same day ach",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0324",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile xfer to sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0325",
      "category": "transfers_cash_money_movement",
      "pattern": "online ach transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0326",
      "category": "transfers_cash_money_movement",
      "pattern": "online cash advance",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0327",
      "category": "transfers_cash_money_movement",
      "pattern": "online cash deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0328",
      "category": "transfers_cash_money_movement",
      "pattern": "online facebook pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "facebook pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0329",
      "category": "transfers_cash_money_movement",
      "pattern": "online same day ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "same day ach",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0330",
      "category": "transfers_cash_money_movement",
      "pattern": "online xfer to sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0331",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p ach credit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0332",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p ach debit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0333",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p cash withdrawal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0334",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p counter deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "counter deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0335",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p meta pay credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0336",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p mobile transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0337",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p online transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0338",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p paypal transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "paypal transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0339",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p payroll deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payroll deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0340",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p xfer from debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0341",
      "category": "transfers_cash_money_movement",
      "pattern": "pending atm deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0342",
      "category": "transfers_cash_money_movement",
      "pattern": "pending rtp payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0343",
      "category": "transfers_cash_money_movement",
      "pattern": "pending transfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0344",
      "category": "transfers_cash_money_movement",
      "pattern": "refund deposit bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0345",
      "category": "transfers_cash_money_movement",
      "pattern": "refund deposit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0346",
      "category": "transfers_cash_money_movement",
      "pattern": "remote deposit bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "remote deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0347",
      "category": "transfers_cash_money_movement",
      "pattern": "remote deposit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "remote deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0348",
      "category": "transfers_cash_money_movement",
      "pattern": "same day ach credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "same day ach",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0349",
      "category": "transfers_cash_money_movement",
      "pattern": "transfer from debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0350",
      "category": "transfers_cash_money_movement",
      "pattern": "venmo payment debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0351",
      "category": "transfers_cash_money_movement",
      "pattern": "venmo transfer bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0352",
      "category": "transfers_cash_money_movement",
      "pattern": "venmo transfer sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0353",
      "category": "transfers_cash_money_movement",
      "pattern": "web ach credit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0354",
      "category": "transfers_cash_money_movement",
      "pattern": "web ach debit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0355",
      "category": "transfers_cash_money_movement",
      "pattern": "web cash withdrawal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0356",
      "category": "transfers_cash_money_movement",
      "pattern": "web counter deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "counter deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0357",
      "category": "transfers_cash_money_movement",
      "pattern": "web meta pay credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0358",
      "category": "transfers_cash_money_movement",
      "pattern": "web mobile transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0359",
      "category": "transfers_cash_money_movement",
      "pattern": "web online transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0360",
      "category": "transfers_cash_money_movement",
      "pattern": "web paypal transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "paypal transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0361",
      "category": "transfers_cash_money_movement",
      "pattern": "web payroll deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payroll deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0362",
      "category": "transfers_cash_money_movement",
      "pattern": "web xfer from debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0363",
      "category": "transfers_cash_money_movement",
      "pattern": "wire transfer debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wire transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0364",
      "category": "transfers_cash_money_movement",
      "pattern": "withdrawal atm bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "withdrawal atm",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0365",
      "category": "transfers_cash_money_movement",
      "pattern": "withdrawal atm sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "withdrawal atm",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0366",
      "category": "transfers_cash_money_movement",
      "pattern": "xfer to to checking",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0367",
      "category": "transfers_cash_money_movement",
      "pattern": "zelle payment debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0368",
      "category": "transfers_cash_money_movement",
      "pattern": "zelle transfer bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0369",
      "category": "transfers_cash_money_movement",
      "pattern": "zelle transfer sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0370",
      "category": "transfers_cash_money_movement",
      "pattern": "ach account transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "account transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0371",
      "category": "transfers_cash_money_movement",
      "pattern": "ach ach credit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0372",
      "category": "transfers_cash_money_movement",
      "pattern": "ach ach debit credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0373",
      "category": "transfers_cash_money_movement",
      "pattern": "ach atm deposit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0374",
      "category": "transfers_cash_money_movement",
      "pattern": "ach debit to savings",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0375",
      "category": "transfers_cash_money_movement",
      "pattern": "ach deposit transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "deposit transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0376",
      "category": "transfers_cash_money_movement",
      "pattern": "ach instant transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "instant transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0377",
      "category": "transfers_cash_money_movement",
      "pattern": "ach rtp payment sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0378",
      "category": "transfers_cash_money_movement",
      "pattern": "ach savings transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "savings transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0379",
      "category": "transfers_cash_money_movement",
      "pattern": "ach transfer to sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0380",
      "category": "transfers_cash_money_movement",
      "pattern": "ach treasury deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "treasury deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0381",
      "category": "transfers_cash_money_movement",
      "pattern": "ach xfer from credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0382",
      "category": "transfers_cash_money_movement",
      "pattern": "ach xfer to received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0383",
      "category": "transfers_cash_money_movement",
      "pattern": "atm deposit received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0384",
      "category": "transfers_cash_money_movement",
      "pattern": "atm withdrawal debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0385",
      "category": "transfers_cash_money_movement",
      "pattern": "bank transfer credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bank transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0386",
      "category": "transfers_cash_money_movement",
      "pattern": "book transfer credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "book transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0387",
      "category": "transfers_cash_money_movement",
      "pattern": "cash withdrawal bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0388",
      "category": "transfers_cash_money_movement",
      "pattern": "cash withdrawal sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash withdrawal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0389",
      "category": "transfers_cash_money_movement",
      "pattern": "check deposit credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "check deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0390",
      "category": "transfers_cash_money_movement",
      "pattern": "counter deposit bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "counter deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0391",
      "category": "transfers_cash_money_movement",
      "pattern": "counter deposit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "counter deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0392",
      "category": "transfers_cash_money_movement",
      "pattern": "direct deposit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "direct deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0393",
      "category": "transfers_cash_money_movement",
      "pattern": "electronic ach debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0394",
      "category": "transfers_cash_money_movement",
      "pattern": "electronic xfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0395",
      "category": "transfers_cash_money_movement",
      "pattern": "external atm deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0396",
      "category": "transfers_cash_money_movement",
      "pattern": "external rtp payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0397",
      "category": "transfers_cash_money_movement",
      "pattern": "external transfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0398",
      "category": "transfers_cash_money_movement",
      "pattern": "funds transfer debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "funds transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0399",
      "category": "transfers_cash_money_movement",
      "pattern": "internal atm deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0400",
      "category": "transfers_cash_money_movement",
      "pattern": "internal rtp payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0401",
      "category": "transfers_cash_money_movement",
      "pattern": "internal transfer to",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0402",
      "category": "transfers_cash_money_movement",
      "pattern": "meta pay to checking",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0403",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile bank transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bank transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0404",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile book transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "book transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0405",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile check deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "check deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0406",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile deposit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0407",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile meta pay sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0408",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile transfer bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0409",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile transfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0410",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile transfer sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0411",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile venmo payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0412",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile wire transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wire transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0413",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile xfer to debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0414",
      "category": "transfers_cash_money_movement",
      "pattern": "mobile zelle payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0415",
      "category": "transfers_cash_money_movement",
      "pattern": "online bank transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bank transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0416",
      "category": "transfers_cash_money_movement",
      "pattern": "online book transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "book transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0417",
      "category": "transfers_cash_money_movement",
      "pattern": "online check deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "check deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0418",
      "category": "transfers_cash_money_movement",
      "pattern": "online meta pay sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meta pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0419",
      "category": "transfers_cash_money_movement",
      "pattern": "online transfer bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0420",
      "category": "transfers_cash_money_movement",
      "pattern": "online transfer from",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0421",
      "category": "transfers_cash_money_movement",
      "pattern": "online transfer sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0422",
      "category": "transfers_cash_money_movement",
      "pattern": "online venmo payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "venmo payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0423",
      "category": "transfers_cash_money_movement",
      "pattern": "online wire transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wire transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0424",
      "category": "transfers_cash_money_movement",
      "pattern": "online xfer to debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0425",
      "category": "transfers_cash_money_movement",
      "pattern": "online zelle payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zelle payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0426",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p account transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "account transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0427",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p ach credit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0428",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p ach debit credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0429",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p atm deposit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atm deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0430",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p deposit transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "deposit transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0431",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p instant transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "instant transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0432",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p rtp payment sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0433",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p savings transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "savings transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0434",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p transfer to sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "transfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0435",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p treasury deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "treasury deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0436",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p xfer from credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer from",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0437",
      "category": "transfers_cash_money_movement",
      "pattern": "p2p xfer to received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0438",
      "category": "transfers_cash_money_movement",
      "pattern": "paypal transfer bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "paypal transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0439",
      "category": "transfers_cash_money_movement",
      "pattern": "paypal transfer sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "paypal transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0440",
      "category": "transfers_cash_money_movement",
      "pattern": "payroll deposit bank",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payroll deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0441",
      "category": "transfers_cash_money_movement",
      "pattern": "payroll deposit sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payroll deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0442",
      "category": "transfers_cash_money_movement",
      "pattern": "pending ach transfer",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ach transfer",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0443",
      "category": "transfers_cash_money_movement",
      "pattern": "pending cash advance",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash advance",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0444",
      "category": "transfers_cash_money_movement",
      "pattern": "pending cash deposit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0445",
      "category": "transfers_cash_money_movement",
      "pattern": "pending facebook pay",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "facebook pay",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0446",
      "category": "transfers_cash_money_movement",
      "pattern": "pending same day ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "same day ach",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0447",
      "category": "transfers_cash_money_movement",
      "pattern": "pending xfer to sent",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "xfer to",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0448",
      "category": "transfers_cash_money_movement",
      "pattern": "refund deposit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0449",
      "category": "transfers_cash_money_movement",
      "pattern": "remote deposit debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "remote deposit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "transfers_cash_money_movement_0450",
      "category": "transfers_cash_money_movement",
      "pattern": "rtp payment received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rtp payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0001",
      "category": "payments_credits_refunds",
      "pattern": "fee reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0002",
      "category": "payments_credits_refunds",
      "pattern": "rebate credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0003",
      "category": "payments_credits_refunds",
      "pattern": "refund credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0004",
      "category": "payments_credits_refunds",
      "pattern": "return credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0005",
      "category": "payments_credits_refunds",
      "pattern": "dispute credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0006",
      "category": "payments_credits_refunds",
      "pattern": "mobile payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0007",
      "category": "payments_credits_refunds",
      "pattern": "online payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0008",
      "category": "payments_credits_refunds",
      "pattern": "autopay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "autopay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0009",
      "category": "payments_credits_refunds",
      "pattern": "charge reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "charge reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0010",
      "category": "payments_credits_refunds",
      "pattern": "courtesy credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "courtesy credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0011",
      "category": "payments_credits_refunds",
      "pattern": "merchant credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0012",
      "category": "payments_credits_refunds",
      "pattern": "minimum payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "minimum payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0013",
      "category": "payments_credits_refunds",
      "pattern": "purchase return",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "purchase return",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0014",
      "category": "payments_credits_refunds",
      "pattern": "adjustment debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0015",
      "category": "payments_credits_refunds",
      "pattern": "auto pay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "auto pay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0016",
      "category": "payments_credits_refunds",
      "pattern": "payment received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment received",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0017",
      "category": "payments_credits_refunds",
      "pattern": "payment reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0018",
      "category": "payments_credits_refunds",
      "pattern": "returned payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "returned payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0019",
      "category": "payments_credits_refunds",
      "pattern": "statement credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "statement credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0020",
      "category": "payments_credits_refunds",
      "pattern": "adjustment credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0021",
      "category": "payments_credits_refunds",
      "pattern": "credit adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "credit adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0022",
      "category": "payments_credits_refunds",
      "pattern": "interest reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0023",
      "category": "payments_credits_refunds",
      "pattern": "payment thank you",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment thank you",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0024",
      "category": "payments_credits_refunds",
      "pattern": "points redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "points redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0025",
      "category": "payments_credits_refunds",
      "pattern": "reward redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reward redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0026",
      "category": "payments_credits_refunds",
      "pattern": "thank you payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "thank you payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0027",
      "category": "payments_credits_refunds",
      "pattern": "balance adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "balance adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0028",
      "category": "payments_credits_refunds",
      "pattern": "deposit correction",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "deposit correction",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0029",
      "category": "payments_credits_refunds",
      "pattern": "electronic payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "electronic payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0030",
      "category": "payments_credits_refunds",
      "pattern": "payment adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0031",
      "category": "payments_credits_refunds",
      "pattern": "provisional credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "provisional credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0032",
      "category": "payments_credits_refunds",
      "pattern": "rewards redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rewards redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0033",
      "category": "payments_credits_refunds",
      "pattern": "credit card payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "credit card payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0034",
      "category": "payments_credits_refunds",
      "pattern": "cash back redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash back redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0035",
      "category": "payments_credits_refunds",
      "pattern": "withdrawal correction",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "withdrawal correction",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0036",
      "category": "payments_credits_refunds",
      "pattern": "duplicate charge reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "duplicate charge reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0037",
      "category": "payments_credits_refunds",
      "pattern": "ach fee reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0038",
      "category": "payments_credits_refunds",
      "pattern": "fee reversal ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0039",
      "category": "payments_credits_refunds",
      "pattern": "ach rebate credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0040",
      "category": "payments_credits_refunds",
      "pattern": "ach refund credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0041",
      "category": "payments_credits_refunds",
      "pattern": "ach return credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0042",
      "category": "payments_credits_refunds",
      "pattern": "bank fee reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0043",
      "category": "payments_credits_refunds",
      "pattern": "card fee reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0044",
      "category": "payments_credits_refunds",
      "pattern": "fee reversal auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0045",
      "category": "payments_credits_refunds",
      "pattern": "rebate credit ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0046",
      "category": "payments_credits_refunds",
      "pattern": "refund credit ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0047",
      "category": "payments_credits_refunds",
      "pattern": "return credit ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0048",
      "category": "payments_credits_refunds",
      "pattern": "ach dispute credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0049",
      "category": "payments_credits_refunds",
      "pattern": "ach mobile payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0050",
      "category": "payments_credits_refunds",
      "pattern": "ach online payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0051",
      "category": "payments_credits_refunds",
      "pattern": "bank rebate credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0052",
      "category": "payments_credits_refunds",
      "pattern": "bank refund credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0053",
      "category": "payments_credits_refunds",
      "pattern": "bank return credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0054",
      "category": "payments_credits_refunds",
      "pattern": "card rebate credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0055",
      "category": "payments_credits_refunds",
      "pattern": "card refund credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0056",
      "category": "payments_credits_refunds",
      "pattern": "card return credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0057",
      "category": "payments_credits_refunds",
      "pattern": "dispute credit ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0058",
      "category": "payments_credits_refunds",
      "pattern": "mobile payment ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0059",
      "category": "payments_credits_refunds",
      "pattern": "online payment ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0060",
      "category": "payments_credits_refunds",
      "pattern": "rebate credit auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0061",
      "category": "payments_credits_refunds",
      "pattern": "refund credit auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0062",
      "category": "payments_credits_refunds",
      "pattern": "return credit auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0063",
      "category": "payments_credits_refunds",
      "pattern": "ach autopay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "autopay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0064",
      "category": "payments_credits_refunds",
      "pattern": "ach charge reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "charge reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0065",
      "category": "payments_credits_refunds",
      "pattern": "ach courtesy credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "courtesy credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0066",
      "category": "payments_credits_refunds",
      "pattern": "ach merchant credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0067",
      "category": "payments_credits_refunds",
      "pattern": "ach minimum payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "minimum payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0068",
      "category": "payments_credits_refunds",
      "pattern": "ach purchase return",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "purchase return",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0069",
      "category": "payments_credits_refunds",
      "pattern": "autopay payment ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "autopay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0070",
      "category": "payments_credits_refunds",
      "pattern": "bank dispute credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0071",
      "category": "payments_credits_refunds",
      "pattern": "bank mobile payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0072",
      "category": "payments_credits_refunds",
      "pattern": "bank online payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0073",
      "category": "payments_credits_refunds",
      "pattern": "card dispute credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0074",
      "category": "payments_credits_refunds",
      "pattern": "card mobile payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0075",
      "category": "payments_credits_refunds",
      "pattern": "card online payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0076",
      "category": "payments_credits_refunds",
      "pattern": "charge reversal ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "charge reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0077",
      "category": "payments_credits_refunds",
      "pattern": "courtesy credit ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "courtesy credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0078",
      "category": "payments_credits_refunds",
      "pattern": "dispute credit auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0079",
      "category": "payments_credits_refunds",
      "pattern": "fee reversal posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0080",
      "category": "payments_credits_refunds",
      "pattern": "merchant credit ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0081",
      "category": "payments_credits_refunds",
      "pattern": "minimum payment ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "minimum payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0082",
      "category": "payments_credits_refunds",
      "pattern": "mobile fee reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0083",
      "category": "payments_credits_refunds",
      "pattern": "mobile payment auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0084",
      "category": "payments_credits_refunds",
      "pattern": "online fee reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0085",
      "category": "payments_credits_refunds",
      "pattern": "online payment auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0086",
      "category": "payments_credits_refunds",
      "pattern": "purchase return ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "purchase return",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0087",
      "category": "payments_credits_refunds",
      "pattern": "account fee reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0088",
      "category": "payments_credits_refunds",
      "pattern": "ach adjustment debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0089",
      "category": "payments_credits_refunds",
      "pattern": "ach auto pay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "auto pay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0090",
      "category": "payments_credits_refunds",
      "pattern": "ach payment received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment received",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0091",
      "category": "payments_credits_refunds",
      "pattern": "ach payment reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0092",
      "category": "payments_credits_refunds",
      "pattern": "ach returned payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "returned payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0093",
      "category": "payments_credits_refunds",
      "pattern": "ach statement credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "statement credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0094",
      "category": "payments_credits_refunds",
      "pattern": "adjustment debit ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0095",
      "category": "payments_credits_refunds",
      "pattern": "auto pay payment ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "auto pay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0096",
      "category": "payments_credits_refunds",
      "pattern": "autopay payment auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "autopay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0097",
      "category": "payments_credits_refunds",
      "pattern": "bank autopay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "autopay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0098",
      "category": "payments_credits_refunds",
      "pattern": "bank charge reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "charge reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0099",
      "category": "payments_credits_refunds",
      "pattern": "bank courtesy credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "courtesy credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0100",
      "category": "payments_credits_refunds",
      "pattern": "bank merchant credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0101",
      "category": "payments_credits_refunds",
      "pattern": "bank minimum payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "minimum payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0102",
      "category": "payments_credits_refunds",
      "pattern": "bank purchase return",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "purchase return",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0103",
      "category": "payments_credits_refunds",
      "pattern": "card autopay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "autopay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0104",
      "category": "payments_credits_refunds",
      "pattern": "card charge reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "charge reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0105",
      "category": "payments_credits_refunds",
      "pattern": "card courtesy credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "courtesy credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0106",
      "category": "payments_credits_refunds",
      "pattern": "card merchant credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0107",
      "category": "payments_credits_refunds",
      "pattern": "card minimum payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "minimum payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0108",
      "category": "payments_credits_refunds",
      "pattern": "card purchase return",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "purchase return",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0109",
      "category": "payments_credits_refunds",
      "pattern": "charge reversal auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "charge reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0110",
      "category": "payments_credits_refunds",
      "pattern": "courtesy credit auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "courtesy credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0111",
      "category": "payments_credits_refunds",
      "pattern": "merchant credit auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0112",
      "category": "payments_credits_refunds",
      "pattern": "minimum payment auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "minimum payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0113",
      "category": "payments_credits_refunds",
      "pattern": "mobile rebate credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0114",
      "category": "payments_credits_refunds",
      "pattern": "mobile refund credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0115",
      "category": "payments_credits_refunds",
      "pattern": "mobile return credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0116",
      "category": "payments_credits_refunds",
      "pattern": "online rebate credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0117",
      "category": "payments_credits_refunds",
      "pattern": "online refund credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0118",
      "category": "payments_credits_refunds",
      "pattern": "online return credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0119",
      "category": "payments_credits_refunds",
      "pattern": "payment received ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment received",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0120",
      "category": "payments_credits_refunds",
      "pattern": "payment reversal ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0121",
      "category": "payments_credits_refunds",
      "pattern": "purchase return auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "purchase return",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0122",
      "category": "payments_credits_refunds",
      "pattern": "rebate credit posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0123",
      "category": "payments_credits_refunds",
      "pattern": "refund credit posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0124",
      "category": "payments_credits_refunds",
      "pattern": "return credit posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0125",
      "category": "payments_credits_refunds",
      "pattern": "returned payment ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "returned payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0126",
      "category": "payments_credits_refunds",
      "pattern": "statement credit ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "statement credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0127",
      "category": "payments_credits_refunds",
      "pattern": "account rebate credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0128",
      "category": "payments_credits_refunds",
      "pattern": "account refund credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0129",
      "category": "payments_credits_refunds",
      "pattern": "account return credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0130",
      "category": "payments_credits_refunds",
      "pattern": "ach adjustment credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0131",
      "category": "payments_credits_refunds",
      "pattern": "ach credit adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "credit adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0132",
      "category": "payments_credits_refunds",
      "pattern": "ach interest reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0133",
      "category": "payments_credits_refunds",
      "pattern": "ach payment thank you",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment thank you",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0134",
      "category": "payments_credits_refunds",
      "pattern": "ach points redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "points redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0135",
      "category": "payments_credits_refunds",
      "pattern": "ach reward redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reward redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0136",
      "category": "payments_credits_refunds",
      "pattern": "ach thank you payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "thank you payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0137",
      "category": "payments_credits_refunds",
      "pattern": "adjustment credit ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0138",
      "category": "payments_credits_refunds",
      "pattern": "adjustment debit auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0139",
      "category": "payments_credits_refunds",
      "pattern": "auto pay payment auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "auto pay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0140",
      "category": "payments_credits_refunds",
      "pattern": "bank adjustment debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0141",
      "category": "payments_credits_refunds",
      "pattern": "bank auto pay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "auto pay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0142",
      "category": "payments_credits_refunds",
      "pattern": "bank payment received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment received",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0143",
      "category": "payments_credits_refunds",
      "pattern": "bank payment reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0144",
      "category": "payments_credits_refunds",
      "pattern": "bank returned payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "returned payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0145",
      "category": "payments_credits_refunds",
      "pattern": "bank statement credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "statement credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0146",
      "category": "payments_credits_refunds",
      "pattern": "card adjustment debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0147",
      "category": "payments_credits_refunds",
      "pattern": "card auto pay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "auto pay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0148",
      "category": "payments_credits_refunds",
      "pattern": "card payment received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment received",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0149",
      "category": "payments_credits_refunds",
      "pattern": "card payment reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0150",
      "category": "payments_credits_refunds",
      "pattern": "card returned payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "returned payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0151",
      "category": "payments_credits_refunds",
      "pattern": "card statement credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "statement credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0152",
      "category": "payments_credits_refunds",
      "pattern": "credit adjustment ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "credit adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0153",
      "category": "payments_credits_refunds",
      "pattern": "dispute credit posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0154",
      "category": "payments_credits_refunds",
      "pattern": "fee reversal received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0155",
      "category": "payments_credits_refunds",
      "pattern": "interest reversal ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0156",
      "category": "payments_credits_refunds",
      "pattern": "mobile dispute credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0157",
      "category": "payments_credits_refunds",
      "pattern": "mobile mobile payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0158",
      "category": "payments_credits_refunds",
      "pattern": "mobile online payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0159",
      "category": "payments_credits_refunds",
      "pattern": "mobile payment posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0160",
      "category": "payments_credits_refunds",
      "pattern": "online dispute credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0161",
      "category": "payments_credits_refunds",
      "pattern": "online mobile payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0162",
      "category": "payments_credits_refunds",
      "pattern": "online online payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0163",
      "category": "payments_credits_refunds",
      "pattern": "online payment posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0164",
      "category": "payments_credits_refunds",
      "pattern": "payment received auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment received",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0165",
      "category": "payments_credits_refunds",
      "pattern": "payment reversal auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0166",
      "category": "payments_credits_refunds",
      "pattern": "payment thank you ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment thank you",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0167",
      "category": "payments_credits_refunds",
      "pattern": "points redemption ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "points redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0168",
      "category": "payments_credits_refunds",
      "pattern": "returned payment auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "returned payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0169",
      "category": "payments_credits_refunds",
      "pattern": "reward redemption ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reward redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0170",
      "category": "payments_credits_refunds",
      "pattern": "statement credit auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "statement credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0171",
      "category": "payments_credits_refunds",
      "pattern": "thank you payment ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "thank you payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0172",
      "category": "payments_credits_refunds",
      "pattern": "account dispute credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0173",
      "category": "payments_credits_refunds",
      "pattern": "account mobile payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0174",
      "category": "payments_credits_refunds",
      "pattern": "account online payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0175",
      "category": "payments_credits_refunds",
      "pattern": "ach balance adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "balance adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0176",
      "category": "payments_credits_refunds",
      "pattern": "ach deposit correction",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "deposit correction",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0177",
      "category": "payments_credits_refunds",
      "pattern": "ach electronic payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "electronic payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0178",
      "category": "payments_credits_refunds",
      "pattern": "ach payment adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0179",
      "category": "payments_credits_refunds",
      "pattern": "ach provisional credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "provisional credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0180",
      "category": "payments_credits_refunds",
      "pattern": "ach rewards redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rewards redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0181",
      "category": "payments_credits_refunds",
      "pattern": "adjustment credit auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0182",
      "category": "payments_credits_refunds",
      "pattern": "autopay payment posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "autopay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0183",
      "category": "payments_credits_refunds",
      "pattern": "balance adjustment ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "balance adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0184",
      "category": "payments_credits_refunds",
      "pattern": "bank adjustment credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0185",
      "category": "payments_credits_refunds",
      "pattern": "bank credit adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "credit adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0186",
      "category": "payments_credits_refunds",
      "pattern": "bank interest reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0187",
      "category": "payments_credits_refunds",
      "pattern": "bank payment thank you",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment thank you",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0188",
      "category": "payments_credits_refunds",
      "pattern": "bank points redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "points redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0189",
      "category": "payments_credits_refunds",
      "pattern": "bank reward redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reward redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0190",
      "category": "payments_credits_refunds",
      "pattern": "bank thank you payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "thank you payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0191",
      "category": "payments_credits_refunds",
      "pattern": "card adjustment credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0192",
      "category": "payments_credits_refunds",
      "pattern": "card credit adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "credit adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0193",
      "category": "payments_credits_refunds",
      "pattern": "card interest reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0194",
      "category": "payments_credits_refunds",
      "pattern": "card payment thank you",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment thank you",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0195",
      "category": "payments_credits_refunds",
      "pattern": "card points redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "points redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0196",
      "category": "payments_credits_refunds",
      "pattern": "card reward redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reward redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0197",
      "category": "payments_credits_refunds",
      "pattern": "card thank you payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "thank you payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0198",
      "category": "payments_credits_refunds",
      "pattern": "charge reversal posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "charge reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0199",
      "category": "payments_credits_refunds",
      "pattern": "courtesy credit posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "courtesy credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0200",
      "category": "payments_credits_refunds",
      "pattern": "credit adjustment auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "credit adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0201",
      "category": "payments_credits_refunds",
      "pattern": "deposit correction ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "deposit correction",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0202",
      "category": "payments_credits_refunds",
      "pattern": "electronic payment ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "electronic payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0203",
      "category": "payments_credits_refunds",
      "pattern": "fee reversal processed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0204",
      "category": "payments_credits_refunds",
      "pattern": "fee reversal recurring",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0205",
      "category": "payments_credits_refunds",
      "pattern": "fee reversal thank you",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0206",
      "category": "payments_credits_refunds",
      "pattern": "interest reversal auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "interest reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0207",
      "category": "payments_credits_refunds",
      "pattern": "merchant credit posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0208",
      "category": "payments_credits_refunds",
      "pattern": "minimum payment posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "minimum payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0209",
      "category": "payments_credits_refunds",
      "pattern": "mobile autopay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "autopay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0210",
      "category": "payments_credits_refunds",
      "pattern": "mobile charge reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "charge reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0211",
      "category": "payments_credits_refunds",
      "pattern": "mobile courtesy credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "courtesy credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0212",
      "category": "payments_credits_refunds",
      "pattern": "mobile merchant credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0213",
      "category": "payments_credits_refunds",
      "pattern": "mobile minimum payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "minimum payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0214",
      "category": "payments_credits_refunds",
      "pattern": "mobile purchase return",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "purchase return",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0215",
      "category": "payments_credits_refunds",
      "pattern": "online autopay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "autopay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0216",
      "category": "payments_credits_refunds",
      "pattern": "online charge reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "charge reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0217",
      "category": "payments_credits_refunds",
      "pattern": "online courtesy credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "courtesy credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0218",
      "category": "payments_credits_refunds",
      "pattern": "online merchant credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0219",
      "category": "payments_credits_refunds",
      "pattern": "online minimum payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "minimum payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0220",
      "category": "payments_credits_refunds",
      "pattern": "online purchase return",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "purchase return",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0221",
      "category": "payments_credits_refunds",
      "pattern": "payment adjustment ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0222",
      "category": "payments_credits_refunds",
      "pattern": "payment thank you auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment thank you",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0223",
      "category": "payments_credits_refunds",
      "pattern": "points redemption auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "points redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0224",
      "category": "payments_credits_refunds",
      "pattern": "provisional credit ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "provisional credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0225",
      "category": "payments_credits_refunds",
      "pattern": "purchase return posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "purchase return",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0226",
      "category": "payments_credits_refunds",
      "pattern": "rebate credit received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0227",
      "category": "payments_credits_refunds",
      "pattern": "refund credit received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0228",
      "category": "payments_credits_refunds",
      "pattern": "return credit received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0229",
      "category": "payments_credits_refunds",
      "pattern": "reward redemption auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reward redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0230",
      "category": "payments_credits_refunds",
      "pattern": "rewards redemption ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rewards redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0231",
      "category": "payments_credits_refunds",
      "pattern": "thank you payment auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "thank you payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0232",
      "category": "payments_credits_refunds",
      "pattern": "account autopay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "autopay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0233",
      "category": "payments_credits_refunds",
      "pattern": "account charge reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "charge reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0234",
      "category": "payments_credits_refunds",
      "pattern": "account courtesy credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "courtesy credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0235",
      "category": "payments_credits_refunds",
      "pattern": "account merchant credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "merchant credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0236",
      "category": "payments_credits_refunds",
      "pattern": "account minimum payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "minimum payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0237",
      "category": "payments_credits_refunds",
      "pattern": "account purchase return",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "purchase return",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0238",
      "category": "payments_credits_refunds",
      "pattern": "ach credit card payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "credit card payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0239",
      "category": "payments_credits_refunds",
      "pattern": "ach fee reversal posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0240",
      "category": "payments_credits_refunds",
      "pattern": "adjustment debit posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0241",
      "category": "payments_credits_refunds",
      "pattern": "auto pay payment posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "auto pay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0242",
      "category": "payments_credits_refunds",
      "pattern": "balance adjustment auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "balance adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0243",
      "category": "payments_credits_refunds",
      "pattern": "bank balance adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "balance adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0244",
      "category": "payments_credits_refunds",
      "pattern": "bank deposit correction",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "deposit correction",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0245",
      "category": "payments_credits_refunds",
      "pattern": "bank electronic payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "electronic payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0246",
      "category": "payments_credits_refunds",
      "pattern": "bank payment adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0247",
      "category": "payments_credits_refunds",
      "pattern": "bank provisional credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "provisional credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0248",
      "category": "payments_credits_refunds",
      "pattern": "bank rewards redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rewards redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0249",
      "category": "payments_credits_refunds",
      "pattern": "card balance adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "balance adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0250",
      "category": "payments_credits_refunds",
      "pattern": "card deposit correction",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "deposit correction",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0251",
      "category": "payments_credits_refunds",
      "pattern": "card electronic payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "electronic payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0252",
      "category": "payments_credits_refunds",
      "pattern": "card payment adjustment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0253",
      "category": "payments_credits_refunds",
      "pattern": "card provisional credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "provisional credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0254",
      "category": "payments_credits_refunds",
      "pattern": "card rewards redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rewards redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0255",
      "category": "payments_credits_refunds",
      "pattern": "credit card payment ach",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "credit card payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0256",
      "category": "payments_credits_refunds",
      "pattern": "deposit correction auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "deposit correction",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0257",
      "category": "payments_credits_refunds",
      "pattern": "dispute credit received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dispute credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0258",
      "category": "payments_credits_refunds",
      "pattern": "electronic fee reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fee reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0259",
      "category": "payments_credits_refunds",
      "pattern": "electronic payment auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "electronic payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0260",
      "category": "payments_credits_refunds",
      "pattern": "mobile adjustment debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0261",
      "category": "payments_credits_refunds",
      "pattern": "mobile auto pay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "auto pay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0262",
      "category": "payments_credits_refunds",
      "pattern": "mobile payment received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment received",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0263",
      "category": "payments_credits_refunds",
      "pattern": "mobile payment reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0264",
      "category": "payments_credits_refunds",
      "pattern": "mobile returned payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "returned payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0265",
      "category": "payments_credits_refunds",
      "pattern": "mobile statement credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "statement credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0266",
      "category": "payments_credits_refunds",
      "pattern": "online adjustment debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0267",
      "category": "payments_credits_refunds",
      "pattern": "online auto pay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "auto pay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0268",
      "category": "payments_credits_refunds",
      "pattern": "online payment received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment received",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0269",
      "category": "payments_credits_refunds",
      "pattern": "online payment reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0270",
      "category": "payments_credits_refunds",
      "pattern": "online returned payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "returned payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0271",
      "category": "payments_credits_refunds",
      "pattern": "online statement credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "statement credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0272",
      "category": "payments_credits_refunds",
      "pattern": "payment adjustment auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment adjustment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0273",
      "category": "payments_credits_refunds",
      "pattern": "payment received posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment received",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0274",
      "category": "payments_credits_refunds",
      "pattern": "payment reversal posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0275",
      "category": "payments_credits_refunds",
      "pattern": "provisional credit auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "provisional credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0276",
      "category": "payments_credits_refunds",
      "pattern": "rebate credit processed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0277",
      "category": "payments_credits_refunds",
      "pattern": "rebate credit recurring",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0278",
      "category": "payments_credits_refunds",
      "pattern": "rebate credit thank you",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0279",
      "category": "payments_credits_refunds",
      "pattern": "refund credit processed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0280",
      "category": "payments_credits_refunds",
      "pattern": "refund credit recurring",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0281",
      "category": "payments_credits_refunds",
      "pattern": "refund credit thank you",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0282",
      "category": "payments_credits_refunds",
      "pattern": "return credit processed",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0283",
      "category": "payments_credits_refunds",
      "pattern": "return credit recurring",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0284",
      "category": "payments_credits_refunds",
      "pattern": "return credit thank you",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0285",
      "category": "payments_credits_refunds",
      "pattern": "returned payment posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "returned payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0286",
      "category": "payments_credits_refunds",
      "pattern": "rewards redemption auto",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rewards redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0287",
      "category": "payments_credits_refunds",
      "pattern": "statement credit posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "statement credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0288",
      "category": "payments_credits_refunds",
      "pattern": "account adjustment debit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment debit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0289",
      "category": "payments_credits_refunds",
      "pattern": "account auto pay payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "auto pay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0290",
      "category": "payments_credits_refunds",
      "pattern": "account payment received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment received",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0291",
      "category": "payments_credits_refunds",
      "pattern": "account payment reversal",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "payment reversal",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0292",
      "category": "payments_credits_refunds",
      "pattern": "account returned payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "returned payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0293",
      "category": "payments_credits_refunds",
      "pattern": "account statement credit",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "statement credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0294",
      "category": "payments_credits_refunds",
      "pattern": "ach cash back redemption",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash back redemption",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0295",
      "category": "payments_credits_refunds",
      "pattern": "ach rebate credit posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rebate credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0296",
      "category": "payments_credits_refunds",
      "pattern": "ach refund credit posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "refund credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0297",
      "category": "payments_credits_refunds",
      "pattern": "ach return credit posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "return credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0298",
      "category": "payments_credits_refunds",
      "pattern": "adjustment credit posted",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adjustment credit",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0299",
      "category": "payments_credits_refunds",
      "pattern": "autopay payment received",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "autopay payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "payments_credits_refunds_0300",
      "category": "payments_credits_refunds",
      "pattern": "bank credit card payment",
      "match_type": "contains_normalized",
      "confidence": "high",
      "suggested_action": "hide_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "credit card payment",
      "source_hint": null,
      "rationale": "Obvious fee, interest, payment, refund, cash, or money-movement transaction; normally not a bill to create."
