Closer/seed/questions/money.json

{
  "category": {
    "id": "money",
    "display_name": "Money",
    "description": "Warm, practical, shame-free questions about spending, bills, saving, debt, fairness, independence, uncertainty, family expectations, and building a financial life together.",
    "access": "mixed",
    "icon_name": "paid",
    "schema_version": "question_v2",
    "metadata": {
      "total_questions": 150,
      "free_questions": 45,
      "premium_questions": 105,
      "type_counts": {
        "multi_choice": 90,
        "single_choice": 30,
        "scale": 15,
        "this_or_that": 10,
        "written": 5
      },
      "depth_counts": {
        "1": 32,
        "2": 55,
        "3": 63
      },
      "legacy_question_count": 250,
      "catalog_change": -100,
      "content_version": "money_150_final_v5",
      "mass_rewrite_reason": "The legacy pack contained 250 questions, including 150 written responses, legacy depths up to 5, and repeated goal-template blocks. More than 60 percent of the pack failed the current writing and interaction standards.",
      "pack_boundary": "Money owns everyday spending, bills, savings, debt, credit, fairness, income differences, financial stress, emergency planning, big goals, generosity, and family money expectations. General honesty belongs in trust; household chore division belongs in home_life.",
      "safety_boundary": "Questions must not normalize financial control, forced account access, total loss of personal money, coercive approval rules, hidden debt, or using income to dominate shared decisions.",
      "review_workflow": "Six 25-question production batches with full-pack type, access, voice, schema, repetition, option-fit, and financial-control safety validation.",
      "final_validation": "pass",
      "batch_review": [
        {
          "batch": 1,
          "first_id": "money_001",
          "last_id": "money_025",
          "count": 25,
          "status": "PASS"
        },
        {
          "batch": 2,
          "first_id": "money_026",
          "last_id": "money_050",
          "count": 25,
          "status": "PASS"
        },
        {
          "batch": 3,
          "first_id": "money_051",
          "last_id": "money_075",
          "count": 25,
          "status": "PASS"
        },
        {
          "batch": 4,
          "first_id": "money_076",
          "last_id": "money_100",
          "count": 25,
          "status": "PASS"
        },
        {
          "batch": 5,
          "first_id": "money_101",
          "last_id": "money_125",
          "count": 25,
          "status": "PASS"
        },
        {
          "batch": 6,
          "first_id": "money_126",
          "last_id": "money_150",
          "count": 25,
          "status": "PASS"
        }
      ],
      "fifty_question_checkpoints": [
        {
          "checkpoint": 1,
          "first_id": "money_001",
          "last_id": "money_050",
          "count": 50,
          "status": "PASS"
        },
        {
          "checkpoint": 2,
          "first_id": "money_051",
          "last_id": "money_100",
          "count": 50,
          "status": "PASS"
        },
        {
          "checkpoint": 3,
          "first_id": "money_101",
          "last_id": "money_150",
          "count": 50,
          "status": "PASS"
        }
      ],
      "final_review": "Final editorial and production pass completed. Corrected five prompt-to-option mismatches left by earlier type conversions and softened two phrases involving personal spending and emergencies. Revalidated all schema fields, counts, mirrored options, option fit, uniqueness, prompt length, repetition, financial-control framing, six 25-question batches, and three 50-question checkpoints.",
      "final_editorial_patches": 7
    }
  },
  "questions": [
    {
      "id": "money_001",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which purchase feels easiest to justify without a second thought?",
      "depth": 1,
      "access": "free",
      "tags": [
        "everyday",
        "preferences",
        "money"
      ],
      "options": [
        {
          "id": "good_food",
          "text": "Good food"
        },
        {
          "id": "something_that_saves_time",
          "text": "Something that saves time"
        },
        {
          "id": "a_small_comfort",
          "text": "A small comfort"
        },
        {
          "id": "a_useful_upgrade",
          "text": "A useful upgrade"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "good_food",
            "text": "Good food"
          },
          {
            "id": "something_that_saves_time",
            "text": "Something that saves time"
          },
          {
            "id": "a_small_comfort",
            "text": "A small comfort"
          },
          {
            "id": "a_useful_upgrade",
            "text": "A useful upgrade"
          }
        ]
      }
    },
    {
      "id": "money_002",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What makes a small purchase feel worth it to you?",
      "depth": 1,
      "access": "free",
