diff --git a/DEVELOPMENT_LOG.md b/DEVELOPMENT_LOG.md
index 1805c78..8565eed 100644
--- a/DEVELOPMENT_LOG.md
+++ b/DEVELOPMENT_LOG.md
@@ -6,6 +6,36 @@
 
 ---
 
+### v0.20.3 — Missing Database Indexes
+**Status:** ✅ COMPLETED  
+**Date:** 2026-05-10  
+**Priority:** HIGH
+
+| Agent | Status | Time | Notes |
+|-------|--------|------|-------|
+| Neo | ✅ COMPLETED | 2m40s | Added v0.44 migration with 4 indexes |
+| Bishop | ✅ COMPLETED | 2m33s | Docker build, all indexes verified, version bumped |
+| Hudson | ⏳ PENDING | — | Security audit |
+| Ripley | 🔄 IN PROGRESS | — | Fixed nested transaction bug, awaiting Hudson |
+
+**Files modified:** `db/database.js`, `client/lib/version.js`, `package.json`
+
+**Task ID:** missing-indexes-003
+
+**Objective:**
+Add performance indexes on frequently queried columns to eliminate full table scans.
+
+**Work Completed:**
+- [x] Added v0.44 migration with 4 CREATE INDEX statements
+- [x] Fixed nested transaction bug (migration run() should NOT have its own BEGIN/COMMIT)
+- [x] All indexes use IF NOT EXISTS for idempotency
+- [x] Docker build passes, login works, no errors
+- [x] Version bumped to 0.20.3
+
+**Security Audit (Hudson):** Pending
+
+---
+
 ### v0.20.2 — Transaction Wrapping for Migrations
 **Status:** ✅ COMPLETED  
 **Date:** 2026-05-10  
diff --git a/FUTURE.md b/FUTURE.md
index 9b44daf..4042d61 100644
--- a/FUTURE.md
+++ b/FUTURE.md
@@ -59,31 +59,7 @@ Migrations have implicit dependencies (e.g., adding columns to tables that must
 - Enforce topological sort order
 - Test dependency failures to ensure proper error messages
 
-### Database Query Optimization: Add Missing Indexes
-**Priority:** HIGH  
-**Added:** 2026-05-08 by Neo
-
-**Description:**
-Several frequently queried columns lack indexes, causing full table scans on growth.
-
-**Rationale:**
-- `bills.name` and `bills.user_id` are used in WHERE clauses but only indexed as part of composite indexes
-- `payments.method` is used for filtering but has no index
-- `monthly_starting_amounts.user_id` exists but lacks explicit index
-- `import_history.imported_at` is used for cleanup but not indexed
-
-**Implementation Notes:**
-- Files to modify: `/home/kaspa/.openclaw/Projects/bill-tracker/db/database.js` (migrations section)
-- Estimated effort: 30 minutes
-- Add these indexes:
-  ```sql
-  CREATE INDEX IF NOT EXISTS idx_bills_user_name ON bills(user_id, name);
-  CREATE INDEX IF NOT EXISTS idx_payments_method ON payments(method);
-  CREATE INDEX IF NOT EXISTS idx_monthly_starting_amounts_user ON monthly_starting_amounts(user_id);
-  CREATE INDEX IF NOT EXISTS idx_import_history_imported_at ON import_history(imported_at);
-  ```
-
-### Security: Missing Input Validation on Bulk Operations
+ Missing Input Validation on Bulk Operations
 **Priority:** HIGH  
 **Added:** 2026-05-08 by Neo
 
diff --git a/HISTORY.md b/HISTORY.md
index 226fce0..b32a6bf 100644
--- a/HISTORY.md
+++ b/HISTORY.md
@@ -1,5 +1,14 @@
 # Bill Tracker — Changelog
 
+## v0.20.3
+
+### Added
+- **Database performance indexes** — v0.44 migration adds 4 indexes on frequently queried columns:
+  - `idx_bills_user_name` on `bills(user_id, name)` — user-scoped bill lookups
+  - `idx_payments_method` on `payments(method)` — payment method filtering
+  - `idx_monthly_starting_amounts_user` on `monthly_starting_amounts(user_id)` — user starting amounts
+  - `idx_import_history_imported_at` on `import_history(imported_at)` — time-based import queries
+
 ## v0.20.2
 
 ### Added
diff --git a/client/lib/version.js b/client/lib/version.js
index 96047fc..cef3497 100644
--- a/client/lib/version.js
+++ b/client/lib/version.js
@@ -1,10 +1,10 @@
-export const APP_VERSION = '0.20.2';
+export const APP_VERSION = '0.20.3';
 export const APP_NAME    = 'BillTracker';
 
 export const RELEASE_NOTES = {
-  version: '0.20.2',
+  version: '0.20.3',
   date: '2026-05-09',
   highlights: [
-    { icon: '📦', title: 'Transaction Wrapping', desc: 'All database migrations now run within transactions for data integrity.' },
+    { icon: '⚡', title: 'Database Indexes', desc: 'Performance indexes on frequently queried columns.' },
   ],
 };
\ No newline at end of file
diff --git a/db/database.js b/db/database.js
index b82f761..e9cce7f 100644
--- a/db/database.js
+++ b/db/database.js
@@ -980,6 +980,17 @@ function runMigrations() {
           console.log('[migration] sessions.created_at column added');
         }
       }
+    },
+    {
+      version: 'v0.44',
+      description: 'performance: add missing indexes for frequently queried columns',
+      run: function() {
+        db.exec('CREATE INDEX IF NOT EXISTS idx_bills_user_name ON bills(user_id, name)');
+        db.exec('CREATE INDEX IF NOT EXISTS idx_payments_method ON payments(method)');
+        db.exec('CREATE INDEX IF NOT EXISTS idx_monthly_starting_amounts_user ON monthly_starting_amounts(user_id)');
+        db.exec('CREATE INDEX IF NOT EXISTS idx_import_history_imported_at ON import_history(imported_at)');
+        console.log('[migration] Added indexes for frequently queried columns');
+      }
     }
   ];
   
diff --git a/package.json b/package.json
index e58e857..66d0bfb 100644
--- a/package.json
+++ b/package.json
@@ -1,6 +1,6 @@
 {
   "name": "bill-tracker",
-  "version": "0.20.2",
+  "version": "0.20.3",
   "description": "Monthly bill tracking system",
   "main": "server.js",
   "scripts": {