    },
    {
      "id": "gas_stations_convenience_0001",
      "category": "gas_stations_convenience",
      "pattern": "76 #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0002",
      "category": "gas_stations_convenience",
      "pattern": "bp #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0003",
      "category": "gas_stations_convenience",
      "pattern": "qt #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0004",
      "category": "gas_stations_convenience",
      "pattern": "ampm",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ampm",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0005",
      "category": "gas_stations_convenience",
      "pattern": "arco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0006",
      "category": "gas_stations_convenience",
      "pattern": "wawa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0007",
      "category": "gas_stations_convenience",
      "pattern": "amoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0008",
      "category": "gas_stations_convenience",
      "pattern": "cefco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0009",
      "category": "gas_stations_convenience",
      "pattern": "citgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0010",
      "category": "gas_stations_convenience",
      "pattern": "exxon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0011",
      "category": "gas_stations_convenience",
      "pattern": "getgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0012",
      "category": "gas_stations_convenience",
      "pattern": "hucks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0013",
      "category": "gas_stations_convenience",
      "pattern": "mapco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0014",
      "category": "gas_stations_convenience",
      "pattern": "mobil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0015",
      "category": "gas_stations_convenience",
      "pattern": "pilot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0016",
      "category": "gas_stations_convenience",
      "pattern": "shell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0017",
      "category": "gas_stations_convenience",
      "pattern": "spinx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0018",
      "category": "gas_stations_convenience",
      "pattern": "b-quik",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b-quik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0019",
      "category": "gas_stations_convenience",
      "pattern": "bp oil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp oil",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0020",
      "category": "gas_stations_convenience",
      "pattern": "bucees",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bucees",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0021",
      "category": "gas_stations_convenience",
      "pattern": "caseys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caseys",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0022",
      "category": "gas_stations_convenience",
      "pattern": "conoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "conoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0023",
      "category": "gas_stations_convenience",
      "pattern": "huck's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "huck's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0024",
      "category": "gas_stations_convenience",
      "pattern": "love's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "love's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0025",
      "category": "gas_stations_convenience",
      "pattern": "sheetz",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sheetz",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0026",
      "category": "gas_stations_convenience",
      "pattern": "sunoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0027",
      "category": "gas_stations_convenience",
      "pattern": "texaco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "texaco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0028",
      "category": "gas_stations_convenience",
      "pattern": "valero",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valero",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0029",
      "category": "gas_stations_convenience",
      "pattern": "allsups",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "allsups",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0030",
      "category": "gas_stations_convenience",
      "pattern": "b quick",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b quick",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0031",
      "category": "gas_stations_convenience",
      "pattern": "c store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "c store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0032",
      "category": "gas_stations_convenience",
      "pattern": "c-store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "c-store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0033",
      "category": "gas_stations_convenience",
      "pattern": "casey's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "casey's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0034",
      "category": "gas_stations_convenience",
      "pattern": "chevron",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chevron",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0035",
      "category": "gas_stations_convenience",
      "pattern": "circlek",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "circlek",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0036",
      "category": "gas_stations_convenience",
      "pattern": "jet pep",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jet pep",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0037",
      "category": "gas_stations_convenience",
      "pattern": "maverik",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "maverik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0038",
      "category": "gas_stations_convenience",
      "pattern": "par mar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "par mar",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0039",
      "category": "gas_stations_convenience",
      "pattern": "raceway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "raceway",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0040",
      "category": "gas_stations_convenience",
      "pattern": "rutters",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rutters",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0041",
      "category": "gas_stations_convenience",
      "pattern": "stripes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stripes",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0042",
      "category": "gas_stations_convenience",
      "pattern": "7 eleven",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7 eleven",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0043",
      "category": "gas_stations_convenience",
      "pattern": "7-eleven",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7-eleven",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0044",
      "category": "gas_stations_convenience",
      "pattern": "allsup's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "allsup's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0045",
      "category": "gas_stations_convenience",
      "pattern": "buc-ee's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "buc-ee's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0046",
      "category": "gas_stations_convenience",
      "pattern": "circle k",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "circle k",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0047",
      "category": "gas_stations_convenience",
      "pattern": "enmarket",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "enmarket",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0048",
      "category": "gas_stations_convenience",
      "pattern": "fleetway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fleetway",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0049",
      "category": "gas_stations_convenience",
      "pattern": "flying j",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "flying j",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0050",
      "category": "gas_stations_convenience",
      "pattern": "gas mart",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gas mart",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0051",
      "category": "gas_stations_convenience",
      "pattern": "gas pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gas pump",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0052",
      "category": "gas_stations_convenience",
      "pattern": "gulf oil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gulf oil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0053",
      "category": "gas_stations_convenience",
      "pattern": "marathon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "marathon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0054",
      "category": "gas_stations_convenience",
      "pattern": "quiktrip",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "quiktrip",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0055",
      "category": "gas_stations_convenience",
      "pattern": "racetrac",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "racetrac",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0056",
      "category": "gas_stations_convenience",
      "pattern": "rutter's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rutter's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0057",
      "category": "gas_stations_convenience",
      "pattern": "sinclair",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sinclair",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0058",
      "category": "gas_stations_convenience",
      "pattern": "speedway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "speedway",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0059",
      "category": "gas_stations_convenience",
      "pattern": "ta petro",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ta petro",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0060",
      "category": "gas_stations_convenience",
      "pattern": "711 store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "711 store",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0061",
      "category": "gas_stations_convenience",
      "pattern": "arco ampm",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco ampm",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0062",
      "category": "gas_stations_convenience",
      "pattern": "clark oil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "clark oil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0063",
      "category": "gas_stations_convenience",
      "pattern": "fuel mart",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fuel mart",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0064",
      "category": "gas_stations_convenience",
      "pattern": "kwik star",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kwik star",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0065",
      "category": "gas_stations_convenience",
      "pattern": "kwik trip",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kwik trip",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0066",
      "category": "gas_stations_convenience",
      "pattern": "petroleum",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "petroleum",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0067",
      "category": "gas_stations_convenience",
      "pattern": "quickchek",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "quickchek",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0068",
      "category": "gas_stations_convenience",
      "pattern": "shell oil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell oil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0069",
      "category": "gas_stations_convenience",
      "pattern": "smokemart",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "smokemart",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0070",
      "category": "gas_stations_convenience",
      "pattern": "stop n go",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stop n go",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0071",
      "category": "gas_stations_convenience",
      "pattern": "thorntons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "thorntons",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0072",
      "category": "gas_stations_convenience",
      "pattern": "costco gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco gas",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0073",
      "category": "gas_stations_convenience",
      "pattern": "exxonmobil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxonmobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0074",
      "category": "gas_stations_convenience",
      "pattern": "fast break",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fast break",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0075",
      "category": "gas_stations_convenience",
      "pattern": "fuel kiosk",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fuel kiosk",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0076",
      "category": "gas_stations_convenience",
      "pattern": "hy vee gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy vee gas",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0077",
      "category": "gas_stations_convenience",
      "pattern": "hy-vee gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy-vee gas",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0078",
      "category": "gas_stations_convenience",
      "pattern": "kum and go",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kum and go",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0079",
      "category": "gas_stations_convenience",
      "pattern": "meijer gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meijer gas",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0080",
      "category": "gas_stations_convenience",
      "pattern": "murphy usa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "murphy usa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0081",
      "category": "gas_stations_convenience",
      "pattern": "quick stop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "quick stop",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0082",
      "category": "gas_stations_convenience",
      "pattern": "quick trip",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "quick trip",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0083",
      "category": "gas_stations_convenience",
      "pattern": "truck stop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "truck stop",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0084",
      "category": "gas_stations_convenience",
      "pattern": "costco fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco fuel",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0085",
      "category": "gas_stations_convenience",
      "pattern": "diesel fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "diesel fuel",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0086",
      "category": "gas_stations_convenience",
      "pattern": "gas station",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gas station",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0087",
      "category": "gas_stations_convenience",
      "pattern": "holiday oil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "holiday oil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0088",
      "category": "gas_stations_convenience",
      "pattern": "pay at pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pay at pump",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0089",
      "category": "gas_stations_convenience",
      "pattern": "phillips 66",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "phillips 66",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0090",
      "category": "gas_stations_convenience",
      "pattern": "road ranger",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "road ranger",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0091",
      "category": "gas_stations_convenience",
      "pattern": "royal farms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "royal farms",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0092",
      "category": "gas_stations_convenience",
      "pattern": "speedy stop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "speedy stop",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0093",
      "category": "gas_stations_convenience",
      "pattern": "sprint mart",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sprint mart",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0094",
      "category": "gas_stations_convenience",
      "pattern": "stop and go",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stop and go",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0095",
      "category": "gas_stations_convenience",
      "pattern": "twice daily",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "twice daily",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0096",
      "category": "gas_stations_convenience",
      "pattern": "double quick",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "double quick",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0097",
      "category": "gas_stations_convenience",
      "pattern": "loves travel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "loves travel",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0098",
      "category": "gas_stations_convenience",
      "pattern": "pilot travel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot travel",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0099",
      "category": "gas_stations_convenience",
      "pattern": "speedway llc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "speedway llc",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0100",
      "category": "gas_stations_convenience",
      "pattern": "superamerica",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "superamerica",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0101",
      "category": "gas_stations_convenience",
      "pattern": "travel plaza",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "travel plaza",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0102",
      "category": "gas_stations_convenience",
      "pattern": "walmart fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walmart fuel",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0103",
      "category": "gas_stations_convenience",
      "pattern": "dodges stores",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dodges stores",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0104",
      "category": "gas_stations_convenience",
      "pattern": "fuel purchase",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fuel purchase",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0105",
      "category": "gas_stations_convenience",
      "pattern": "love's travel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "love's travel",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0106",
      "category": "gas_stations_convenience",
      "pattern": "unleaded fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "unleaded fuel",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0107",
      "category": "gas_stations_convenience",
      "pattern": "blue sky store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "blue sky store",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0108",
      "category": "gas_stations_convenience",
      "pattern": "conocophillips",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "conocophillips",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0109",
      "category": "gas_stations_convenience",
      "pattern": "cowboy maloney",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cowboy maloney",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0110",
      "category": "gas_stations_convenience",
      "pattern": "dodge's stores",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dodge's stores",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0111",
      "category": "gas_stations_convenience",
      "pattern": "fuel dispenser",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fuel dispenser",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0112",
      "category": "gas_stations_convenience",
      "pattern": "gate petroleum",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gate petroleum",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0113",
      "category": "gas_stations_convenience",
      "pattern": "murphy express",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "murphy express",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0114",
      "category": "gas_stations_convenience",
      "pattern": "pilot flying j",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot flying j",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0115",
      "category": "gas_stations_convenience",
      "pattern": "sams club fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sams club fuel",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0116",
      "category": "gas_stations_convenience",
      "pattern": "speedy rewards",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "speedy rewards",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0117",
      "category": "gas_stations_convenience",
      "pattern": "holiday station",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "holiday station",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0118",
      "category": "gas_stations_convenience",
      "pattern": "sam's club fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sam's club fuel",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0119",
      "category": "gas_stations_convenience",
      "pattern": "service station",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "service station",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0120",
      "category": "gas_stations_convenience",
      "pattern": "inside sale fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "inside sale fuel",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0121",
      "category": "gas_stations_convenience",
      "pattern": "kangaroo express",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kangaroo express",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0122",
      "category": "gas_stations_convenience",
      "pattern": "shop n save fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shop n save fuel",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0123",
      "category": "gas_stations_convenience",
      "pattern": "ta travel center",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ta travel center",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0124",
      "category": "gas_stations_convenience",
      "pattern": "casey's gen store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "casey's gen store",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0125",
      "category": "gas_stations_convenience",
      "pattern": "convenience store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "convenience store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0126",
      "category": "gas_stations_convenience",
      "pattern": "loves travel stop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "loves travel stop",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0127",
      "category": "gas_stations_convenience",
      "pattern": "pilot travel center #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot travel center",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0128",
      "category": "gas_stations_convenience",
      "pattern": "valero corner store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valero corner store",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0129",
      "category": "gas_stations_convenience",
      "pattern": "caseys general store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caseys general store",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0130",
      "category": "gas_stations_convenience",
      "pattern": "holiday stationstores",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "holiday stationstores",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0131",
      "category": "gas_stations_convenience",
      "pattern": "petro stopping center",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "petro stopping center",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0132",
      "category": "gas_stations_convenience",
      "pattern": "shell service station",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell service station",
      "source_hint": "v1_seed_file",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0133",
      "category": "gas_stations_convenience",
      "pattern": "automated fuel dispenser",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "automated fuel dispenser",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0134",
      "category": "gas_stations_convenience",
      "pattern": "travelcenters of america",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "travelcenters of america",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0135",
      "category": "gas_stations_convenience",
      "pattern": "76 ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0136",
      "category": "gas_stations_convenience",
      "pattern": "bp ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0137",
      "category": "gas_stations_convenience",
      "pattern": "mc 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0138",
      "category": "gas_stations_convenience",
      "pattern": "mc bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0139",
      "category": "gas_stations_convenience",
      "pattern": "mc qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0140",
      "category": "gas_stations_convenience",
      "pattern": "qt ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0141",
      "category": "gas_stations_convenience",
      "pattern": "sp 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0142",
      "category": "gas_stations_convenience",
      "pattern": "sp bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0143",
      "category": "gas_stations_convenience",
      "pattern": "sp qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0144",
      "category": "gas_stations_convenience",
      "pattern": "76 app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0145",
      "category": "gas_stations_convenience",
      "pattern": "76 gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0146",
      "category": "gas_stations_convenience",
      "pattern": "76 pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0147",
      "category": "gas_stations_convenience",
      "pattern": "76.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0148",
      "category": "gas_stations_convenience",
      "pattern": "arco #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0149",
      "category": "gas_stations_convenience",
      "pattern": "bp app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0150",
      "category": "gas_stations_convenience",
      "pattern": "bp gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0151",
      "category": "gas_stations_convenience",
      "pattern": "bp pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0152",
      "category": "gas_stations_convenience",
      "pattern": "bp.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0153",
      "category": "gas_stations_convenience",
      "pattern": "pos 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0154",
      "category": "gas_stations_convenience",
      "pattern": "pos bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0155",
      "category": "gas_stations_convenience",
      "pattern": "pos qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0156",
      "category": "gas_stations_convenience",
      "pattern": "qt app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0157",
      "category": "gas_stations_convenience",
      "pattern": "qt gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0158",
      "category": "gas_stations_convenience",
      "pattern": "qt pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0159",
      "category": "gas_stations_convenience",
      "pattern": "qt.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0160",
      "category": "gas_stations_convenience",
      "pattern": "sq* 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0161",
      "category": "gas_stations_convenience",
      "pattern": "sq* bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0162",
      "category": "gas_stations_convenience",
      "pattern": "sq* qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0163",
      "category": "gas_stations_convenience",
      "pattern": "wawa #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0164",
      "category": "gas_stations_convenience",
      "pattern": "76 card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0165",
      "category": "gas_stations_convenience",
      "pattern": "76 fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0166",
      "category": "gas_stations_convenience",
      "pattern": "76 pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0167",
      "category": "gas_stations_convenience",
      "pattern": "amex 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0168",
      "category": "gas_stations_convenience",
      "pattern": "amex bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0169",
      "category": "gas_stations_convenience",
      "pattern": "amex qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0170",
      "category": "gas_stations_convenience",
      "pattern": "amoco #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0171",
      "category": "gas_stations_convenience",
      "pattern": "arco ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0172",
      "category": "gas_stations_convenience",
      "pattern": "bp card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0173",
      "category": "gas_stations_convenience",
      "pattern": "bp fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0174",
      "category": "gas_stations_convenience",
      "pattern": "bp pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0175",
      "category": "gas_stations_convenience",
      "pattern": "cefco #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0176",
      "category": "gas_stations_convenience",
      "pattern": "citgo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0177",
      "category": "gas_stations_convenience",
      "pattern": "exxon #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0178",
      "category": "gas_stations_convenience",
      "pattern": "getgo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0179",
      "category": "gas_stations_convenience",
      "pattern": "hucks #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0180",
      "category": "gas_stations_convenience",
      "pattern": "mapco #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0181",
      "category": "gas_stations_convenience",
      "pattern": "mc arco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0182",
      "category": "gas_stations_convenience",
      "pattern": "mc wawa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0183",
      "category": "gas_stations_convenience",
      "pattern": "mobil #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0184",
      "category": "gas_stations_convenience",
      "pattern": "pilot #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0185",
      "category": "gas_stations_convenience",
      "pattern": "pp * 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0186",
      "category": "gas_stations_convenience",
      "pattern": "pp * bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0187",
      "category": "gas_stations_convenience",
      "pattern": "pp * qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0188",
      "category": "gas_stations_convenience",
      "pattern": "qt card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0189",
      "category": "gas_stations_convenience",
      "pattern": "qt fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0190",
      "category": "gas_stations_convenience",
      "pattern": "qt pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0191",
      "category": "gas_stations_convenience",
      "pattern": "shell #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0192",
      "category": "gas_stations_convenience",
      "pattern": "sp arco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0193",
      "category": "gas_stations_convenience",
      "pattern": "sp wawa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0194",
      "category": "gas_stations_convenience",
      "pattern": "spinx #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0195",
      "category": "gas_stations_convenience",
      "pattern": "sq * 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0196",
      "category": "gas_stations_convenience",
      "pattern": "sq * bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0197",
      "category": "gas_stations_convenience",
      "pattern": "sq * qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0198",
      "category": "gas_stations_convenience",
      "pattern": "tst* 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0199",
      "category": "gas_stations_convenience",
      "pattern": "tst* bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0200",
      "category": "gas_stations_convenience",
      "pattern": "tst* qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0201",
      "category": "gas_stations_convenience",
      "pattern": "visa 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0202",
      "category": "gas_stations_convenience",
      "pattern": "visa bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0203",
      "category": "gas_stations_convenience",
      "pattern": "visa qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0204",
      "category": "gas_stations_convenience",
      "pattern": "wawa ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0205",
      "category": "gas_stations_convenience",
      "pattern": "76 debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0206",
      "category": "gas_stations_convenience",
      "pattern": "76 store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0207",
      "category": "gas_stations_convenience",
      "pattern": "amoco ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0208",
      "category": "gas_stations_convenience",
      "pattern": "arco app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0209",
      "category": "gas_stations_convenience",
      "pattern": "arco gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0210",
      "category": "gas_stations_convenience",
      "pattern": "arco pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0211",
      "category": "gas_stations_convenience",
      "pattern": "arco.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0212",
      "category": "gas_stations_convenience",
      "pattern": "b-quik #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b-quik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0213",
      "category": "gas_stations_convenience",
      "pattern": "bp debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0214",
      "category": "gas_stations_convenience",
      "pattern": "bp store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0215",
      "category": "gas_stations_convenience",
      "pattern": "bucees #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bucees",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0216",
      "category": "gas_stations_convenience",
      "pattern": "caseys #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caseys",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0217",
      "category": "gas_stations_convenience",
      "pattern": "cefco ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0218",
      "category": "gas_stations_convenience",
      "pattern": "citgo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0219",
      "category": "gas_stations_convenience",
      "pattern": "conoco #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "conoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0220",
      "category": "gas_stations_convenience",
      "pattern": "debit 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0221",
      "category": "gas_stations_convenience",
      "pattern": "debit bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0222",
      "category": "gas_stations_convenience",
      "pattern": "debit qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0223",
      "category": "gas_stations_convenience",
      "pattern": "exxon ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0224",
      "category": "gas_stations_convenience",
      "pattern": "getgo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0225",
      "category": "gas_stations_convenience",
      "pattern": "huck's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "huck's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0226",
      "category": "gas_stations_convenience",
      "pattern": "hucks ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0227",
      "category": "gas_stations_convenience",
      "pattern": "love's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "love's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0228",
      "category": "gas_stations_convenience",
      "pattern": "mapco ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0229",
      "category": "gas_stations_convenience",
      "pattern": "mc amoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0230",
      "category": "gas_stations_convenience",
      "pattern": "mc cefco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0231",
      "category": "gas_stations_convenience",
      "pattern": "mc citgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0232",
      "category": "gas_stations_convenience",
      "pattern": "mc exxon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0233",
      "category": "gas_stations_convenience",
      "pattern": "mc getgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0234",
      "category": "gas_stations_convenience",
      "pattern": "mc hucks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0235",
      "category": "gas_stations_convenience",
      "pattern": "mc mapco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0236",
      "category": "gas_stations_convenience",
      "pattern": "mc mobil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0237",
      "category": "gas_stations_convenience",
      "pattern": "mc pilot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0238",
      "category": "gas_stations_convenience",
      "pattern": "mc shell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0239",
      "category": "gas_stations_convenience",
      "pattern": "mc spinx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0240",
      "category": "gas_stations_convenience",
      "pattern": "mobil ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0241",
      "category": "gas_stations_convenience",
      "pattern": "pilot ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0242",
      "category": "gas_stations_convenience",
      "pattern": "pos arco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0243",
      "category": "gas_stations_convenience",
      "pattern": "pos wawa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0244",
      "category": "gas_stations_convenience",
      "pattern": "qt debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0245",
      "category": "gas_stations_convenience",
      "pattern": "qt store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0246",
      "category": "gas_stations_convenience",
      "pattern": "sheetz #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sheetz",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0247",
      "category": "gas_stations_convenience",
      "pattern": "shell ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0248",
      "category": "gas_stations_convenience",
      "pattern": "sp amoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0249",
      "category": "gas_stations_convenience",
      "pattern": "sp cefco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0250",
      "category": "gas_stations_convenience",
      "pattern": "sp citgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0251",
      "category": "gas_stations_convenience",
      "pattern": "sp exxon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0252",
      "category": "gas_stations_convenience",
      "pattern": "sp getgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0253",
      "category": "gas_stations_convenience",
      "pattern": "sp hucks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0254",
      "category": "gas_stations_convenience",
      "pattern": "sp mapco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0255",
      "category": "gas_stations_convenience",
      "pattern": "sp mobil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0256",
      "category": "gas_stations_convenience",
      "pattern": "sp pilot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0257",
      "category": "gas_stations_convenience",
      "pattern": "sp shell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0258",
      "category": "gas_stations_convenience",
      "pattern": "sp spinx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0259",
      "category": "gas_stations_convenience",
      "pattern": "spinx ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0260",
      "category": "gas_stations_convenience",
      "pattern": "sq* arco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0261",
      "category": "gas_stations_convenience",
      "pattern": "sq* wawa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0262",
      "category": "gas_stations_convenience",
      "pattern": "sunoco #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0263",
      "category": "gas_stations_convenience",
      "pattern": "texaco #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "texaco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0264",
      "category": "gas_stations_convenience",
      "pattern": "toast 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0265",
      "category": "gas_stations_convenience",
      "pattern": "toast bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0266",
      "category": "gas_stations_convenience",
      "pattern": "toast qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0267",
      "category": "gas_stations_convenience",
      "pattern": "valero #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valero",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0268",
      "category": "gas_stations_convenience",
      "pattern": "wawa app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0269",
      "category": "gas_stations_convenience",
      "pattern": "wawa gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0270",
      "category": "gas_stations_convenience",
      "pattern": "wawa pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0271",
      "category": "gas_stations_convenience",
      "pattern": "wawa.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0272",
      "category": "gas_stations_convenience",
      "pattern": "76 inside",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0273",
      "category": "gas_stations_convenience",
      "pattern": "76 online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0274",
      "category": "gas_stations_convenience",
      "pattern": "76 oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0275",
      "category": "gas_stations_convenience",
      "pattern": "76 tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0276",
      "category": "gas_stations_convenience",
      "pattern": "allsups #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "allsups",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0277",
      "category": "gas_stations_convenience",
      "pattern": "amex arco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0278",
      "category": "gas_stations_convenience",
      "pattern": "amex wawa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0279",
      "category": "gas_stations_convenience",
      "pattern": "amoco app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0280",
      "category": "gas_stations_convenience",
      "pattern": "amoco gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0281",
      "category": "gas_stations_convenience",
      "pattern": "amoco pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0282",
      "category": "gas_stations_convenience",
      "pattern": "amoco.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0283",
      "category": "gas_stations_convenience",
      "pattern": "arco card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0284",
      "category": "gas_stations_convenience",
      "pattern": "arco fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0285",
      "category": "gas_stations_convenience",
      "pattern": "arco pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0286",
      "category": "gas_stations_convenience",
      "pattern": "b quick #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b quick",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0287",
      "category": "gas_stations_convenience",
      "pattern": "b-quik ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b-quik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0288",
      "category": "gas_stations_convenience",
      "pattern": "bp inside",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0289",
      "category": "gas_stations_convenience",
      "pattern": "bp online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0290",
      "category": "gas_stations_convenience",
      "pattern": "bp oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0291",
      "category": "gas_stations_convenience",
      "pattern": "bp tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0292",
      "category": "gas_stations_convenience",
      "pattern": "bucees ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bucees",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0293",
      "category": "gas_stations_convenience",
      "pattern": "casey's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "casey's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0294",
      "category": "gas_stations_convenience",
      "pattern": "caseys ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caseys",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0295",
      "category": "gas_stations_convenience",
      "pattern": "cefco app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0296",
      "category": "gas_stations_convenience",
      "pattern": "cefco gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0297",
      "category": "gas_stations_convenience",
      "pattern": "cefco pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0298",
      "category": "gas_stations_convenience",
      "pattern": "cefco.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0299",
      "category": "gas_stations_convenience",
      "pattern": "chevron #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chevron",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0300",
      "category": "gas_stations_convenience",
      "pattern": "citgo app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0301",
      "category": "gas_stations_convenience",
      "pattern": "citgo gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0302",
      "category": "gas_stations_convenience",
      "pattern": "citgo pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0303",
      "category": "gas_stations_convenience",
      "pattern": "citgo.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0304",
      "category": "gas_stations_convenience",
      "pattern": "clover 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0305",
      "category": "gas_stations_convenience",
      "pattern": "clover bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0306",
      "category": "gas_stations_convenience",
      "pattern": "clover qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0307",
      "category": "gas_stations_convenience",
      "pattern": "conoco ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "conoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0308",
      "category": "gas_stations_convenience",
      "pattern": "exxon app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0309",
      "category": "gas_stations_convenience",
      "pattern": "exxon gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0310",
      "category": "gas_stations_convenience",
      "pattern": "exxon pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0311",
      "category": "gas_stations_convenience",
      "pattern": "exxon.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0312",
      "category": "gas_stations_convenience",
      "pattern": "getgo app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0313",
      "category": "gas_stations_convenience",
      "pattern": "getgo gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0314",
      "category": "gas_stations_convenience",
      "pattern": "getgo pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0315",
      "category": "gas_stations_convenience",
      "pattern": "getgo.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0316",
      "category": "gas_stations_convenience",
      "pattern": "huck's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "huck's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0317",
      "category": "gas_stations_convenience",
      "pattern": "hucks app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0318",
      "category": "gas_stations_convenience",
      "pattern": "hucks gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0319",
      "category": "gas_stations_convenience",
      "pattern": "hucks pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0320",
      "category": "gas_stations_convenience",
      "pattern": "hucks.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0321",
      "category": "gas_stations_convenience",
      "pattern": "jet pep #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jet pep",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0322",
      "category": "gas_stations_convenience",
      "pattern": "love's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "love's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0323",
      "category": "gas_stations_convenience",
      "pattern": "mapco app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0324",
      "category": "gas_stations_convenience",
      "pattern": "mapco gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0325",
      "category": "gas_stations_convenience",
      "pattern": "mapco pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0326",
      "category": "gas_stations_convenience",
      "pattern": "mapco.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0327",
      "category": "gas_stations_convenience",
      "pattern": "maverik #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "maverik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0328",
      "category": "gas_stations_convenience",
      "pattern": "mc b-quik",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b-quik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0329",
      "category": "gas_stations_convenience",
      "pattern": "mc bucees",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bucees",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0330",
      "category": "gas_stations_convenience",
      "pattern": "mc caseys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caseys",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0331",
      "category": "gas_stations_convenience",
      "pattern": "mc conoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "conoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0332",
      "category": "gas_stations_convenience",
      "pattern": "mc huck's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "huck's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0333",
      "category": "gas_stations_convenience",
      "pattern": "mc love's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "love's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0334",
      "category": "gas_stations_convenience",
      "pattern": "mc sheetz",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sheetz",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0335",
      "category": "gas_stations_convenience",
      "pattern": "mc sunoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0336",
      "category": "gas_stations_convenience",
      "pattern": "mc texaco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "texaco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0337",
      "category": "gas_stations_convenience",
      "pattern": "mc valero",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valero",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0338",
      "category": "gas_stations_convenience",
      "pattern": "mobil app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0339",
      "category": "gas_stations_convenience",
      "pattern": "mobil gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0340",
      "category": "gas_stations_convenience",
      "pattern": "mobil pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0341",
      "category": "gas_stations_convenience",
      "pattern": "mobil.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0342",
      "category": "gas_stations_convenience",
      "pattern": "par mar #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "par mar",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0343",
      "category": "gas_stations_convenience",
      "pattern": "paypal 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0344",
      "category": "gas_stations_convenience",
      "pattern": "paypal bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0345",
      "category": "gas_stations_convenience",
      "pattern": "paypal qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0346",
      "category": "gas_stations_convenience",
      "pattern": "pilot app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0347",
      "category": "gas_stations_convenience",
      "pattern": "pilot gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0348",
      "category": "gas_stations_convenience",
      "pattern": "pilot pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0349",
      "category": "gas_stations_convenience",
      "pattern": "pilot.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0350",
      "category": "gas_stations_convenience",
      "pattern": "pos amoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0351",
      "category": "gas_stations_convenience",
      "pattern": "pos cefco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0352",
      "category": "gas_stations_convenience",
      "pattern": "pos citgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0353",
      "category": "gas_stations_convenience",
      "pattern": "pos exxon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0354",
      "category": "gas_stations_convenience",
      "pattern": "pos getgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0355",
      "category": "gas_stations_convenience",
      "pattern": "pos hucks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0356",
      "category": "gas_stations_convenience",
      "pattern": "pos mapco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0357",
      "category": "gas_stations_convenience",
      "pattern": "pos mobil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0358",
      "category": "gas_stations_convenience",
      "pattern": "pos pilot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0359",
      "category": "gas_stations_convenience",
      "pattern": "pos shell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0360",
      "category": "gas_stations_convenience",
      "pattern": "pos spinx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0361",
      "category": "gas_stations_convenience",
      "pattern": "pp * arco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0362",
      "category": "gas_stations_convenience",
      "pattern": "pp * wawa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0363",
      "category": "gas_stations_convenience",
      "pattern": "qt inside",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0364",
      "category": "gas_stations_convenience",
      "pattern": "qt online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0365",
      "category": "gas_stations_convenience",
      "pattern": "qt oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0366",
      "category": "gas_stations_convenience",
      "pattern": "qt tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0367",
      "category": "gas_stations_convenience",
      "pattern": "raceway #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "raceway",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0368",
      "category": "gas_stations_convenience",
      "pattern": "rutters #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rutters",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0369",
      "category": "gas_stations_convenience",
      "pattern": "sheetz ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sheetz",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0370",
      "category": "gas_stations_convenience",
      "pattern": "shell app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0371",
      "category": "gas_stations_convenience",
      "pattern": "shell gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0372",
      "category": "gas_stations_convenience",
      "pattern": "shell pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0373",
      "category": "gas_stations_convenience",
      "pattern": "shell.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0374",
      "category": "gas_stations_convenience",
      "pattern": "sp b-quik",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b-quik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0375",
      "category": "gas_stations_convenience",
      "pattern": "sp bucees",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bucees",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0376",
      "category": "gas_stations_convenience",
      "pattern": "sp caseys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caseys",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0377",
      "category": "gas_stations_convenience",
      "pattern": "sp conoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "conoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0378",
      "category": "gas_stations_convenience",
      "pattern": "sp huck's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "huck's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0379",
      "category": "gas_stations_convenience",
      "pattern": "sp love's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "love's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0380",
      "category": "gas_stations_convenience",
      "pattern": "sp sheetz",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sheetz",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0381",
      "category": "gas_stations_convenience",
      "pattern": "sp sunoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0382",
      "category": "gas_stations_convenience",
      "pattern": "sp texaco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "texaco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0383",
      "category": "gas_stations_convenience",
      "pattern": "sp valero",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valero",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0384",
      "category": "gas_stations_convenience",
      "pattern": "spinx app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0385",
      "category": "gas_stations_convenience",
      "pattern": "spinx gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0386",
      "category": "gas_stations_convenience",
      "pattern": "spinx pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0387",
      "category": "gas_stations_convenience",
      "pattern": "spinx.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0388",
      "category": "gas_stations_convenience",
      "pattern": "sq * arco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0389",
      "category": "gas_stations_convenience",
      "pattern": "sq * wawa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0390",
      "category": "gas_stations_convenience",
      "pattern": "sq* amoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0391",
      "category": "gas_stations_convenience",
      "pattern": "sq* cefco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0392",
      "category": "gas_stations_convenience",
      "pattern": "sq* citgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0393",
      "category": "gas_stations_convenience",
      "pattern": "sq* exxon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0394",
      "category": "gas_stations_convenience",
      "pattern": "sq* getgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0395",
      "category": "gas_stations_convenience",
      "pattern": "sq* hucks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0396",
      "category": "gas_stations_convenience",
      "pattern": "sq* mapco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0397",
      "category": "gas_stations_convenience",
      "pattern": "sq* mobil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0398",
      "category": "gas_stations_convenience",
      "pattern": "sq* pilot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0399",
      "category": "gas_stations_convenience",
      "pattern": "sq* shell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0400",
      "category": "gas_stations_convenience",
      "pattern": "sq* spinx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0401",
      "category": "gas_stations_convenience",
      "pattern": "stripe 76",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0402",
      "category": "gas_stations_convenience",
      "pattern": "stripe bp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0403",
      "category": "gas_stations_convenience",
      "pattern": "stripe qt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0404",
      "category": "gas_stations_convenience",
      "pattern": "stripes #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stripes",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0405",
      "category": "gas_stations_convenience",
      "pattern": "sunoco ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0406",
      "category": "gas_stations_convenience",
      "pattern": "texaco ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "texaco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0407",
      "category": "gas_stations_convenience",
      "pattern": "tst* arco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0408",
      "category": "gas_stations_convenience",
      "pattern": "tst* wawa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0409",
      "category": "gas_stations_convenience",
      "pattern": "valero ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valero",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0410",
      "category": "gas_stations_convenience",
      "pattern": "visa arco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0411",
      "category": "gas_stations_convenience",
      "pattern": "visa wawa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0412",
      "category": "gas_stations_convenience",
      "pattern": "wawa card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0413",
      "category": "gas_stations_convenience",
      "pattern": "wawa fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0414",
      "category": "gas_stations_convenience",
      "pattern": "wawa pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0415",
      "category": "gas_stations_convenience",
      "pattern": "76 c-store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0416",
      "category": "gas_stations_convenience",
      "pattern": "76 memphis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0417",
      "category": "gas_stations_convenience",
      "pattern": "76 station",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0418",
      "category": "gas_stations_convenience",
      "pattern": "76 store #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0419",
      "category": "gas_stations_convenience",
      "pattern": "allsup's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "allsup's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0420",
      "category": "gas_stations_convenience",
      "pattern": "allsups ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "allsups",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0421",
      "category": "gas_stations_convenience",
      "pattern": "amex amoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0422",
      "category": "gas_stations_convenience",
      "pattern": "amex cefco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0423",
      "category": "gas_stations_convenience",
      "pattern": "amex citgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0424",
      "category": "gas_stations_convenience",
      "pattern": "amex exxon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0425",
      "category": "gas_stations_convenience",
      "pattern": "amex getgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0426",
      "category": "gas_stations_convenience",
      "pattern": "amex hucks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0427",
      "category": "gas_stations_convenience",
      "pattern": "amex mapco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0428",
      "category": "gas_stations_convenience",
      "pattern": "amex mobil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0429",
      "category": "gas_stations_convenience",
      "pattern": "amex pilot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0430",
      "category": "gas_stations_convenience",
      "pattern": "amex shell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0431",
      "category": "gas_stations_convenience",
      "pattern": "amex spinx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0432",
      "category": "gas_stations_convenience",
      "pattern": "amoco card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0433",
      "category": "gas_stations_convenience",
      "pattern": "amoco fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0434",
      "category": "gas_stations_convenience",
      "pattern": "amoco pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0435",
      "category": "gas_stations_convenience",
      "pattern": "arco debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0436",
      "category": "gas_stations_convenience",
      "pattern": "arco store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0437",
      "category": "gas_stations_convenience",
      "pattern": "b quick ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b quick",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0438",
      "category": "gas_stations_convenience",
      "pattern": "b-quik app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b-quik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0439",
      "category": "gas_stations_convenience",
      "pattern": "b-quik gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b-quik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0440",
      "category": "gas_stations_convenience",
      "pattern": "b-quik pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b-quik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0441",
      "category": "gas_stations_convenience",
      "pattern": "b-quik.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b-quik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0442",
      "category": "gas_stations_convenience",
      "pattern": "bp c-store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0443",
      "category": "gas_stations_convenience",
      "pattern": "bp memphis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0444",
      "category": "gas_stations_convenience",
      "pattern": "bp station",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0445",
      "category": "gas_stations_convenience",
      "pattern": "bp store #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bp",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0446",
      "category": "gas_stations_convenience",
      "pattern": "buc-ee's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "buc-ee's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0447",
      "category": "gas_stations_convenience",
      "pattern": "bucees app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bucees",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0448",
      "category": "gas_stations_convenience",
      "pattern": "bucees gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bucees",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0449",
      "category": "gas_stations_convenience",
      "pattern": "bucees pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bucees",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0450",
      "category": "gas_stations_convenience",
      "pattern": "bucees.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bucees",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0451",
      "category": "gas_stations_convenience",
      "pattern": "c store ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "c store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0452",
      "category": "gas_stations_convenience",
      "pattern": "c-store ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "c-store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0453",
      "category": "gas_stations_convenience",
      "pattern": "casey's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "casey's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0454",
      "category": "gas_stations_convenience",
      "pattern": "caseys app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caseys",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0455",
      "category": "gas_stations_convenience",
      "pattern": "caseys gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caseys",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0456",
      "category": "gas_stations_convenience",
      "pattern": "caseys pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caseys",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0457",
      "category": "gas_stations_convenience",
      "pattern": "caseys.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caseys",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0458",
      "category": "gas_stations_convenience",
      "pattern": "cefco card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0459",
      "category": "gas_stations_convenience",
      "pattern": "cefco fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0460",
      "category": "gas_stations_convenience",
      "pattern": "cefco pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0461",
      "category": "gas_stations_convenience",
      "pattern": "chevron ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chevron",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0462",
      "category": "gas_stations_convenience",
      "pattern": "circle k #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "circle k",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0463",
      "category": "gas_stations_convenience",
      "pattern": "citgo card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0464",
      "category": "gas_stations_convenience",
      "pattern": "citgo fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0465",
      "category": "gas_stations_convenience",
      "pattern": "citgo pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0466",
      "category": "gas_stations_convenience",
      "pattern": "conoco app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "conoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0467",
      "category": "gas_stations_convenience",
      "pattern": "conoco gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "conoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0468",
      "category": "gas_stations_convenience",
      "pattern": "conoco pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "conoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0469",
      "category": "gas_stations_convenience",
      "pattern": "conoco.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "conoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0470",
      "category": "gas_stations_convenience",
      "pattern": "debit arco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0471",
      "category": "gas_stations_convenience",
      "pattern": "debit wawa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0472",
      "category": "gas_stations_convenience",
      "pattern": "enmarket #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "enmarket",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0473",
      "category": "gas_stations_convenience",
      "pattern": "exxon card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0474",
      "category": "gas_stations_convenience",
      "pattern": "exxon fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0475",
      "category": "gas_stations_convenience",
      "pattern": "exxon pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0476",
      "category": "gas_stations_convenience",
      "pattern": "fleetway #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fleetway",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0477",
      "category": "gas_stations_convenience",
      "pattern": "flying j #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "flying j",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0478",
      "category": "gas_stations_convenience",
      "pattern": "gas mart #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gas mart",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0479",
      "category": "gas_stations_convenience",
      "pattern": "getgo card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0480",
      "category": "gas_stations_convenience",
      "pattern": "getgo fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0481",
      "category": "gas_stations_convenience",
      "pattern": "getgo pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0482",
      "category": "gas_stations_convenience",
      "pattern": "gulf oil #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gulf oil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0483",
      "category": "gas_stations_convenience",
      "pattern": "huck's app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "huck's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0484",
      "category": "gas_stations_convenience",
      "pattern": "huck's gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "huck's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0485",
      "category": "gas_stations_convenience",
      "pattern": "huck's pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "huck's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0486",
      "category": "gas_stations_convenience",
      "pattern": "huck's.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "huck's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0487",
      "category": "gas_stations_convenience",
      "pattern": "hucks card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0488",
      "category": "gas_stations_convenience",
      "pattern": "hucks fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0489",
      "category": "gas_stations_convenience",
      "pattern": "hucks pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0490",
      "category": "gas_stations_convenience",
      "pattern": "jet pep ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jet pep",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0491",
      "category": "gas_stations_convenience",
      "pattern": "love's app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "love's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0492",
      "category": "gas_stations_convenience",
      "pattern": "love's gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "love's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0493",
      "category": "gas_stations_convenience",
      "pattern": "love's pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "love's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0494",
      "category": "gas_stations_convenience",
      "pattern": "love's.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "love's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0495",
      "category": "gas_stations_convenience",
      "pattern": "mapco card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0496",
      "category": "gas_stations_convenience",
      "pattern": "mapco fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0497",
      "category": "gas_stations_convenience",
      "pattern": "mapco pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0498",
      "category": "gas_stations_convenience",
      "pattern": "marathon #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "marathon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0499",
      "category": "gas_stations_convenience",
      "pattern": "maverik ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "maverik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0500",
      "category": "gas_stations_convenience",
      "pattern": "mc allsups",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "allsups",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0501",
      "category": "gas_stations_convenience",
      "pattern": "mc b quick",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b quick",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0502",
      "category": "gas_stations_convenience",
      "pattern": "mc c store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "c store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0503",
      "category": "gas_stations_convenience",
      "pattern": "mc c-store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "c-store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0504",
      "category": "gas_stations_convenience",
      "pattern": "mc casey's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "casey's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0505",
      "category": "gas_stations_convenience",
      "pattern": "mc chevron",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chevron",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0506",
      "category": "gas_stations_convenience",
      "pattern": "mc jet pep",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jet pep",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0507",
      "category": "gas_stations_convenience",
      "pattern": "mc maverik",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "maverik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0508",
      "category": "gas_stations_convenience",
      "pattern": "mc par mar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "par mar",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0509",
      "category": "gas_stations_convenience",
      "pattern": "mc raceway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "raceway",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0510",
      "category": "gas_stations_convenience",
      "pattern": "mc rutters",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rutters",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0511",
      "category": "gas_stations_convenience",
      "pattern": "mc stripes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stripes",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0512",
      "category": "gas_stations_convenience",
      "pattern": "mobil card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0513",
      "category": "gas_stations_convenience",
      "pattern": "mobil fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0514",
      "category": "gas_stations_convenience",
      "pattern": "mobil pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0515",
      "category": "gas_stations_convenience",
      "pattern": "par mar ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "par mar",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0516",
      "category": "gas_stations_convenience",
      "pattern": "pilot card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0517",
      "category": "gas_stations_convenience",
      "pattern": "pilot fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0518",
      "category": "gas_stations_convenience",
      "pattern": "pilot pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0519",
      "category": "gas_stations_convenience",
      "pattern": "pos b-quik",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b-quik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0520",
      "category": "gas_stations_convenience",
      "pattern": "pos bucees",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bucees",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0521",
      "category": "gas_stations_convenience",
      "pattern": "pos caseys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caseys",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0522",
      "category": "gas_stations_convenience",
      "pattern": "pos conoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "conoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0523",
      "category": "gas_stations_convenience",
      "pattern": "pos huck's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "huck's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0524",
      "category": "gas_stations_convenience",
      "pattern": "pos love's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "love's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0525",
      "category": "gas_stations_convenience",
      "pattern": "pos sheetz",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sheetz",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0526",
      "category": "gas_stations_convenience",
      "pattern": "pos sunoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0527",
      "category": "gas_stations_convenience",
      "pattern": "pos texaco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "texaco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0528",
      "category": "gas_stations_convenience",
      "pattern": "pos valero",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valero",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0529",
      "category": "gas_stations_convenience",
      "pattern": "pp * amoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0530",
      "category": "gas_stations_convenience",
      "pattern": "pp * cefco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0531",
      "category": "gas_stations_convenience",
      "pattern": "pp * citgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0532",
      "category": "gas_stations_convenience",
      "pattern": "pp * exxon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0533",
      "category": "gas_stations_convenience",
      "pattern": "pp * getgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0534",
      "category": "gas_stations_convenience",
      "pattern": "pp * hucks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0535",
      "category": "gas_stations_convenience",
      "pattern": "pp * mapco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0536",
      "category": "gas_stations_convenience",
      "pattern": "pp * mobil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0537",
      "category": "gas_stations_convenience",
      "pattern": "pp * pilot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0538",
      "category": "gas_stations_convenience",
      "pattern": "pp * shell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0539",
      "category": "gas_stations_convenience",
      "pattern": "pp * spinx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0540",
      "category": "gas_stations_convenience",
      "pattern": "qt c-store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0541",
      "category": "gas_stations_convenience",
      "pattern": "qt memphis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0542",
      "category": "gas_stations_convenience",
      "pattern": "qt station",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0543",
      "category": "gas_stations_convenience",
      "pattern": "qt store #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qt",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0544",
      "category": "gas_stations_convenience",
      "pattern": "quiktrip #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "quiktrip",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0545",
      "category": "gas_stations_convenience",
      "pattern": "racetrac #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "racetrac",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0546",
      "category": "gas_stations_convenience",
      "pattern": "raceway ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "raceway",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0547",
      "category": "gas_stations_convenience",
      "pattern": "rutter's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rutter's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0548",
      "category": "gas_stations_convenience",
      "pattern": "rutters ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rutters",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0549",
      "category": "gas_stations_convenience",
      "pattern": "sheetz app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sheetz",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0550",
      "category": "gas_stations_convenience",
      "pattern": "sheetz gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sheetz",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0551",
      "category": "gas_stations_convenience",
      "pattern": "sheetz pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sheetz",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0552",
      "category": "gas_stations_convenience",
      "pattern": "sheetz.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sheetz",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0553",
      "category": "gas_stations_convenience",
      "pattern": "shell card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0554",
      "category": "gas_stations_convenience",
      "pattern": "shell fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0555",
      "category": "gas_stations_convenience",
      "pattern": "shell pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0556",
      "category": "gas_stations_convenience",
      "pattern": "sinclair #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sinclair",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0557",
      "category": "gas_stations_convenience",
      "pattern": "sp allsups",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "allsups",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0558",
      "category": "gas_stations_convenience",
      "pattern": "sp b quick",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b quick",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0559",
      "category": "gas_stations_convenience",
      "pattern": "sp casey's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "casey's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0560",
      "category": "gas_stations_convenience",
      "pattern": "sp chevron",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chevron",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0561",
      "category": "gas_stations_convenience",
      "pattern": "sp jet pep",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jet pep",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0562",
      "category": "gas_stations_convenience",
      "pattern": "sp maverik",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "maverik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0563",
      "category": "gas_stations_convenience",
      "pattern": "sp par mar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "par mar",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0564",
      "category": "gas_stations_convenience",
      "pattern": "sp raceway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "raceway",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0565",
      "category": "gas_stations_convenience",
      "pattern": "sp rutters",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rutters",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0566",
      "category": "gas_stations_convenience",
      "pattern": "sp stripes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stripes",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0567",
      "category": "gas_stations_convenience",
      "pattern": "speedway #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "speedway",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0568",
      "category": "gas_stations_convenience",
      "pattern": "spinx card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0569",
      "category": "gas_stations_convenience",
      "pattern": "spinx fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0570",
      "category": "gas_stations_convenience",
      "pattern": "spinx pump",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0571",
      "category": "gas_stations_convenience",
      "pattern": "sq * amoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0572",
      "category": "gas_stations_convenience",
      "pattern": "sq * cefco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0573",
      "category": "gas_stations_convenience",
      "pattern": "sq * citgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0574",
      "category": "gas_stations_convenience",
      "pattern": "sq * exxon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0575",
      "category": "gas_stations_convenience",
      "pattern": "sq * getgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0576",
      "category": "gas_stations_convenience",