      "tags": [
        "everyday",
        "value",
        "money"
      ],
      "options": [
        {
          "id": "it_gets_used_often",
          "text": "It gets used often"
        },
        {
          "id": "it_makes_life_easier",
          "text": "It makes life easier"
        },
        {
          "id": "it_lasts_a_long_time",
          "text": "It lasts a long time"
        },
        {
          "id": "it_creates_a_good_memory",
          "text": "It creates a good memory"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "it_gets_used_often",
            "text": "It gets used often"
          },
          {
            "id": "it_makes_life_easier",
            "text": "It makes life easier"
          },
          {
            "id": "it_lasts_a_long_time",
            "text": "It lasts a long time"
          },
          {
            "id": "it_creates_a_good_memory",
            "text": "It creates a good memory"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_003",
      "category_id": "money",
      "type": "this_or_that",
      "text": "Spend less now or buy the better version once?",
      "depth": 1,
      "access": "free",
      "tags": [
        "quick_choice",
        "value",
        "money"
      ],
      "options": [
        {
          "id": "spend_less_now",
          "text": "Spend less now"
        },
        {
          "id": "buy_the_better_version_once",
          "text": "Buy the better version once"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "spend_less_now",
            "text": "Spend less now"
          },
          {
            "id": "buy_the_better_version_once",
            "text": "Buy the better version once"
          }
        ]
      }
    },
    {
      "id": "money_004",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which expenses quietly eat more money than expected?",
      "depth": 1,
      "access": "free",
      "tags": [
        "awareness",
        "everyday",
        "money"
      ],
      "options": [
        {
          "id": "delivery_fees",
          "text": "Delivery fees"
        },
        {
          "id": "small_convenience_stops",
          "text": "Small convenience stops"
        },
        {
          "id": "subscriptions",
          "text": "Subscriptions"
        },
        {
          "id": "last_minute_shopping",
          "text": "Last-minute shopping"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "delivery_fees",
            "text": "Delivery fees"
          },
          {
            "id": "small_convenience_stops",
            "text": "Small convenience stops"
          },
          {
            "id": "subscriptions",
            "text": "Subscriptions"
          },
          {
            "id": "last_minute_shopping",
            "text": "Last-minute shopping"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_005",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What should count as a completely guilt-free purchase?",
      "depth": 1,
      "access": "free",
      "tags": [
        "fun_money",
        "preferences",
        "money"
      ],
      "options": [
        {
          "id": "a_favorite_meal",
          "text": "A favorite meal"
        },
        {
          "id": "a_hobby_item",
          "text": "A hobby item"
        },
        {
          "id": "something_that_saves_an_awful_chore",
          "text": "Something that saves an awful chore"
        },
        {
          "id": "a_small_treat_after_a_hard_week",
          "text": "A small treat after a hard week"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_favorite_meal",
            "text": "A favorite meal"
          },
          {
            "id": "a_hobby_item",
            "text": "A hobby item"
          },
          {
            "id": "something_that_saves_an_awful_chore",
            "text": "Something that saves an awful chore"
          },
          {
            "id": "a_small_treat_after_a_hard_week",
            "text": "A small treat after a hard week"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_006",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which receipt has the strongest courtroom evidence against us?",
      "depth": 1,
      "access": "free",
      "tags": [
        "humor",
        "everyday",
        "money"
      ],
      "options": [
        {
          "id": "the_grocery_receipt",
          "text": "The grocery receipt"
        },
        {
          "id": "the_hardware_store_receipt",
          "text": "The hardware-store receipt"
        },
        {
          "id": "the_online_order_history",
          "text": "The online order history"
        },
        {
          "id": "the_mysterious_gas_station_total",
          "text": "The mysterious gas-station total"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "the_grocery_receipt",
            "text": "The grocery receipt"
          },
          {
            "id": "the_hardware_store_receipt",
            "text": "The hardware-store receipt"
          },
          {
            "id": "the_online_order_history",
