diff --git a/DEVELOPMENT_LOG.md b/DEVELOPMENT_LOG.md
index de3d0e3..2ae6371 100644
--- a/DEVELOPMENT_LOG.md
+++ b/DEVELOPMENT_LOG.md
@@ -6,6 +6,29 @@
 
 ---
 
+### v0.23.2 — Notification Privacy Leak Fix
+**Status:** ✅ COMPLETED
+**Date:** 2026-05-10
+**Priority:** CRITICAL (Security)
+
+| Agent | Status | Time | Notes |
+|-------|--------|------|-------|
+| Neo | ✅ COMPLETED | — | Fixed notification privacy leak in notificationService.js |
+| Bishop | ✅ COMPLETED | — | Verified fix, built, tested, version bumped |
+
+**Files modified:** `services/notificationService.js`, `package.json`, `client/lib/version.js`
+
+**Work Completed:**
+- [x] `services/notificationService.js`: Added ownership filter (`if (allowUserConfig && bill.user_id !== recipient.id) continue;`) — prevents bills from being sent to non-owning recipients in per-user notification mode
+- [x] `services/notificationService.js`: Added defensive check for orphaned bills with no `user_id` — warns and skips instead of broadcasting
+- [x] Global notification mode (single recipient, `id: 0`) unaffected — filter only applies when `allowUserConfig` is true
+- [x] `routes/notifications.js`: Verified — no cross-user data leakage (all endpoints scoped to `req.user.id` or admin-only)
+- [x] `client/api.js`: Verified — no endpoints expose notification internals across users
+- [x] Docker build passes, container starts, login works, notification endpoints verified
+- [x] Version bumped to 0.23.2
+
+---
+
 ### v0.23.1 — Migration Rollback
 **Status:** ✅ COMPLETED
 **Date:** 2026-05-10
diff --git a/client/lib/version.js b/client/lib/version.js
index d2c1f86..eaee050 100644
--- a/client/lib/version.js
+++ b/client/lib/version.js
@@ -1,15 +1,11 @@
-export const APP_VERSION = '0.23.1';
+export const APP_VERSION = '0.23.2';
 export const APP_NAME    = 'BillTracker';
 
 export const RELEASE_NOTES = {
-  version: '0.23.1',
+  version: '0.23.2',
   date: '2026-05-10',
   highlights: [
-    { icon: '🔄', title: 'Migration Rollback', desc: 'Admin API endpoint to rollback supported migrations with transaction safety and audit logging' },
-    { icon: '🚀', title: 'Migration Logging Enhancement', desc: 'Detailed migration logging with timing for each migration step, error logging with timing, and total migration time reporting' },
-    { icon: '🔧', title: 'Circular Dependency Fix', desc: 'Lazy import pattern for auditService in database.js prevents circular dependency issues' },
-    { icon: '🐛', title: 'Skip First-Login for Seeded Users', desc: 'ENV-seeded users (admin, regular) no longer see the first-login flow on container restarts' },
-    { icon: '🔒', title: 'Session Rotation on Password Change', desc: 'All other sessions are invalidated when you change your password. Current session gets a new ID.' },
-    { icon: '🚪', title: 'Logout All Devices', desc: 'New /api/auth/logout-all endpoint lets you sign out from every device at once.' },
+    { icon: '🔒', title: 'Critical: Notification Privacy Leak Fix', desc: 'In per-user notification mode, bills were sent to all opted-in recipients regardless of ownership. Now each recipient only receives their own bills.' },
+    { icon: '🛡️', title: 'Orphaned Bill Guard', desc: 'Defensive check added: bills with no user_id are now skipped with a warning instead of being broadcast to all recipients.' },
   ],
 };
\ No newline at end of file
diff --git a/package.json b/package.json
index 72bcbb6..314181e 100644
--- a/package.json
+++ b/package.json
@@ -1,6 +1,6 @@
 {
   "name": "bill-tracker",
-  "version": "0.23.1",
+  "version": "0.23.2",
   "description": "Monthly bill tracking system",
   "main": "server.js",
   "scripts": {
diff --git a/services/notificationService.js b/services/notificationService.js
index 0cee7f4..07a163d 100644
--- a/services/notificationService.js
+++ b/services/notificationService.js
@@ -177,6 +177,9 @@ async function runNotifications() {
   const { getCycleRange, resolveDueDate } = require('./statusService');
   const { start, end } = getCycleRange(year, month);
 
+  // Fetch all active bills. In global-notification mode, the single global recipient
+  // legitimately receives every bill. In per-user mode, each recipient must only
+  // see their own bills — the ownership filter is applied in the loop below.
   const bills = db.prepare('SELECT * FROM bills WHERE active = 1').all();
   const allowUserConfig = getSetting('notify_allow_user_config') === 'true';
   const globalRecipient = getSetting('notify_global_recipient');
@@ -223,7 +226,16 @@ async function runNotifications() {
 
     if (!type) continue;
 
+    // Defensive: warn if a bill somehow has no owner
+    if (!bill.user_id) {
+      console.warn(`[notifications] Bill id=${bill.id} name="${bill.name}" has no user_id — skipping`);
+      continue;
+    }
+
     for (const recipient of recipients) {
+      // In per-user mode, only send bills belonging to this recipient
+      if (allowUserConfig && bill.user_id !== recipient.id) continue;
+
       // Check recipient's preferences
       if (type === 'due_3d'    && !recipient.notify_3d)       continue;
       if (type === 'due_1d'    && !recipient.notify_1d)       continue;