      "pattern": "sq * hucks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0577",
      "category": "gas_stations_convenience",
      "pattern": "sq * mapco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0578",
      "category": "gas_stations_convenience",
      "pattern": "sq * mobil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0579",
      "category": "gas_stations_convenience",
      "pattern": "sq * pilot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0580",
      "category": "gas_stations_convenience",
      "pattern": "sq * shell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0581",
      "category": "gas_stations_convenience",
      "pattern": "sq * spinx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0582",
      "category": "gas_stations_convenience",
      "pattern": "sq* b-quik",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b-quik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0583",
      "category": "gas_stations_convenience",
      "pattern": "sq* bucees",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bucees",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0584",
      "category": "gas_stations_convenience",
      "pattern": "sq* caseys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caseys",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0585",
      "category": "gas_stations_convenience",
      "pattern": "sq* conoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "conoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0586",
      "category": "gas_stations_convenience",
      "pattern": "sq* huck's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "huck's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0587",
      "category": "gas_stations_convenience",
      "pattern": "sq* love's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "love's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0588",
      "category": "gas_stations_convenience",
      "pattern": "sq* sheetz",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sheetz",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0589",
      "category": "gas_stations_convenience",
      "pattern": "sq* sunoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0590",
      "category": "gas_stations_convenience",
      "pattern": "sq* texaco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "texaco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0591",
      "category": "gas_stations_convenience",
      "pattern": "sq* valero",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valero",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0592",
      "category": "gas_stations_convenience",
      "pattern": "stripes ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stripes",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0593",
      "category": "gas_stations_convenience",
      "pattern": "sunoco app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0594",
      "category": "gas_stations_convenience",
      "pattern": "sunoco gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0595",
      "category": "gas_stations_convenience",
      "pattern": "sunoco pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0596",
      "category": "gas_stations_convenience",
      "pattern": "sunoco.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0597",
      "category": "gas_stations_convenience",
      "pattern": "texaco app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "texaco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0598",
      "category": "gas_stations_convenience",
      "pattern": "texaco gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "texaco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0599",
      "category": "gas_stations_convenience",
      "pattern": "texaco pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "texaco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0600",
      "category": "gas_stations_convenience",
      "pattern": "texaco.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "texaco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0601",
      "category": "gas_stations_convenience",
      "pattern": "toast arco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0602",
      "category": "gas_stations_convenience",
      "pattern": "toast wawa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0603",
      "category": "gas_stations_convenience",
      "pattern": "tst* amoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0604",
      "category": "gas_stations_convenience",
      "pattern": "tst* cefco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0605",
      "category": "gas_stations_convenience",
      "pattern": "tst* citgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0606",
      "category": "gas_stations_convenience",
      "pattern": "tst* exxon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0607",
      "category": "gas_stations_convenience",
      "pattern": "tst* getgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0608",
      "category": "gas_stations_convenience",
      "pattern": "tst* hucks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0609",
      "category": "gas_stations_convenience",
      "pattern": "tst* mapco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0610",
      "category": "gas_stations_convenience",
      "pattern": "tst* mobil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0611",
      "category": "gas_stations_convenience",
      "pattern": "tst* pilot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0612",
      "category": "gas_stations_convenience",
      "pattern": "tst* shell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0613",
      "category": "gas_stations_convenience",
      "pattern": "tst* spinx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0614",
      "category": "gas_stations_convenience",
      "pattern": "valero app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valero",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0615",
      "category": "gas_stations_convenience",
      "pattern": "valero gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valero",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0616",
      "category": "gas_stations_convenience",
      "pattern": "valero pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valero",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0617",
      "category": "gas_stations_convenience",
      "pattern": "valero.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valero",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0618",
      "category": "gas_stations_convenience",
      "pattern": "visa amoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0619",
      "category": "gas_stations_convenience",
      "pattern": "visa cefco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cefco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0620",
      "category": "gas_stations_convenience",
      "pattern": "visa citgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0621",
      "category": "gas_stations_convenience",
      "pattern": "visa exxon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "exxon",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0622",
      "category": "gas_stations_convenience",
      "pattern": "visa getgo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "getgo",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0623",
      "category": "gas_stations_convenience",
      "pattern": "visa hucks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hucks",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0624",
      "category": "gas_stations_convenience",
      "pattern": "visa mapco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mapco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0625",
      "category": "gas_stations_convenience",
      "pattern": "visa mobil",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobil",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0626",
      "category": "gas_stations_convenience",
      "pattern": "visa pilot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pilot",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0627",
      "category": "gas_stations_convenience",
      "pattern": "visa shell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shell",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0628",
      "category": "gas_stations_convenience",
      "pattern": "visa spinx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spinx",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0629",
      "category": "gas_stations_convenience",
      "pattern": "wawa debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0630",
      "category": "gas_stations_convenience",
      "pattern": "wawa store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wawa",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0631",
      "category": "gas_stations_convenience",
      "pattern": "76 columbus",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0632",
      "category": "gas_stations_convenience",
      "pattern": "76 purchase",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "76",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0633",
      "category": "gas_stations_convenience",
      "pattern": "allsup's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "allsup's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0634",
      "category": "gas_stations_convenience",
      "pattern": "allsups app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "allsups",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0635",
      "category": "gas_stations_convenience",
      "pattern": "allsups gas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "allsups",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0636",
      "category": "gas_stations_convenience",
      "pattern": "allsups pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "allsups",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0637",
      "category": "gas_stations_convenience",
      "pattern": "allsups.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "allsups",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0638",
      "category": "gas_stations_convenience",
      "pattern": "amex b-quik",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "b-quik",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0639",
      "category": "gas_stations_convenience",
      "pattern": "amex bucees",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bucees",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0640",
      "category": "gas_stations_convenience",
      "pattern": "amex caseys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caseys",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0641",
      "category": "gas_stations_convenience",
      "pattern": "amex conoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "conoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0642",
      "category": "gas_stations_convenience",
      "pattern": "amex huck's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "huck's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0643",
      "category": "gas_stations_convenience",
      "pattern": "amex love's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "love's",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0644",
      "category": "gas_stations_convenience",
      "pattern": "amex sheetz",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sheetz",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0645",
      "category": "gas_stations_convenience",
      "pattern": "amex sunoco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0646",
      "category": "gas_stations_convenience",
      "pattern": "amex texaco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "texaco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0647",
      "category": "gas_stations_convenience",
      "pattern": "amex valero",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valero",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0648",
      "category": "gas_stations_convenience",
      "pattern": "amoco debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0649",
      "category": "gas_stations_convenience",
      "pattern": "amoco store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amoco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "gas_stations_convenience_0650",
      "category": "gas_stations_convenience",
      "pattern": "arco inside",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arco",
      "source_hint": "common_us_chains",
      "rationale": "Fuel or convenience-store purchase; often everyday spend rather than a bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0001",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0002",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0003",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0004",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0005",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0006",
      "category": "grocery_pharmacy_everyday",
      "pattern": "lidl",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lidl",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0007",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0008",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bi-lo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0009",
      "category": "grocery_pharmacy_everyday",
      "pattern": "h-e-b",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0010",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hyvee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hyvee",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0011",
      "category": "grocery_pharmacy_everyday",
      "pattern": "jay c",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0012",
      "category": "grocery_pharmacy_everyday",
      "pattern": "shaws",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0013",
      "category": "grocery_pharmacy_everyday",
      "pattern": "winco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "winco",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0014",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bakers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0015",
      "category": "grocery_pharmacy_everyday",
      "pattern": "costco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0016",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gerbes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0017",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy vee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0018",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy-vee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy-vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0019",
      "category": "grocery_pharmacy_everyday",
      "pattern": "kroger",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0020",
      "category": "grocery_pharmacy_everyday",
      "pattern": "meijer",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meijer",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0021",
      "category": "grocery_pharmacy_everyday",
      "pattern": "publix",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "publix",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0022",
      "category": "grocery_pharmacy_everyday",
      "pattern": "ralphs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ralphs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0023",
      "category": "grocery_pharmacy_everyday",
      "pattern": "shaw's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaw's",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0024",
      "category": "grocery_pharmacy_everyday",
      "pattern": "target",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0025",
      "category": "grocery_pharmacy_everyday",
      "pattern": "baker's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "baker's",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0026",
      "category": "grocery_pharmacy_everyday",
      "pattern": "dillons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dillons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0027",
      "category": "grocery_pharmacy_everyday",
      "pattern": "fareway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fareway",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0028",
      "category": "grocery_pharmacy_everyday",
      "pattern": "roundys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "roundys",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0029",
      "category": "grocery_pharmacy_everyday",
      "pattern": "safeway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "safeway",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0030",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sprouts",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sprouts",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0031",
      "category": "grocery_pharmacy_everyday",
      "pattern": "walmart",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walmart",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0032",
      "category": "grocery_pharmacy_everyday",
      "pattern": "wegmans",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wegmans",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0033",
      "category": "grocery_pharmacy_everyday",
      "pattern": "foods co",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foods co",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0034",
      "category": "grocery_pharmacy_everyday",
      "pattern": "marianos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "marianos",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0035",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pharmacy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pharmacy",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0036",
      "category": "grocery_pharmacy_everyday",
      "pattern": "randalls",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "randalls",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0037",
      "category": "grocery_pharmacy_everyday",
      "pattern": "rite aid",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rite aid",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0038",
      "category": "grocery_pharmacy_everyday",
      "pattern": "roundy's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "roundy's",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0039",
      "category": "grocery_pharmacy_everyday",
      "pattern": "shoprite",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shoprite",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0040",
      "category": "grocery_pharmacy_everyday",
      "pattern": "wholefds",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wholefds",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0041",
      "category": "grocery_pharmacy_everyday",
      "pattern": "food lion",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "food lion",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0042",
      "category": "grocery_pharmacy_everyday",
      "pattern": "frys food",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "frys food",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0043",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mariano's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mariano's",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0044",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pavilions",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pavilions",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0045",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sams club",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sams club",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0046",
      "category": "grocery_pharmacy_everyday",
      "pattern": "tom thumb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tom thumb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0047",
      "category": "grocery_pharmacy_everyday",
      "pattern": "walgreens",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walgreens",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0048",
      "category": "grocery_pharmacy_everyday",
      "pattern": "albertsons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "albertsons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0049",
      "category": "grocery_pharmacy_everyday",
      "pattern": "brookshire",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "brookshire",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0050",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cash saver",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cash saver",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0051",
      "category": "grocery_pharmacy_everyday",
      "pattern": "drug store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "drug store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0052",
      "category": "grocery_pharmacy_everyday",
      "pattern": "earth fare",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "earth fare",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0053",
      "category": "grocery_pharmacy_everyday",
      "pattern": "five below",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "five below",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0054",
      "category": "grocery_pharmacy_everyday",
      "pattern": "food giant",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "food giant",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0055",
      "category": "grocery_pharmacy_everyday",
      "pattern": "fred meyer",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fred meyer",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0056",
      "category": "grocery_pharmacy_everyday",
      "pattern": "fry's food",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fry's food",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0057",
      "category": "grocery_pharmacy_everyday",
      "pattern": "giant food",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "giant food",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0058",
      "category": "grocery_pharmacy_everyday",
      "pattern": "jewel osco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jewel osco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0059",
      "category": "grocery_pharmacy_everyday",
      "pattern": "jewel-osco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jewel-osco",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0060",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sam's club",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sam's club",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0061",
      "category": "grocery_pharmacy_everyday",
      "pattern": "save a lot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "save a lot",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0062",
      "category": "grocery_pharmacy_everyday",
      "pattern": "save-a-lot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "save-a-lot",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0063",
      "category": "grocery_pharmacy_everyday",
      "pattern": "trader joe",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "trader joe",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0064",
      "category": "grocery_pharmacy_everyday",
      "pattern": "winn dixie",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "winn dixie",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0065",
      "category": "grocery_pharmacy_everyday",
      "pattern": "winn-dixie",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "winn-dixie",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0066",
      "category": "grocery_pharmacy_everyday",
      "pattern": "belle foods",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belle foods",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0067",
      "category": "grocery_pharmacy_everyday",
      "pattern": "city market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "city market",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0068",
      "category": "grocery_pharmacy_everyday",
      "pattern": "dollar tree",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dollar tree",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0069",
      "category": "grocery_pharmacy_everyday",
      "pattern": "duane reade",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "duane reade",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0070",
      "category": "grocery_pharmacy_everyday",
      "pattern": "food 4 less",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "food 4 less",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0071",
      "category": "grocery_pharmacy_everyday",
      "pattern": "fresh thyme",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fresh thyme",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0072",
      "category": "grocery_pharmacy_everyday",
      "pattern": "giant eagle",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "giant eagle",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0073",
      "category": "grocery_pharmacy_everyday",
      "pattern": "kroger fuel #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger fuel",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0074",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pick n save",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pick n save",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0075",
      "category": "grocery_pharmacy_everyday",
      "pattern": "rx purchase",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rx purchase",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0076",
      "category": "grocery_pharmacy_everyday",
      "pattern": "smiths food",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "smiths food",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0077",
      "category": "grocery_pharmacy_everyday",
      "pattern": "star market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "star market",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0078",
      "category": "grocery_pharmacy_everyday",
      "pattern": "supermarket",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "supermarket",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0079",
      "category": "grocery_pharmacy_everyday",
      "pattern": "trader joes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "trader joes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0080",
      "category": "grocery_pharmacy_everyday",
      "pattern": "whole foods",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "whole foods",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0081",
      "category": "grocery_pharmacy_everyday",
      "pattern": "winco foods",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "winco foods",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0082",
      "category": "grocery_pharmacy_everyday",
      "pattern": "acme markets",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "acme markets",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0083",
      "category": "grocery_pharmacy_everyday",
      "pattern": "butcher shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "butcher shop",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0084",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs pharmacy #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs pharmacy",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0085",
      "category": "grocery_pharmacy_everyday",
      "pattern": "dollar store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dollar store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0086",
      "category": "grocery_pharmacy_everyday",
      "pattern": "fresh market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fresh market",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0087",
      "category": "grocery_pharmacy_everyday",
      "pattern": "king soopers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "king soopers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0088",
      "category": "grocery_pharmacy_everyday",
      "pattern": "metro market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "metro market",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0089",
      "category": "grocery_pharmacy_everyday",
      "pattern": "smith's food",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "smith's food",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0090",
      "category": "grocery_pharmacy_everyday",
      "pattern": "trader joe's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "trader joe's",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0091",
      "category": "grocery_pharmacy_everyday",
      "pattern": "weis markets",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "weis markets",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0092",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bjs wholesale",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bjs wholesale",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0093",
      "category": "grocery_pharmacy_everyday",
      "pattern": "corner market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "corner market",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0094",
      "category": "grocery_pharmacy_everyday",
      "pattern": "family dollar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "family dollar",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0095",
      "category": "grocery_pharmacy_everyday",
      "pattern": "grocery store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "grocery store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0096",
      "category": "grocery_pharmacy_everyday",
      "pattern": "harris teeter",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "harris teeter",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0097",
      "category": "grocery_pharmacy_everyday",
      "pattern": "market basket",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "market basket",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0098",
      "category": "grocery_pharmacy_everyday",
      "pattern": "piggly wiggly",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "piggly wiggly",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0099",
      "category": "grocery_pharmacy_everyday",
      "pattern": "stop and shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stop and shop",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0100",
      "category": "grocery_pharmacy_everyday",
      "pattern": "superlo foods",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "superlo foods",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0101",
      "category": "grocery_pharmacy_everyday",
      "pattern": "variety store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "variety store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0102",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bj's wholesale",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bj's wholesale",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0103",
      "category": "grocery_pharmacy_everyday",
      "pattern": "central market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "central market",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0104",
      "category": "grocery_pharmacy_everyday",
      "pattern": "dollar general",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dollar general",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0105",
      "category": "grocery_pharmacy_everyday",
      "pattern": "festival foods",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "festival foods",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0106",
      "category": "grocery_pharmacy_everyday",
      "pattern": "grocery outlet",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "grocery outlet",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0107",
      "category": "grocery_pharmacy_everyday",
      "pattern": "grocery pickup",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "grocery pickup",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0108",
      "category": "grocery_pharmacy_everyday",
      "pattern": "ingles markets",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ingles markets",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0109",
      "category": "grocery_pharmacy_everyday",
      "pattern": "liquor grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "liquor grocery",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0110",
      "category": "grocery_pharmacy_everyday",
      "pattern": "market grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "market grocery",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0111",
      "category": "grocery_pharmacy_everyday",
      "pattern": "seafood market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "seafood market",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0112",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vitamin shoppe",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vitamin shoppe",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0113",
      "category": "grocery_pharmacy_everyday",
      "pattern": "kroger pharmacy #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger pharmacy",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0114",
      "category": "grocery_pharmacy_everyday",
      "pattern": "natural grocers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "natural grocers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0115",
      "category": "grocery_pharmacy_everyday",
      "pattern": "publix pharmacy #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "publix pharmacy",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0116",
      "category": "grocery_pharmacy_everyday",
      "pattern": "smart and final",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "smart & final",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0117",
      "category": "grocery_pharmacy_everyday",
      "pattern": "target pharmacy #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target pharmacy",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0118",
      "category": "grocery_pharmacy_everyday",
      "pattern": "wayne's grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wayne's grocery",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0119",
      "category": "grocery_pharmacy_everyday",
      "pattern": "westside market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "westside market",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0120",
      "category": "grocery_pharmacy_everyday",
      "pattern": "costco wholesale",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco wholesale",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0121",
      "category": "grocery_pharmacy_everyday",
      "pattern": "grocery delivery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "grocery delivery",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0122",
      "category": "grocery_pharmacy_everyday",
      "pattern": "renfroe's market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "renfroe's market",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0123",
      "category": "grocery_pharmacy_everyday",
      "pattern": "supplement store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "supplement store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0124",
      "category": "grocery_pharmacy_everyday",
      "pattern": "the fresh market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "the fresh market",
      "source_hint": "v1_seed_file",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0125",
      "category": "grocery_pharmacy_everyday",
      "pattern": "health food store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "health food store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0126",
      "category": "grocery_pharmacy_everyday",
      "pattern": "walgreens pharmacy #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walgreens pharmacy",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0127",
      "category": "grocery_pharmacy_everyday",
      "pattern": "whole foods market #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "whole foods market",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0128",
      "category": "grocery_pharmacy_everyday",
      "pattern": "general merchandise",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "general merchandise",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0129",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vowells marketplace",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vowells marketplace",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0130",
      "category": "grocery_pharmacy_everyday",
      "pattern": "walmart supercenter",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walmart supercenter",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0131",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pay less supermarket",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pay less supermarket",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0132",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sunflower food store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunflower food store",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0133",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vowell's marketplace",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vowell's marketplace",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0134",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sprouts farmers market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sprouts farmers market",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0135",
      "category": "grocery_pharmacy_everyday",
      "pattern": "walmart neighborhood market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walmart neighborhood market",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0136",
      "category": "grocery_pharmacy_everyday",
      "pattern": "jacks family restaurants grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jacks family restaurants grocery",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0137",
      "category": "grocery_pharmacy_everyday",
      "pattern": "strange brew coffeehouse grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "strange brew coffeehouse grocery",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0138",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0139",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0140",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0141",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0142",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0143",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0144",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0145",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0146",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0147",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0148",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0149",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0150",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0151",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0152",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0153",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0154",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0155",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0156",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0157",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0158",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0159",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vons #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0160",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0161",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0162",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bi-lo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0163",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0164",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0165",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0166",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0167",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0168",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0169",
      "category": "grocery_pharmacy_everyday",
      "pattern": "h-e-b #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0170",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0171",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0172",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0173",
      "category": "grocery_pharmacy_everyday",
      "pattern": "jay c #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0174",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc aldi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0175",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc vons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0176",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0177",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0178",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0179",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0180",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0181",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0182",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0183",
      "category": "grocery_pharmacy_everyday",
      "pattern": "shaws #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0184",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp aldi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0185",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp vons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0186",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0187",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0188",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0189",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0190",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vons ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0191",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vons rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0192",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0193",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0194",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0195",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0196",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0197",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0198",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0199",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bakers #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0200",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bi-lo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0201",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bi-lo rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0202",
      "category": "grocery_pharmacy_everyday",
      "pattern": "costco #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0203",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0204",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0205",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gerbes #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0206",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0207",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0208",
      "category": "grocery_pharmacy_everyday",
      "pattern": "h-e-b ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0209",
      "category": "grocery_pharmacy_everyday",
      "pattern": "h-e-b rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0210",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0211",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0212",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy vee #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0213",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy-vee #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy-vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0214",
      "category": "grocery_pharmacy_everyday",
      "pattern": "jay c ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0215",
      "category": "grocery_pharmacy_everyday",
      "pattern": "jay c rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0216",
      "category": "grocery_pharmacy_everyday",
      "pattern": "kroger #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0217",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc bi-lo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0218",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc h-e-b",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0219",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc jay c",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0220",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc shaws",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0221",
      "category": "grocery_pharmacy_everyday",
      "pattern": "meijer #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meijer",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0222",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos aldi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0223",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos vons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0224",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pp * cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0225",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pp * gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0226",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pp * heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0227",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pp * qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0228",
      "category": "grocery_pharmacy_everyday",
      "pattern": "publix #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "publix",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0229",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0230",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0231",
      "category": "grocery_pharmacy_everyday",
      "pattern": "ralphs #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ralphs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0232",
      "category": "grocery_pharmacy_everyday",
      "pattern": "shaws ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0233",
      "category": "grocery_pharmacy_everyday",
      "pattern": "shaws rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0234",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp bi-lo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0235",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp h-e-b",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0236",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp jay c",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0237",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp shaws",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0238",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq * cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0239",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq * gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0240",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq * heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0241",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq * qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0242",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* aldi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0243",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* vons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0244",
      "category": "grocery_pharmacy_everyday",
      "pattern": "target #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0245",
      "category": "grocery_pharmacy_everyday",
      "pattern": "tst* cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0246",
      "category": "grocery_pharmacy_everyday",
      "pattern": "tst* gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0247",
      "category": "grocery_pharmacy_everyday",
      "pattern": "tst* heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0248",
      "category": "grocery_pharmacy_everyday",
      "pattern": "tst* qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0249",
      "category": "grocery_pharmacy_everyday",
      "pattern": "visa cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0250",
      "category": "grocery_pharmacy_everyday",
      "pattern": "visa gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0251",
      "category": "grocery_pharmacy_everyday",
      "pattern": "visa heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0252",
      "category": "grocery_pharmacy_everyday",
      "pattern": "visa qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0253",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vons app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0254",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vons pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0255",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vons.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0256",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0257",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0258",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex aldi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0259",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex vons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0260",
      "category": "grocery_pharmacy_everyday",
      "pattern": "baker's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "baker's",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0261",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bakers ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0262",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bakers rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0263",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bi-lo app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0264",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bi-lo pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0265",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bi-lo.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0266",
      "category": "grocery_pharmacy_everyday",
      "pattern": "costco ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0267",
      "category": "grocery_pharmacy_everyday",
      "pattern": "costco rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0268",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0269",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0270",
      "category": "grocery_pharmacy_everyday",
      "pattern": "debit cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0271",
      "category": "grocery_pharmacy_everyday",
      "pattern": "debit gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0272",
      "category": "grocery_pharmacy_everyday",
      "pattern": "debit heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0273",
      "category": "grocery_pharmacy_everyday",
      "pattern": "debit qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0274",
      "category": "grocery_pharmacy_everyday",
      "pattern": "dillons #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dillons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0275",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gerbes ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0276",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gerbes rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0277",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0278",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0279",
      "category": "grocery_pharmacy_everyday",
      "pattern": "h-e-b app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0280",
      "category": "grocery_pharmacy_everyday",
      "pattern": "h-e-b pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0281",
      "category": "grocery_pharmacy_everyday",
      "pattern": "h-e-b.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0282",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0283",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0284",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy vee ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0285",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy vee rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0286",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy-vee ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy-vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0287",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy-vee rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy-vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0288",
      "category": "grocery_pharmacy_everyday",
      "pattern": "jay c app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0289",
      "category": "grocery_pharmacy_everyday",
      "pattern": "jay c pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0290",
      "category": "grocery_pharmacy_everyday",
      "pattern": "jay c.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0291",
      "category": "grocery_pharmacy_everyday",
      "pattern": "kroger ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0292",
      "category": "grocery_pharmacy_everyday",
      "pattern": "kroger rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0293",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc bakers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0294",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc costco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0295",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc gerbes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0296",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc hy vee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0297",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc hy-vee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy-vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0298",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc kroger",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0299",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc meijer",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meijer",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0300",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc publix",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "publix",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0301",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc ralphs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ralphs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0302",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc target",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0303",
      "category": "grocery_pharmacy_everyday",
      "pattern": "meijer ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meijer",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0304",
      "category": "grocery_pharmacy_everyday",
      "pattern": "meijer rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meijer",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0305",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos bi-lo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0306",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos h-e-b",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0307",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos jay c",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0308",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos shaws",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0309",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pp * aldi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0310",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pp * vons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0311",
      "category": "grocery_pharmacy_everyday",
      "pattern": "publix ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "publix",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0312",
      "category": "grocery_pharmacy_everyday",
      "pattern": "publix rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "publix",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0313",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0314",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0315",
      "category": "grocery_pharmacy_everyday",
      "pattern": "ralphs ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ralphs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0316",
      "category": "grocery_pharmacy_everyday",
      "pattern": "ralphs rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ralphs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0317",
      "category": "grocery_pharmacy_everyday",
      "pattern": "roundys #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "roundys",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0318",
      "category": "grocery_pharmacy_everyday",
      "pattern": "safeway #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "safeway",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0319",
      "category": "grocery_pharmacy_everyday",
      "pattern": "shaws app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0320",
      "category": "grocery_pharmacy_everyday",
      "pattern": "shaws pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0321",
      "category": "grocery_pharmacy_everyday",
      "pattern": "shaws.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0322",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp bakers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0323",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp costco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0324",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp gerbes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0325",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp hy vee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0326",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp hy-vee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy-vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0327",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp kroger",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0328",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp meijer",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meijer",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0329",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp publix",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "publix",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0330",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp ralphs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ralphs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0331",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp target",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0332",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sprouts #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sprouts",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0333",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq * aldi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0334",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq * vons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0335",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* bi-lo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0336",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* h-e-b",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0337",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* jay c",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0338",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* shaws",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0339",
      "category": "grocery_pharmacy_everyday",
      "pattern": "target ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0340",
      "category": "grocery_pharmacy_everyday",
      "pattern": "target rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0341",
      "category": "grocery_pharmacy_everyday",
      "pattern": "toast cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0342",
      "category": "grocery_pharmacy_everyday",
      "pattern": "toast gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0343",
      "category": "grocery_pharmacy_everyday",
      "pattern": "toast heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0344",
      "category": "grocery_pharmacy_everyday",
      "pattern": "toast qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0345",
      "category": "grocery_pharmacy_everyday",
      "pattern": "tst* aldi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0346",
      "category": "grocery_pharmacy_everyday",
      "pattern": "tst* vons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0347",
      "category": "grocery_pharmacy_everyday",
      "pattern": "visa aldi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0348",
      "category": "grocery_pharmacy_everyday",
      "pattern": "visa vons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0349",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vons card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0350",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vons fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0351",
      "category": "grocery_pharmacy_everyday",
      "pattern": "walmart #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walmart",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0352",
      "category": "grocery_pharmacy_everyday",
      "pattern": "wegmans #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wegmans",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0353",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0354",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0355",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex bi-lo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0356",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex h-e-b",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0357",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex jay c",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0358",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex shaws",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0359",
      "category": "grocery_pharmacy_everyday",
      "pattern": "baker's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "baker's",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0360",
      "category": "grocery_pharmacy_everyday",
      "pattern": "baker's rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "baker's",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0361",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bakers app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0362",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bakers pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0363",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bakers.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0364",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bi-lo card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0365",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bi-lo fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0366",
      "category": "grocery_pharmacy_everyday",
      "pattern": "clover cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0367",
      "category": "grocery_pharmacy_everyday",
      "pattern": "clover gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0368",
      "category": "grocery_pharmacy_everyday",
      "pattern": "clover heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0369",
      "category": "grocery_pharmacy_everyday",
      "pattern": "clover qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0370",
      "category": "grocery_pharmacy_everyday",
      "pattern": "costco app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0371",
      "category": "grocery_pharmacy_everyday",
      "pattern": "costco pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0372",
      "category": "grocery_pharmacy_everyday",
      "pattern": "costco.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0373",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0374",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0375",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0376",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs pickup",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0377",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0378",
      "category": "grocery_pharmacy_everyday",
      "pattern": "debit aldi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0379",
      "category": "grocery_pharmacy_everyday",
      "pattern": "debit vons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0380",
      "category": "grocery_pharmacy_everyday",
      "pattern": "dillons ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dillons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0381",
      "category": "grocery_pharmacy_everyday",
      "pattern": "dillons rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dillons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0382",
      "category": "grocery_pharmacy_everyday",
      "pattern": "foods co #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foods co",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0383",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gerbes app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0384",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gerbes pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0385",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gerbes.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0386",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0387",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0388",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0389",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc pickup",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0390",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0391",
      "category": "grocery_pharmacy_everyday",
      "pattern": "h-e-b card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0392",
      "category": "grocery_pharmacy_everyday",
      "pattern": "h-e-b fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0393",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0394",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0395",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0396",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb pickup",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0397",
      "category": "grocery_pharmacy_everyday",
      "pattern": "heb tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0398",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy vee app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0399",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy vee pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0400",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy vee.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0401",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy-vee app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy-vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0402",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy-vee pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy-vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0403",
      "category": "grocery_pharmacy_everyday",
      "pattern": "hy-vee.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy-vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0404",
      "category": "grocery_pharmacy_everyday",
      "pattern": "jay c card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0405",
      "category": "grocery_pharmacy_everyday",
      "pattern": "jay c fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0406",
      "category": "grocery_pharmacy_everyday",
      "pattern": "kroger app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0407",
      "category": "grocery_pharmacy_everyday",
      "pattern": "kroger pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0408",
      "category": "grocery_pharmacy_everyday",
      "pattern": "kroger.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0409",
      "category": "grocery_pharmacy_everyday",
      "pattern": "marianos #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "marianos",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0410",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc baker's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "baker's",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0411",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc dillons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dillons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0412",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc roundys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "roundys",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0413",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc safeway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "safeway",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0414",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc sprouts",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sprouts",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0415",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc walmart",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walmart",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0416",
      "category": "grocery_pharmacy_everyday",
      "pattern": "mc wegmans",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wegmans",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0417",
      "category": "grocery_pharmacy_everyday",
      "pattern": "meijer app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meijer",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0418",
      "category": "grocery_pharmacy_everyday",
      "pattern": "meijer pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meijer",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0419",
      "category": "grocery_pharmacy_everyday",
      "pattern": "meijer.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meijer",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0420",
      "category": "grocery_pharmacy_everyday",
      "pattern": "paypal cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0421",
      "category": "grocery_pharmacy_everyday",
      "pattern": "paypal gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0422",
      "category": "grocery_pharmacy_everyday",
      "pattern": "paypal heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0423",
      "category": "grocery_pharmacy_everyday",
      "pattern": "paypal qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0424",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos bakers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0425",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos costco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0426",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos gerbes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0427",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos hy vee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0428",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos hy-vee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy-vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0429",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos kroger",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0430",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos meijer",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meijer",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0431",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos publix",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "publix",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0432",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos ralphs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ralphs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0433",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pos target",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0434",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pp * bi-lo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0435",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pp * h-e-b",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0436",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pp * jay c",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0437",
      "category": "grocery_pharmacy_everyday",
      "pattern": "pp * shaws",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0438",
      "category": "grocery_pharmacy_everyday",
      "pattern": "publix app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "publix",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0439",
      "category": "grocery_pharmacy_everyday",
      "pattern": "publix pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "publix",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0440",
      "category": "grocery_pharmacy_everyday",
      "pattern": "publix.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "publix",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0441",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0442",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0443",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0444",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc pickup",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0445",
      "category": "grocery_pharmacy_everyday",
      "pattern": "qfc tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0446",
      "category": "grocery_pharmacy_everyday",
      "pattern": "ralphs app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ralphs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0447",
      "category": "grocery_pharmacy_everyday",
      "pattern": "ralphs pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ralphs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0448",
      "category": "grocery_pharmacy_everyday",
      "pattern": "ralphs.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ralphs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0449",
      "category": "grocery_pharmacy_everyday",
      "pattern": "randalls #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "randalls",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0450",
      "category": "grocery_pharmacy_everyday",
      "pattern": "rite aid #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rite aid",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0451",
      "category": "grocery_pharmacy_everyday",
      "pattern": "roundy's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "roundy's",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0452",
      "category": "grocery_pharmacy_everyday",
      "pattern": "roundys ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "roundys",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0453",
      "category": "grocery_pharmacy_everyday",
      "pattern": "roundys rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "roundys",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0454",
      "category": "grocery_pharmacy_everyday",
      "pattern": "safeway ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "safeway",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0455",
      "category": "grocery_pharmacy_everyday",
      "pattern": "safeway rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "safeway",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0456",
      "category": "grocery_pharmacy_everyday",
      "pattern": "shaws card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0457",
      "category": "grocery_pharmacy_everyday",
      "pattern": "shaws fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0458",
      "category": "grocery_pharmacy_everyday",
      "pattern": "shoprite #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shoprite",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0459",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp baker's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "baker's",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0460",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp dillons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dillons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0461",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp roundys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "roundys",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0462",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp safeway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "safeway",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0463",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp sprouts",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sprouts",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0464",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp walmart",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walmart",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0465",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sp wegmans",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wegmans",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0466",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sprouts ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sprouts",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0467",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sprouts rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sprouts",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0468",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq * bi-lo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0469",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq * h-e-b",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0470",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq * jay c",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0471",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq * shaws",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0472",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* bakers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0473",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* costco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0474",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* gerbes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0475",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* hy vee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0476",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* hy-vee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy-vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0477",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* kroger",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0478",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* meijer",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meijer",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0479",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* publix",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "publix",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0480",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* ralphs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ralphs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0481",
      "category": "grocery_pharmacy_everyday",
      "pattern": "sq* target",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0482",
      "category": "grocery_pharmacy_everyday",
      "pattern": "stripe cvs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0483",
      "category": "grocery_pharmacy_everyday",
      "pattern": "stripe gnc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0484",
      "category": "grocery_pharmacy_everyday",
      "pattern": "stripe heb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "heb",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0485",
      "category": "grocery_pharmacy_everyday",
      "pattern": "stripe qfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qfc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0486",
      "category": "grocery_pharmacy_everyday",
      "pattern": "target app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0487",
      "category": "grocery_pharmacy_everyday",
      "pattern": "target pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0488",
      "category": "grocery_pharmacy_everyday",
      "pattern": "target.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0489",
      "category": "grocery_pharmacy_everyday",
      "pattern": "toast aldi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0490",
      "category": "grocery_pharmacy_everyday",
      "pattern": "toast vons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0491",
      "category": "grocery_pharmacy_everyday",
      "pattern": "tst* bi-lo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0492",
      "category": "grocery_pharmacy_everyday",
      "pattern": "tst* h-e-b",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0493",
      "category": "grocery_pharmacy_everyday",
      "pattern": "tst* jay c",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0494",
      "category": "grocery_pharmacy_everyday",
      "pattern": "tst* shaws",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0495",
      "category": "grocery_pharmacy_everyday",
      "pattern": "visa bi-lo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0496",
      "category": "grocery_pharmacy_everyday",
      "pattern": "visa h-e-b",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0497",
      "category": "grocery_pharmacy_everyday",
      "pattern": "visa jay c",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0498",
      "category": "grocery_pharmacy_everyday",
      "pattern": "visa shaws",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0499",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vons debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0500",
      "category": "grocery_pharmacy_everyday",
      "pattern": "vons store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0501",
      "category": "grocery_pharmacy_everyday",
      "pattern": "walmart ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walmart",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0502",
      "category": "grocery_pharmacy_everyday",
      "pattern": "walmart rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walmart",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0503",
      "category": "grocery_pharmacy_everyday",
      "pattern": "wegmans ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wegmans",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0504",
      "category": "grocery_pharmacy_everyday",
      "pattern": "wegmans rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wegmans",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0505",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0506",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0507",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0508",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi pickup",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0509",
      "category": "grocery_pharmacy_everyday",
      "pattern": "aldi tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0510",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex bakers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0511",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex costco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0512",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex gerbes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0513",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex hy vee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0514",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex hy-vee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hy-vee",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0515",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex kroger",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kroger",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0516",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex meijer",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meijer",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0517",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex publix",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "publix",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0518",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex ralphs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ralphs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0519",
      "category": "grocery_pharmacy_everyday",
      "pattern": "amex target",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0520",
      "category": "grocery_pharmacy_everyday",
      "pattern": "baker's app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "baker's",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0521",
      "category": "grocery_pharmacy_everyday",
      "pattern": "baker's pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "baker's",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0522",
      "category": "grocery_pharmacy_everyday",
      "pattern": "baker's.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "baker's",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0523",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bakers card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0524",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bakers fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakers",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0525",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bi-lo debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0526",
      "category": "grocery_pharmacy_everyday",
      "pattern": "bi-lo store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0527",
      "category": "grocery_pharmacy_everyday",
      "pattern": "clover aldi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aldi",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0528",
      "category": "grocery_pharmacy_everyday",
      "pattern": "clover vons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0529",
      "category": "grocery_pharmacy_everyday",
      "pattern": "costco card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0530",
      "category": "grocery_pharmacy_everyday",
      "pattern": "costco fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0531",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0532",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs memphis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0533",
      "category": "grocery_pharmacy_everyday",
      "pattern": "cvs store #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cvs",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0534",
      "category": "grocery_pharmacy_everyday",
      "pattern": "debit bi-lo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bi-lo",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0535",
      "category": "grocery_pharmacy_everyday",
      "pattern": "debit h-e-b",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0536",
      "category": "grocery_pharmacy_everyday",
      "pattern": "debit jay c",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jay c",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0537",
      "category": "grocery_pharmacy_everyday",
      "pattern": "debit shaws",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shaws",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0538",
      "category": "grocery_pharmacy_everyday",
      "pattern": "dillons app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dillons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0539",
      "category": "grocery_pharmacy_everyday",
      "pattern": "dillons pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dillons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0540",
      "category": "grocery_pharmacy_everyday",
      "pattern": "dillons.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dillons",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0541",
      "category": "grocery_pharmacy_everyday",
      "pattern": "food lion #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "food lion",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0542",
      "category": "grocery_pharmacy_everyday",
      "pattern": "foods co ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foods co",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0543",
      "category": "grocery_pharmacy_everyday",
      "pattern": "foods co rx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foods co",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0544",
      "category": "grocery_pharmacy_everyday",
      "pattern": "frys food #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "frys food",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0545",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gerbes card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0546",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gerbes fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gerbes",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0547",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0548",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc memphis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0549",
      "category": "grocery_pharmacy_everyday",
      "pattern": "gnc store #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gnc",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "grocery_pharmacy_everyday_0550",
      "category": "grocery_pharmacy_everyday",
      "pattern": "h-e-b debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h-e-b",
      "source_hint": "common_us_chains",
      "rationale": "Grocery, pharmacy, or everyday retail purchase; often not a recurring bill."