            "text": "The online order history"
          },
          {
            "id": "the_mysterious_gas_station_total",
            "text": "The mysterious gas-station total"
          }
        ]
      }
    },
    {
      "id": "money_007",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What helps you decide whether to buy something now?",
      "depth": 2,
      "access": "free",
      "tags": [
        "decisions",
        "spending",
        "money"
      ],
      "options": [
        {
          "id": "checking_the_budget",
          "text": "Checking the budget"
        },
        {
          "id": "waiting_a_day",
          "text": "Waiting a day"
        },
        {
          "id": "comparing_the_real_value",
          "text": "Comparing the real value"
        },
        {
          "id": "talking_if_it_affects_shared_plans",
          "text": "Talking if it affects shared plans"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "checking_the_budget",
            "text": "Checking the budget"
          },
          {
            "id": "waiting_a_day",
            "text": "Waiting a day"
          },
          {
            "id": "comparing_the_real_value",
            "text": "Comparing the real value"
          },
          {
            "id": "talking_if_it_affects_shared_plans",
            "text": "Talking if it affects shared plans"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_008",
      "category_id": "money",
      "type": "scale",
      "text": "How comfortable are you with our everyday spending lately?",
      "depth": 2,
      "access": "free",
      "tags": [
        "comfort",
        "current_state",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Not comfortable",
        "max_label": "Very comfortable"
      }
    },
    {
      "id": "money_009",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which purchases deserve a quick conversation first?",
      "depth": 2,
      "access": "free",
      "tags": [
        "agreements",
        "spending",
        "money"
      ],
      "options": [
        {
          "id": "anything_above_our_agreed_amount",
          "text": "Anything above our agreed amount"
        },
        {
          "id": "something_with_ongoing_costs",
          "text": "Something with ongoing costs"
        },
        {
          "id": "a_purchase_that_changes_shared_space",
          "text": "A purchase that changes shared space"
        },
        {
          "id": "something_bought_with_shared_savings",
          "text": "Something bought with shared savings"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "anything_above_our_agreed_amount",
            "text": "Anything above our agreed amount"
          },
          {
            "id": "something_with_ongoing_costs",
            "text": "Something with ongoing costs"
          },
          {
            "id": "a_purchase_that_changes_shared_space",
            "text": "A purchase that changes shared space"
          },
          {
            "id": "something_bought_with_shared_savings",
            "text": "Something bought with shared savings"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_010",
      "category_id": "money",
      "type": "single_choice",
      "text": "What is most likely to make you abandon a shopping list?",
      "depth": 1,
      "access": "free",
      "tags": [
        "humor",
        "habits",
        "money"
      ],
      "options": [
        {
          "id": "a_sale_sign_with_excellent_confidence",
          "text": "A sale sign with excellent confidence"
        },
        {
          "id": "shopping_while_hungry",
          "text": "Shopping while hungry"
        },
        {
          "id": "a_recommendation_from_someone_persuasive",
          "text": "A recommendation from someone persuasive"
        },
        {
          "id": "a_limited_time_offer_that_knows_too_much",
          "text": "A limited-time offer that knows too much"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_sale_sign_with_excellent_confidence",
            "text": "A sale sign with excellent confidence"
          },
          {
            "id": "shopping_while_hungry",
            "text": "Shopping while hungry"
          },
          {
            "id": "a_recommendation_from_someone_persuasive",
            "text": "A recommendation from someone persuasive"
          },
          {
            "id": "a_limited_time_offer_that_knows_too_much",
            "text": "A limited-time offer that knows too much"
          }
        ]
      }
    },
    {
      "id": "money_011",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What makes spending feel thoughtful instead of restrictive?",
      "depth": 2,
      "access": "free",
      "tags": [
        "mindful_spending",
        "balance",
        "money"
      ],
      "options": [
        {
          "id": "room_for_enjoyment",
          "text": "Room for enjoyment"
        },
        {
          "id": "clear_priorities",
          "text": "Clear priorities"
        },
        {
          "id": "a_realistic_amount",
          "text": "A realistic amount"
        },
        {
          "id": "no_shame_over_small_choices",
          "text": "No shame over small choices"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "room_for_enjoyment",
            "text": "Room for enjoyment"
          },
          {
            "id": "clear_priorities",
            "text": "Clear priorities"
          },
          {
            "id": "a_realistic_amount",
            "text": "A realistic amount"
          },
          {
            "id": "no_shame_over_small_choices",
            "text": "No shame over small choices"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_012",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which spending habits would make daily life calmer?",
      "depth": 2,
      "access": "free",
      "tags": [
        "habits",
        "calm",
        "money"
      ],
      "options": [
        {
          "id": "checking_the_balance_before_a_larger_purchase",
          "text": "Checking the balance before a larger purchase"
        },
        {
          "id": "planning_meals_before_shopping",
          "text": "Planning meals before shopping"
        },
        {
          "id": "canceling_unused_subscriptions",
          "text": "Canceling unused subscriptions"
        },
        {
          "id": "keeping_a_small_buffer",
          "text": "Keeping a small buffer"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "checking_the_balance_before_a_larger_purchase",
            "text": "Checking the balance before a larger purchase"
          },
          {
            "id": "planning_meals_before_shopping",
            "text": "Planning meals before shopping"
          },
          {
            "id": "canceling_unused_subscriptions",
            "text": "Canceling unused subscriptions"
          },
          {
            "id": "keeping_a_small_buffer",
            "text": "Keeping a small buffer"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_013",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which everyday categories deserve more room in our budget?",
      "depth": 2,
      "access": "free",
      "tags": [
        "priorities",
        "budget",
        "money"
      ],
      "options": [
        {
          "id": "food",
          "text": "Food"
        },
        {
          "id": "convenience",
          "text": "Convenience"
        },
        {
          "id": "hobbies",
          "text": "Hobbies"
        },
        {
          "id": "time_together",
          "text": "Time together"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "food",
            "text": "Food"
          },
          {
            "id": "convenience",
            "text": "Convenience"
          },
          {
            "id": "hobbies",
            "text": "Hobbies"
          },
          {
            "id": "time_together",
            "text": "Time together"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_014",
      "category_id": "money",
      "type": "written",
      "text": "What is one purchase you still think was completely worth it?",
      "depth": 1,
      "access": "free",
      "tags": [
        "memory",
        "value",
        "money"
      ],
      "answer_config": {
        "max_length": 500
      }
    },
    {
      "id": "money_015",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which signs tell you spending has started feeling out of control?",
      "depth": 3,
      "access": "free",
      "tags": [
        "warning_signs",
        "stress",
        "money"
      ],
      "options": [
        {
          "id": "avoiding_the_account_balance",
          "text": "Avoiding the account balance"
        },
        {
          "id": "hiding_purchases",
          "text": "Hiding purchases"
        },
        {
          "id": "using_credit_for_ordinary_needs",
          "text": "Using credit for ordinary needs"
        },
        {
          "id": "arguing_over_every_small_expense",
          "text": "Arguing over every small expense"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "avoiding_the_account_balance",
            "text": "Avoiding the account balance"
          },
          {
            "id": "hiding_purchases",
            "text": "Hiding purchases"
          },
          {
            "id": "using_credit_for_ordinary_needs",
            "text": "Using credit for ordinary needs"
          },
          {
            "id": "arguing_over_every_small_expense",
            "text": "Arguing over every small expense"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_016",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which bill-paying setup sounds least annoying?",
      "depth": 1,
      "access": "free",
      "tags": [
        "bills",
        "routines",
        "money"
      ],
      "options": [
        {
          "id": "mostly_automatic",
          "text": "Mostly automatic"
        },
        {
          "id": "one_weekly_money_session",
          "text": "One weekly money session"
        },
        {
          "id": "split_responsibilities",