    },
    {
      "id": "shopping_retail_ecommerce_0001",
      "category": "shopping_retail_ecommerce",
      "pattern": "cb2",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0002",
      "category": "shopping_retail_ecommerce",
      "pattern": "dsw",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0003",
      "category": "shopping_retail_ecommerce",
      "pattern": "gap",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0004",
      "category": "shopping_retail_ecommerce",
      "pattern": "rei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0005",
      "category": "shopping_retail_ecommerce",
      "pattern": "bamm",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0006",
      "category": "shopping_retail_ecommerce",
      "pattern": "belk",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0007",
      "category": "shopping_retail_ecommerce",
      "pattern": "dell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0008",
      "category": "shopping_retail_ecommerce",
      "pattern": "ebay",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0009",
      "category": "shopping_retail_ecommerce",
      "pattern": "etsy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0010",
      "category": "shopping_retail_ecommerce",
      "pattern": "goat",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0011",
      "category": "shopping_retail_ecommerce",
      "pattern": "ikea",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0012",
      "category": "shopping_retail_ecommerce",
      "pattern": "nike",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0013",
      "category": "shopping_retail_ecommerce",
      "pattern": "puma",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0014",
      "category": "shopping_retail_ecommerce",
      "pattern": "ross",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0015",
      "category": "shopping_retail_ecommerce",
      "pattern": "saks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0016",
      "category": "shopping_retail_ecommerce",
      "pattern": "temu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0017",
      "category": "shopping_retail_ecommerce",
      "pattern": "ulta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0018",
      "category": "shopping_retail_ecommerce",
      "pattern": "usps",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "usps",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0019",
      "category": "shopping_retail_ecommerce",
      "pattern": "wish",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wish",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0020",
      "category": "shopping_retail_ecommerce",
      "pattern": "zara",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zara",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0021",
      "category": "shopping_retail_ecommerce",
      "pattern": "aerie",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aerie",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0022",
      "category": "shopping_retail_ecommerce",
      "pattern": "chewy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chewy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0023",
      "category": "shopping_retail_ecommerce",
      "pattern": "depop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "depop",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0024",
      "category": "shopping_retail_ecommerce",
      "pattern": "joann",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "joann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0025",
      "category": "shopping_retail_ecommerce",
      "pattern": "kohls",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohls",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0026",
      "category": "shopping_retail_ecommerce",
      "pattern": "lowes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0027",
      "category": "shopping_retail_ecommerce",
      "pattern": "macys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macys",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0028",
      "category": "shopping_retail_ecommerce",
      "pattern": "orvis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "orvis",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0029",
      "category": "shopping_retail_ecommerce",
      "pattern": "petco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "petco",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0030",
      "category": "shopping_retail_ecommerce",
      "pattern": "reeds",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reeds",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0031",
      "category": "shopping_retail_ecommerce",
      "pattern": "sears",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sears",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0032",
      "category": "shopping_retail_ecommerce",
      "pattern": "shein",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shein",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0033",
      "category": "shopping_retail_ecommerce",
      "pattern": "adidas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adidas",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0034",
      "category": "shopping_retail_ecommerce",
      "pattern": "amazon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amazon",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0035",
      "category": "shopping_retail_ecommerce",
      "pattern": "costco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0036",
      "category": "shopping_retail_ecommerce",
      "pattern": "hm.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hm.com",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0037",
      "category": "shopping_retail_ecommerce",
      "pattern": "jo-ann",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jo-ann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0038",
      "category": "shopping_retail_ecommerce",
      "pattern": "klarna",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "klarna",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0039",
      "category": "shopping_retail_ecommerce",
      "pattern": "kohl's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohl's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0040",
      "category": "shopping_retail_ecommerce",
      "pattern": "lenovo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lenovo",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0041",
      "category": "shopping_retail_ecommerce",
      "pattern": "lowe's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowe's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0042",
      "category": "shopping_retail_ecommerce",
      "pattern": "macy's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macy's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0043",
      "category": "shopping_retail_ecommerce",
      "pattern": "ollies",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ollies",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0044",
      "category": "shopping_retail_ecommerce",
      "pattern": "reed's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reed's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0045",
      "category": "shopping_retail_ecommerce",
      "pattern": "snipes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "snipes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0046",
      "category": "shopping_retail_ecommerce",
      "pattern": "stockx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stockx",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0047",
      "category": "shopping_retail_ecommerce",
      "pattern": "target",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0048",
      "category": "shopping_retail_ecommerce",
      "pattern": "uniqlo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uniqlo",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0049",
      "category": "shopping_retail_ecommerce",
      "pattern": "at home",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "at home",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0050",
      "category": "shopping_retail_ecommerce",
      "pattern": "athleta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "athleta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0051",
      "category": "shopping_retail_ecommerce",
      "pattern": "atwoods",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atwoods",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0052",
      "category": "shopping_retail_ecommerce",
      "pattern": "bestbuy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bestbuy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0053",
      "category": "shopping_retail_ecommerce",
      "pattern": "cabelas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cabelas",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0054",
      "category": "shopping_retail_ecommerce",
      "pattern": "express",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "express",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0055",
      "category": "shopping_retail_ecommerce",
      "pattern": "h and m",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h and m",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0056",
      "category": "shopping_retail_ecommerce",
      "pattern": "jcpenny",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jcpenny",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0057",
      "category": "shopping_retail_ecommerce",
      "pattern": "ll bean",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ll bean",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0058",
      "category": "shopping_retail_ecommerce",
      "pattern": "menards",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "menards",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0059",
      "category": "shopping_retail_ecommerce",
      "pattern": "mercari",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mercari",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0060",
      "category": "shopping_retail_ecommerce",
      "pattern": "ollie's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ollie's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0061",
      "category": "shopping_retail_ecommerce",
      "pattern": "sephora",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sephora",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0062",
      "category": "shopping_retail_ecommerce",
      "pattern": "shopify",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shopify",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0063",
      "category": "shopping_retail_ecommerce",
      "pattern": "staples",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "staples",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0064",
      "category": "shopping_retail_ecommerce",
      "pattern": "thredup",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "thredup",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0065",
      "category": "shopping_retail_ecommerce",
      "pattern": "tj maxx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tj maxx",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0066",
      "category": "shopping_retail_ecommerce",
      "pattern": "walmart",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walmart",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0067",
      "category": "shopping_retail_ecommerce",
      "pattern": "wayfair",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wayfair",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0068",
      "category": "shopping_retail_ecommerce",
      "pattern": "afterpay",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "afterpay",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0069",
      "category": "shopping_retail_ecommerce",
      "pattern": "autozone",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "autozone",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0070",
      "category": "shopping_retail_ecommerce",
      "pattern": "bass pro",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bass pro",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0071",
      "category": "shopping_retail_ecommerce",
      "pattern": "best buy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "best buy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0072",
      "category": "shopping_retail_ecommerce",
      "pattern": "big lots",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "big lots",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0073",
      "category": "shopping_retail_ecommerce",
      "pattern": "cabela's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cabela's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0074",
      "category": "shopping_retail_ecommerce",
      "pattern": "dillards",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dillards",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0075",
      "category": "shopping_retail_ecommerce",
      "pattern": "gamestop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gamestop",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0076",
      "category": "shopping_retail_ecommerce",
      "pattern": "hp store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hp store",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0077",
      "category": "shopping_retail_ecommerce",
      "pattern": "jcpenney",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jcpenney",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0078",
      "category": "shopping_retail_ecommerce",
      "pattern": "journeys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "journeys",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0079",
      "category": "shopping_retail_ecommerce",
      "pattern": "l.l.bean",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "l.l.bean",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0080",
      "category": "shopping_retail_ecommerce",
      "pattern": "la green",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "la green",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0081",
      "category": "shopping_retail_ecommerce",
      "pattern": "michaels",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "michaels",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0082",
      "category": "shopping_retail_ecommerce",
      "pattern": "nike.com #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike.com",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0083",
      "category": "shopping_retail_ecommerce",
      "pattern": "old navy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "old navy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0084",
      "category": "shopping_retail_ecommerce",
      "pattern": "petsmart",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "petsmart",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0085",
      "category": "shopping_retail_ecommerce",
      "pattern": "poshmark",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "poshmark",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0086",
      "category": "shopping_retail_ecommerce",
      "pattern": "shop pay",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shop pay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0087",
      "category": "shopping_retail_ecommerce",
      "pattern": "t j maxx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "t j maxx",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0088",
      "category": "shopping_retail_ecommerce",
      "pattern": "wal-mart",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wal-mart",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0089",
      "category": "shopping_retail_ecommerce",
      "pattern": "west elm",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "west elm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0090",
      "category": "shopping_retail_ecommerce",
      "pattern": "amzn mktp",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amzn mktp",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0091",
      "category": "shopping_retail_ecommerce",
      "pattern": "apple.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "apple.com",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0092",
      "category": "shopping_retail_ecommerce",
      "pattern": "auto zone",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "auto zone",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0093",
      "category": "shopping_retail_ecommerce",
      "pattern": "cosmoprof",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cosmoprof",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0094",
      "category": "shopping_retail_ecommerce",
      "pattern": "dillard's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dillard's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0095",
      "category": "shopping_retail_ecommerce",
      "pattern": "gift shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gift shop",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0096",
      "category": "shopping_retail_ecommerce",
      "pattern": "hollister",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hollister",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0097",
      "category": "shopping_retail_ecommerce",
      "pattern": "homegoods",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "homegoods",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0098",
      "category": "shopping_retail_ecommerce",
      "pattern": "homesense",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "homesense",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0099",
      "category": "shopping_retail_ecommerce",
      "pattern": "lands end",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lands end",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0100",
      "category": "shopping_retail_ecommerce",
      "pattern": "lululemon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lululemon",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0101",
      "category": "shopping_retail_ecommerce",
      "pattern": "marshalls",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "marshalls",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0102",
      "category": "shopping_retail_ecommerce",
      "pattern": "napa auto",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "napa auto",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0103",
      "category": "shopping_retail_ecommerce",
      "pattern": "nordstrom",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nordstrom",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0104",
      "category": "shopping_retail_ecommerce",
      "pattern": "officemax",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "officemax",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0105",
      "category": "shopping_retail_ecommerce",
      "pattern": "overstock",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "overstock",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0106",
      "category": "shopping_retail_ecommerce",
      "pattern": "pet store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pet store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0107",
      "category": "shopping_retail_ecommerce",
      "pattern": "sams club",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sams club",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0108",
      "category": "shopping_retail_ecommerce",
      "pattern": "t.j. maxx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "t.j. maxx",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0109",
      "category": "shopping_retail_ecommerce",
      "pattern": "ups store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ups store",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0110",
      "category": "shopping_retail_ecommerce",
      "pattern": "aliexpress",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aliexpress",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0111",
      "category": "shopping_retail_ecommerce",
      "pattern": "book store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "book store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0112",
      "category": "shopping_retail_ecommerce",
      "pattern": "burlington",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "burlington",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0113",
      "category": "shopping_retail_ecommerce",
      "pattern": "do it best",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "do it best",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0114",
      "category": "shopping_retail_ecommerce",
      "pattern": "forever 21",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "forever 21",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0115",
      "category": "shopping_retail_ecommerce",
      "pattern": "home depot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "home depot",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0116",
      "category": "shopping_retail_ecommerce",
      "pattern": "j c penney",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "j c penney",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0117",
      "category": "shopping_retail_ecommerce",
      "pattern": "l.a. green",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "l.a. green",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0118",
      "category": "shopping_retail_ecommerce",
      "pattern": "lego store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lego store",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0119",
      "category": "shopping_retail_ecommerce",
      "pattern": "party city",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "party city",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0120",
      "category": "shopping_retail_ecommerce",
      "pattern": "ross dress",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross dress",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0121",
      "category": "shopping_retail_ecommerce",
      "pattern": "rural king",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rural king",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0122",
      "category": "shopping_retail_ecommerce",
      "pattern": "sam's club",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sam's club",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0123",
      "category": "shopping_retail_ecommerce",
      "pattern": "shoe store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shoe store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0124",
      "category": "shopping_retail_ecommerce",
      "pattern": "target.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "target.com",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0125",
      "category": "shopping_retail_ecommerce",
      "pattern": "true value",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "true value",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0126",
      "category": "shopping_retail_ecommerce",
      "pattern": "abercrombie",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "abercrombie",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0127",
      "category": "shopping_retail_ecommerce",
      "pattern": "ali express",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ali express",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0128",
      "category": "shopping_retail_ecommerce",
      "pattern": "apple store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "apple store",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0129",
      "category": "shopping_retail_ecommerce",
      "pattern": "craft store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "craft store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0130",
      "category": "shopping_retail_ecommerce",
      "pattern": "finish line",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "finish line",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0131",
      "category": "shopping_retail_ecommerce",
      "pattern": "foot locker",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "foot locker",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0132",
      "category": "shopping_retail_ecommerce",
      "pattern": "hobby lobby",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hobby lobby",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0133",
      "category": "shopping_retail_ecommerce",
      "pattern": "paypal ebay #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "paypal ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0134",
      "category": "shopping_retail_ecommerce",
      "pattern": "rooms to go",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rooms to go",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0135",
      "category": "shopping_retail_ecommerce",
      "pattern": "ross stores",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross stores",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0136",
      "category": "shopping_retail_ecommerce",
      "pattern": "ulta beauty",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta beauty",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0137",
      "category": "shopping_retail_ecommerce",
      "pattern": "walmart.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walmart.com",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0138",
      "category": "shopping_retail_ecommerce",
      "pattern": "ace hardware",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ace hardware",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0139",
      "category": "shopping_retail_ecommerce",
      "pattern": "advance auto",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "advance auto",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0140",
      "category": "shopping_retail_ecommerce",
      "pattern": "amazon fresh",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amazon fresh",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0141",
      "category": "shopping_retail_ecommerce",
      "pattern": "amazon prime",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amazon prime",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0142",
      "category": "shopping_retail_ecommerce",
      "pattern": "amzn digital",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amzn digital",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0143",
      "category": "shopping_retail_ecommerce",
      "pattern": "build a bear",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "build a bear",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0144",
      "category": "shopping_retail_ecommerce",
      "pattern": "fedex office",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fedex office",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0145",
      "category": "shopping_retail_ecommerce",
      "pattern": "office depot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "office depot",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0146",
      "category": "shopping_retail_ecommerce",
      "pattern": "online order",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "online order",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0147",
      "category": "shopping_retail_ecommerce",
      "pattern": "oreilly auto",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "oreilly auto",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0148",
      "category": "shopping_retail_ecommerce",
      "pattern": "outlet store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "outlet store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0149",
      "category": "shopping_retail_ecommerce",
      "pattern": "paypal *ebay",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "paypal *ebay",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0150",
      "category": "shopping_retail_ecommerce",
      "pattern": "pottery barn",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pottery barn",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0151",
      "category": "shopping_retail_ecommerce",
      "pattern": "sally beauty",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sally beauty",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0152",
      "category": "shopping_retail_ecommerce",
      "pattern": "sur la table",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sur la table",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0153",
      "category": "shopping_retail_ecommerce",
      "pattern": "thrift store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "thrift store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0154",
      "category": "shopping_retail_ecommerce",
      "pattern": "under armour",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "under armour",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0155",
      "category": "shopping_retail_ecommerce",
      "pattern": "world market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "world market",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0156",
      "category": "shopping_retail_ecommerce",
      "pattern": "amazon retail #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amazon retail",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0157",
      "category": "shopping_retail_ecommerce",
      "pattern": "beauty supply",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "beauty supply",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0158",
      "category": "shopping_retail_ecommerce",
      "pattern": "bjs wholesale",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bjs wholesale",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0159",
      "category": "shopping_retail_ecommerce",
      "pattern": "caron gallery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caron gallery",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0160",
      "category": "shopping_retail_ecommerce",
      "pattern": "champs sports",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "champs sports",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0161",
      "category": "shopping_retail_ecommerce",
      "pattern": "jewelry store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jewelry store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0162",
      "category": "shopping_retail_ecommerce",
      "pattern": "mlm clothiers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0163",
      "category": "shopping_retail_ecommerce",
      "pattern": "neiman marcus",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "neiman marcus",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0164",
      "category": "shopping_retail_ecommerce",
      "pattern": "northern tool",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "northern tool",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0165",
      "category": "shopping_retail_ecommerce",
      "pattern": "o'reilly auto",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "o'reilly auto",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0166",
      "category": "shopping_retail_ecommerce",
      "pattern": "office supply",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "office supply",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0167",
      "category": "shopping_retail_ecommerce",
      "pattern": "shoe carnival",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shoe carnival",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0168",
      "category": "shopping_retail_ecommerce",
      "pattern": "academy sports",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "academy sports",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0169",
      "category": "shopping_retail_ecommerce",
      "pattern": "affirm walmart",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "affirm walmart",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0170",
      "category": "shopping_retail_ecommerce",
      "pattern": "american eagle",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "american eagle",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0171",
      "category": "shopping_retail_ecommerce",
      "pattern": "bj's wholesale",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bj's wholesale",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0172",
      "category": "shopping_retail_ecommerce",
      "pattern": "clothing store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "clothing store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0173",
      "category": "shopping_retail_ecommerce",
      "pattern": "dicks sporting",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dicks sporting",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0174",
      "category": "shopping_retail_ecommerce",
      "pattern": "harbor freight",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "harbor freight",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0175",
      "category": "shopping_retail_ecommerce",
      "pattern": "hardware store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hardware store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0176",
      "category": "shopping_retail_ecommerce",
      "pattern": "hibbett sports",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hibbett sports",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0177",
      "category": "shopping_retail_ecommerce",
      "pattern": "nordstrom rack",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nordstrom rack",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0178",
      "category": "shopping_retail_ecommerce",
      "pattern": "saks off fifth",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks off fifth",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0179",
      "category": "shopping_retail_ecommerce",
      "pattern": "sporting goods",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sporting goods",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0180",
      "category": "shopping_retail_ecommerce",
      "pattern": "store purchase",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "store purchase",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0181",
      "category": "shopping_retail_ecommerce",
      "pattern": "the home depot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "the home depot",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0182",
      "category": "shopping_retail_ecommerce",
      "pattern": "tractor supply",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tractor supply",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0183",
      "category": "shopping_retail_ecommerce",
      "pattern": "banana republic",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "banana republic",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0184",
      "category": "shopping_retail_ecommerce",
      "pattern": "books a million",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "books a million",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0185",
      "category": "shopping_retail_ecommerce",
      "pattern": "dick's sporting",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dick's sporting",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0186",
      "category": "shopping_retail_ecommerce",
      "pattern": "famous footwear",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "famous footwear",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0187",
      "category": "shopping_retail_ecommerce",
      "pattern": "floor and decor",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "floor and decor",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0188",
      "category": "shopping_retail_ecommerce",
      "pattern": "furniture store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "furniture store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0189",
      "category": "shopping_retail_ecommerce",
      "pattern": "microsoft store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "microsoft store",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0190",
      "category": "shopping_retail_ecommerce",
      "pattern": "rack room shoes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rack room shoes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0191",
      "category": "shopping_retail_ecommerce",
      "pattern": "retail purchase",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "retail purchase",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0192",
      "category": "shopping_retail_ecommerce",
      "pattern": "tupelo hardware",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tupelo hardware",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0193",
      "category": "shopping_retail_ecommerce",
      "pattern": "williams sonoma",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "williams sonoma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0194",
      "category": "shopping_retail_ecommerce",
      "pattern": "amazon prime now",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amazon prime now",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0195",
      "category": "shopping_retail_ecommerce",
      "pattern": "amzn marketplace",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amzn marketplace",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0196",
      "category": "shopping_retail_ecommerce",
      "pattern": "apple pay retail",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "apple pay retail",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0197",
      "category": "shopping_retail_ecommerce",
      "pattern": "ashley furniture",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ashley furniture",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0198",
      "category": "shopping_retail_ecommerce",
      "pattern": "barnes and noble",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barnes and noble",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0199",
      "category": "shopping_retail_ecommerce",
      "pattern": "costco wholesale",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco wholesale",
      "source_hint": "v1_seed_file",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0200",
      "category": "shopping_retail_ecommerce",
      "pattern": "crate and barrel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "crate and barrel",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0201",
      "category": "shopping_retail_ecommerce",
      "pattern": "department store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "department store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0202",
      "category": "shopping_retail_ecommerce",
      "pattern": "half price books",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "half price books",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0203",
      "category": "shopping_retail_ecommerce",
      "pattern": "home improvement",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "home improvement",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0204",
      "category": "shopping_retail_ecommerce",
      "pattern": "victorias secret",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "victorias secret",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0205",
      "category": "shopping_retail_ecommerce",
      "pattern": "electronics store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "electronics store",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0206",
      "category": "shopping_retail_ecommerce",
      "pattern": "google pay retail",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "google pay retail",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0207",
      "category": "shopping_retail_ecommerce",
      "pattern": "marketplace order",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "marketplace order",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0208",
      "category": "shopping_retail_ecommerce",
      "pattern": "pet supplies plus",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pet supplies plus",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0209",
      "category": "shopping_retail_ecommerce",
      "pattern": "victoria's secret",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "victoria's secret",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0210",
      "category": "shopping_retail_ecommerce",
      "pattern": "amazon marketplace #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amazon marketplace",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0211",
      "category": "shopping_retail_ecommerce",
      "pattern": "contactless retail",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "contactless retail",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0212",
      "category": "shopping_retail_ecommerce",
      "pattern": "bath and body works",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bath and body works",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0213",
      "category": "shopping_retail_ecommerce",
      "pattern": "bed bath and beyond",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bed bath and beyond",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0214",
      "category": "shopping_retail_ecommerce",
      "pattern": "ross dress for less",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross dress for less",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0215",
      "category": "shopping_retail_ecommerce",
      "pattern": "sierra trading post",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sierra trading post",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0216",
      "category": "shopping_retail_ecommerce",
      "pattern": "barnes crossing mall",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barnes crossing mall",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0217",
      "category": "shopping_retail_ecommerce",
      "pattern": "dicks sporting goods",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dicks sporting goods",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0218",
      "category": "shopping_retail_ecommerce",
      "pattern": "dick's sporting goods",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dick's sporting goods",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0219",
      "category": "shopping_retail_ecommerce",
      "pattern": "core cycle and outdoor",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "core cycle and outdoor",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0220",
      "category": "shopping_retail_ecommerce",
      "pattern": "mall at barnes crossing",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mall at barnes crossing",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0221",
      "category": "shopping_retail_ecommerce",
      "pattern": "cb2 #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0222",
      "category": "shopping_retail_ecommerce",
      "pattern": "dsw #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0223",
      "category": "shopping_retail_ecommerce",
      "pattern": "gap #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0224",
      "category": "shopping_retail_ecommerce",
      "pattern": "rei #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0225",
      "category": "shopping_retail_ecommerce",
      "pattern": "bamm #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0226",
      "category": "shopping_retail_ecommerce",
      "pattern": "belk #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0227",
      "category": "shopping_retail_ecommerce",
      "pattern": "cb2 ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0228",
      "category": "shopping_retail_ecommerce",
      "pattern": "dell #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0229",
      "category": "shopping_retail_ecommerce",
      "pattern": "dsw ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0230",
      "category": "shopping_retail_ecommerce",
      "pattern": "ebay #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0231",
      "category": "shopping_retail_ecommerce",
      "pattern": "etsy #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0232",
      "category": "shopping_retail_ecommerce",
      "pattern": "gap ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0233",
      "category": "shopping_retail_ecommerce",
      "pattern": "goat #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0234",
      "category": "shopping_retail_ecommerce",
      "pattern": "ikea #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0235",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc cb2",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0236",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc dsw",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0237",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc gap",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0238",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc rei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0239",
      "category": "shopping_retail_ecommerce",
      "pattern": "nike #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0240",
      "category": "shopping_retail_ecommerce",
      "pattern": "puma #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0241",
      "category": "shopping_retail_ecommerce",
      "pattern": "rei ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0242",
      "category": "shopping_retail_ecommerce",
      "pattern": "ross #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0243",
      "category": "shopping_retail_ecommerce",
      "pattern": "saks #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0244",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp cb2",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0245",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp dsw",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0246",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp gap",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0247",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp rei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0248",
      "category": "shopping_retail_ecommerce",
      "pattern": "temu #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0249",
      "category": "shopping_retail_ecommerce",
      "pattern": "ulta #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0250",
      "category": "shopping_retail_ecommerce",
      "pattern": "usps #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "usps",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0251",
      "category": "shopping_retail_ecommerce",
      "pattern": "wish #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wish",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0252",
      "category": "shopping_retail_ecommerce",
      "pattern": "zara #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zara",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0253",
      "category": "shopping_retail_ecommerce",
      "pattern": "aerie #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aerie",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0254",
      "category": "shopping_retail_ecommerce",
      "pattern": "bamm ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0255",
      "category": "shopping_retail_ecommerce",
      "pattern": "belk ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0256",
      "category": "shopping_retail_ecommerce",
      "pattern": "cb2 app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0257",
      "category": "shopping_retail_ecommerce",
      "pattern": "cb2 pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0258",
      "category": "shopping_retail_ecommerce",
      "pattern": "cb2.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0259",
      "category": "shopping_retail_ecommerce",
      "pattern": "chewy #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chewy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0260",
      "category": "shopping_retail_ecommerce",
      "pattern": "dell ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0261",
      "category": "shopping_retail_ecommerce",
      "pattern": "depop #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "depop",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0262",
      "category": "shopping_retail_ecommerce",
      "pattern": "dsw app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0263",
      "category": "shopping_retail_ecommerce",
      "pattern": "dsw pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0264",
      "category": "shopping_retail_ecommerce",
      "pattern": "dsw.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0265",
      "category": "shopping_retail_ecommerce",
      "pattern": "ebay ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0266",
      "category": "shopping_retail_ecommerce",
      "pattern": "etsy ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0267",
      "category": "shopping_retail_ecommerce",
      "pattern": "gap app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0268",
      "category": "shopping_retail_ecommerce",
      "pattern": "gap pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0269",
      "category": "shopping_retail_ecommerce",
      "pattern": "gap.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0270",
      "category": "shopping_retail_ecommerce",
      "pattern": "goat ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0271",
      "category": "shopping_retail_ecommerce",
      "pattern": "ikea ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0272",
      "category": "shopping_retail_ecommerce",
      "pattern": "joann #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "joann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0273",
      "category": "shopping_retail_ecommerce",
      "pattern": "kohls #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohls",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0274",
      "category": "shopping_retail_ecommerce",
      "pattern": "lowes #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0275",
      "category": "shopping_retail_ecommerce",
      "pattern": "macys #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macys",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0276",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc bamm",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0277",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc belk",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0278",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc dell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0279",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc ebay",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0280",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc etsy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0281",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc goat",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0282",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc ikea",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0283",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc nike",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0284",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc puma",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0285",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc ross",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0286",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc saks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0287",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc temu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0288",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc ulta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0289",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc usps",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "usps",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0290",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc wish",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wish",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0291",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc zara",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zara",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0292",
      "category": "shopping_retail_ecommerce",
      "pattern": "nike ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0293",
      "category": "shopping_retail_ecommerce",
      "pattern": "orvis #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "orvis",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0294",
      "category": "shopping_retail_ecommerce",
      "pattern": "petco #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "petco",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0295",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos cb2",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0296",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos dsw",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0297",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos gap",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0298",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos rei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0299",
      "category": "shopping_retail_ecommerce",
      "pattern": "puma ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0300",
      "category": "shopping_retail_ecommerce",
      "pattern": "reeds #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reeds",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0301",
      "category": "shopping_retail_ecommerce",
      "pattern": "rei app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0302",
      "category": "shopping_retail_ecommerce",
      "pattern": "rei pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0303",
      "category": "shopping_retail_ecommerce",
      "pattern": "rei.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0304",
      "category": "shopping_retail_ecommerce",
      "pattern": "ross ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0305",
      "category": "shopping_retail_ecommerce",
      "pattern": "saks ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0306",
      "category": "shopping_retail_ecommerce",
      "pattern": "sears #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sears",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0307",
      "category": "shopping_retail_ecommerce",
      "pattern": "shein #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shein",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0308",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp bamm",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0309",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp belk",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0310",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp dell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0311",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp ebay",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0312",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp etsy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0313",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp goat",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0314",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp ikea",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0315",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp nike",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0316",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp puma",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0317",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp ross",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0318",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp saks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0319",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp temu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0320",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp ulta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0321",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp usps",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "usps",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0322",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp wish",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wish",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0323",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp zara",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zara",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0324",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* cb2",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0325",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* dsw",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0326",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* gap",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0327",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* rei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0328",
      "category": "shopping_retail_ecommerce",
      "pattern": "temu ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0329",
      "category": "shopping_retail_ecommerce",
      "pattern": "ulta ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0330",
      "category": "shopping_retail_ecommerce",
      "pattern": "usps ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "usps",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0331",
      "category": "shopping_retail_ecommerce",
      "pattern": "wish ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wish",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0332",
      "category": "shopping_retail_ecommerce",
      "pattern": "zara ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zara",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0333",
      "category": "shopping_retail_ecommerce",
      "pattern": "adidas #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adidas",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0334",
      "category": "shopping_retail_ecommerce",
      "pattern": "aerie ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aerie",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0335",
      "category": "shopping_retail_ecommerce",
      "pattern": "amazon #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amazon",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0336",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex cb2",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0337",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex dsw",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0338",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex gap",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0339",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex rei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0340",
      "category": "shopping_retail_ecommerce",
      "pattern": "bamm app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0341",
      "category": "shopping_retail_ecommerce",
      "pattern": "bamm pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0342",
      "category": "shopping_retail_ecommerce",
      "pattern": "bamm.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0343",
      "category": "shopping_retail_ecommerce",
      "pattern": "belk app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0344",
      "category": "shopping_retail_ecommerce",
      "pattern": "belk pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0345",
      "category": "shopping_retail_ecommerce",
      "pattern": "belk.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0346",
      "category": "shopping_retail_ecommerce",
      "pattern": "cb2 card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0347",
      "category": "shopping_retail_ecommerce",
      "pattern": "cb2 ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0348",
      "category": "shopping_retail_ecommerce",
      "pattern": "cb2 shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0349",
      "category": "shopping_retail_ecommerce",
      "pattern": "chewy ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chewy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0350",
      "category": "shopping_retail_ecommerce",
      "pattern": "dell app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0351",
      "category": "shopping_retail_ecommerce",
      "pattern": "dell pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0352",
      "category": "shopping_retail_ecommerce",
      "pattern": "dell.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0353",
      "category": "shopping_retail_ecommerce",
      "pattern": "depop ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "depop",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0354",
      "category": "shopping_retail_ecommerce",
      "pattern": "dsw card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0355",
      "category": "shopping_retail_ecommerce",
      "pattern": "dsw ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0356",
      "category": "shopping_retail_ecommerce",
      "pattern": "dsw shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0357",
      "category": "shopping_retail_ecommerce",
      "pattern": "ebay app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0358",
      "category": "shopping_retail_ecommerce",
      "pattern": "ebay pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0359",
      "category": "shopping_retail_ecommerce",
      "pattern": "ebay.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0360",
      "category": "shopping_retail_ecommerce",
      "pattern": "etsy app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0361",
      "category": "shopping_retail_ecommerce",
      "pattern": "etsy pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0362",
      "category": "shopping_retail_ecommerce",
      "pattern": "etsy.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0363",
      "category": "shopping_retail_ecommerce",
      "pattern": "gap card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0364",
      "category": "shopping_retail_ecommerce",
      "pattern": "gap ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0365",
      "category": "shopping_retail_ecommerce",
      "pattern": "gap shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0366",
      "category": "shopping_retail_ecommerce",
      "pattern": "goat app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0367",
      "category": "shopping_retail_ecommerce",
      "pattern": "goat pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0368",
      "category": "shopping_retail_ecommerce",
      "pattern": "goat.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0369",
      "category": "shopping_retail_ecommerce",
      "pattern": "ikea app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0370",
      "category": "shopping_retail_ecommerce",
      "pattern": "ikea pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0371",
      "category": "shopping_retail_ecommerce",
      "pattern": "ikea.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0372",
      "category": "shopping_retail_ecommerce",
      "pattern": "jo-ann #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jo-ann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0373",
      "category": "shopping_retail_ecommerce",
      "pattern": "joann ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "joann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0374",
      "category": "shopping_retail_ecommerce",
      "pattern": "kohl's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohl's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0375",
      "category": "shopping_retail_ecommerce",
      "pattern": "kohls ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohls",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0376",
      "category": "shopping_retail_ecommerce",
      "pattern": "lenovo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lenovo",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0377",
      "category": "shopping_retail_ecommerce",
      "pattern": "lowe's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowe's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0378",
      "category": "shopping_retail_ecommerce",
      "pattern": "lowes ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0379",
      "category": "shopping_retail_ecommerce",
      "pattern": "macy's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macy's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0380",
      "category": "shopping_retail_ecommerce",
      "pattern": "macys ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macys",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0381",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc aerie",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aerie",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0382",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc chewy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chewy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0383",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc depop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "depop",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0384",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc joann",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "joann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0385",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc kohls",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohls",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0386",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc lowes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0387",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc macys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macys",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0388",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc orvis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "orvis",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0389",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc petco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "petco",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0390",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc reeds",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reeds",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0391",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc sears",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sears",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0392",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc shein",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shein",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0393",
      "category": "shopping_retail_ecommerce",
      "pattern": "nike app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0394",
      "category": "shopping_retail_ecommerce",
      "pattern": "nike pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0395",
      "category": "shopping_retail_ecommerce",
      "pattern": "nike.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0396",
      "category": "shopping_retail_ecommerce",
      "pattern": "ollies #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ollies",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0397",
      "category": "shopping_retail_ecommerce",
      "pattern": "orvis ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "orvis",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0398",
      "category": "shopping_retail_ecommerce",
      "pattern": "petco ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "petco",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0399",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos bamm",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0400",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos belk",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0401",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos dell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0402",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos ebay",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0403",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos etsy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0404",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos goat",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0405",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos ikea",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0406",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos nike",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0407",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos puma",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0408",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos ross",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0409",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos saks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0410",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos temu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0411",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos ulta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0412",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos usps",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "usps",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0413",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos wish",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wish",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0414",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos zara",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zara",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0415",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * cb2",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0416",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * dsw",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0417",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * gap",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0418",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * rei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0419",
      "category": "shopping_retail_ecommerce",
      "pattern": "puma app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0420",
      "category": "shopping_retail_ecommerce",
      "pattern": "puma pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0421",
      "category": "shopping_retail_ecommerce",
      "pattern": "puma.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0422",
      "category": "shopping_retail_ecommerce",
      "pattern": "reed's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reed's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0423",
      "category": "shopping_retail_ecommerce",
      "pattern": "reeds ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reeds",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0424",
      "category": "shopping_retail_ecommerce",
      "pattern": "rei card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0425",
      "category": "shopping_retail_ecommerce",
      "pattern": "rei ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0426",
      "category": "shopping_retail_ecommerce",
      "pattern": "rei shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0427",
      "category": "shopping_retail_ecommerce",
      "pattern": "ross app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0428",
      "category": "shopping_retail_ecommerce",
      "pattern": "ross pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0429",
      "category": "shopping_retail_ecommerce",
      "pattern": "ross.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0430",
      "category": "shopping_retail_ecommerce",
      "pattern": "saks app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0431",
      "category": "shopping_retail_ecommerce",
      "pattern": "saks pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0432",
      "category": "shopping_retail_ecommerce",
      "pattern": "saks.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0433",
      "category": "shopping_retail_ecommerce",
      "pattern": "sears ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sears",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0434",
      "category": "shopping_retail_ecommerce",
      "pattern": "shein ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shein",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0435",
      "category": "shopping_retail_ecommerce",
      "pattern": "snipes #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "snipes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0436",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp aerie",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aerie",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0437",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp chewy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chewy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0438",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp depop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "depop",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0439",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp joann",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "joann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0440",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp kohls",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohls",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0441",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp lowes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0442",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp macys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macys",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0443",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp orvis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "orvis",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0444",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp petco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "petco",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0445",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp reeds",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reeds",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0446",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp sears",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sears",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0447",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp shein",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shein",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0448",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * cb2",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0449",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * dsw",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0450",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * gap",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0451",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * rei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0452",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* bamm",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0453",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* belk",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0454",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* dell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0455",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* ebay",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0456",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* etsy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0457",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* goat",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0458",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* ikea",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0459",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* nike",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0460",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* puma",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0461",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* ross",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0462",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* saks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0463",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* temu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0464",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* ulta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0465",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* usps",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "usps",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0466",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* wish",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wish",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0467",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* zara",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zara",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0468",
      "category": "shopping_retail_ecommerce",
      "pattern": "stockx #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stockx",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0469",
      "category": "shopping_retail_ecommerce",
      "pattern": "temu app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0470",
      "category": "shopping_retail_ecommerce",
      "pattern": "temu pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0471",
      "category": "shopping_retail_ecommerce",
      "pattern": "temu.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0472",
      "category": "shopping_retail_ecommerce",
      "pattern": "tst* cb2",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0473",
      "category": "shopping_retail_ecommerce",
      "pattern": "tst* dsw",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0474",
      "category": "shopping_retail_ecommerce",
      "pattern": "tst* gap",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0475",
      "category": "shopping_retail_ecommerce",
      "pattern": "tst* rei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0476",
      "category": "shopping_retail_ecommerce",
      "pattern": "ulta app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0477",
      "category": "shopping_retail_ecommerce",
      "pattern": "ulta pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0478",
      "category": "shopping_retail_ecommerce",
      "pattern": "ulta.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0479",
      "category": "shopping_retail_ecommerce",
      "pattern": "uniqlo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uniqlo",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0480",
      "category": "shopping_retail_ecommerce",
      "pattern": "usps app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "usps",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0481",
      "category": "shopping_retail_ecommerce",
      "pattern": "usps pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "usps",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0482",
      "category": "shopping_retail_ecommerce",
      "pattern": "usps.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "usps",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0483",
      "category": "shopping_retail_ecommerce",