          "text": "Split responsibilities"
        },
        {
          "id": "one_person_pays_and_both_review",
          "text": "One person pays and both review"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "mostly_automatic",
            "text": "Mostly automatic"
          },
          {
            "id": "one_weekly_money_session",
            "text": "One weekly money session"
          },
          {
            "id": "split_responsibilities",
            "text": "Split responsibilities"
          },
          {
            "id": "one_person_pays_and_both_review",
            "text": "One person pays and both review"
          }
        ]
      }
    },
    {
      "id": "money_017",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What makes monthly bills easier to manage together?",
      "depth": 2,
      "access": "free",
      "tags": [
        "bills",
        "teamwork",
        "money"
      ],
      "options": [
        {
          "id": "a_shared_due_date_list",
          "text": "A shared due-date list"
        },
        {
          "id": "automatic_payments_with_review",
          "text": "Automatic payments with review"
        },
        {
          "id": "clear_responsibility",
          "text": "Clear responsibility"
        },
        {
          "id": "a_buffer_before_due_dates",
          "text": "A buffer before due dates"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_shared_due_date_list",
            "text": "A shared due-date list"
          },
          {
            "id": "automatic_payments_with_review",
            "text": "Automatic payments with review"
          },
          {
            "id": "clear_responsibility",
            "text": "Clear responsibility"
          },
          {
            "id": "a_buffer_before_due_dates",
            "text": "A buffer before due dates"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_018",
      "category_id": "money",
      "type": "this_or_that",
      "text": "Pay bills as they arrive or on one set day?",
      "depth": 1,
      "access": "free",
      "tags": [
        "bills",
        "quick_choice",
        "money"
      ],
      "options": [
        {
          "id": "pay_them_as_they_arrive",
          "text": "Pay them as they arrive"
        },
        {
          "id": "use_one_set_bill_day",
          "text": "Use one set bill day"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "pay_them_as_they_arrive",
            "text": "Pay them as they arrive"
          },
          {
            "id": "use_one_set_bill_day",
            "text": "Use one set bill day"
          }
        ]
      }
    },
    {
      "id": "money_019",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which money tasks should never depend on one person's memory?",
      "depth": 2,
      "access": "free",
      "tags": [
        "systems",
        "bills",
        "money"
      ],
      "options": [
        {
          "id": "rent_or_mortgage",
          "text": "Rent or mortgage"
        },
        {
          "id": "insurance_renewals",
          "text": "Insurance renewals"
        },
        {
          "id": "tax_deadlines",
          "text": "Tax deadlines"
        },
        {
          "id": "minimum_debt_payments",
          "text": "Minimum debt payments"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "rent_or_mortgage",
            "text": "Rent or mortgage"
          },
          {
            "id": "insurance_renewals",
            "text": "Insurance renewals"
          },
          {
            "id": "tax_deadlines",
            "text": "Tax deadlines"
          },
          {
            "id": "minimum_debt_payments",
            "text": "Minimum debt payments"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_020",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What would make a weekly money check take fifteen minutes instead of becoming a summit?",
      "depth": 1,
      "access": "free",
      "tags": [
        "humor",
        "check_in",
        "money"
      ],
      "options": [
        {
          "id": "use_the_same_short_list",
          "text": "Use the same short list"
        },
        {
          "id": "save_big_topics_for_another_time",
          "text": "Save big topics for another time"
        },
        {
          "id": "look_only_at_current_numbers",
          "text": "Look only at current numbers"
        },
        {
          "id": "end_when_the_timer_does",
          "text": "End when the timer does"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "use_the_same_short_list",
            "text": "Use the same short list"
          },
          {
            "id": "save_big_topics_for_another_time",
            "text": "Save big topics for another time"
          },
          {
            "id": "look_only_at_current_numbers",
            "text": "Look only at current numbers"
          },
          {
            "id": "end_when_the_timer_does",
            "text": "End when the timer does"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_021",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which money task deserves permanent exile through automation?",