      "pattern": "visa cb2",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0484",
      "category": "shopping_retail_ecommerce",
      "pattern": "visa dsw",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0485",
      "category": "shopping_retail_ecommerce",
      "pattern": "visa gap",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0486",
      "category": "shopping_retail_ecommerce",
      "pattern": "visa rei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0487",
      "category": "shopping_retail_ecommerce",
      "pattern": "wish app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wish",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0488",
      "category": "shopping_retail_ecommerce",
      "pattern": "wish pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wish",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0489",
      "category": "shopping_retail_ecommerce",
      "pattern": "wish.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wish",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0490",
      "category": "shopping_retail_ecommerce",
      "pattern": "zara app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zara",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0491",
      "category": "shopping_retail_ecommerce",
      "pattern": "zara pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zara",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0492",
      "category": "shopping_retail_ecommerce",
      "pattern": "zara.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zara",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0493",
      "category": "shopping_retail_ecommerce",
      "pattern": "adidas ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adidas",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0494",
      "category": "shopping_retail_ecommerce",
      "pattern": "aerie app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aerie",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0495",
      "category": "shopping_retail_ecommerce",
      "pattern": "aerie pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aerie",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0496",
      "category": "shopping_retail_ecommerce",
      "pattern": "aerie.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aerie",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0497",
      "category": "shopping_retail_ecommerce",
      "pattern": "amazon ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amazon",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0498",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex bamm",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0499",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex belk",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0500",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex dell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0501",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex ebay",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0502",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex etsy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0503",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex goat",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0504",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex ikea",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0505",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex nike",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0506",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex puma",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0507",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex ross",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0508",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex saks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0509",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex temu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0510",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex ulta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0511",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex usps",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "usps",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0512",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex wish",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wish",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0513",
      "category": "shopping_retail_ecommerce",
      "pattern": "amex zara",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zara",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0514",
      "category": "shopping_retail_ecommerce",
      "pattern": "at home #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "at home",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0515",
      "category": "shopping_retail_ecommerce",
      "pattern": "athleta #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "athleta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0516",
      "category": "shopping_retail_ecommerce",
      "pattern": "atwoods #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atwoods",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0517",
      "category": "shopping_retail_ecommerce",
      "pattern": "bamm card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0518",
      "category": "shopping_retail_ecommerce",
      "pattern": "bamm ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0519",
      "category": "shopping_retail_ecommerce",
      "pattern": "bamm shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0520",
      "category": "shopping_retail_ecommerce",
      "pattern": "belk card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0521",
      "category": "shopping_retail_ecommerce",
      "pattern": "belk ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0522",
      "category": "shopping_retail_ecommerce",
      "pattern": "belk shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0523",
      "category": "shopping_retail_ecommerce",
      "pattern": "bestbuy #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bestbuy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0524",
      "category": "shopping_retail_ecommerce",
      "pattern": "cabelas #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cabelas",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0525",
      "category": "shopping_retail_ecommerce",
      "pattern": "cb2 debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0526",
      "category": "shopping_retail_ecommerce",
      "pattern": "cb2 order",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0527",
      "category": "shopping_retail_ecommerce",
      "pattern": "cb2 store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0528",
      "category": "shopping_retail_ecommerce",
      "pattern": "chewy app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chewy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0529",
      "category": "shopping_retail_ecommerce",
      "pattern": "chewy pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chewy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0530",
      "category": "shopping_retail_ecommerce",
      "pattern": "chewy.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chewy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0531",
      "category": "shopping_retail_ecommerce",
      "pattern": "debit cb2",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cb2",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0532",
      "category": "shopping_retail_ecommerce",
      "pattern": "debit dsw",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0533",
      "category": "shopping_retail_ecommerce",
      "pattern": "debit gap",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0534",
      "category": "shopping_retail_ecommerce",
      "pattern": "debit rei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0535",
      "category": "shopping_retail_ecommerce",
      "pattern": "dell card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0536",
      "category": "shopping_retail_ecommerce",
      "pattern": "dell ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0537",
      "category": "shopping_retail_ecommerce",
      "pattern": "dell shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0538",
      "category": "shopping_retail_ecommerce",
      "pattern": "depop app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "depop",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0539",
      "category": "shopping_retail_ecommerce",
      "pattern": "depop pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "depop",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0540",
      "category": "shopping_retail_ecommerce",
      "pattern": "depop.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "depop",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0541",
      "category": "shopping_retail_ecommerce",
      "pattern": "dsw debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0542",
      "category": "shopping_retail_ecommerce",
      "pattern": "dsw order",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0543",
      "category": "shopping_retail_ecommerce",
      "pattern": "dsw store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dsw",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0544",
      "category": "shopping_retail_ecommerce",
      "pattern": "ebay card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0545",
      "category": "shopping_retail_ecommerce",
      "pattern": "ebay ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0546",
      "category": "shopping_retail_ecommerce",
      "pattern": "ebay shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0547",
      "category": "shopping_retail_ecommerce",
      "pattern": "etsy card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0548",
      "category": "shopping_retail_ecommerce",
      "pattern": "etsy ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0549",
      "category": "shopping_retail_ecommerce",
      "pattern": "etsy shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0550",
      "category": "shopping_retail_ecommerce",
      "pattern": "express #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "express",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0551",
      "category": "shopping_retail_ecommerce",
      "pattern": "gap debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0552",
      "category": "shopping_retail_ecommerce",
      "pattern": "gap order",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0553",
      "category": "shopping_retail_ecommerce",
      "pattern": "gap store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gap",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0554",
      "category": "shopping_retail_ecommerce",
      "pattern": "goat card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0555",
      "category": "shopping_retail_ecommerce",
      "pattern": "goat ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0556",
      "category": "shopping_retail_ecommerce",
      "pattern": "goat shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0557",
      "category": "shopping_retail_ecommerce",
      "pattern": "h and m #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "h and m",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0558",
      "category": "shopping_retail_ecommerce",
      "pattern": "ikea card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0559",
      "category": "shopping_retail_ecommerce",
      "pattern": "ikea ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0560",
      "category": "shopping_retail_ecommerce",
      "pattern": "ikea shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0561",
      "category": "shopping_retail_ecommerce",
      "pattern": "jcpenny #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jcpenny",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0562",
      "category": "shopping_retail_ecommerce",
      "pattern": "jo-ann ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jo-ann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0563",
      "category": "shopping_retail_ecommerce",
      "pattern": "joann app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "joann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0564",
      "category": "shopping_retail_ecommerce",
      "pattern": "joann pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "joann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0565",
      "category": "shopping_retail_ecommerce",
      "pattern": "joann.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "joann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0566",
      "category": "shopping_retail_ecommerce",
      "pattern": "kohl's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohl's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0567",
      "category": "shopping_retail_ecommerce",
      "pattern": "kohls app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohls",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0568",
      "category": "shopping_retail_ecommerce",
      "pattern": "kohls pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohls",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0569",
      "category": "shopping_retail_ecommerce",
      "pattern": "kohls.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohls",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0570",
      "category": "shopping_retail_ecommerce",
      "pattern": "lenovo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lenovo",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0571",
      "category": "shopping_retail_ecommerce",
      "pattern": "ll bean #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ll bean",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0572",
      "category": "shopping_retail_ecommerce",
      "pattern": "lowe's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowe's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0573",
      "category": "shopping_retail_ecommerce",
      "pattern": "lowes app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0574",
      "category": "shopping_retail_ecommerce",
      "pattern": "lowes pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0575",
      "category": "shopping_retail_ecommerce",
      "pattern": "lowes.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0576",
      "category": "shopping_retail_ecommerce",
      "pattern": "macy's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macy's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0577",
      "category": "shopping_retail_ecommerce",
      "pattern": "macys app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macys",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0578",
      "category": "shopping_retail_ecommerce",
      "pattern": "macys pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macys",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0579",
      "category": "shopping_retail_ecommerce",
      "pattern": "macys.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macys",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0580",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc adidas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adidas",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0581",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc amazon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amazon",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0582",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc jo-ann",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jo-ann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0583",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc kohl's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohl's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0584",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc lenovo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lenovo",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0585",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc lowe's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowe's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0586",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc macy's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macy's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0587",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc ollies",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ollies",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0588",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc reed's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reed's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0589",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc snipes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "snipes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0590",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc stockx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stockx",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0591",
      "category": "shopping_retail_ecommerce",
      "pattern": "mc uniqlo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uniqlo",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0592",
      "category": "shopping_retail_ecommerce",
      "pattern": "menards #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "menards",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0593",
      "category": "shopping_retail_ecommerce",
      "pattern": "mercari #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mercari",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0594",
      "category": "shopping_retail_ecommerce",
      "pattern": "nike card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0595",
      "category": "shopping_retail_ecommerce",
      "pattern": "nike ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0596",
      "category": "shopping_retail_ecommerce",
      "pattern": "nike shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0597",
      "category": "shopping_retail_ecommerce",
      "pattern": "ollie's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ollie's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0598",
      "category": "shopping_retail_ecommerce",
      "pattern": "ollies ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ollies",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0599",
      "category": "shopping_retail_ecommerce",
      "pattern": "orvis app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "orvis",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0600",
      "category": "shopping_retail_ecommerce",
      "pattern": "orvis pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "orvis",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0601",
      "category": "shopping_retail_ecommerce",
      "pattern": "orvis.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "orvis",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0602",
      "category": "shopping_retail_ecommerce",
      "pattern": "petco app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "petco",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0603",
      "category": "shopping_retail_ecommerce",
      "pattern": "petco pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "petco",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0604",
      "category": "shopping_retail_ecommerce",
      "pattern": "petco.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "petco",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0605",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos aerie",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aerie",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0606",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos chewy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chewy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0607",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos depop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "depop",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0608",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos joann",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "joann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0609",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos kohls",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohls",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0610",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos lowes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0611",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos macys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macys",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0612",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos orvis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "orvis",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0613",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos petco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "petco",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0614",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos reeds",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reeds",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0615",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos sears",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sears",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0616",
      "category": "shopping_retail_ecommerce",
      "pattern": "pos shein",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shein",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0617",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * bamm",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0618",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * belk",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0619",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * dell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0620",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * ebay",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0621",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * etsy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0622",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * goat",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0623",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * ikea",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0624",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * nike",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0625",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * puma",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0626",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * ross",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0627",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * saks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0628",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * temu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0629",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * ulta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0630",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * usps",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "usps",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0631",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * wish",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wish",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0632",
      "category": "shopping_retail_ecommerce",
      "pattern": "pp * zara",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zara",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0633",
      "category": "shopping_retail_ecommerce",
      "pattern": "puma card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0634",
      "category": "shopping_retail_ecommerce",
      "pattern": "puma ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0635",
      "category": "shopping_retail_ecommerce",
      "pattern": "puma shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0636",
      "category": "shopping_retail_ecommerce",
      "pattern": "reed's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reed's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0637",
      "category": "shopping_retail_ecommerce",
      "pattern": "reeds app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reeds",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0638",
      "category": "shopping_retail_ecommerce",
      "pattern": "reeds pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reeds",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0639",
      "category": "shopping_retail_ecommerce",
      "pattern": "reeds.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reeds",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0640",
      "category": "shopping_retail_ecommerce",
      "pattern": "rei debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0641",
      "category": "shopping_retail_ecommerce",
      "pattern": "rei order",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0642",
      "category": "shopping_retail_ecommerce",
      "pattern": "rei store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rei",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0643",
      "category": "shopping_retail_ecommerce",
      "pattern": "ross card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0644",
      "category": "shopping_retail_ecommerce",
      "pattern": "ross ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0645",
      "category": "shopping_retail_ecommerce",
      "pattern": "ross shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0646",
      "category": "shopping_retail_ecommerce",
      "pattern": "saks card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0647",
      "category": "shopping_retail_ecommerce",
      "pattern": "saks ship",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0648",
      "category": "shopping_retail_ecommerce",
      "pattern": "saks shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0649",
      "category": "shopping_retail_ecommerce",
      "pattern": "sears app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sears",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0650",
      "category": "shopping_retail_ecommerce",
      "pattern": "sears pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sears",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0651",
      "category": "shopping_retail_ecommerce",
      "pattern": "sears.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sears",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0652",
      "category": "shopping_retail_ecommerce",
      "pattern": "sephora #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sephora",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0653",
      "category": "shopping_retail_ecommerce",
      "pattern": "shein app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shein",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0654",
      "category": "shopping_retail_ecommerce",
      "pattern": "shein pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shein",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0655",
      "category": "shopping_retail_ecommerce",
      "pattern": "shein.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shein",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0656",
      "category": "shopping_retail_ecommerce",
      "pattern": "shopify #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shopify",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0657",
      "category": "shopping_retail_ecommerce",
      "pattern": "snipes ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "snipes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0658",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp adidas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "adidas",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0659",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp amazon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amazon",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0660",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp jo-ann",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jo-ann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0661",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp kohl's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohl's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0662",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp lenovo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lenovo",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0663",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp lowe's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowe's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0664",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp macy's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macy's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0665",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp ollies",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ollies",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0666",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp reed's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reed's",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0667",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp snipes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "snipes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0668",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp stockx",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stockx",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0669",
      "category": "shopping_retail_ecommerce",
      "pattern": "sp uniqlo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uniqlo",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0670",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * bamm",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bamm",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0671",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * belk",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "belk",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0672",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * dell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dell",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0673",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * ebay",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ebay",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0674",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * etsy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "etsy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0675",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * goat",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goat",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0676",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * ikea",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ikea",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0677",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * nike",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nike",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0678",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * puma",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "puma",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0679",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * ross",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ross",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0680",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * saks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "saks",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0681",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * temu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0682",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * ulta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ulta",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0683",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * usps",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "usps",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0684",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * wish",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wish",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0685",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq * zara",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zara",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0686",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* aerie",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "aerie",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0687",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* chewy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chewy",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0688",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* depop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "depop",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0689",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* joann",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "joann",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0690",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* kohls",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kohls",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0691",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* lowes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lowes",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0692",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* macys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "macys",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0693",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* orvis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "orvis",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0694",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* petco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "petco",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0695",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* reeds",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "reeds",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0696",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* sears",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sears",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0697",
      "category": "shopping_retail_ecommerce",
      "pattern": "sq* shein",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shein",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0698",
      "category": "shopping_retail_ecommerce",
      "pattern": "staples #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "staples",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0699",
      "category": "shopping_retail_ecommerce",
      "pattern": "stockx ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stockx",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "shopping_retail_ecommerce_0700",
      "category": "shopping_retail_ecommerce",
      "pattern": "temu card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "temu",
      "source_hint": "common_us_chains_and_ms",
      "rationale": "Shopping, retail, or ecommerce purchase; medium-confidence advisory suppression."
    },
    {
      "id": "restaurants_coffee_delivery_0001",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0002",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0003",
      "category": "restaurants_coffee_delivery",
      "pattern": "kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0004",
      "category": "restaurants_coffee_delivery",
      "pattern": "boba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "boba",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0005",
      "category": "restaurants_coffee_delivery",
      "pattern": "cafe",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cafe",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0006",
      "category": "restaurants_coffee_delivery",
      "pattern": "cava",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0007",
      "category": "restaurants_coffee_delivery",
      "pattern": "ihop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0008",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst*",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0009",
      "category": "restaurants_coffee_delivery",
      "pattern": "arbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0010",
      "category": "restaurants_coffee_delivery",
      "pattern": "bdubs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bdubs",
      "source_hint": "v1_seed_file",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0011",
      "category": "restaurants_coffee_delivery",
      "pattern": "jobos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0012",
      "category": "restaurants_coffee_delivery",
      "pattern": "newks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0013",
      "category": "restaurants_coffee_delivery",
      "pattern": "pizza",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pizza",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0014",
      "category": "restaurants_coffee_delivery",
      "pattern": "qdoba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0015",
      "category": "restaurants_coffee_delivery",
      "pattern": "sonic",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0016",
      "category": "restaurants_coffee_delivery",
      "pattern": "7 brew",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7 brew",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0017",
      "category": "restaurants_coffee_delivery",
      "pattern": "arby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0018",
      "category": "restaurants_coffee_delivery",
      "pattern": "bakery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakery",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0019",
      "category": "restaurants_coffee_delivery",
      "pattern": "burger",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "burger",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0020",
      "category": "restaurants_coffee_delivery",
      "pattern": "caviar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caviar",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0021",
      "category": "restaurants_coffee_delivery",
      "pattern": "chilis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chilis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0022",
      "category": "restaurants_coffee_delivery",
      "pattern": "dennys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dennys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0023",
      "category": "restaurants_coffee_delivery",
      "pattern": "dunkin",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dunkin",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0024",
      "category": "restaurants_coffee_delivery",
      "pattern": "nandos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nandos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0025",
      "category": "restaurants_coffee_delivery",
      "pattern": "newk's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newk's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0026",
      "category": "restaurants_coffee_delivery",
      "pattern": "panera",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "panera",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0027",
      "category": "restaurants_coffee_delivery",
      "pattern": "rallys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rallys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0028",
      "category": "restaurants_coffee_delivery",
      "pattern": "subway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "subway",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0029",
      "category": "restaurants_coffee_delivery",
      "pattern": "wendys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0030",
      "category": "restaurants_coffee_delivery",
      "pattern": "zaxbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0031",
      "category": "restaurants_coffee_delivery",
      "pattern": "a and w",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "a and w",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0032",
      "category": "restaurants_coffee_delivery",
      "pattern": "chili's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chili's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0033",
      "category": "restaurants_coffee_delivery",
      "pattern": "culvers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "culvers",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0034",
      "category": "restaurants_coffee_delivery",
      "pattern": "denny's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "denny's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0035",
      "category": "restaurants_coffee_delivery",
      "pattern": "dominos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dominos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0036",
      "category": "restaurants_coffee_delivery",
      "pattern": "ezcater",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ezcater",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0037",
      "category": "restaurants_coffee_delivery",
      "pattern": "fazolis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fazolis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0038",
      "category": "restaurants_coffee_delivery",
      "pattern": "grubhub",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "grubhub",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0039",
      "category": "restaurants_coffee_delivery",
      "pattern": "hardees",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hardees",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0040",
      "category": "restaurants_coffee_delivery",
      "pattern": "harveys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "harveys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0041",
      "category": "restaurants_coffee_delivery",
      "pattern": "kermits",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kermits",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0042",
      "category": "restaurants_coffee_delivery",
      "pattern": "krystal",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "krystal",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0043",
      "category": "restaurants_coffee_delivery",
      "pattern": "mt fuji",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mt fuji",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0044",
      "category": "restaurants_coffee_delivery",
      "pattern": "pei wei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pei wei",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0045",
      "category": "restaurants_coffee_delivery",
      "pattern": "perkins",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "perkins",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0046",
      "category": "restaurants_coffee_delivery",
      "pattern": "popeyes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "popeyes",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0047",
      "category": "restaurants_coffee_delivery",
      "pattern": "quiznos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "quiznos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0048",
      "category": "restaurants_coffee_delivery",
      "pattern": "rally's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rally's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0049",
      "category": "restaurants_coffee_delivery",
      "pattern": "takeout",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "takeout",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0050",
      "category": "restaurants_coffee_delivery",
      "pattern": "wendy's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendy's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0051",
      "category": "restaurants_coffee_delivery",
      "pattern": "zaxby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0052",
      "category": "restaurants_coffee_delivery",
      "pattern": "barbecue",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barbecue",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0053",
      "category": "restaurants_coffee_delivery",
      "pattern": "cafe 212",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cafe 212",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0054",
      "category": "restaurants_coffee_delivery",
      "pattern": "carls jr",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "carls jr",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0055",
      "category": "restaurants_coffee_delivery",
      "pattern": "carryout",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "carryout",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0056",
      "category": "restaurants_coffee_delivery",
      "pattern": "checkers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "checkers",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0057",
      "category": "restaurants_coffee_delivery",
      "pattern": "chipotle",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chipotle",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0058",
      "category": "restaurants_coffee_delivery",
      "pattern": "cook out",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cook out",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0059",
      "category": "restaurants_coffee_delivery",
      "pattern": "culver's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "culver's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0060",
      "category": "restaurants_coffee_delivery",
      "pattern": "del taco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "del taco",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0061",
      "category": "restaurants_coffee_delivery",
      "pattern": "domino's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "domino's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0062",
      "category": "restaurants_coffee_delivery",
      "pattern": "doordash",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "doordash",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0063",
      "category": "restaurants_coffee_delivery",
      "pattern": "ez cater",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ez cater",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0064",
      "category": "restaurants_coffee_delivery",
      "pattern": "fazoli's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fazoli's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0065",
      "category": "restaurants_coffee_delivery",
      "pattern": "hardee's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hardee's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0066",
      "category": "restaurants_coffee_delivery",
      "pattern": "harvey's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "harvey's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0067",
      "category": "restaurants_coffee_delivery",
      "pattern": "in n out",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "in n out",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0068",
      "category": "restaurants_coffee_delivery",
      "pattern": "in-n-out",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "in-n-out",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0069",
      "category": "restaurants_coffee_delivery",
      "pattern": "kermit's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kermit's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0070",
      "category": "restaurants_coffee_delivery",
      "pattern": "mcdonald",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mcdonald",
      "source_hint": "v1_seed_file",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0071",
      "category": "restaurants_coffee_delivery",
      "pattern": "mugshots",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mugshots",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0072",
      "category": "restaurants_coffee_delivery",
      "pattern": "neon pig",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "neon pig",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0073",
      "category": "restaurants_coffee_delivery",
      "pattern": "potbelly",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "potbelly",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0074",
      "category": "restaurants_coffee_delivery",
      "pattern": "smoothie",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "smoothie",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0075",
      "category": "restaurants_coffee_delivery",
      "pattern": "tea shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tea shop",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0076",
      "category": "restaurants_coffee_delivery",
      "pattern": "ubereats",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ubereats",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0077",
      "category": "restaurants_coffee_delivery",
      "pattern": "vanellis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vanellis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0078",
      "category": "restaurants_coffee_delivery",
      "pattern": "wingstop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wingstop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0079",
      "category": "restaurants_coffee_delivery",
      "pattern": "applebees",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "applebees",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0080",
      "category": "restaurants_coffee_delivery",
      "pattern": "bob evans",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bob evans",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0081",
      "category": "restaurants_coffee_delivery",
      "pattern": "bojangles",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bojangles",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0082",
      "category": "restaurants_coffee_delivery",
      "pattern": "cafeteria",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cafeteria",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0083",
      "category": "restaurants_coffee_delivery",
      "pattern": "carl's jr",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "carl's jr",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0084",
      "category": "restaurants_coffee_delivery",
      "pattern": "door dash",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "door dash",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0085",
      "category": "restaurants_coffee_delivery",
      "pattern": "fast food",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fast food",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0086",
      "category": "restaurants_coffee_delivery",
      "pattern": "five guys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "five guys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0087",
      "category": "restaurants_coffee_delivery",
      "pattern": "ice cream",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ice cream",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0088",
      "category": "restaurants_coffee_delivery",
      "pattern": "juice bar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "juice bar",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0089",
      "category": "restaurants_coffee_delivery",
      "pattern": "mcdonalds",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mcdonalds",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0090",
      "category": "restaurants_coffee_delivery",
      "pattern": "papa john",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "papa john",
      "source_hint": "v1_seed_file",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0091",
      "category": "restaurants_coffee_delivery",
      "pattern": "pf changs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pf changs",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0092",
      "category": "restaurants_coffee_delivery",
      "pattern": "pizza hut",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pizza hut",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0093",
      "category": "restaurants_coffee_delivery",
      "pattern": "postmates",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "postmates",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0094",
      "category": "restaurants_coffee_delivery",
      "pattern": "red robin",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "red robin",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0095",
      "category": "restaurants_coffee_delivery",
      "pattern": "starbucks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "starbucks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0096",
      "category": "restaurants_coffee_delivery",
      "pattern": "taco bell",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "taco bell",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0097",
      "category": "restaurants_coffee_delivery",
      "pattern": "taco shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "taco shop",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0098",
      "category": "restaurants_coffee_delivery",
      "pattern": "toast tab",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "toast tab",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0099",
      "category": "restaurants_coffee_delivery",
      "pattern": "uber eats",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uber eats",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0100",
      "category": "restaurants_coffee_delivery",
      "pattern": "vanelli's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vanelli's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0101",
      "category": "restaurants_coffee_delivery",
      "pattern": "applebee's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "applebee's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0102",
      "category": "restaurants_coffee_delivery",
      "pattern": "bagel shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bagel shop",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0103",
      "category": "restaurants_coffee_delivery",
      "pattern": "blue canoe",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "blue canoe",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0104",
      "category": "restaurants_coffee_delivery",
      "pattern": "captain ds",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "captain ds",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0105",
      "category": "restaurants_coffee_delivery",
      "pattern": "donut shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "donut shop",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0106",
      "category": "restaurants_coffee_delivery",
      "pattern": "drive thru",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "drive thru",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0107",
      "category": "restaurants_coffee_delivery",
      "pattern": "drive-thru",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "drive-thru",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0108",
      "category": "restaurants_coffee_delivery",
      "pattern": "dutch bros",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dutch bros",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0109",
      "category": "restaurants_coffee_delivery",
      "pattern": "food court",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "food court",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0110",
      "category": "restaurants_coffee_delivery",
      "pattern": "food truck",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "food truck",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0111",
      "category": "restaurants_coffee_delivery",
      "pattern": "jimmy john",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jimmy john",
      "source_hint": "v1_seed_file",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0112",
      "category": "restaurants_coffee_delivery",
      "pattern": "lost pizza",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lost pizza",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0113",
      "category": "restaurants_coffee_delivery",
      "pattern": "mcalisters",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mcalisters",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0114",
      "category": "restaurants_coffee_delivery",
      "pattern": "mcdonald's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mcdonald's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0115",
      "category": "restaurants_coffee_delivery",
      "pattern": "papa johns",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "papa johns",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0116",
      "category": "restaurants_coffee_delivery",
      "pattern": "pf chang's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pf chang's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0117",
      "category": "restaurants_coffee_delivery",
      "pattern": "pjs coffee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pjs coffee",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0118",
      "category": "restaurants_coffee_delivery",
      "pattern": "restaurant",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "restaurant",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0119",
      "category": "restaurants_coffee_delivery",
      "pattern": "sweetgreen",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sweetgreen",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0120",
      "category": "restaurants_coffee_delivery",
      "pattern": "blaze pizza",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "blaze pizza",
      "source_hint": "v1_seed_file",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0121",
      "category": "restaurants_coffee_delivery",
      "pattern": "burger king",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "burger king",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0122",
      "category": "restaurants_coffee_delivery",
      "pattern": "captain d's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "captain d's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0123",
      "category": "restaurants_coffee_delivery",
      "pattern": "chick fil a",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chick fil a",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0124",
      "category": "restaurants_coffee_delivery",
      "pattern": "chick-fil-a",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chick-fil-a",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0125",
      "category": "restaurants_coffee_delivery",
      "pattern": "coffee bean",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "coffee bean",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0126",
      "category": "restaurants_coffee_delivery",
      "pattern": "coffee shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "coffee shop",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0127",
      "category": "restaurants_coffee_delivery",
      "pattern": "dairy queen",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dairy queen",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0128",
      "category": "restaurants_coffee_delivery",
      "pattern": "first watch",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "first watch",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0129",
      "category": "restaurants_coffee_delivery",
      "pattern": "jersey mike",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jersey mike",
      "source_hint": "v1_seed_file",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0130",
      "category": "restaurants_coffee_delivery",
      "pattern": "jimmy johns",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jimmy johns",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0131",
      "category": "restaurants_coffee_delivery",
      "pattern": "mcalister's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mcalister's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0132",
      "category": "restaurants_coffee_delivery",
      "pattern": "papa john's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "papa john's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0133",
      "category": "restaurants_coffee_delivery",
      "pattern": "pj's coffee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pj's coffee",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0134",
      "category": "restaurants_coffee_delivery",
      "pattern": "red lobster",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "red lobster",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0135",
      "category": "restaurants_coffee_delivery",
      "pattern": "schlotzskys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "schlotzskys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0136",
      "category": "restaurants_coffee_delivery",
      "pattern": "shake shack",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shake shack",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0137",
      "category": "restaurants_coffee_delivery",
      "pattern": "sonic drive",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic drive",
      "source_hint": "v1_seed_file",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0138",
      "category": "restaurants_coffee_delivery",
      "pattern": "whataburger",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "whataburger",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0139",
      "category": "restaurants_coffee_delivery",
      "pattern": "huddle house",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "huddle house",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0140",
      "category": "restaurants_coffee_delivery",
      "pattern": "jersey mikes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jersey mikes",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0141",
      "category": "restaurants_coffee_delivery",
      "pattern": "jimmy john's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jimmy john's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0142",
      "category": "restaurants_coffee_delivery",
      "pattern": "krispy kreme",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "krispy kreme",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0143",
      "category": "restaurants_coffee_delivery",
      "pattern": "marcos pizza",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "marcos pizza",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0144",
      "category": "restaurants_coffee_delivery",
      "pattern": "olive garden",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "olive garden",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0145",
      "category": "restaurants_coffee_delivery",
      "pattern": "panera bread",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "panera bread",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0146",
      "category": "restaurants_coffee_delivery",
      "pattern": "park heights",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "park heights",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0147",
      "category": "restaurants_coffee_delivery",
      "pattern": "peets coffee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "peets coffee",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0148",
      "category": "restaurants_coffee_delivery",
      "pattern": "raising cane",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "raising cane",
      "source_hint": "v1_seed_file",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0149",
      "category": "restaurants_coffee_delivery",
      "pattern": "schlotzsky's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "schlotzsky's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0150",
      "category": "restaurants_coffee_delivery",
      "pattern": "waffle house",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "waffle house",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0151",
      "category": "restaurants_coffee_delivery",
      "pattern": "white castle",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "white castle",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0152",
      "category": "restaurants_coffee_delivery",
      "pattern": "biggby coffee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "biggby coffee",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0153",
      "category": "restaurants_coffee_delivery",
      "pattern": "captain's den",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "captain's den",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0154",
      "category": "restaurants_coffee_delivery",
      "pattern": "d cracked egg",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "d cracked egg",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0155",
      "category": "restaurants_coffee_delivery",
      "pattern": "d'cracked egg",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "d'cracked egg",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0156",
      "category": "restaurants_coffee_delivery",
      "pattern": "dunkin donuts",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dunkin donuts",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0157",
      "category": "restaurants_coffee_delivery",
      "pattern": "el pollo loco",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "el pollo loco",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0158",
      "category": "restaurants_coffee_delivery",
      "pattern": "frozen yogurt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "frozen yogurt",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0159",
      "category": "restaurants_coffee_delivery",
      "pattern": "jersey mike's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jersey mike's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0160",
      "category": "restaurants_coffee_delivery",
      "pattern": "little caesar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "little caesar",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0161",
      "category": "restaurants_coffee_delivery",
      "pattern": "marco's pizza",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "marco's pizza",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0162",
      "category": "restaurants_coffee_delivery",
      "pattern": "neon pig cafe",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "neon pig cafe",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0163",
      "category": "restaurants_coffee_delivery",
      "pattern": "panda express",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "panda express",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0164",
      "category": "restaurants_coffee_delivery",
      "pattern": "peet's coffee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "peet's coffee",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0165",
      "category": "restaurants_coffee_delivery",
      "pattern": "raising canes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "raising canes",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0166",
      "category": "restaurants_coffee_delivery",
      "pattern": "sandwich shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sandwich shop",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0167",
      "category": "restaurants_coffee_delivery",
      "pattern": "woodys tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "woodys tupelo",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0168",
      "category": "restaurants_coffee_delivery",
      "pattern": "bar b q by jim",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bar b q by jim",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0169",
      "category": "restaurants_coffee_delivery",
      "pattern": "bar-b-q by jim",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bar-b-q by jim",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0170",
      "category": "restaurants_coffee_delivery",
      "pattern": "bbq restaurant",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bbq restaurant",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0171",
      "category": "restaurants_coffee_delivery",
      "pattern": "caribou coffee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caribou coffee",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0172",
      "category": "restaurants_coffee_delivery",
      "pattern": "cracker barrel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cracker barrel",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0173",
      "category": "restaurants_coffee_delivery",
      "pattern": "fairpark grill",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fairpark grill",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0174",
      "category": "restaurants_coffee_delivery",
      "pattern": "firehouse subs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "firehouse subs",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0175",
      "category": "restaurants_coffee_delivery",
      "pattern": "kentucky fried",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kentucky fried",
      "source_hint": "v1_seed_file",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0176",
      "category": "restaurants_coffee_delivery",
      "pattern": "little caesars",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "little caesars",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0177",
      "category": "restaurants_coffee_delivery",
      "pattern": "moes southwest",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "moes southwest",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0178",
      "category": "restaurants_coffee_delivery",
      "pattern": "nathans famous",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nathans famous",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0179",
      "category": "restaurants_coffee_delivery",
      "pattern": "raising cane's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "raising cane's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0180",
      "category": "restaurants_coffee_delivery",
      "pattern": "shipley donuts",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shipley donuts",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0181",
      "category": "restaurants_coffee_delivery",
      "pattern": "sonic drive in #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic drive in",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0182",
      "category": "restaurants_coffee_delivery",
      "pattern": "woody's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0183",
      "category": "restaurants_coffee_delivery",
      "pattern": "brick and spoon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "brick and spoon",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0184",
      "category": "restaurants_coffee_delivery",
      "pattern": "churchs chicken",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "churchs chicken",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0185",
      "category": "restaurants_coffee_delivery",
      "pattern": "jack in the box",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jack in the box",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0186",
      "category": "restaurants_coffee_delivery",
      "pattern": "moe's southwest",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "moe's southwest",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0187",
      "category": "restaurants_coffee_delivery",
      "pattern": "nathan's famous",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nathan's famous",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0188",
      "category": "restaurants_coffee_delivery",
      "pattern": "scooters coffee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "scooters coffee",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0189",
      "category": "restaurants_coffee_delivery",
      "pattern": "shipley do-nuts",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "shipley do-nuts",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0190",
      "category": "restaurants_coffee_delivery",
      "pattern": "texas roadhouse",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "texas roadhouse",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0191",
      "category": "restaurants_coffee_delivery",
      "pattern": "chipotle mexican",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chipotle mexican",
      "source_hint": "v1_seed_file",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0192",
      "category": "restaurants_coffee_delivery",
      "pattern": "church's chicken",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "church's chicken",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0193",
      "category": "restaurants_coffee_delivery",
      "pattern": "downunder tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "downunder tupelo",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0194",
      "category": "restaurants_coffee_delivery",
      "pattern": "long john silver",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "long john silver",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0195",
      "category": "restaurants_coffee_delivery",
      "pattern": "scooter's coffee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "scooter's coffee",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0196",
      "category": "restaurants_coffee_delivery",
      "pattern": "johnnies drive in",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "johnnies drive in",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0197",
      "category": "restaurants_coffee_delivery",
      "pattern": "mobile order food",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mobile order food",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0198",
      "category": "restaurants_coffee_delivery",
      "pattern": "another broken egg",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "another broken egg",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0199",
      "category": "restaurants_coffee_delivery",
      "pattern": "black rifle coffee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "black rifle coffee",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0200",
      "category": "restaurants_coffee_delivery",
      "pattern": "buffalo wild wings",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "buffalo wild wings",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0201",
      "category": "restaurants_coffee_delivery",
      "pattern": "clays house of pig",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "clays house of pig",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0202",
      "category": "restaurants_coffee_delivery",
      "pattern": "johnnie's drive in",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "johnnie's drive in",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0203",
      "category": "restaurants_coffee_delivery",
      "pattern": "outback steakhouse",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "outback steakhouse",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0204",
      "category": "restaurants_coffee_delivery",
      "pattern": "sweet peppers deli",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sweet peppers deli",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0205",
      "category": "restaurants_coffee_delivery",
      "pattern": "clay's house of pig",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "clay's house of pig",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0206",
      "category": "restaurants_coffee_delivery",
      "pattern": "forklift restaurant",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "forklift restaurant",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0207",
      "category": "restaurants_coffee_delivery",
      "pattern": "longhorn steakhouse",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "longhorn steakhouse",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0208",
      "category": "restaurants_coffee_delivery",
      "pattern": "noodles and company",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "noodles and company",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0209",
      "category": "restaurants_coffee_delivery",
      "pattern": "kentucky fried chicken",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kentucky fried chicken",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0210",
      "category": "restaurants_coffee_delivery",
      "pattern": "sweet tea and biscuits",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sweet tea and biscuits",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0211",
      "category": "restaurants_coffee_delivery",
      "pattern": "the lost pizza company",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "the lost pizza company",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0212",
      "category": "restaurants_coffee_delivery",
      "pattern": "delivery fee restaurant",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "delivery fee restaurant",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0213",
      "category": "restaurants_coffee_delivery",
      "pattern": "quick service restaurant",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "quick service restaurant",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0214",
      "category": "restaurants_coffee_delivery",
      "pattern": "counter service restaurant",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "counter service restaurant",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0215",
      "category": "restaurants_coffee_delivery",
      "pattern": "king chicken fillin station",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "king chicken fillin station",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0216",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0217",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0218",
      "category": "restaurants_coffee_delivery",
      "pattern": "kfc #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0219",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0220",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0221",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0222",
      "category": "restaurants_coffee_delivery",
      "pattern": "cava #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0223",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0224",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0225",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0226",
      "category": "restaurants_coffee_delivery",
      "pattern": "ihop #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0227",
      "category": "restaurants_coffee_delivery",
      "pattern": "kfc ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0228",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0229",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0230",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0231",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0232",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0233",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0234",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0235",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0236",
      "category": "restaurants_coffee_delivery",
      "pattern": "arbys #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0237",
      "category": "restaurants_coffee_delivery",
      "pattern": "boba ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "boba",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0238",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0239",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0240",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0241",
      "category": "restaurants_coffee_delivery",
      "pattern": "cafe ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cafe",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0242",
      "category": "restaurants_coffee_delivery",
      "pattern": "cava ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0243",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0244",
      "category": "restaurants_coffee_delivery",
      "pattern": "ihop ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0245",
      "category": "restaurants_coffee_delivery",
      "pattern": "jobos #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0246",
      "category": "restaurants_coffee_delivery",
      "pattern": "kfc app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0247",
      "category": "restaurants_coffee_delivery",
      "pattern": "kfc pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0248",
      "category": "restaurants_coffee_delivery",
      "pattern": "kfc.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0249",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc boba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "boba",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0250",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc cafe",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cafe",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0251",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc cava",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0252",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc ihop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0253",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc tst*",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0254",
      "category": "restaurants_coffee_delivery",
      "pattern": "newks #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0255",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0256",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0257",
      "category": "restaurants_coffee_delivery",
      "pattern": "pp * dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0258",
      "category": "restaurants_coffee_delivery",
      "pattern": "qdoba #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0259",
      "category": "restaurants_coffee_delivery",
      "pattern": "sonic #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0260",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp cava",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0261",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp ihop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0262",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp tst*",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0263",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0264",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0265",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0266",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0267",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0268",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0269",
      "category": "restaurants_coffee_delivery",
      "pattern": "7 brew #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7 brew",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0270",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0271",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0272",
      "category": "restaurants_coffee_delivery",
      "pattern": "arby's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0273",
      "category": "restaurants_coffee_delivery",
      "pattern": "arbys ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0274",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0275",
      "category": "restaurants_coffee_delivery",
      "pattern": "cava app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0276",
      "category": "restaurants_coffee_delivery",
      "pattern": "cava pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0277",
      "category": "restaurants_coffee_delivery",
      "pattern": "cava.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0278",
      "category": "restaurants_coffee_delivery",
      "pattern": "caviar #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caviar",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0279",
      "category": "restaurants_coffee_delivery",
      "pattern": "chilis #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chilis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0280",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0281",
      "category": "restaurants_coffee_delivery",
      "pattern": "dennys #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dennys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0282",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0283",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0284",
      "category": "restaurants_coffee_delivery",
      "pattern": "dunkin #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dunkin",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0285",
      "category": "restaurants_coffee_delivery",
      "pattern": "ihop app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0286",
      "category": "restaurants_coffee_delivery",
      "pattern": "ihop pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0287",
      "category": "restaurants_coffee_delivery",
      "pattern": "ihop.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0288",
      "category": "restaurants_coffee_delivery",
      "pattern": "jobos ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0289",
      "category": "restaurants_coffee_delivery",
      "pattern": "kfc card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0290",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc arbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0291",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc jobos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0292",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc newks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0293",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc pizza",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pizza",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0294",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc qdoba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0295",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc sonic",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0296",
      "category": "restaurants_coffee_delivery",
      "pattern": "nandos #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nandos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0297",
      "category": "restaurants_coffee_delivery",
      "pattern": "newk's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newk's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0298",
      "category": "restaurants_coffee_delivery",
      "pattern": "newks ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0299",
      "category": "restaurants_coffee_delivery",
      "pattern": "panera #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "panera",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0300",
      "category": "restaurants_coffee_delivery",
      "pattern": "pizza ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pizza",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0301",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos boba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "boba",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0302",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos cafe",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cafe",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0303",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos cava",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0304",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos ihop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0305",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos tst*",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0306",
      "category": "restaurants_coffee_delivery",
      "pattern": "pp * bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0307",
      "category": "restaurants_coffee_delivery",
      "pattern": "pp * kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0308",
      "category": "restaurants_coffee_delivery",
      "pattern": "qdoba ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0309",
      "category": "restaurants_coffee_delivery",
      "pattern": "rallys #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rallys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0310",
      "category": "restaurants_coffee_delivery",
      "pattern": "sonic ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0311",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp arbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0312",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp jobos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0313",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp newks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0314",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp qdoba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0315",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp sonic",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0316",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0317",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0318",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* cava",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0319",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* ihop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0320",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* tst*",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0321",
      "category": "restaurants_coffee_delivery",
      "pattern": "subway #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "subway",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0322",
      "category": "restaurants_coffee_delivery",
      "pattern": "toast dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0323",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0324",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0325",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0326",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0327",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst*.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0328",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0329",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0330",
      "category": "restaurants_coffee_delivery",
      "pattern": "wendys #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0331",
      "category": "restaurants_coffee_delivery",
      "pattern": "zaxbys #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0332",
      "category": "restaurants_coffee_delivery",
      "pattern": "7 brew ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7 brew",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0333",
      "category": "restaurants_coffee_delivery",
      "pattern": "a and w #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "a and w",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0334",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex cava",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0335",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex ihop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0336",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex tst*",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0337",
      "category": "restaurants_coffee_delivery",
      "pattern": "arby's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0338",
      "category": "restaurants_coffee_delivery",
      "pattern": "arbys app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0339",
      "category": "restaurants_coffee_delivery",
      "pattern": "arbys pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0340",
      "category": "restaurants_coffee_delivery",
      "pattern": "arbys.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0341",
      "category": "restaurants_coffee_delivery",
      "pattern": "bakery ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakery",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0342",
      "category": "restaurants_coffee_delivery",
      "pattern": "burger ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "burger",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0343",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0344",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0345",
      "category": "restaurants_coffee_delivery",
      "pattern": "cava card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0346",
      "category": "restaurants_coffee_delivery",
      "pattern": "caviar ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caviar",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0347",
      "category": "restaurants_coffee_delivery",
      "pattern": "chili's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chili's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0348",
      "category": "restaurants_coffee_delivery",
      "pattern": "chilis ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chilis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0349",
      "category": "restaurants_coffee_delivery",
      "pattern": "clover dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0350",
      "category": "restaurants_coffee_delivery",
      "pattern": "culvers #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "culvers",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0351",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0352",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0353",
      "category": "restaurants_coffee_delivery",
      "pattern": "denny's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "denny's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0354",
      "category": "restaurants_coffee_delivery",
      "pattern": "dennys ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dennys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0355",
      "category": "restaurants_coffee_delivery",
      "pattern": "dominos #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dominos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0356",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0357",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0358",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq pickup",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0359",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0360",
      "category": "restaurants_coffee_delivery",
      "pattern": "dunkin ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dunkin",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0361",
      "category": "restaurants_coffee_delivery",
      "pattern": "ezcater #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ezcater",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0362",
      "category": "restaurants_coffee_delivery",
      "pattern": "fazolis #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fazolis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0363",
      "category": "restaurants_coffee_delivery",
      "pattern": "grubhub #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "grubhub",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0364",
      "category": "restaurants_coffee_delivery",
      "pattern": "hardees #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hardees",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0365",
      "category": "restaurants_coffee_delivery",
      "pattern": "harveys #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "harveys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0366",
      "category": "restaurants_coffee_delivery",
      "pattern": "ihop card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0367",
      "category": "restaurants_coffee_delivery",
      "pattern": "jobos app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0368",
      "category": "restaurants_coffee_delivery",
      "pattern": "jobos pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0369",
      "category": "restaurants_coffee_delivery",
      "pattern": "jobos.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0370",
      "category": "restaurants_coffee_delivery",
      "pattern": "kermits #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kermits",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0371",
      "category": "restaurants_coffee_delivery",
      "pattern": "kfc debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0372",
      "category": "restaurants_coffee_delivery",
      "pattern": "kfc store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0373",
      "category": "restaurants_coffee_delivery",
      "pattern": "krystal #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "krystal",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0374",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc 7 brew",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7 brew",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0375",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc arby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0376",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc bakery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakery",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0377",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc burger",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "burger",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0378",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc caviar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caviar",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0379",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc chilis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chilis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0380",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc dennys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dennys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0381",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc dunkin",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dunkin",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0382",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc nandos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nandos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0383",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc newk's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newk's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0384",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc panera",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "panera",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0385",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc rallys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rallys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0386",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc subway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "subway",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0387",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc wendys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0388",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc zaxbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0389",
      "category": "restaurants_coffee_delivery",
      "pattern": "mt fuji #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mt fuji",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0390",
      "category": "restaurants_coffee_delivery",
      "pattern": "nandos ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nandos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0391",
      "category": "restaurants_coffee_delivery",
      "pattern": "newk's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newk's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0392",
      "category": "restaurants_coffee_delivery",
      "pattern": "newks app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0393",
      "category": "restaurants_coffee_delivery",
      "pattern": "newks pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0394",
      "category": "restaurants_coffee_delivery",
      "pattern": "newks.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0395",
      "category": "restaurants_coffee_delivery",
      "pattern": "panera ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "panera",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0396",
      "category": "restaurants_coffee_delivery",
      "pattern": "paypal dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0397",
      "category": "restaurants_coffee_delivery",
      "pattern": "pei wei #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pei wei",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0398",
      "category": "restaurants_coffee_delivery",
      "pattern": "perkins #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "perkins",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0399",
      "category": "restaurants_coffee_delivery",
      "pattern": "popeyes #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "popeyes",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0400",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos arbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0401",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos jobos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0402",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos newks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0403",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos pizza",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pizza",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0404",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos qdoba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0405",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos sonic",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0406",
      "category": "restaurants_coffee_delivery",
      "pattern": "pp * cava",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0407",
      "category": "restaurants_coffee_delivery",
      "pattern": "pp * ihop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0408",
      "category": "restaurants_coffee_delivery",
      "pattern": "pp * tst*",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0409",
      "category": "restaurants_coffee_delivery",
      "pattern": "qdoba app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0410",
      "category": "restaurants_coffee_delivery",
      "pattern": "qdoba pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0411",
      "category": "restaurants_coffee_delivery",
      "pattern": "qdoba.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0412",
      "category": "restaurants_coffee_delivery",
      "pattern": "quiznos #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "quiznos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0413",
      "category": "restaurants_coffee_delivery",
      "pattern": "rally's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rally's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0414",
      "category": "restaurants_coffee_delivery",
      "pattern": "rallys ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rallys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0415",
      "category": "restaurants_coffee_delivery",
      "pattern": "sonic app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0416",
      "category": "restaurants_coffee_delivery",
      "pattern": "sonic pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0417",
      "category": "restaurants_coffee_delivery",
      "pattern": "sonic.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0418",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp 7 brew",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7 brew",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0419",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp arby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0420",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp caviar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caviar",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0421",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp chilis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chilis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0422",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp dennys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dennys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0423",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp dunkin",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dunkin",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0424",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp nandos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nandos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0425",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp newk's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newk's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0426",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp panera",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "panera",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0427",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp rallys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rallys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0428",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp subway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "subway",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0429",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp wendys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0430",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp zaxbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0431",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * boba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "boba",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0432",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * cafe",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cafe",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0433",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * cava",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0434",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * ihop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0435",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * tst*",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0436",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* arbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0437",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* jobos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0438",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* newks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0439",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* qdoba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0440",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* sonic",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0441",
      "category": "restaurants_coffee_delivery",
      "pattern": "stripe dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0442",
      "category": "restaurants_coffee_delivery",
      "pattern": "subway ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "subway",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0443",
      "category": "restaurants_coffee_delivery",
      "pattern": "toast bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0444",
      "category": "restaurants_coffee_delivery",
      "pattern": "toast kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0445",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0446",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* cava",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0447",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* ihop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0448",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* tst*",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0449",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa boba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "boba",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0450",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa cafe",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cafe",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0451",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa cava",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0452",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa ihop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0453",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa tst*",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0454",
      "category": "restaurants_coffee_delivery",
      "pattern": "wendy's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendy's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0455",
      "category": "restaurants_coffee_delivery",
      "pattern": "wendys ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0456",
      "category": "restaurants_coffee_delivery",
      "pattern": "zaxby's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0457",
      "category": "restaurants_coffee_delivery",
      "pattern": "zaxbys ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0458",
      "category": "restaurants_coffee_delivery",
      "pattern": "7 brew app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7 brew",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0459",
      "category": "restaurants_coffee_delivery",
      "pattern": "7 brew pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7 brew",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0460",
      "category": "restaurants_coffee_delivery",
      "pattern": "7 brew.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7 brew",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0461",
      "category": "restaurants_coffee_delivery",
      "pattern": "a and w ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "a and w",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0462",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex arbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0463",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex jobos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0464",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex newks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0465",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex qdoba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0466",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex sonic",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0467",
      "category": "restaurants_coffee_delivery",
      "pattern": "arby's app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0468",
      "category": "restaurants_coffee_delivery",
      "pattern": "arby's pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0469",
      "category": "restaurants_coffee_delivery",
      "pattern": "arby's.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0470",
      "category": "restaurants_coffee_delivery",
      "pattern": "arbys card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0471",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0472",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0473",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww pickup",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0474",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0475",
      "category": "restaurants_coffee_delivery",
      "pattern": "cafe 212 #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cafe 212",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0476",
      "category": "restaurants_coffee_delivery",
      "pattern": "carls jr #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "carls jr",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0477",
      "category": "restaurants_coffee_delivery",
      "pattern": "cava debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0478",
      "category": "restaurants_coffee_delivery",
      "pattern": "cava store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0479",
      "category": "restaurants_coffee_delivery",
      "pattern": "caviar app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caviar",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0480",
      "category": "restaurants_coffee_delivery",
      "pattern": "caviar pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caviar",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0481",
      "category": "restaurants_coffee_delivery",
      "pattern": "caviar.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caviar",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0482",
      "category": "restaurants_coffee_delivery",
      "pattern": "checkers #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "checkers",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0483",
      "category": "restaurants_coffee_delivery",
      "pattern": "chili's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chili's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0484",
      "category": "restaurants_coffee_delivery",
      "pattern": "chilis app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chilis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0485",
      "category": "restaurants_coffee_delivery",
      "pattern": "chilis pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chilis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0486",
      "category": "restaurants_coffee_delivery",
      "pattern": "chilis.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chilis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0487",
      "category": "restaurants_coffee_delivery",
      "pattern": "chipotle #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chipotle",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0488",
      "category": "restaurants_coffee_delivery",
      "pattern": "clover bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0489",
      "category": "restaurants_coffee_delivery",
      "pattern": "clover kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0490",
      "category": "restaurants_coffee_delivery",
      "pattern": "cook out #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cook out",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0491",
      "category": "restaurants_coffee_delivery",
      "pattern": "culver's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "culver's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0492",
      "category": "restaurants_coffee_delivery",
      "pattern": "culvers ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "culvers",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0493",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit boba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "boba",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0494",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit cafe",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cafe",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0495",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit cava",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0496",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit ihop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0497",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit tst*",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0498",
      "category": "restaurants_coffee_delivery",
      "pattern": "del taco #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "del taco",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0499",
      "category": "restaurants_coffee_delivery",
      "pattern": "denny's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "denny's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0500",
      "category": "restaurants_coffee_delivery",
      "pattern": "dennys app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dennys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0501",
      "category": "restaurants_coffee_delivery",
      "pattern": "dennys pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dennys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0502",
      "category": "restaurants_coffee_delivery",
      "pattern": "dennys.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dennys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0503",
      "category": "restaurants_coffee_delivery",
      "pattern": "domino's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "domino's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0504",
      "category": "restaurants_coffee_delivery",
      "pattern": "dominos ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dominos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0505",
      "category": "restaurants_coffee_delivery",
      "pattern": "doordash #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "doordash",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0506",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq memphis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0507",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq store #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0508",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq takeout",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0509",
      "category": "restaurants_coffee_delivery",
      "pattern": "dunkin app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dunkin",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0510",
      "category": "restaurants_coffee_delivery",
      "pattern": "dunkin pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dunkin",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0511",
      "category": "restaurants_coffee_delivery",
      "pattern": "dunkin.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dunkin",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0512",
      "category": "restaurants_coffee_delivery",
      "pattern": "ez cater #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ez cater",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0513",
      "category": "restaurants_coffee_delivery",
      "pattern": "ezcater ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ezcater",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0514",
      "category": "restaurants_coffee_delivery",
      "pattern": "fazoli's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fazoli's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0515",
      "category": "restaurants_coffee_delivery",
      "pattern": "fazolis ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fazolis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0516",
      "category": "restaurants_coffee_delivery",
      "pattern": "grubhub dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0517",
      "category": "restaurants_coffee_delivery",
      "pattern": "grubhub ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "grubhub",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0518",
      "category": "restaurants_coffee_delivery",
      "pattern": "hardee's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hardee's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0519",
      "category": "restaurants_coffee_delivery",
      "pattern": "hardees ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hardees",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0520",
      "category": "restaurants_coffee_delivery",
      "pattern": "harvey's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "harvey's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0521",
      "category": "restaurants_coffee_delivery",
      "pattern": "harveys ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "harveys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0522",
      "category": "restaurants_coffee_delivery",
      "pattern": "ihop debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0523",
      "category": "restaurants_coffee_delivery",
      "pattern": "ihop store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0524",
      "category": "restaurants_coffee_delivery",
      "pattern": "in n out #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "in n out",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0525",
      "category": "restaurants_coffee_delivery",
      "pattern": "in-n-out #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "in-n-out",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0526",
      "category": "restaurants_coffee_delivery",
      "pattern": "jobos card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0527",
      "category": "restaurants_coffee_delivery",
      "pattern": "kermit's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kermit's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0528",
      "category": "restaurants_coffee_delivery",
      "pattern": "kermits ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kermits",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0529",
      "category": "restaurants_coffee_delivery",
      "pattern": "kfc online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0530",
      "category": "restaurants_coffee_delivery",
      "pattern": "kfc oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0531",
      "category": "restaurants_coffee_delivery",
      "pattern": "kfc pickup",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0532",
      "category": "restaurants_coffee_delivery",
      "pattern": "kfc tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0533",
      "category": "restaurants_coffee_delivery",
      "pattern": "krystal ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "krystal",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0534",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc a and w",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "a and w",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0535",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc boba ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "boba",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0536",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc cafe ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cafe",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0537",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc chili's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chili's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0538",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc culvers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "culvers",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0539",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc denny's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "denny's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0540",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc dominos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dominos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0541",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc ezcater",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ezcater",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0542",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc fazolis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fazolis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0543",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc grubhub",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "grubhub",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0544",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc hardees",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hardees",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0545",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc harveys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "harveys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0546",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc kermits",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kermits",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0547",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc krystal",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "krystal",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0548",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc mt fuji",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mt fuji",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0549",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc pei wei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pei wei",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0550",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc perkins",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "perkins",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0551",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc popeyes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "popeyes",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0552",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc quiznos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "quiznos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0553",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc rally's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rally's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0554",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc takeout",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "takeout",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0555",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc wendy's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendy's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0556",
      "category": "restaurants_coffee_delivery",
      "pattern": "mc zaxby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0557",
      "category": "restaurants_coffee_delivery",
      "pattern": "mt fuji ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mt fuji",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0558",
      "category": "restaurants_coffee_delivery",
      "pattern": "mugshots #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mugshots",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0559",
      "category": "restaurants_coffee_delivery",
      "pattern": "nandos app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nandos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0560",
      "category": "restaurants_coffee_delivery",
      "pattern": "nandos pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nandos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0561",
      "category": "restaurants_coffee_delivery",
      "pattern": "nandos.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nandos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0562",
      "category": "restaurants_coffee_delivery",
      "pattern": "neon pig #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "neon pig",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0563",
      "category": "restaurants_coffee_delivery",
      "pattern": "newk's app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newk's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0564",
      "category": "restaurants_coffee_delivery",
      "pattern": "newk's pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newk's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0565",
      "category": "restaurants_coffee_delivery",
      "pattern": "newk's.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newk's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0566",
      "category": "restaurants_coffee_delivery",
      "pattern": "newks card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0567",
      "category": "restaurants_coffee_delivery",
      "pattern": "panera app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "panera",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0568",
      "category": "restaurants_coffee_delivery",
      "pattern": "panera pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "panera",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0569",
      "category": "restaurants_coffee_delivery",
      "pattern": "panera.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "panera",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0570",
      "category": "restaurants_coffee_delivery",
      "pattern": "paypal bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0571",
      "category": "restaurants_coffee_delivery",
      "pattern": "paypal kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0572",
      "category": "restaurants_coffee_delivery",
      "pattern": "pei wei ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pei wei",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0573",
      "category": "restaurants_coffee_delivery",
      "pattern": "perkins ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "perkins",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0574",
      "category": "restaurants_coffee_delivery",
      "pattern": "popeyes ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "popeyes",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0575",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos 7 brew",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7 brew",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0576",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos arby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0577",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos bakery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bakery",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0578",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos burger",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "burger",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0579",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos caviar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caviar",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0580",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos chilis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chilis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0581",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos dennys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dennys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0582",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos dunkin",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dunkin",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0583",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos nandos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nandos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0584",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos newk's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newk's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0585",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos panera",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "panera",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0586",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos rallys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rallys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0587",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos subway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "subway",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0588",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos wendys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0589",
      "category": "restaurants_coffee_delivery",
      "pattern": "pos zaxbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0590",
      "category": "restaurants_coffee_delivery",
      "pattern": "potbelly #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "potbelly",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0591",
      "category": "restaurants_coffee_delivery",
      "pattern": "pp * arbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0592",
      "category": "restaurants_coffee_delivery",
      "pattern": "pp * jobos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0593",
      "category": "restaurants_coffee_delivery",
      "pattern": "pp * newks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0594",
      "category": "restaurants_coffee_delivery",
      "pattern": "pp * qdoba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0595",
      "category": "restaurants_coffee_delivery",
      "pattern": "pp * sonic",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0596",
      "category": "restaurants_coffee_delivery",
      "pattern": "qdoba card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0597",
      "category": "restaurants_coffee_delivery",
      "pattern": "quiznos ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "quiznos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0598",
      "category": "restaurants_coffee_delivery",
      "pattern": "rally's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rally's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0599",
      "category": "restaurants_coffee_delivery",
      "pattern": "rallys app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rallys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0600",
      "category": "restaurants_coffee_delivery",
      "pattern": "rallys pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rallys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0601",
      "category": "restaurants_coffee_delivery",
      "pattern": "rallys.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rallys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0602",
      "category": "restaurants_coffee_delivery",
      "pattern": "sonic card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0603",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp a and w",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "a and w",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0604",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp chili's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chili's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0605",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp culvers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "culvers",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0606",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp denny's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "denny's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0607",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp dominos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dominos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0608",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp ezcater",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ezcater",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0609",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp fazolis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fazolis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0610",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp grubhub",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "grubhub",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0611",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp hardees",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hardees",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0612",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp harveys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "harveys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0613",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp kermits",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kermits",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0614",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp krystal",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "krystal",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0615",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp mt fuji",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mt fuji",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0616",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp pei wei",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pei wei",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0617",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp perkins",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "perkins",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0618",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp popeyes",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "popeyes",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0619",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp quiznos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "quiznos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0620",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp rally's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rally's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0621",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp wendy's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendy's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0622",
      "category": "restaurants_coffee_delivery",
      "pattern": "sp zaxby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0623",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * arbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0624",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * jobos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0625",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * newks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0626",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * pizza",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pizza",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0627",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * qdoba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0628",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq * sonic",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0629",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* 7 brew",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7 brew",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0630",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* arby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0631",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* caviar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caviar",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0632",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* chilis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chilis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0633",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* dennys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dennys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0634",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* dunkin",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dunkin",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0635",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* nandos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nandos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0636",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* newk's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newk's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0637",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* panera",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "panera",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0638",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* rallys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rallys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0639",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* subway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "subway",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0640",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* wendys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0641",
      "category": "restaurants_coffee_delivery",
      "pattern": "sq* zaxbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0642",
      "category": "restaurants_coffee_delivery",
      "pattern": "stripe bww",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0643",
      "category": "restaurants_coffee_delivery",
      "pattern": "stripe kfc",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kfc",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0644",
      "category": "restaurants_coffee_delivery",
      "pattern": "subway app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "subway",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0645",
      "category": "restaurants_coffee_delivery",
      "pattern": "subway pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "subway",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0646",
      "category": "restaurants_coffee_delivery",
      "pattern": "subway.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "subway",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0647",
      "category": "restaurants_coffee_delivery",
      "pattern": "takeout ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "takeout",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0648",
      "category": "restaurants_coffee_delivery",
      "pattern": "toast cava",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0649",
      "category": "restaurants_coffee_delivery",
      "pattern": "toast ihop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0650",
      "category": "restaurants_coffee_delivery",
      "pattern": "toast tst*",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0651",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* arbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0652",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0653",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* jobos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0654",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* newks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0655",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* qdoba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0656",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* sonic",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0657",
      "category": "restaurants_coffee_delivery",
      "pattern": "tst* store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0658",
      "category": "restaurants_coffee_delivery",
      "pattern": "ubereats #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ubereats",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0659",
      "category": "restaurants_coffee_delivery",
      "pattern": "vanellis #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vanellis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0660",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa arbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0661",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa jobos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0662",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa newks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0663",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa pizza",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pizza",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0664",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa qdoba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0665",
      "category": "restaurants_coffee_delivery",
      "pattern": "visa sonic",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0666",
      "category": "restaurants_coffee_delivery",
      "pattern": "wendy's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendy's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0667",
      "category": "restaurants_coffee_delivery",
      "pattern": "wendys app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0668",
      "category": "restaurants_coffee_delivery",
      "pattern": "wendys pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0669",
      "category": "restaurants_coffee_delivery",
      "pattern": "wendys.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0670",
      "category": "restaurants_coffee_delivery",
      "pattern": "wingstop #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wingstop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0671",
      "category": "restaurants_coffee_delivery",
      "pattern": "zaxby's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0672",
      "category": "restaurants_coffee_delivery",
      "pattern": "zaxbys app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0673",
      "category": "restaurants_coffee_delivery",
      "pattern": "zaxbys pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0674",
      "category": "restaurants_coffee_delivery",
      "pattern": "zaxbys.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0675",
      "category": "restaurants_coffee_delivery",
      "pattern": "7 brew card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7 brew",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0676",
      "category": "restaurants_coffee_delivery",
      "pattern": "a and w app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "a and w",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0677",
      "category": "restaurants_coffee_delivery",
      "pattern": "a and w pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "a and w",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0678",
      "category": "restaurants_coffee_delivery",
      "pattern": "a and w.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "a and w",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0679",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex 7 brew",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "7 brew",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0680",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex arby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0681",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex caviar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caviar",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0682",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex chilis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chilis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0683",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex dennys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dennys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0684",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex dunkin",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dunkin",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0685",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex nandos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nandos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0686",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex newk's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newk's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0687",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex panera",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "panera",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0688",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex rallys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rallys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0689",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex subway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "subway",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0690",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex wendys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wendys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0691",
      "category": "restaurants_coffee_delivery",
      "pattern": "amex zaxbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zaxbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0692",
      "category": "restaurants_coffee_delivery",
      "pattern": "applebees #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "applebees",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0693",
      "category": "restaurants_coffee_delivery",
      "pattern": "arby's card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arby's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0694",
      "category": "restaurants_coffee_delivery",
      "pattern": "arbys debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0695",
      "category": "restaurants_coffee_delivery",
      "pattern": "arbys store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0696",
      "category": "restaurants_coffee_delivery",
      "pattern": "barbecue ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barbecue",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0697",
      "category": "restaurants_coffee_delivery",
      "pattern": "bob evans #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bob evans",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0698",
      "category": "restaurants_coffee_delivery",
      "pattern": "boba tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "boba",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0699",
      "category": "restaurants_coffee_delivery",
      "pattern": "bojangles #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bojangles",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0700",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww memphis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0701",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww store #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0702",
      "category": "restaurants_coffee_delivery",
      "pattern": "bww takeout",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bww",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0703",
      "category": "restaurants_coffee_delivery",
      "pattern": "cafe 212 ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cafe 212",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0704",
      "category": "restaurants_coffee_delivery",
      "pattern": "cafe tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cafe",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0705",
      "category": "restaurants_coffee_delivery",
      "pattern": "carl's jr #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "carl's jr",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0706",
      "category": "restaurants_coffee_delivery",
      "pattern": "carls jr ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "carls jr",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0707",
      "category": "restaurants_coffee_delivery",
      "pattern": "carryout ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "carryout",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0708",
      "category": "restaurants_coffee_delivery",
      "pattern": "cava online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0709",
      "category": "restaurants_coffee_delivery",
      "pattern": "cava oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0710",
      "category": "restaurants_coffee_delivery",
      "pattern": "cava pickup",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0711",
      "category": "restaurants_coffee_delivery",
      "pattern": "cava tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0712",
      "category": "restaurants_coffee_delivery",
      "pattern": "caviar card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "caviar",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0713",
      "category": "restaurants_coffee_delivery",
      "pattern": "checkers ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "checkers",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0714",
      "category": "restaurants_coffee_delivery",
      "pattern": "chili's app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chili's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0715",
      "category": "restaurants_coffee_delivery",
      "pattern": "chili's pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chili's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0716",
      "category": "restaurants_coffee_delivery",
      "pattern": "chili's.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chili's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0717",
      "category": "restaurants_coffee_delivery",
      "pattern": "chilis card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chilis",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0718",
      "category": "restaurants_coffee_delivery",
      "pattern": "chipotle ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "chipotle",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0719",
      "category": "restaurants_coffee_delivery",
      "pattern": "clover cava",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cava",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0720",
      "category": "restaurants_coffee_delivery",
      "pattern": "clover ihop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihop",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0721",
      "category": "restaurants_coffee_delivery",
      "pattern": "clover tst*",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tst*",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0722",
      "category": "restaurants_coffee_delivery",
      "pattern": "cook out ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cook out",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0723",
      "category": "restaurants_coffee_delivery",
      "pattern": "culver's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "culver's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0724",
      "category": "restaurants_coffee_delivery",
      "pattern": "culvers app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "culvers",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0725",
      "category": "restaurants_coffee_delivery",
      "pattern": "culvers pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "culvers",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0726",
      "category": "restaurants_coffee_delivery",
      "pattern": "culvers.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "culvers",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0727",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit arbys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arbys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0728",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit jobos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jobos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0729",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit newks",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "newks",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0730",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit pizza",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pizza",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0731",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit qdoba",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "qdoba",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0732",
      "category": "restaurants_coffee_delivery",
      "pattern": "debit sonic",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sonic",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0733",
      "category": "restaurants_coffee_delivery",
      "pattern": "del taco ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "del taco",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0734",
      "category": "restaurants_coffee_delivery",
      "pattern": "denny's app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "denny's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0735",
      "category": "restaurants_coffee_delivery",
      "pattern": "denny's pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "denny's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0736",
      "category": "restaurants_coffee_delivery",
      "pattern": "denny's.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "denny's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0737",
      "category": "restaurants_coffee_delivery",
      "pattern": "dennys card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dennys",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0738",
      "category": "restaurants_coffee_delivery",
      "pattern": "domino's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "domino's",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0739",
      "category": "restaurants_coffee_delivery",
      "pattern": "dominos app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dominos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0740",
      "category": "restaurants_coffee_delivery",
      "pattern": "dominos pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dominos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0741",
      "category": "restaurants_coffee_delivery",
      "pattern": "dominos.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dominos",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0742",
      "category": "restaurants_coffee_delivery",
      "pattern": "door dash #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "door dash",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0743",
      "category": "restaurants_coffee_delivery",
      "pattern": "doordash dq",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0744",
      "category": "restaurants_coffee_delivery",
      "pattern": "doordash ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "doordash",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0745",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq catering",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0746",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq columbus",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0747",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq delivery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0748",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq drive in",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0749",
      "category": "restaurants_coffee_delivery",
      "pattern": "dq purchase",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dq",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "restaurants_coffee_delivery_0750",
      "category": "restaurants_coffee_delivery",
      "pattern": "dunkin card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dunkin",
      "source_hint": "common_us_chains_and_tupelo",
      "rationale": "Restaurant, coffee, takeout, or delivery purchase; often everyday spend rather than a bill."