      "depth": 1,
      "access": "free",
      "tags": [
        "humor",
        "automation",
        "money"
      ],
      "options": [
        {
          "id": "recurring_bills",
          "text": "Recurring bills"
        },
        {
          "id": "savings_transfers",
          "text": "Savings transfers"
        },
        {
          "id": "subscription_tracking",
          "text": "Subscription tracking"
        },
        {
          "id": "minimum_payments",
          "text": "Minimum payments"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "recurring_bills",
            "text": "Recurring bills"
          },
          {
            "id": "savings_transfers",
            "text": "Savings transfers"
          },
          {
            "id": "subscription_tracking",
            "text": "Subscription tracking"
          },
          {
            "id": "minimum_payments",
            "text": "Minimum payments"
          }
        ]
      }
    },
    {
      "id": "money_022",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What should a useful monthly review include?",
      "depth": 2,
      "access": "free",
      "tags": [
        "review",
        "planning",
        "money"
      ],
      "options": [
        {
          "id": "what_came_in",
          "text": "What came in"
        },
        {
          "id": "what_went_out",
          "text": "What went out"
        },
        {
          "id": "what_changed",
          "text": "What changed"
        },
        {
          "id": "what_needs_attention_next",
          "text": "What needs attention next"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "what_came_in",
            "text": "What came in"
          },
          {
            "id": "what_went_out",
            "text": "What went out"
          },
          {
            "id": "what_changed",
            "text": "What changed"
          },
          {
            "id": "what_needs_attention_next",
            "text": "What needs attention next"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_023",
      "category_id": "money",
      "type": "scale",
      "text": "How organized do our bills feel right now?",
      "depth": 2,
      "access": "free",
      "tags": [
        "bills",
        "current_state",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Very scattered",
        "max_label": "Very organized"
      }
    },
    {
      "id": "money_024",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which bill surprises are easiest to prevent?",
      "depth": 2,
      "access": "free",
      "tags": [
        "bills",
        "planning",
        "money"
      ],
      "options": [
        {
          "id": "annual_renewals",
          "text": "Annual renewals"
        },
        {
          "id": "seasonal_utilities",
          "text": "Seasonal utilities"
        },
        {
          "id": "property_or_vehicle_costs",
          "text": "Property or vehicle costs"
        },
        {
          "id": "subscriptions_after_free_trials",
          "text": "Subscriptions after free trials"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "annual_renewals",
            "text": "Annual renewals"
          },
          {
            "id": "seasonal_utilities",
            "text": "Seasonal utilities"
          },
          {
            "id": "property_or_vehicle_costs",
            "text": "Property or vehicle costs"
          },
          {
            "id": "subscriptions_after_free_trials",
            "text": "Subscriptions after free trials"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_025",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which first steps make sense when a bill is higher than expected?",
      "depth": 2,
      "access": "free",
      "tags": [
        "bills",
        "problem_solving",
        "money"
      ],
      "options": [
        {
          "id": "check_whether_it_is_correct",
          "text": "Check whether it is correct"
        },
        {
          "id": "adjust_this_month_s_plan",
          "text": "Adjust this month's plan"
        },
        {
          "id": "call_the_company",
          "text": "Call the company"
        },
        {
          "id": "decide_what_can_wait",
          "text": "Decide what can wait"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "check_whether_it_is_correct",
            "text": "Check whether it is correct"
          },
          {
            "id": "adjust_this_month_s_plan",
            "text": "Adjust this month's plan"
          },
          {
            "id": "call_the_company",
            "text": "Call the company"
          },
          {
            "id": "decide_what_can_wait",
            "text": "Decide what can wait"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_026",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What helps shared accounts stay understandable to both people?",
      "depth": 2,
      "access": "free",
      "tags": [
        "accounts",
        "clarity",