    },
    {
      "id": "travel_transport_parking_0001",
      "category": "travel_transport_parking",
      "pattern": "ihg",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0002",
      "category": "travel_transport_parking",
      "pattern": "via",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0003",
      "category": "travel_transport_parking",
      "pattern": "avis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "avis",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0004",
      "category": "travel_transport_parking",
      "pattern": "lyft",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lyft",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0005",
      "category": "travel_transport_parking",
      "pattern": "ntta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ntta",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0006",
      "category": "travel_transport_parking",
      "pattern": "sixt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sixt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0007",
      "category": "travel_transport_parking",
      "pattern": "taxi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "taxi",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0008",
      "category": "travel_transport_parking",
      "pattern": "toll",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "toll",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0009",
      "category": "travel_transport_parking",
      "pattern": "turo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "turo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0010",
      "category": "travel_transport_parking",
      "pattern": "uber",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uber",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0011",
      "category": "travel_transport_parking",
      "pattern": "vrbo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vrbo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0012",
      "category": "travel_transport_parking",
      "pattern": "alamo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "alamo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0013",
      "category": "travel_transport_parking",
      "pattern": "divvy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "divvy",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0014",
      "category": "travel_transport_parking",
      "pattern": "hctra",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hctra",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0015",
      "category": "travel_transport_parking",
      "pattern": "hertz",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hertz",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0016",
      "category": "travel_transport_parking",
      "pattern": "hyatt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hyatt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0017",
      "category": "travel_transport_parking",
      "pattern": "ipass",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ipass",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0018",
      "category": "travel_transport_parking",
      "pattern": "motel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "motel",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0019",
      "category": "travel_transport_parking",
      "pattern": "txtag",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "txtag",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0020",
      "category": "travel_transport_parking",
      "pattern": "airbnb",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "airbnb",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0021",
      "category": "travel_transport_parking",
      "pattern": "amtrak",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amtrak",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0022",
      "category": "travel_transport_parking",
      "pattern": "ezpass",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ezpass",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0023",
      "category": "travel_transport_parking",
      "pattern": "hilton",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hilton",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0024",
      "category": "travel_transport_parking",
      "pattern": "i-pass",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "i-pass",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0025",
      "category": "travel_transport_parking",
      "pattern": "tx tag",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tx tag",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0026",
      "category": "travel_transport_parking",
      "pattern": "westin",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "westin",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0027",
      "category": "travel_transport_parking",
      "pattern": "zipcar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zipcar",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0028",
      "category": "travel_transport_parking",
      "pattern": "clear *",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "clear *",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0029",
      "category": "travel_transport_parking",
      "pattern": "clearme",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "clearme",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0030",
      "category": "travel_transport_parking",
      "pattern": "e-zpass",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "e-zpass",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0031",
      "category": "travel_transport_parking",
      "pattern": "expedia",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "expedia",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0032",
      "category": "travel_transport_parking",
      "pattern": "ez pass",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ez pass",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0033",
      "category": "travel_transport_parking",
      "pattern": "fastrak",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fastrak",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0034",
      "category": "travel_transport_parking",
      "pattern": "flixbus",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "flixbus",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0035",
      "category": "travel_transport_parking",
      "pattern": "jetblue",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jetblue",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0036",
      "category": "travel_transport_parking",
      "pattern": "megabus",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "megabus",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0037",
      "category": "travel_transport_parking",
      "pattern": "meterup",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meterup",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0038",
      "category": "travel_transport_parking",
      "pattern": "motel 6",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "motel 6",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0039",
      "category": "travel_transport_parking",
      "pattern": "parking",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "parking",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0040",
      "category": "travel_transport_parking",
      "pattern": "sunpass",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sunpass",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0041",
      "category": "travel_transport_parking",
      "pattern": "super 8",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "super 8",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0042",
      "category": "travel_transport_parking",
      "pattern": "thrifty",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "thrifty",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0043",
      "category": "travel_transport_parking",
      "pattern": "tollway",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tollway",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0044",
      "category": "travel_transport_parking",
      "pattern": "wyndham",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "wyndham",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0045",
      "category": "travel_transport_parking",
      "pattern": "cab fare",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cab fare",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0046",
      "category": "travel_transport_parking",
      "pattern": "citibike",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "citibike",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0047",
      "category": "travel_transport_parking",
      "pattern": "days inn",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "days inn",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0048",
      "category": "travel_transport_parking",
      "pattern": "flowbird",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "flowbird",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0049",
      "category": "travel_transport_parking",
      "pattern": "marriott",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "marriott",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0050",
      "category": "travel_transport_parking",
      "pattern": "platepay",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "platepay",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0051",
      "category": "travel_transport_parking",
      "pattern": "sheraton",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sheraton",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0052",
      "category": "travel_transport_parking",
      "pattern": "spothero",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spothero",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0053",
      "category": "travel_transport_parking",
      "pattern": "taxi cab",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "taxi cab",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0054",
      "category": "travel_transport_parking",
      "pattern": "allegiant",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "allegiant",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0055",
      "category": "travel_transport_parking",
      "pattern": "curb taxi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "curb taxi",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0056",
      "category": "travel_transport_parking",
      "pattern": "delta air",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "delta air",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0057",
      "category": "travel_transport_parking",
      "pattern": "fast trak",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fast trak",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0058",
      "category": "travel_transport_parking",
      "pattern": "greyhound",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "greyhound",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0059",
      "category": "travel_transport_parking",
      "pattern": "la quinta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "la quinta",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0060",
      "category": "travel_transport_parking",
      "pattern": "lime ride",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lime ride",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0061",
      "category": "travel_transport_parking",
      "pattern": "priceline",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "priceline",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0062",
      "category": "travel_transport_parking",
      "pattern": "rideshare",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rideshare",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0063",
      "category": "travel_transport_parking",
      "pattern": "riverlink",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "riverlink",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0064",
      "category": "travel_transport_parking",
      "pattern": "road toll",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "road toll",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0065",
      "category": "travel_transport_parking",
      "pattern": "spot hero",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spot hero",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0066",
      "category": "travel_transport_parking",
      "pattern": "bike share",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bike share",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0067",
      "category": "travel_transport_parking",
      "pattern": "car rental",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "car rental",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0068",
      "category": "travel_transport_parking",
      "pattern": "hotels.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hotels.com",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0069",
      "category": "travel_transport_parking",
      "pattern": "parkmobile",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "parkmobile",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0070",
      "category": "travel_transport_parking",
      "pattern": "paybyphone",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "paybyphone",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0071",
      "category": "travel_transport_parking",
      "pattern": "peach pass",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "peach pass",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0072",
      "category": "travel_transport_parking",
      "pattern": "ride share",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ride share",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0073",
      "category": "travel_transport_parking",
      "pattern": "uber *trip",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uber *trip",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0074",
      "category": "travel_transport_parking",
      "pattern": "yellow cab",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "yellow cab",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0075",
      "category": "travel_transport_parking",
      "pattern": "booking.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "booking.com",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0076",
      "category": "travel_transport_parking",
      "pattern": "bridge toll",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bridge toll",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0077",
      "category": "travel_transport_parking",
      "pattern": "comfort inn",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "comfort inn",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0078",
      "category": "travel_transport_parking",
      "pattern": "hampton inn",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hampton inn",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0079",
      "category": "travel_transport_parking",
      "pattern": "holiday inn",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "holiday inn",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0080",
      "category": "travel_transport_parking",
      "pattern": "park mobile",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "park mobile",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0081",
      "category": "travel_transport_parking",
      "pattern": "parking lot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "parking lot",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0082",
      "category": "travel_transport_parking",
      "pattern": "quality inn",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "quality inn",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0083",
      "category": "travel_transport_parking",
      "pattern": "airline seat",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "airline seat",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0084",
      "category": "travel_transport_parking",
      "pattern": "airport food",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "airport food",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0085",
      "category": "travel_transport_parking",
      "pattern": "best western",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "best western",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0086",
      "category": "travel_transport_parking",
      "pattern": "bird scooter",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bird scooter",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0087",
      "category": "travel_transport_parking",
      "pattern": "drury hotels",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "drury hotels",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0088",
      "category": "travel_transport_parking",
      "pattern": "express lane",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "express lane",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0089",
      "category": "travel_transport_parking",
      "pattern": "red roof inn",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "red roof inn",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0090",
      "category": "travel_transport_parking",
      "pattern": "spin scooter",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spin scooter",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0091",
      "category": "travel_transport_parking",
      "pattern": "tsa precheck",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "tsa precheck",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0092",
      "category": "travel_transport_parking",
      "pattern": "choice hotels",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "choice hotels",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0093",
      "category": "travel_transport_parking",
      "pattern": "fairfield inn",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fairfield inn",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0094",
      "category": "travel_transport_parking",
      "pattern": "meter parking",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "meter parking",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0095",
      "category": "travel_transport_parking",
      "pattern": "parking meter",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "parking meter",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0096",
      "category": "travel_transport_parking",
      "pattern": "delta airlines",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "delta airlines",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0097",
      "category": "travel_transport_parking",
      "pattern": "garage parking",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "garage parking",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0098",
      "category": "travel_transport_parking",
      "pattern": "parking garage",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "parking garage",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0099",
      "category": "travel_transport_parking",
      "pattern": "public parking",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "public parking",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0100",
      "category": "travel_transport_parking",
      "pattern": "scooter rental",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "scooter rental",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0101",
      "category": "travel_transport_parking",
      "pattern": "airline baggage",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "airline baggage",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0102",
      "category": "travel_transport_parking",
      "pattern": "airport parking",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "airport parking",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0103",
      "category": "travel_transport_parking",
      "pattern": "alaska airlines",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "alaska airlines",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0104",
      "category": "travel_transport_parking",
      "pattern": "good to go toll",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "good to go toll",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0105",
      "category": "travel_transport_parking",
      "pattern": "rental car fuel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rental car fuel",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0106",
      "category": "travel_transport_parking",
      "pattern": "spirit airlines",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spirit airlines",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0107",
      "category": "travel_transport_parking",
      "pattern": "united airlines",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "united airlines",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0108",
      "category": "travel_transport_parking",
      "pattern": "hotel incidental",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hotel incidental",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0109",
      "category": "travel_transport_parking",
      "pattern": "passport parking",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "passport parking",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0110",
      "category": "travel_transport_parking",
      "pattern": "american airlines",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "american airlines",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0111",
      "category": "travel_transport_parking",
      "pattern": "budget rent a car",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "budget rent a car",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0112",
      "category": "travel_transport_parking",
      "pattern": "dollar rent a car",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dollar rent a car",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0113",
      "category": "travel_transport_parking",
      "pattern": "frontier airlines",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "frontier airlines",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0114",
      "category": "travel_transport_parking",
      "pattern": "hotel reservation",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hotel reservation",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0115",
      "category": "travel_transport_parking",
      "pattern": "municipal parking",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "municipal parking",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0116",
      "category": "travel_transport_parking",
      "pattern": "airport concession",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "airport concession",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0117",
      "category": "travel_transport_parking",
      "pattern": "southwest airlines",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "southwest airlines",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0118",
      "category": "travel_transport_parking",
      "pattern": "national car rental",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "national car rental",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0119",
      "category": "travel_transport_parking",
      "pattern": "courtyard by marriott",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "courtyard by marriott",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0120",
      "category": "travel_transport_parking",
      "pattern": "enterprise rent a car",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "enterprise rent a car",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0121",
      "category": "travel_transport_parking",
      "pattern": "ihg #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0122",
      "category": "travel_transport_parking",
      "pattern": "via #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0123",
      "category": "travel_transport_parking",
      "pattern": "avis #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "avis",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0124",
      "category": "travel_transport_parking",
      "pattern": "ihg ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0125",
      "category": "travel_transport_parking",
      "pattern": "lyft #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lyft",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0126",
      "category": "travel_transport_parking",
      "pattern": "mc ihg",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0127",
      "category": "travel_transport_parking",
      "pattern": "mc via",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0128",
      "category": "travel_transport_parking",
      "pattern": "ntta #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ntta",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0129",
      "category": "travel_transport_parking",
      "pattern": "sixt #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sixt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0130",
      "category": "travel_transport_parking",
      "pattern": "sp ihg",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0131",
      "category": "travel_transport_parking",
      "pattern": "sp via",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0132",
      "category": "travel_transport_parking",
      "pattern": "taxi #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "taxi",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0133",
      "category": "travel_transport_parking",
      "pattern": "toll #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "toll",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0134",
      "category": "travel_transport_parking",
      "pattern": "turo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "turo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0135",
      "category": "travel_transport_parking",
      "pattern": "uber #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uber",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0136",
      "category": "travel_transport_parking",
      "pattern": "via ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0137",
      "category": "travel_transport_parking",
      "pattern": "vrbo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vrbo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0138",
      "category": "travel_transport_parking",
      "pattern": "alamo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "alamo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0139",
      "category": "travel_transport_parking",
      "pattern": "avis ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "avis",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0140",
      "category": "travel_transport_parking",
      "pattern": "hertz #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hertz",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0141",
      "category": "travel_transport_parking",
      "pattern": "hyatt #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hyatt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0142",
      "category": "travel_transport_parking",
      "pattern": "ihg app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0143",
      "category": "travel_transport_parking",
      "pattern": "ihg pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0144",
      "category": "travel_transport_parking",
      "pattern": "ihg.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0145",
      "category": "travel_transport_parking",
      "pattern": "ipass #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ipass",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0146",
      "category": "travel_transport_parking",
      "pattern": "lyft ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lyft",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0147",
      "category": "travel_transport_parking",
      "pattern": "mc avis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "avis",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0148",
      "category": "travel_transport_parking",
      "pattern": "mc lyft",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lyft",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0149",
      "category": "travel_transport_parking",
      "pattern": "mc ntta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ntta",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0150",
      "category": "travel_transport_parking",
      "pattern": "mc sixt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sixt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0151",
      "category": "travel_transport_parking",
      "pattern": "mc taxi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "taxi",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0152",
      "category": "travel_transport_parking",
      "pattern": "mc toll",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "toll",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0153",
      "category": "travel_transport_parking",
      "pattern": "mc turo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "turo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0154",
      "category": "travel_transport_parking",
      "pattern": "mc uber",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uber",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0155",
      "category": "travel_transport_parking",
      "pattern": "mc vrbo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vrbo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0156",
      "category": "travel_transport_parking",
      "pattern": "ntta ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ntta",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0157",
      "category": "travel_transport_parking",
      "pattern": "pos ihg",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0158",
      "category": "travel_transport_parking",
      "pattern": "pos via",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0159",
      "category": "travel_transport_parking",
      "pattern": "sixt ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sixt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0160",
      "category": "travel_transport_parking",
      "pattern": "sp avis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "avis",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0161",
      "category": "travel_transport_parking",
      "pattern": "sp lyft",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lyft",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0162",
      "category": "travel_transport_parking",
      "pattern": "sp ntta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ntta",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0163",
      "category": "travel_transport_parking",
      "pattern": "sp sixt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sixt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0164",
      "category": "travel_transport_parking",
      "pattern": "sp taxi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "taxi",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0165",
      "category": "travel_transport_parking",
      "pattern": "sp toll",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "toll",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0166",
      "category": "travel_transport_parking",
      "pattern": "sp turo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "turo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0167",
      "category": "travel_transport_parking",
      "pattern": "sp uber",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uber",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0168",
      "category": "travel_transport_parking",
      "pattern": "sp vrbo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vrbo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0169",
      "category": "travel_transport_parking",
      "pattern": "sq* ihg",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0170",
      "category": "travel_transport_parking",
      "pattern": "sq* via",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0171",
      "category": "travel_transport_parking",
      "pattern": "taxi ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "taxi",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0172",
      "category": "travel_transport_parking",
      "pattern": "toll ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "toll",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0173",
      "category": "travel_transport_parking",
      "pattern": "turo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "turo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0174",
      "category": "travel_transport_parking",
      "pattern": "txtag #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "txtag",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0175",
      "category": "travel_transport_parking",
      "pattern": "uber ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uber",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0176",
      "category": "travel_transport_parking",
      "pattern": "via app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0177",
      "category": "travel_transport_parking",
      "pattern": "via pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0178",
      "category": "travel_transport_parking",
      "pattern": "via.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0179",
      "category": "travel_transport_parking",
      "pattern": "vrbo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vrbo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0180",
      "category": "travel_transport_parking",
      "pattern": "airbnb #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "airbnb",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0181",
      "category": "travel_transport_parking",
      "pattern": "alamo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "alamo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0182",
      "category": "travel_transport_parking",
      "pattern": "amex ihg",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0183",
      "category": "travel_transport_parking",
      "pattern": "amex via",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0184",
      "category": "travel_transport_parking",
      "pattern": "avis app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "avis",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0185",
      "category": "travel_transport_parking",
      "pattern": "avis pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "avis",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0186",
      "category": "travel_transport_parking",
      "pattern": "avis.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "avis",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0187",
      "category": "travel_transport_parking",
      "pattern": "hertz ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hertz",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0188",
      "category": "travel_transport_parking",
      "pattern": "hilton #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hilton",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0189",
      "category": "travel_transport_parking",
      "pattern": "hyatt ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hyatt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0190",
      "category": "travel_transport_parking",
      "pattern": "ihg card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0191",
      "category": "travel_transport_parking",
      "pattern": "ihg ride",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0192",
      "category": "travel_transport_parking",
      "pattern": "ihg toll",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0193",
      "category": "travel_transport_parking",
      "pattern": "ihg trip",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0194",
      "category": "travel_transport_parking",
      "pattern": "ipass ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ipass",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0195",
      "category": "travel_transport_parking",
      "pattern": "lyft app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lyft",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0196",
      "category": "travel_transport_parking",
      "pattern": "lyft pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lyft",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0197",
      "category": "travel_transport_parking",
      "pattern": "lyft.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lyft",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0198",
      "category": "travel_transport_parking",
      "pattern": "mc alamo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "alamo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0199",
      "category": "travel_transport_parking",
      "pattern": "mc hertz",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hertz",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0200",
      "category": "travel_transport_parking",
      "pattern": "mc hyatt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hyatt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0201",
      "category": "travel_transport_parking",
      "pattern": "mc ipass",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ipass",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0202",
      "category": "travel_transport_parking",
      "pattern": "mc motel",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "motel",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0203",
      "category": "travel_transport_parking",
      "pattern": "mc txtag",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "txtag",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0204",
      "category": "travel_transport_parking",
      "pattern": "motel ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "motel",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0205",
      "category": "travel_transport_parking",
      "pattern": "ntta app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ntta",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0206",
      "category": "travel_transport_parking",
      "pattern": "ntta pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ntta",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0207",
      "category": "travel_transport_parking",
      "pattern": "ntta.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ntta",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0208",
      "category": "travel_transport_parking",
      "pattern": "pos avis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "avis",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0209",
      "category": "travel_transport_parking",
      "pattern": "pos lyft",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lyft",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0210",
      "category": "travel_transport_parking",
      "pattern": "pos ntta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ntta",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0211",
      "category": "travel_transport_parking",
      "pattern": "pos sixt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sixt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0212",
      "category": "travel_transport_parking",
      "pattern": "pos taxi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "taxi",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0213",
      "category": "travel_transport_parking",
      "pattern": "pos toll",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "toll",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0214",
      "category": "travel_transport_parking",
      "pattern": "pos turo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "turo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0215",
      "category": "travel_transport_parking",
      "pattern": "pos uber",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uber",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0216",
      "category": "travel_transport_parking",
      "pattern": "pos vrbo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vrbo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0217",
      "category": "travel_transport_parking",
      "pattern": "pp * ihg",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0218",
      "category": "travel_transport_parking",
      "pattern": "pp * via",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0219",
      "category": "travel_transport_parking",
      "pattern": "sixt app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sixt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0220",
      "category": "travel_transport_parking",
      "pattern": "sixt pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sixt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0221",
      "category": "travel_transport_parking",
      "pattern": "sixt.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sixt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0222",
      "category": "travel_transport_parking",
      "pattern": "sp alamo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "alamo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0223",
      "category": "travel_transport_parking",
      "pattern": "sp hertz",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hertz",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0224",
      "category": "travel_transport_parking",
      "pattern": "sp hyatt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hyatt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0225",
      "category": "travel_transport_parking",
      "pattern": "sp ipass",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ipass",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0226",
      "category": "travel_transport_parking",
      "pattern": "sp txtag",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "txtag",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0227",
      "category": "travel_transport_parking",
      "pattern": "sq * ihg",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0228",
      "category": "travel_transport_parking",
      "pattern": "sq * via",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0229",
      "category": "travel_transport_parking",
      "pattern": "sq* avis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "avis",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0230",
      "category": "travel_transport_parking",
      "pattern": "sq* lyft",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "lyft",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0231",
      "category": "travel_transport_parking",
      "pattern": "sq* ntta",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ntta",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0232",
      "category": "travel_transport_parking",
      "pattern": "sq* sixt",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sixt",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0233",
      "category": "travel_transport_parking",
      "pattern": "sq* taxi",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "taxi",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0234",
      "category": "travel_transport_parking",
      "pattern": "sq* toll",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "toll",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0235",
      "category": "travel_transport_parking",
      "pattern": "sq* turo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "turo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0236",
      "category": "travel_transport_parking",
      "pattern": "sq* uber",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uber",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0237",
      "category": "travel_transport_parking",
      "pattern": "sq* vrbo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vrbo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0238",
      "category": "travel_transport_parking",
      "pattern": "taxi app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "taxi",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0239",
      "category": "travel_transport_parking",
      "pattern": "taxi pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "taxi",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0240",
      "category": "travel_transport_parking",
      "pattern": "taxi.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "taxi",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0241",
      "category": "travel_transport_parking",
      "pattern": "toll app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "toll",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0242",
      "category": "travel_transport_parking",
      "pattern": "toll pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "toll",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0243",
      "category": "travel_transport_parking",
      "pattern": "toll.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "toll",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0244",
      "category": "travel_transport_parking",
      "pattern": "tst* ihg",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ihg",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0245",
      "category": "travel_transport_parking",
      "pattern": "tst* via",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "via",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0246",
      "category": "travel_transport_parking",
      "pattern": "turo app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "turo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0247",
      "category": "travel_transport_parking",
      "pattern": "turo pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "turo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0248",
      "category": "travel_transport_parking",
      "pattern": "turo.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "turo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0249",
      "category": "travel_transport_parking",
      "pattern": "txtag ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "txtag",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "travel_transport_parking_0250",
      "category": "travel_transport_parking",
      "pattern": "uber app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "uber",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0001",
      "category": "entertainment_lifestyle_misc",
      "pattern": "axs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0002",
      "category": "entertainment_lifestyle_misc",
      "pattern": "max",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0003",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0004",
      "category": "entertainment_lifestyle_misc",
      "pattern": "hulu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0005",
      "category": "entertainment_lifestyle_misc",
      "pattern": "ymca",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ymca",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0006",
      "category": "entertainment_lifestyle_misc",
      "pattern": "midas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "midas",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0007",
      "category": "entertainment_lifestyle_misc",
      "pattern": "nails",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nails",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0008",
      "category": "entertainment_lifestyle_misc",
      "pattern": "salon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "salon",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0009",
      "category": "entertainment_lifestyle_misc",
      "pattern": "arcade",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arcade",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0010",
      "category": "entertainment_lifestyle_misc",
      "pattern": "barber",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barber",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0011",
      "category": "entertainment_lifestyle_misc",
      "pattern": "barre3",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barre3",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0012",
      "category": "entertainment_lifestyle_misc",
      "pattern": "cinema",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cinema",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0013",
      "category": "entertainment_lifestyle_misc",
      "pattern": "kindle",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kindle",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0014",
      "category": "entertainment_lifestyle_misc",
      "pattern": "audible",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "audible",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0015",
      "category": "entertainment_lifestyle_misc",
      "pattern": "bowlero",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bowlero",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0016",
      "category": "entertainment_lifestyle_misc",
      "pattern": "bowling",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bowling",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0017",
      "category": "entertainment_lifestyle_misc",
      "pattern": "disney+",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "disney+",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0018",
      "category": "entertainment_lifestyle_misc",
      "pattern": "hbo max",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hbo max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0019",
      "category": "entertainment_lifestyle_misc",
      "pattern": "netflix",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "netflix",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0020",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pandora",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pandora",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0021",
      "category": "entertainment_lifestyle_misc",
      "pattern": "peacock",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "peacock",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0022",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spotify",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spotify",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0023",
      "category": "entertainment_lifestyle_misc",
      "pattern": "stubhub",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stubhub",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0024",
      "category": "entertainment_lifestyle_misc",
      "pattern": "topgolf",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "topgolf",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0025",
      "category": "entertainment_lifestyle_misc",
      "pattern": "apple tv",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "apple tv",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0026",
      "category": "entertainment_lifestyle_misc",
      "pattern": "autozone",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "autozone",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0027",
      "category": "entertainment_lifestyle_misc",
      "pattern": "car wash",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "car wash",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0028",
      "category": "entertainment_lifestyle_misc",
      "pattern": "cinemark",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cinemark",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0029",
      "category": "entertainment_lifestyle_misc",
      "pattern": "cyclebar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cyclebar",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0030",
      "category": "entertainment_lifestyle_misc",
      "pattern": "dog wash",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dog wash",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0031",
      "category": "entertainment_lifestyle_misc",
      "pattern": "fandango",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fandango",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0032",
      "category": "entertainment_lifestyle_misc",
      "pattern": "goodyear",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "goodyear",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0033",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pep boys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pep boys",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0034",
      "category": "entertainment_lifestyle_misc",
      "pattern": "seatgeek",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "seatgeek",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0035",
      "category": "entertainment_lifestyle_misc",
      "pattern": "siriusxm",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "siriusxm",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0036",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sky zone",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sky zone",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0037",
      "category": "entertainment_lifestyle_misc",
      "pattern": "auto zone",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "auto zone",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0038",
      "category": "entertainment_lifestyle_misc",
      "pattern": "firestone",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "firestone",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0039",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sams tire",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sams tire",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0040",
      "category": "entertainment_lifestyle_misc",
      "pattern": "seat geek",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "seat geek",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0041",
      "category": "entertainment_lifestyle_misc",
      "pattern": "supercuts",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "supercuts",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0042",
      "category": "entertainment_lifestyle_misc",
      "pattern": "urban air",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "urban air",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0043",
      "category": "entertainment_lifestyle_misc",
      "pattern": "valvoline",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "valvoline",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0044",
      "category": "entertainment_lifestyle_misc",
      "pattern": "auto parts",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "auto parts",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0045",
      "category": "entertainment_lifestyle_misc",
      "pattern": "eventbrite",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "eventbrite",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0046",
      "category": "entertainment_lifestyle_misc",
      "pattern": "hair salon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hair salon",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0047",
      "category": "entertainment_lifestyle_misc",
      "pattern": "jiffy lube",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "jiffy lube",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0048",
      "category": "entertainment_lifestyle_misc",
      "pattern": "laundromat",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "laundromat",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0049",
      "category": "entertainment_lifestyle_misc",
      "pattern": "main event",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "main event",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0050",
      "category": "entertainment_lifestyle_misc",
      "pattern": "nail salon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nail salon",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0051",
      "category": "entertainment_lifestyle_misc",
      "pattern": "oil change",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "oil change",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0052",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pure barre",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pure barre",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0053",
      "category": "entertainment_lifestyle_misc",
      "pattern": "stretchlab",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "stretchlab",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0054",
      "category": "entertainment_lifestyle_misc",
      "pattern": "youtube tv",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "youtube tv",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0055",
      "category": "entertainment_lifestyle_misc",
      "pattern": "amc theatre",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amc theatre",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0056",
      "category": "entertainment_lifestyle_misc",
      "pattern": "apple music",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "apple music",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0057",
      "category": "entertainment_lifestyle_misc",
      "pattern": "barber shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barber shop",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0058",
      "category": "entertainment_lifestyle_misc",
      "pattern": "costco tire",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "costco tire",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0059",
      "category": "entertainment_lifestyle_misc",
      "pattern": "delta sonic",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "delta sonic",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0060",
      "category": "entertainment_lifestyle_misc",
      "pattern": "disney plus",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "disney plus",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0061",
      "category": "entertainment_lifestyle_misc",
      "pattern": "dry cleaner",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dry cleaner",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0062",
      "category": "entertainment_lifestyle_misc",
      "pattern": "escape room",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "escape room",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0063",
      "category": "entertainment_lifestyle_misc",
      "pattern": "go car wash",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "go car wash",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0064",
      "category": "entertainment_lifestyle_misc",
      "pattern": "great clips",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "great clips",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0065",
      "category": "entertainment_lifestyle_misc",
      "pattern": "photo print",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "photo print",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0066",
      "category": "entertainment_lifestyle_misc",
      "pattern": "prime video",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "prime video",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0067",
      "category": "entertainment_lifestyle_misc",
      "pattern": "quick quack",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "quick quack",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0068",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sport clips",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "sport clips",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0069",
      "category": "entertainment_lifestyle_misc",
      "pattern": "vivid seats",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "vivid seats",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0070",
      "category": "entertainment_lifestyle_misc",
      "pattern": "yoga studio",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "yoga studio",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0071",
      "category": "entertainment_lifestyle_misc",
      "pattern": "amc theaters",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amc theaters",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0072",
      "category": "entertainment_lifestyle_misc",
      "pattern": "amc theatres",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "amc theatres",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0073",
      "category": "entertainment_lifestyle_misc",
      "pattern": "atom tickets",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "atom tickets",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0074",
      "category": "entertainment_lifestyle_misc",
      "pattern": "club pilates",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "club pilates",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0075",
      "category": "entertainment_lifestyle_misc",
      "pattern": "cost cutters",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cost cutters",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0076",
      "category": "entertainment_lifestyle_misc",
      "pattern": "event ticket",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "event ticket",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0077",
      "category": "entertainment_lifestyle_misc",
      "pattern": "massage envy",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "massage envy",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0078",
      "category": "entertainment_lifestyle_misc",
      "pattern": "orangetheory",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "orangetheory",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0079",
      "category": "entertainment_lifestyle_misc",
      "pattern": "oreilly auto",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "oreilly auto",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0080",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pet grooming",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pet grooming",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0081",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spa services",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa services",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0082",
      "category": "entertainment_lifestyle_misc",
      "pattern": "ticketmaster",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ticketmaster",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0083",
      "category": "entertainment_lifestyle_misc",
      "pattern": "walmart auto",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "walmart auto",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0084",
      "category": "entertainment_lifestyle_misc",
      "pattern": "discount tire",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "discount tire",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0085",
      "category": "entertainment_lifestyle_misc",
      "pattern": "grease monkey",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "grease monkey",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0086",
      "category": "entertainment_lifestyle_misc",
      "pattern": "movie theater",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "movie theater",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0087",
      "category": "entertainment_lifestyle_misc",
      "pattern": "movie theatre",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "movie theatre",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0088",
      "category": "entertainment_lifestyle_misc",
      "pattern": "o'reilly auto",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "o'reilly auto",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0089",
      "category": "entertainment_lifestyle_misc",
      "pattern": "orange theory",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "orange theory",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0090",
      "category": "entertainment_lifestyle_misc",
      "pattern": "regal cinemas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "regal cinemas",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0091",
      "category": "entertainment_lifestyle_misc",
      "pattern": "ticket master",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ticket master",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0092",
      "category": "entertainment_lifestyle_misc",
      "pattern": "zips car wash",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zips car wash",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0093",
      "category": "entertainment_lifestyle_misc",
      "pattern": "zoo gift shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "zoo gift shop",
      "source_hint": "v1_seed_file",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0094",
      "category": "entertainment_lifestyle_misc",
      "pattern": "concert ticket",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "concert ticket",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0095",
      "category": "entertainment_lifestyle_misc",
      "pattern": "fantastic sams",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fantastic sams",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0096",
      "category": "entertainment_lifestyle_misc",
      "pattern": "fitness center",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "fitness center",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0097",
      "category": "entertainment_lifestyle_misc",
      "pattern": "gym membership",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "gym membership",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0098",
      "category": "entertainment_lifestyle_misc",
      "pattern": "hand and stone",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hand and stone",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0099",
      "category": "entertainment_lifestyle_misc",
      "pattern": "malco theatres",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "malco theatres",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0100",
      "category": "entertainment_lifestyle_misc",
      "pattern": "paramount plus",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "paramount plus",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0101",
      "category": "entertainment_lifestyle_misc",
      "pattern": "planet fitness",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "planet fitness",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0102",
      "category": "entertainment_lifestyle_misc",
      "pattern": "anytime fitness",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "anytime fitness",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0103",
      "category": "entertainment_lifestyle_misc",
      "pattern": "cinemark tupelo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cinemark tupelo",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0104",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mister car wash",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "mister car wash",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0105",
      "category": "entertainment_lifestyle_misc",
      "pattern": "napa auto parts",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "napa auto parts",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0106",
      "category": "entertainment_lifestyle_misc",
      "pattern": "take 5 car wash",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "take 5 car wash",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0107",
      "category": "entertainment_lifestyle_misc",
      "pattern": "youtube premium",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "youtube premium",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0108",
      "category": "entertainment_lifestyle_misc",
      "pattern": "dave and busters",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dave and busters",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0109",
      "category": "entertainment_lifestyle_misc",
      "pattern": "museum gift shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "museum gift shop",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0110",
      "category": "entertainment_lifestyle_misc",
      "pattern": "dave and buster's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "dave and buster's",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0111",
      "category": "entertainment_lifestyle_misc",
      "pattern": "take 5 oil change",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "take 5 oil change",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0112",
      "category": "entertainment_lifestyle_misc",
      "pattern": "advance auto parts",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "advance auto parts",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0113",
      "category": "entertainment_lifestyle_misc",
      "pattern": "european wax center",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "european wax center",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0114",
      "category": "entertainment_lifestyle_misc",
      "pattern": "rainforest car wash",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "rainforest car wash",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0115",
      "category": "entertainment_lifestyle_misc",
      "pattern": "axs #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0116",
      "category": "entertainment_lifestyle_misc",
      "pattern": "max #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0117",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spa #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0118",
      "category": "entertainment_lifestyle_misc",
      "pattern": "axs ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0119",
      "category": "entertainment_lifestyle_misc",
      "pattern": "hulu #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0120",
      "category": "entertainment_lifestyle_misc",
      "pattern": "max ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0121",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mc axs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0122",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mc max",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0123",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mc spa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0124",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sp axs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0125",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sp max",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0126",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sp spa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0127",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spa ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0128",
      "category": "entertainment_lifestyle_misc",
      "pattern": "ymca #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ymca",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0129",
      "category": "entertainment_lifestyle_misc",
      "pattern": "axs app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0130",
      "category": "entertainment_lifestyle_misc",
      "pattern": "axs pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0131",
      "category": "entertainment_lifestyle_misc",
      "pattern": "axs.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0132",
      "category": "entertainment_lifestyle_misc",
      "pattern": "hulu ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0133",
      "category": "entertainment_lifestyle_misc",
      "pattern": "max app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0134",
      "category": "entertainment_lifestyle_misc",
      "pattern": "max pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0135",
      "category": "entertainment_lifestyle_misc",
      "pattern": "max.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0136",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mc hulu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0137",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mc ymca",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ymca",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0138",
      "category": "entertainment_lifestyle_misc",
      "pattern": "midas #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "midas",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0139",
      "category": "entertainment_lifestyle_misc",
      "pattern": "nails #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nails",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0140",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pos axs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0141",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pos max",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0142",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pos spa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0143",
      "category": "entertainment_lifestyle_misc",
      "pattern": "salon #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "salon",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0144",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sp hulu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0145",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sp ymca",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ymca",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0146",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spa app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0147",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spa pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0148",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spa.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0149",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sq* axs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0150",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sq* max",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0151",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sq* spa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0152",
      "category": "entertainment_lifestyle_misc",
      "pattern": "ymca ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ymca",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0153",
      "category": "entertainment_lifestyle_misc",
      "pattern": "amex axs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0154",
      "category": "entertainment_lifestyle_misc",
      "pattern": "amex max",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0155",
      "category": "entertainment_lifestyle_misc",
      "pattern": "amex spa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0156",
      "category": "entertainment_lifestyle_misc",
      "pattern": "axs auto",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0157",
      "category": "entertainment_lifestyle_misc",
      "pattern": "axs card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0158",
      "category": "entertainment_lifestyle_misc",
      "pattern": "barber #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barber",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0159",
      "category": "entertainment_lifestyle_misc",
      "pattern": "barre3 #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barre3",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0160",
      "category": "entertainment_lifestyle_misc",
      "pattern": "hulu app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0161",
      "category": "entertainment_lifestyle_misc",
      "pattern": "hulu pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0162",
      "category": "entertainment_lifestyle_misc",
      "pattern": "hulu.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0163",
      "category": "entertainment_lifestyle_misc",
      "pattern": "kindle #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kindle",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0164",
      "category": "entertainment_lifestyle_misc",
      "pattern": "max auto",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0165",
      "category": "entertainment_lifestyle_misc",
      "pattern": "max card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0166",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mc midas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "midas",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0167",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mc nails",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nails",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0168",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mc salon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "salon",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0169",
      "category": "entertainment_lifestyle_misc",
      "pattern": "midas ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "midas",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0170",
      "category": "entertainment_lifestyle_misc",
      "pattern": "nails ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nails",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0171",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pos hulu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0172",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pos ymca",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ymca",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0173",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pp * axs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0174",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pp * max",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0175",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pp * spa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0176",
      "category": "entertainment_lifestyle_misc",
      "pattern": "salon ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "salon",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0177",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sp midas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "midas",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0178",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sp nails",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nails",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0179",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sp salon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "salon",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0180",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spa auto",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0181",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spa card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0182",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sq * axs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0183",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sq * max",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0184",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sq * spa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0185",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sq* hulu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0186",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sq* ymca",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ymca",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0187",
      "category": "entertainment_lifestyle_misc",
      "pattern": "tst* axs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0188",
      "category": "entertainment_lifestyle_misc",
      "pattern": "tst* max",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0189",
      "category": "entertainment_lifestyle_misc",
      "pattern": "tst* spa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0190",
      "category": "entertainment_lifestyle_misc",
      "pattern": "visa axs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0191",
      "category": "entertainment_lifestyle_misc",
      "pattern": "visa max",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0192",
      "category": "entertainment_lifestyle_misc",
      "pattern": "visa spa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0193",
      "category": "entertainment_lifestyle_misc",
      "pattern": "ymca app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ymca",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0194",
      "category": "entertainment_lifestyle_misc",
      "pattern": "ymca pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ymca",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0195",
      "category": "entertainment_lifestyle_misc",
      "pattern": "ymca.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ymca",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0196",
      "category": "entertainment_lifestyle_misc",
      "pattern": "amex hulu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0197",
      "category": "entertainment_lifestyle_misc",
      "pattern": "amex ymca",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ymca",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0198",
      "category": "entertainment_lifestyle_misc",
      "pattern": "arcade ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arcade",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0199",
      "category": "entertainment_lifestyle_misc",
      "pattern": "audible #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "audible",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0200",
      "category": "entertainment_lifestyle_misc",
      "pattern": "axs debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0201",
      "category": "entertainment_lifestyle_misc",
      "pattern": "axs salon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0202",
      "category": "entertainment_lifestyle_misc",
      "pattern": "axs store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0203",
      "category": "entertainment_lifestyle_misc",
      "pattern": "barber ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barber",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0204",
      "category": "entertainment_lifestyle_misc",
      "pattern": "barre3 ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barre3",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0205",
      "category": "entertainment_lifestyle_misc",
      "pattern": "bowlero #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "bowlero",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0206",
      "category": "entertainment_lifestyle_misc",
      "pattern": "cinema ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cinema",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0207",
      "category": "entertainment_lifestyle_misc",
      "pattern": "debit axs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "axs",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0208",
      "category": "entertainment_lifestyle_misc",
      "pattern": "debit max",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0209",
      "category": "entertainment_lifestyle_misc",
      "pattern": "debit spa",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0210",
      "category": "entertainment_lifestyle_misc",
      "pattern": "disney+ #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "disney+",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0211",
      "category": "entertainment_lifestyle_misc",
      "pattern": "hbo max #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hbo max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0212",
      "category": "entertainment_lifestyle_misc",
      "pattern": "hulu auto",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0213",
      "category": "entertainment_lifestyle_misc",
      "pattern": "hulu card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0214",
      "category": "entertainment_lifestyle_misc",
      "pattern": "kindle ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kindle",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0215",
      "category": "entertainment_lifestyle_misc",
      "pattern": "max debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0216",
      "category": "entertainment_lifestyle_misc",
      "pattern": "max salon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0217",
      "category": "entertainment_lifestyle_misc",
      "pattern": "max store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "max",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0218",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mc arcade",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "arcade",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0219",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mc barber",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barber",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0220",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mc barre3",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barre3",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0221",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mc cinema",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "cinema",
      "source_hint": "generic_mcc_like_descriptor",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0222",
      "category": "entertainment_lifestyle_misc",
      "pattern": "mc kindle",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kindle",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0223",
      "category": "entertainment_lifestyle_misc",
      "pattern": "midas app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "midas",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0224",
      "category": "entertainment_lifestyle_misc",
      "pattern": "midas pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "midas",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0225",
      "category": "entertainment_lifestyle_misc",
      "pattern": "midas.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "midas",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0226",
      "category": "entertainment_lifestyle_misc",
      "pattern": "nails app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nails",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0227",
      "category": "entertainment_lifestyle_misc",
      "pattern": "nails pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nails",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0228",
      "category": "entertainment_lifestyle_misc",
      "pattern": "nails.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nails",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0229",
      "category": "entertainment_lifestyle_misc",
      "pattern": "netflix #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "netflix",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0230",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pandora #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "pandora",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0231",
      "category": "entertainment_lifestyle_misc",
      "pattern": "peacock #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "peacock",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0232",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pos midas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "midas",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0233",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pos nails",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nails",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0234",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pos salon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "salon",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0235",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pp * hulu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0236",
      "category": "entertainment_lifestyle_misc",
      "pattern": "pp * ymca",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ymca",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0237",
      "category": "entertainment_lifestyle_misc",
      "pattern": "salon app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "salon",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0238",
      "category": "entertainment_lifestyle_misc",
      "pattern": "salon pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "salon",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0239",
      "category": "entertainment_lifestyle_misc",
      "pattern": "salon.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "salon",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0240",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sp barber",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barber",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0241",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sp barre3",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "barre3",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0242",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sp kindle",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "kindle",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0243",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spa debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0244",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spa salon",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0245",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spa store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spa",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0246",
      "category": "entertainment_lifestyle_misc",
      "pattern": "spotify #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "spotify",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0247",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sq * hulu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "hulu",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0248",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sq * ymca",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "ymca",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0249",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sq* midas",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "midas",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "entertainment_lifestyle_misc_0250",
      "category": "entertainment_lifestyle_misc",
      "pattern": "sq* nails",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US"
      ],
      "base_merchant": "nails",
      "source_hint": "common_us_chains",
      "rationale": "Common everyday purchase category; advisory suppression only and user override remains available."
    },
    {
      "id": "ms_tupelo_local_everyday_0001",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0002",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0003",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mlm clothiers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0004",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reed's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0005",
      "category": "ms_tupelo_local_everyday",
      "pattern": "griggs grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0006",
      "category": "ms_tupelo_local_everyday",
      "pattern": "harveys tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0007",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mt fuji tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0008",
      "category": "ms_tupelo_local_everyday",
      "pattern": "woody's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0009",
      "category": "ms_tupelo_local_everyday",
      "pattern": "barnes crossing",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "barnes crossing",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0010",
      "category": "ms_tupelo_local_everyday",
      "pattern": "cafe 212 tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "cafe 212 tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0011",
      "category": "ms_tupelo_local_everyday",
      "pattern": "la green tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "la green tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0012",
      "category": "ms_tupelo_local_everyday",
      "pattern": "neon pig tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "neon pig tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0013",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tupelo hardware",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "tupelo hardware",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0014",
      "category": "ms_tupelo_local_everyday",
      "pattern": "vanelli's bistro",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "vanelli's bistro",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0015",
      "category": "ms_tupelo_local_everyday",
      "pattern": "blue canoe tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "blue canoe tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0016",
      "category": "ms_tupelo_local_everyday",
      "pattern": "johnnies drive-in",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "johnnies drive-in",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0017",
      "category": "ms_tupelo_local_everyday",
      "pattern": "l.a. green tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "l.a. green tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0018",
      "category": "ms_tupelo_local_everyday",
      "pattern": "lost pizza tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "lost pizza tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0019",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tupelo honey cafe",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "tupelo honey cafe",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0020",
      "category": "ms_tupelo_local_everyday",
      "pattern": "johnnie's drive-in",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "johnnie's drive-in",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0021",
      "category": "ms_tupelo_local_everyday",
      "pattern": "clay's house of pig",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "clay's house of pig",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0022",
      "category": "ms_tupelo_local_everyday",
      "pattern": "caron gallery tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "caron gallery tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0023",
      "category": "ms_tupelo_local_everyday",
      "pattern": "d'cracked egg tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "d'cracked egg tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0024",
      "category": "ms_tupelo_local_everyday",
      "pattern": "bar-b-q by jim tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "bar-b-q by jim tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0025",
      "category": "ms_tupelo_local_everyday",
      "pattern": "fairpark grill tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "fairpark grill tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0026",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mugshots grill tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mugshots grill tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0027",
      "category": "ms_tupelo_local_everyday",
      "pattern": "thomas street grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "thomas street grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0028",
      "category": "ms_tupelo_local_everyday",
      "pattern": "brick and spoon tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "brick and spoon tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0029",
      "category": "ms_tupelo_local_everyday",
      "pattern": "core cycle and outdoor",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "core cycle and outdoor",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0030",
      "category": "ms_tupelo_local_everyday",
      "pattern": "kermit's outlaw kitchen",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "kermit's outlaw kitchen",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0031",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mall at barnes crossing",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mall at barnes crossing",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0032",
      "category": "ms_tupelo_local_everyday",
      "pattern": "park heights restaurant",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "park heights restaurant",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0033",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds at barnes crossing",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds at barnes crossing",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0034",
      "category": "ms_tupelo_local_everyday",
      "pattern": "johnnie's drive in tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "johnnie's drive in tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0035",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sweet peppers deli tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "sweet peppers deli tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0036",
      "category": "ms_tupelo_local_everyday",
      "pattern": "forklift restaurant tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "forklift restaurant tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0037",
      "category": "ms_tupelo_local_everyday",
      "pattern": "king chicken fillin station",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "king chicken fillin station",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0038",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sweet tea and biscuits cafe",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "sweet tea and biscuits cafe",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0039",
      "category": "ms_tupelo_local_everyday",
      "pattern": "cadence bank arena concession",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "cadence bank arena concession",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0040",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0041",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0042",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0043",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0044",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0045",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mlm clothiers #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0046",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reed's tupelo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0047",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0048",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0049",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0050",
      "category": "ms_tupelo_local_everyday",
      "pattern": "griggs grocery #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0051",
      "category": "ms_tupelo_local_everyday",
      "pattern": "harveys tupelo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0052",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0053",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0054",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0055",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc mlm clothiers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0056",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc reed's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0057",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mlm clothiers ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0058",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mt fuji tupelo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0059",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pos jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0060",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pos reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0061",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reed's tupelo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0062",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0063",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0064",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0065",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp mlm clothiers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0066",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp reed's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0067",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq* jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0068",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq* reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0069",
      "category": "ms_tupelo_local_everyday",
      "pattern": "woody's tupelo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0070",
      "category": "ms_tupelo_local_everyday",
      "pattern": "amex jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0071",
      "category": "ms_tupelo_local_everyday",
      "pattern": "amex reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0072",
      "category": "ms_tupelo_local_everyday",
      "pattern": "barnes crossing #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "barnes crossing",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0073",
      "category": "ms_tupelo_local_everyday",
      "pattern": "cafe 212 tupelo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "cafe 212 tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0074",
      "category": "ms_tupelo_local_everyday",
      "pattern": "griggs grocery ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0075",
      "category": "ms_tupelo_local_everyday",
      "pattern": "harveys tupelo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0076",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0077",
      "category": "ms_tupelo_local_everyday",
      "pattern": "la green tupelo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "la green tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0078",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc griggs grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0079",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc harveys tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0080",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc mt fuji tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0081",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc woody's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0082",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mlm clothiers app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0083",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mlm clothiers pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0084",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mlm clothiers.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0085",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mt fuji tupelo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0086",
      "category": "ms_tupelo_local_everyday",
      "pattern": "neon pig tupelo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "neon pig tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0087",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pos mlm clothiers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0088",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pos reed's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0089",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pp * jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0090",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pp * reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0091",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reed's tupelo app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0092",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reed's tupelo pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0093",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reed's tupelo.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0094",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0095",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp griggs grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0096",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp harveys tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0097",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp mt fuji tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0098",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp woody's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0099",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq * jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0100",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq * reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0101",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq* mlm clothiers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0102",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq* reed's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0103",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tst* jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0104",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tst* reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0105",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tupelo hardware #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "tupelo hardware",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0106",
      "category": "ms_tupelo_local_everyday",
      "pattern": "visa jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0107",
      "category": "ms_tupelo_local_everyday",
      "pattern": "visa reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0108",
      "category": "ms_tupelo_local_everyday",
      "pattern": "woody's tupelo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0109",
      "category": "ms_tupelo_local_everyday",
      "pattern": "amex mlm clothiers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0110",
      "category": "ms_tupelo_local_everyday",
      "pattern": "amex reed's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0111",
      "category": "ms_tupelo_local_everyday",
      "pattern": "barnes crossing ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "barnes crossing",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0112",
      "category": "ms_tupelo_local_everyday",
      "pattern": "cafe 212 tupelo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "cafe 212 tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0113",
      "category": "ms_tupelo_local_everyday",
      "pattern": "debit jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0114",
      "category": "ms_tupelo_local_everyday",
      "pattern": "debit reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0115",
      "category": "ms_tupelo_local_everyday",
      "pattern": "griggs grocery app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0116",
      "category": "ms_tupelo_local_everyday",
      "pattern": "griggs grocery pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0117",
      "category": "ms_tupelo_local_everyday",
      "pattern": "griggs grocery.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0118",
      "category": "ms_tupelo_local_everyday",
      "pattern": "harveys tupelo app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0119",
      "category": "ms_tupelo_local_everyday",
      "pattern": "harveys tupelo pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0120",
      "category": "ms_tupelo_local_everyday",
      "pattern": "harveys tupelo.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0121",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0122",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0123",
      "category": "ms_tupelo_local_everyday",
      "pattern": "la green tupelo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "la green tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0124",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc barnes crossing",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "barnes crossing",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0125",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc cafe 212 tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "cafe 212 tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0126",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc la green tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "la green tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0127",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc neon pig tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "neon pig tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0128",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc tupelo hardware",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "tupelo hardware",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0129",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mlm clothiers card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0130",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mt fuji tupelo app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0131",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mt fuji tupelo pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0132",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mt fuji tupelo.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0133",
      "category": "ms_tupelo_local_everyday",
      "pattern": "neon pig tupelo ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "neon pig tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0134",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pos griggs grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0135",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pos harveys tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0136",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pos mt fuji tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0137",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pos woody's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0138",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pp * mlm clothiers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0139",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pp * reed's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0140",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reed's tupelo card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0141",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0142",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0143",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp barnes crossing",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "barnes crossing",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0144",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp cafe 212 tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "cafe 212 tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0145",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp la green tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "la green tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0146",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp neon pig tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "neon pig tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0147",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp tupelo hardware",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "tupelo hardware",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0148",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq * mlm clothiers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0149",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq * reed's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0150",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq* griggs grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0151",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq* harveys tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0152",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq* mt fuji tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0153",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq* woody's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0154",
      "category": "ms_tupelo_local_everyday",
      "pattern": "toast jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0155",
      "category": "ms_tupelo_local_everyday",
      "pattern": "toast reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0156",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tst* mlm clothiers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0157",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tst* reed's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0158",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tupelo hardware ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "tupelo hardware",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0159",
      "category": "ms_tupelo_local_everyday",
      "pattern": "vanelli's bistro #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "vanelli's bistro",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0160",
      "category": "ms_tupelo_local_everyday",
      "pattern": "visa mlm clothiers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0161",
      "category": "ms_tupelo_local_everyday",
      "pattern": "visa reed's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0162",
      "category": "ms_tupelo_local_everyday",
      "pattern": "woody's tupelo app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0163",
      "category": "ms_tupelo_local_everyday",
      "pattern": "woody's tupelo pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0164",
      "category": "ms_tupelo_local_everyday",
      "pattern": "woody's tupelo.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0165",
      "category": "ms_tupelo_local_everyday",
      "pattern": "amex griggs grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0166",
      "category": "ms_tupelo_local_everyday",
      "pattern": "amex harveys tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0167",
      "category": "ms_tupelo_local_everyday",
      "pattern": "amex mt fuji tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0168",
      "category": "ms_tupelo_local_everyday",
      "pattern": "amex woody's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0169",
      "category": "ms_tupelo_local_everyday",
      "pattern": "barnes crossing app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "barnes crossing",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0170",
      "category": "ms_tupelo_local_everyday",
      "pattern": "barnes crossing pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "barnes crossing",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0171",
      "category": "ms_tupelo_local_everyday",
      "pattern": "barnes crossing.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "barnes crossing",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0172",
      "category": "ms_tupelo_local_everyday",
      "pattern": "blue canoe tupelo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "blue canoe tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0173",
      "category": "ms_tupelo_local_everyday",
      "pattern": "cafe 212 tupelo app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "cafe 212 tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0174",
      "category": "ms_tupelo_local_everyday",
      "pattern": "cafe 212 tupelo pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "cafe 212 tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0175",
      "category": "ms_tupelo_local_everyday",
      "pattern": "cafe 212 tupelo.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "cafe 212 tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0176",
      "category": "ms_tupelo_local_everyday",
      "pattern": "clover jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0177",
      "category": "ms_tupelo_local_everyday",
      "pattern": "clover reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0178",
      "category": "ms_tupelo_local_everyday",
      "pattern": "debit mlm clothiers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0179",
      "category": "ms_tupelo_local_everyday",
      "pattern": "debit reed's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0180",
      "category": "ms_tupelo_local_everyday",
      "pattern": "griggs grocery card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0181",
      "category": "ms_tupelo_local_everyday",
      "pattern": "harveys tupelo card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0182",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo hwy 12",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0183",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo ms 388",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0184",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo ms 397",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0185",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0186",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0187",
      "category": "ms_tupelo_local_everyday",
      "pattern": "jobos tupelo tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0188",
      "category": "ms_tupelo_local_everyday",
      "pattern": "johnnies drive-in #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "johnnies drive-in",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0189",
      "category": "ms_tupelo_local_everyday",
      "pattern": "l.a. green tupelo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "l.a. green tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0190",
      "category": "ms_tupelo_local_everyday",
      "pattern": "la green tupelo app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "la green tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0191",
      "category": "ms_tupelo_local_everyday",
      "pattern": "la green tupelo pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "la green tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0192",
      "category": "ms_tupelo_local_everyday",
      "pattern": "la green tupelo.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "la green tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0193",
      "category": "ms_tupelo_local_everyday",
      "pattern": "lost pizza tupelo #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "lost pizza tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0194",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mc vanelli's bistro",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "vanelli's bistro",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0195",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mlm clothiers debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0196",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mlm clothiers store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0197",
      "category": "ms_tupelo_local_everyday",
      "pattern": "mt fuji tupelo card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0198",
      "category": "ms_tupelo_local_everyday",
      "pattern": "neon pig tupelo app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "neon pig tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0199",
      "category": "ms_tupelo_local_everyday",
      "pattern": "neon pig tupelo pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "neon pig tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0200",
      "category": "ms_tupelo_local_everyday",
      "pattern": "neon pig tupelo.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "neon pig tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0201",
      "category": "ms_tupelo_local_everyday",
      "pattern": "paypal jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0202",
      "category": "ms_tupelo_local_everyday",
      "pattern": "paypal reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0203",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pos barnes crossing",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "barnes crossing",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0204",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pos cafe 212 tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "cafe 212 tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0205",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pos la green tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "la green tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0206",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pos neon pig tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "neon pig tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0207",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pos tupelo hardware",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "tupelo hardware",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0208",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pp * griggs grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0209",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pp * harveys tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0210",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pp * mt fuji tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0211",
      "category": "ms_tupelo_local_everyday",
      "pattern": "pp * woody's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0212",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reed's tupelo debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0213",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reed's tupelo store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0214",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo hwy 12",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0215",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo ms 388",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0216",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo ms 397",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0217",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0218",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0219",
      "category": "ms_tupelo_local_everyday",
      "pattern": "reeds tupelo tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0220",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sp vanelli's bistro",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "vanelli's bistro",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0221",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq * griggs grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0222",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq * harveys tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0223",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq * mt fuji tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0224",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq * woody's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0225",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq* barnes crossing",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "barnes crossing",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0226",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq* cafe 212 tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "cafe 212 tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0227",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq* la green tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "la green tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0228",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq* neon pig tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "neon pig tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0229",
      "category": "ms_tupelo_local_everyday",
      "pattern": "sq* tupelo hardware",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "tupelo hardware",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0230",
      "category": "ms_tupelo_local_everyday",
      "pattern": "stripe jobos tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "jobos tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0231",
      "category": "ms_tupelo_local_everyday",
      "pattern": "stripe reeds tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reeds tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0232",
      "category": "ms_tupelo_local_everyday",
      "pattern": "toast mlm clothiers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mlm clothiers",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0233",
      "category": "ms_tupelo_local_everyday",
      "pattern": "toast reed's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "reed's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0234",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tst* griggs grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0235",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tst* harveys tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0236",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tst* mt fuji tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0237",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tst* woody's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0238",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tupelo hardware app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "tupelo hardware",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0239",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tupelo hardware pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "tupelo hardware",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0240",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tupelo hardware.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "tupelo hardware",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0241",
      "category": "ms_tupelo_local_everyday",
      "pattern": "tupelo honey cafe #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "tupelo honey cafe",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0242",
      "category": "ms_tupelo_local_everyday",
      "pattern": "vanelli's bistro ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "vanelli's bistro",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0243",
      "category": "ms_tupelo_local_everyday",
      "pattern": "visa griggs grocery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "griggs grocery",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0244",
      "category": "ms_tupelo_local_everyday",
      "pattern": "visa harveys tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "harveys tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0245",
      "category": "ms_tupelo_local_everyday",
      "pattern": "visa mt fuji tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "mt fuji tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0246",
      "category": "ms_tupelo_local_everyday",
      "pattern": "visa woody's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0247",
      "category": "ms_tupelo_local_everyday",
      "pattern": "woody's tupelo card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "woody's tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0248",
      "category": "ms_tupelo_local_everyday",
      "pattern": "amex barnes crossing",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "barnes crossing",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0249",
      "category": "ms_tupelo_local_everyday",
      "pattern": "amex cafe 212 tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "cafe 212 tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_tupelo_local_everyday_0250",
      "category": "ms_tupelo_local_everyday",
      "pattern": "amex la green tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Tupelo"
      ],
      "base_merchant": "la green tupelo",
      "source_hint": "visit_tupelo_tripadvisor_local_business_sites",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0001",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0002",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0003",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0004",
      "category": "ms_starkville_local_everyday",
      "pattern": "scw run",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0005",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewskis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0006",
      "category": "ms_starkville_local_everyday",
      "pattern": "liza tye",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0007",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewski's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewski's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0008",
      "category": "ms_starkville_local_everyday",
      "pattern": "idea shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "idea shop",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0009",
      "category": "ms_starkville_local_everyday",
      "pattern": "rosey baby",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "rosey baby",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0010",
      "category": "ms_starkville_local_everyday",
      "pattern": "strombolis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "strombolis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0011",
      "category": "ms_starkville_local_everyday",
      "pattern": "aramark msu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "aramark msu",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0012",
      "category": "ms_starkville_local_everyday",
      "pattern": "b unlimited",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "b unlimited",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0013",
      "category": "ms_starkville_local_everyday",
      "pattern": "b-unlimited",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "b-unlimited",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0014",
      "category": "ms_starkville_local_everyday",
      "pattern": "loco lemons",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "loco lemons",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0015",
      "category": "ms_starkville_local_everyday",
      "pattern": "no way jose",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "no way jose",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0016",
      "category": "ms_starkville_local_everyday",
      "pattern": "rootdown ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "rootdown ms",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0017",
      "category": "ms_starkville_local_everyday",
      "pattern": "stromboli's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "stromboli's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0018",
      "category": "ms_starkville_local_everyday",
      "pattern": "george marys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "george marys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0019",
      "category": "ms_starkville_local_everyday",
      "pattern": "georgia blue",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "georgia blue",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0020",
      "category": "ms_starkville_local_everyday",
      "pattern": "little dooey",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "little dooey",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0021",
      "category": "ms_starkville_local_everyday",
      "pattern": "saint bridal",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "saint bridal",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0022",
      "category": "ms_starkville_local_everyday",
      "pattern": "state floral",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "state floral",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0023",
      "category": "ms_starkville_local_everyday",
      "pattern": "umi japanese",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "umi japanese",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0024",
      "category": "ms_starkville_local_everyday",
      "pattern": "arepas coffee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "arepas coffee",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0025",
      "category": "ms_starkville_local_everyday",
      "pattern": "caters market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "caters market",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0026",
      "category": "ms_starkville_local_everyday",
      "pattern": "garden babies",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "garden babies",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0027",
      "category": "ms_starkville_local_everyday",
      "pattern": "george-mary's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "george-mary's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0028",
      "category": "ms_starkville_local_everyday",
      "pattern": "maroon and co",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "maroon and co",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0029",
      "category": "ms_starkville_local_everyday",
      "pattern": "msu bookstore",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "msu bookstore",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0030",
      "category": "ms_starkville_local_everyday",
      "pattern": "the camphouse",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "the camphouse",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0031",
      "category": "ms_starkville_local_everyday",
      "pattern": "two flamingos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "two flamingos",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0032",
      "category": "ms_starkville_local_everyday",
      "pattern": "bulldog burger",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bulldog burger",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0033",
      "category": "ms_starkville_local_everyday",
      "pattern": "cater's market",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "cater's market",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0034",
      "category": "ms_starkville_local_everyday",
      "pattern": "glo starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "glo starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0035",
      "category": "ms_starkville_local_everyday",
      "pattern": "luva wine room",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "luva wine room",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0036",
      "category": "ms_starkville_local_everyday",
      "pattern": "the guest room",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "the guest room",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0037",
      "category": "ms_starkville_local_everyday",
      "pattern": "the olive tree",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "the olive tree",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0038",
      "category": "ms_starkville_local_everyday",
      "pattern": "backstage music",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "backstage music",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0039",
      "category": "ms_starkville_local_everyday",
      "pattern": "boardtown pizza",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "boardtown pizza",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0040",
      "category": "ms_starkville_local_everyday",
      "pattern": "connies chicken",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "connies chicken",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0041",
      "category": "ms_starkville_local_everyday",
      "pattern": "little magnolia",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "little magnolia",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0042",
      "category": "ms_starkville_local_everyday",
      "pattern": "msu concessions",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "msu concessions",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0043",
      "category": "ms_starkville_local_everyday",
      "pattern": "starkville cafe",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "starkville cafe",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0044",
      "category": "ms_starkville_local_everyday",
      "pattern": "vace starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "vace starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0045",
      "category": "ms_starkville_local_everyday",
      "pattern": "connie's chicken",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "connie's chicken",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0046",
      "category": "ms_starkville_local_everyday",
      "pattern": "daves dark horse",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "daves dark horse",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0047",
      "category": "ms_starkville_local_everyday",
      "pattern": "dolce starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "dolce starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0048",
      "category": "ms_starkville_local_everyday",
      "pattern": "l' uva wine room",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "l' uva wine room",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0049",
      "category": "ms_starkville_local_everyday",
      "pattern": "restaurant tyler",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "restaurant tyler",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0050",
      "category": "ms_starkville_local_everyday",
      "pattern": "taste starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "taste starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0051",
      "category": "ms_starkville_local_everyday",
      "pattern": "the coffee depot",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "the coffee depot",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0052",
      "category": "ms_starkville_local_everyday",
      "pattern": "the frosted fork",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "the frosted fork",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0053",
      "category": "ms_starkville_local_everyday",
      "pattern": "the little dooey",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "the little dooey",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0054",
      "category": "ms_starkville_local_everyday",
      "pattern": "7 brew starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "7 brew starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0055",
      "category": "ms_starkville_local_everyday",
      "pattern": "bulldog burger co",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bulldog burger co",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0056",
      "category": "ms_starkville_local_everyday",
      "pattern": "dave's dark horse",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "dave's dark horse",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0057",
      "category": "ms_starkville_local_everyday",
      "pattern": "designers gallery",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "designers gallery",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0058",
      "category": "ms_starkville_local_everyday",
      "pattern": "hobies tiki dawgs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "hobies tiki dawgs",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0059",
      "category": "ms_starkville_local_everyday",
      "pattern": "medora starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "medora starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0060",
      "category": "ms_starkville_local_everyday",
      "pattern": "revolution resale",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "revolution resale",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0061",
      "category": "ms_starkville_local_everyday",
      "pattern": "the older brother",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "the older brother",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0062",
      "category": "ms_starkville_local_everyday",
      "pattern": "whittington gifts",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "whittington gifts",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0063",
      "category": "ms_starkville_local_everyday",
      "pattern": "big es dinner club",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "big es dinner club",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0064",
      "category": "ms_starkville_local_everyday",
      "pattern": "district nutrition",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "district nutrition",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0065",
      "category": "ms_starkville_local_everyday",
      "pattern": "high ground coffee",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "high ground coffee",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0066",
      "category": "ms_starkville_local_everyday",
      "pattern": "hobie's tiki dawgs",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "hobie's tiki dawgs",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0067",
      "category": "ms_starkville_local_everyday",
      "pattern": "miskelly furniture",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "miskelly furniture",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0068",
      "category": "ms_starkville_local_everyday",
      "pattern": "montgomery jewelry",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "montgomery jewelry",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0069",
      "category": "ms_starkville_local_everyday",
      "pattern": "something southern",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "something southern",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0070",
      "category": "ms_starkville_local_everyday",
      "pattern": "the flower company",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "the flower company",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0071",
      "category": "ms_starkville_local_everyday",
      "pattern": "big e's dinner club",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "big e's dinner club",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0072",
      "category": "ms_starkville_local_everyday",
      "pattern": "blutos greek tavern",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "blutos greek tavern",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0073",
      "category": "ms_starkville_local_everyday",
      "pattern": "bops frozen custard",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bops frozen custard",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0074",
      "category": "ms_starkville_local_everyday",
      "pattern": "dsquared starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "dsquared starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0075",
      "category": "ms_starkville_local_everyday",
      "pattern": "mississippi eyewear",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "mississippi eyewear",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0076",
      "category": "ms_starkville_local_everyday",
      "pattern": "northside nutrition",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "northside nutrition",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0077",
      "category": "ms_starkville_local_everyday",
      "pattern": "pita pit starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "pita pit starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0078",
      "category": "ms_starkville_local_everyday",
      "pattern": "reeds of starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "reeds of starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0079",
      "category": "ms_starkville_local_everyday",
      "pattern": "walk ons starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "walk ons starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0080",
      "category": "ms_starkville_local_everyday",
      "pattern": "walk-ons starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "walk-ons starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0081",
      "category": "ms_starkville_local_everyday",
      "pattern": "bluto's greek tavern",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bluto's greek tavern",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0082",
      "category": "ms_starkville_local_everyday",
      "pattern": "camphouse starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "camphouse starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0083",
      "category": "ms_starkville_local_everyday",
      "pattern": "j parkerson jewelers",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "j parkerson jewelers",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0084",
      "category": "ms_starkville_local_everyday",
      "pattern": "renew face and laser",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "renew face and laser",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0085",
      "category": "ms_starkville_local_everyday",
      "pattern": "arepas coffee and bar",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "arepas coffee and bar",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0086",
      "category": "ms_starkville_local_everyday",
      "pattern": "central station grill",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "central station grill",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0087",
      "category": "ms_starkville_local_everyday",
      "pattern": "oktibbeha county coop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oktibbeha county coop",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0088",
      "category": "ms_starkville_local_everyday",
      "pattern": "triangle trading post",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "triangle trading post",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0089",
      "category": "ms_starkville_local_everyday",
      "pattern": "bennett home furniture",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bennett home furniture",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0090",
      "category": "ms_starkville_local_everyday",
      "pattern": "frame house starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "frame house starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0091",
      "category": "ms_starkville_local_everyday",
      "pattern": "i just have to have it",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "i just have to have it",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0092",
      "category": "ms_starkville_local_everyday",
      "pattern": "oktibbeha county co-op",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oktibbeha county co-op",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0093",
      "category": "ms_starkville_local_everyday",
      "pattern": "simply home starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "simply home starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0094",
      "category": "ms_starkville_local_everyday",
      "pattern": "the collective company",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "the collective company",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0095",
      "category": "ms_starkville_local_everyday",
      "pattern": "barnes and noble at msu",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "barnes and noble at msu",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0096",
      "category": "ms_starkville_local_everyday",
      "pattern": "merle norman starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "merle norman starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0097",
      "category": "ms_starkville_local_everyday",
      "pattern": "the lily pad starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "the lily pad starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0098",
      "category": "ms_starkville_local_everyday",
      "pattern": "costume party starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "costume party starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0099",
      "category": "ms_starkville_local_everyday",
      "pattern": "linden guild marketplace",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "linden guild marketplace",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0100",
      "category": "ms_starkville_local_everyday",
      "pattern": "mississippi state dining",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "mississippi state dining",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0101",
      "category": "ms_starkville_local_everyday",
      "pattern": "smoothie king starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "smoothie king starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0102",
      "category": "ms_starkville_local_everyday",
      "pattern": "boardtown pizza and pints",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "boardtown pizza and pints",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0103",
      "category": "ms_starkville_local_everyday",
      "pattern": "buff city soap starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "buff city soap starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0104",
      "category": "ms_starkville_local_everyday",
      "pattern": "dunkington art and jewelry",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "dunkington art and jewelry",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0105",
      "category": "ms_starkville_local_everyday",
      "pattern": "jive turkey breakfast club",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "jive turkey breakfast club",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0106",
      "category": "ms_starkville_local_everyday",
      "pattern": "warehouse market starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "warehouse market starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0107",
      "category": "ms_starkville_local_everyday",
      "pattern": "la green boutique starkville",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "la green boutique starkville",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0108",
      "category": "ms_starkville_local_everyday",
      "pattern": "davis wade stadium concessions",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "davis wade stadium concessions",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0109",
      "category": "ms_starkville_local_everyday",
      "pattern": "mississippi state dining aramark",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "mississippi state dining aramark",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0110",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0111",
      "category": "ms_starkville_local_everyday",
      "pattern": "mc obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0112",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0113",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0114",
      "category": "ms_starkville_local_everyday",
      "pattern": "sp obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0115",
      "category": "ms_starkville_local_everyday",
      "pattern": "mc oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0116",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0117",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0118",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0119",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0120",
      "category": "ms_starkville_local_everyday",
      "pattern": "pos obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0121",
      "category": "ms_starkville_local_everyday",
      "pattern": "sp oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0122",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq* obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0123",
      "category": "ms_starkville_local_everyday",
      "pattern": "amex obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0124",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612 #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0125",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0126",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0127",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0128",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0129",
      "category": "ms_starkville_local_everyday",
      "pattern": "pos oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0130",
      "category": "ms_starkville_local_everyday",
      "pattern": "pp * obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0131",
      "category": "ms_starkville_local_everyday",
      "pattern": "scw run #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0132",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq * obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0133",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq* oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0134",
      "category": "ms_starkville_local_everyday",
      "pattern": "tst* obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0135",
      "category": "ms_starkville_local_everyday",
      "pattern": "visa obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0136",
      "category": "ms_starkville_local_everyday",
      "pattern": "amex oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0137",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612 ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0138",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewskis #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0139",
      "category": "ms_starkville_local_everyday",
      "pattern": "debit obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0140",
      "category": "ms_starkville_local_everyday",
      "pattern": "liza tye #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0141",
      "category": "ms_starkville_local_everyday",
      "pattern": "mc bin 612",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0142",
      "category": "ms_starkville_local_everyday",
      "pattern": "mc scw run",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0143",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0144",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0145",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0146",
      "category": "ms_starkville_local_everyday",
      "pattern": "pp * oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0147",
      "category": "ms_starkville_local_everyday",
      "pattern": "scw run ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0148",
      "category": "ms_starkville_local_everyday",
      "pattern": "sp bin 612",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0149",
      "category": "ms_starkville_local_everyday",
      "pattern": "sp scw run",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0150",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq * oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0151",
      "category": "ms_starkville_local_everyday",
      "pattern": "toast obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0152",
      "category": "ms_starkville_local_everyday",
      "pattern": "tst* oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0153",
      "category": "ms_starkville_local_everyday",
      "pattern": "visa oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0154",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612 app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0155",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612 pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0156",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0157",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewski's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewski's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0158",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewskis ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0159",
      "category": "ms_starkville_local_everyday",
      "pattern": "clover obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0160",
      "category": "ms_starkville_local_everyday",
      "pattern": "debit oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0161",
      "category": "ms_starkville_local_everyday",
      "pattern": "idea shop #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "idea shop",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0162",
      "category": "ms_starkville_local_everyday",
      "pattern": "liza tye ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0163",
      "category": "ms_starkville_local_everyday",
      "pattern": "mc brewskis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0164",
      "category": "ms_starkville_local_everyday",
      "pattern": "mc liza tye",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0165",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0166",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0167",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys hwy 12",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0168",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys ms 388",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0169",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys ms 397",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0170",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0171",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0172",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0173",
      "category": "ms_starkville_local_everyday",
      "pattern": "paypal obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0174",
      "category": "ms_starkville_local_everyday",
      "pattern": "pos bin 612",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0175",
      "category": "ms_starkville_local_everyday",
      "pattern": "pos scw run",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0176",
      "category": "ms_starkville_local_everyday",
      "pattern": "scw run app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0177",
      "category": "ms_starkville_local_everyday",
      "pattern": "scw run pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0178",
      "category": "ms_starkville_local_everyday",
      "pattern": "scw run.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0179",
      "category": "ms_starkville_local_everyday",
      "pattern": "sp brewskis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0180",
      "category": "ms_starkville_local_everyday",
      "pattern": "sp liza tye",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0181",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq* bin 612",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0182",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq* scw run",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0183",
      "category": "ms_starkville_local_everyday",
      "pattern": "stripe obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0184",
      "category": "ms_starkville_local_everyday",
      "pattern": "toast oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0185",
      "category": "ms_starkville_local_everyday",
      "pattern": "amex bin 612",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0186",
      "category": "ms_starkville_local_everyday",
      "pattern": "amex scw run",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0187",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612 card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0188",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewski's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewski's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0189",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewskis app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0190",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewskis pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0191",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewskis.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0192",
      "category": "ms_starkville_local_everyday",
      "pattern": "clover oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0193",
      "category": "ms_starkville_local_everyday",
      "pattern": "idea shop ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "idea shop",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0194",
      "category": "ms_starkville_local_everyday",
      "pattern": "liza tye app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0195",
      "category": "ms_starkville_local_everyday",
      "pattern": "liza tye pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0196",
      "category": "ms_starkville_local_everyday",
      "pattern": "liza tye.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0197",
      "category": "ms_starkville_local_everyday",
      "pattern": "mc brewski's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewski's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0198",
      "category": "ms_starkville_local_everyday",
      "pattern": "mc idea shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "idea shop",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0199",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's hwy 12",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0200",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's ms 388",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0201",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's ms 397",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0202",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0203",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0204",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0205",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys gloster",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0206",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys main st",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0207",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys memphis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0208",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys store #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0209",
      "category": "ms_starkville_local_everyday",
      "pattern": "paypal oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0210",
      "category": "ms_starkville_local_everyday",
      "pattern": "pos brewskis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0211",
      "category": "ms_starkville_local_everyday",
      "pattern": "pos liza tye",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0212",
      "category": "ms_starkville_local_everyday",
      "pattern": "pp * bin 612",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0213",
      "category": "ms_starkville_local_everyday",
      "pattern": "pp * scw run",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0214",
      "category": "ms_starkville_local_everyday",
      "pattern": "rosey baby #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "rosey baby",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0215",
      "category": "ms_starkville_local_everyday",
      "pattern": "scw run card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0216",
      "category": "ms_starkville_local_everyday",
      "pattern": "sp brewski's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewski's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0217",
      "category": "ms_starkville_local_everyday",
      "pattern": "sp idea shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "idea shop",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0218",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq * bin 612",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0219",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq * obys ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0220",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq * scw run",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0221",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq* brewskis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0222",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq* liza tye",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0223",
      "category": "ms_starkville_local_everyday",
      "pattern": "stripe oby's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0224",
      "category": "ms_starkville_local_everyday",
      "pattern": "strombolis #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "strombolis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0225",
      "category": "ms_starkville_local_everyday",
      "pattern": "tst* bin 612",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0226",
      "category": "ms_starkville_local_everyday",
      "pattern": "tst* scw run",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0227",
      "category": "ms_starkville_local_everyday",
      "pattern": "visa bin 612",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0228",
      "category": "ms_starkville_local_everyday",
      "pattern": "visa scw run",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0229",
      "category": "ms_starkville_local_everyday",
      "pattern": "amex brewskis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0230",
      "category": "ms_starkville_local_everyday",
      "pattern": "amex liza tye",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0231",
      "category": "ms_starkville_local_everyday",
      "pattern": "aramark msu #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "aramark msu",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0232",
      "category": "ms_starkville_local_everyday",
      "pattern": "b unlimited #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "b unlimited",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0233",
      "category": "ms_starkville_local_everyday",
      "pattern": "b-unlimited #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "b-unlimited",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0234",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612 debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0235",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612 store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0236",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewski's app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewski's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0237",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewski's pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewski's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0238",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewski's.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewski's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0239",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewskis card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0240",
      "category": "ms_starkville_local_everyday",
      "pattern": "debit bin 612",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0241",
      "category": "ms_starkville_local_everyday",
      "pattern": "debit scw run",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0242",
      "category": "ms_starkville_local_everyday",
      "pattern": "idea shop app",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "idea shop",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0243",
      "category": "ms_starkville_local_everyday",
      "pattern": "idea shop pos",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "idea shop",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0244",
      "category": "ms_starkville_local_everyday",
      "pattern": "idea shop.com",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "idea shop",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0245",
      "category": "ms_starkville_local_everyday",
      "pattern": "liza tye card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0246",
      "category": "ms_starkville_local_everyday",
      "pattern": "loco lemons #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "loco lemons",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0247",
      "category": "ms_starkville_local_everyday",
      "pattern": "mc rosey baby",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "rosey baby",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0248",
      "category": "ms_starkville_local_everyday",
      "pattern": "mc strombolis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "strombolis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0249",
      "category": "ms_starkville_local_everyday",
      "pattern": "no way jose #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "no way jose",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0250",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's gloster",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0251",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's main st",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0252",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's memphis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0253",
      "category": "ms_starkville_local_everyday",
      "pattern": "oby's store #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0254",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys columbus",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0255",
      "category": "ms_starkville_local_everyday",
      "pattern": "obys purchase",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0256",
      "category": "ms_starkville_local_everyday",
      "pattern": "paypal * obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0257",
      "category": "ms_starkville_local_everyday",
      "pattern": "pos brewski's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewski's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0258",
      "category": "ms_starkville_local_everyday",
      "pattern": "pos idea shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "idea shop",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0259",
      "category": "ms_starkville_local_everyday",
      "pattern": "pp * brewskis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0260",
      "category": "ms_starkville_local_everyday",
      "pattern": "pp * liza tye",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0261",
      "category": "ms_starkville_local_everyday",
      "pattern": "purchase obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0262",
      "category": "ms_starkville_local_everyday",
      "pattern": "rootdown ms #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "rootdown ms",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0263",
      "category": "ms_starkville_local_everyday",
      "pattern": "rosey baby ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "rosey baby",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0264",
      "category": "ms_starkville_local_everyday",
      "pattern": "scw run debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0265",
      "category": "ms_starkville_local_everyday",
      "pattern": "scw run store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0266",
      "category": "ms_starkville_local_everyday",
      "pattern": "sp rosey baby",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "rosey baby",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0267",
      "category": "ms_starkville_local_everyday",
      "pattern": "sp strombolis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "strombolis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0268",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq * brewskis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0269",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq * liza tye",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0270",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq * oby's ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "oby's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0271",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq* brewski's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewski's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0272",
      "category": "ms_starkville_local_everyday",
      "pattern": "sq* idea shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "idea shop",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0273",
      "category": "ms_starkville_local_everyday",
      "pattern": "stromboli's #",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "stromboli's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0274",
      "category": "ms_starkville_local_everyday",
      "pattern": "strombolis ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "strombolis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0275",
      "category": "ms_starkville_local_everyday",
      "pattern": "toast bin 612",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0276",
      "category": "ms_starkville_local_everyday",
      "pattern": "toast obys ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0277",
      "category": "ms_starkville_local_everyday",
      "pattern": "toast scw run",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0278",
      "category": "ms_starkville_local_everyday",
      "pattern": "tst* brewskis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0279",
      "category": "ms_starkville_local_everyday",
      "pattern": "tst* liza tye",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0280",
      "category": "ms_starkville_local_everyday",
      "pattern": "visa brewskis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0281",
      "category": "ms_starkville_local_everyday",
      "pattern": "visa liza tye",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0282",
      "category": "ms_starkville_local_everyday",
      "pattern": "amex brewski's",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewski's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0283",
      "category": "ms_starkville_local_everyday",
      "pattern": "amex idea shop",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "idea shop",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0284",
      "category": "ms_starkville_local_everyday",
      "pattern": "aramark msu ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "aramark msu",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0285",
      "category": "ms_starkville_local_everyday",
      "pattern": "b unlimited ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "b unlimited",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0286",
      "category": "ms_starkville_local_everyday",
      "pattern": "b-unlimited ms",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "b-unlimited",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0287",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612 hwy 12",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0288",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612 ms 388",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0289",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612 ms 397",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0290",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612 online",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0291",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612 oxford",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0292",
      "category": "ms_starkville_local_everyday",
      "pattern": "bin 612 tupelo",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0293",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewski's card",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewski's",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0294",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewskis debit",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0295",
      "category": "ms_starkville_local_everyday",
      "pattern": "brewskis store",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0296",
      "category": "ms_starkville_local_everyday",
      "pattern": "checkcard obys",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "obys",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0297",
      "category": "ms_starkville_local_everyday",
      "pattern": "clover bin 612",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "bin 612",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0298",
      "category": "ms_starkville_local_everyday",
      "pattern": "clover scw run",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "scw run",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0299",
      "category": "ms_starkville_local_everyday",
      "pattern": "debit brewskis",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "brewskis",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    },
    {
      "id": "ms_starkville_local_everyday_0300",
      "category": "ms_starkville_local_everyday",
      "pattern": "debit liza tye",
      "match_type": "contains_normalized",
      "confidence": "medium",
      "suggested_action": "deemphasize_create_bill_button",
      "still_allow": [
        "match_existing",
        "ignore",
        "manual_create_bill"
      ],
      "region_tags": [
        "US",
        "MS",
        "Starkville"
      ],
      "base_merchant": "liza tye",
      "source_hint": "greater_starkville_partnership",
      "rationale": "Regional merchant or everyday point-of-sale location in Mississippi/Tupelo/Starkville; advisory suppression only."
    }
  ],
  "implementation_note": "A match is a UI hint, not a decision. Use transaction amount, recurrence, user history, merchant category codes, and bill-like override terms before deciding whether to hide, de-emphasize, or show Create Bill.",
  "test_examples": [
    {
      "descriptor": "INTEREST CHARGE PURCHASES",
      "expected": "high_confidence_hide_create_bill"
    },
    {
      "descriptor": "ATM WITHDRAWAL TUPELO MS",
      "expected": "high_confidence_hide_create_bill"
    },
    {
      "descriptor": "SQ *BLUE CANOE TUPELO MS",
      "expected": "medium_confidence_deemphasize_create_bill"
    },
    {
      "descriptor": "PAYPAL *LANDLORD RENT",
      "expected": "bill_like_override_show_create_bill"
    },
    {
      "descriptor": "WALMART SUPERCENTER STARKVILLE MS",
      "expected": "medium_confidence_deemphasize_create_bill"
    },
    {
      "descriptor": "MISSISSIPPI STATE DINING ARAMARK",
      "expected": "medium_confidence_deemphasize_create_bill"
    },
    {
      "descriptor": "MSU TUITION STUDENT ACCOUNT",
      "expected": "bill_like_override_show_create_bill"
    }
  ]
}