        "money"
      ],
      "options": [
        {
          "id": "clear_labels",
          "text": "Clear labels"
        },
        {
          "id": "regular_access_for_both",
          "text": "Regular access for both"
        },
        {
          "id": "simple_categories",
          "text": "Simple categories"
        },
        {
          "id": "no_unexplained_transfers",
          "text": "No unexplained transfers"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "clear_labels",
            "text": "Clear labels"
          },
          {
            "id": "regular_access_for_both",
            "text": "Regular access for both"
          },
          {
            "id": "simple_categories",
            "text": "Simple categories"
          },
          {
            "id": "no_unexplained_transfers",
            "text": "No unexplained transfers"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_027",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which records are worth keeping easy to find?",
      "depth": 1,
      "access": "free",
      "tags": [
        "records",
        "organization",
        "money"
      ],
      "options": [
        {
          "id": "tax_documents",
          "text": "Tax documents"
        },
        {
          "id": "insurance_information",
          "text": "Insurance information"
        },
        {
          "id": "loan_details",
          "text": "Loan details"
        },
        {
          "id": "major_purchase_receipts",
          "text": "Major purchase receipts"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "tax_documents",
            "text": "Tax documents"
          },
          {
            "id": "insurance_information",
            "text": "Insurance information"
          },
          {
            "id": "loan_details",
            "text": "Loan details"
          },
          {
            "id": "major_purchase_receipts",
            "text": "Major purchase receipts"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_028",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which candidates deserve the ceremonial title of bill-calendar keeper?",
      "depth": 1,
      "access": "free",
      "tags": [
        "humor",
        "roles",
        "money"
      ],
      "options": [
        {
          "id": "whoever_notices_dates",
          "text": "Whoever notices dates"
        },
        {
          "id": "whoever_enjoys_spreadsheets",
          "text": "Whoever enjoys spreadsheets"
        },
        {
          "id": "whoever_hates_late_fees_most",
          "text": "Whoever hates late fees most"
        },
        {
          "id": "the_calendar_itself",
          "text": "The calendar itself"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "whoever_notices_dates",
            "text": "Whoever notices dates"
          },
          {
            "id": "whoever_enjoys_spreadsheets",
            "text": "Whoever enjoys spreadsheets"
          },
          {
            "id": "whoever_hates_late_fees_most",
            "text": "Whoever hates late fees most"
          },
          {
            "id": "the_calendar_itself",
            "text": "The calendar itself"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_029",
      "category_id": "money",
      "type": "written",
      "text": "What money task would you gladly never think about again?",
      "depth": 1,
      "access": "free",
      "tags": [
        "tasks",
        "preferences",
        "money"
      ],
      "answer_config": {
        "max_length": 500
      }
    },
    {
      "id": "money_030",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What would keep money routines from feeling controlling?",
      "depth": 3,
      "access": "free",
      "tags": [
        "routines",
        "respect",
        "money"
      ],
      "options": [
        {
          "id": "both_people_can_see_the_system",
          "text": "Both people can see the system"
        },
        {
          "id": "each_person_keeps_some_independence",
          "text": "Each person keeps some independence"
        },
        {
          "id": "rules_can_be_changed_together",
          "text": "Rules can be changed together"
        },
        {
          "id": "questions_are_answered_without_ridicule",
          "text": "Questions are answered without ridicule"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "both_people_can_see_the_system",
            "text": "Both people can see the system"
          },
          {
            "id": "each_person_keeps_some_independence",
            "text": "Each person keeps some independence"
          },
          {
            "id": "rules_can_be_changed_together",
            "text": "Rules can be changed together"
          },
          {
            "id": "questions_are_answered_without_ridicule",
            "text": "Questions are answered without ridicule"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_031",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which small savings goal would feel satisfying fastest?",
      "depth": 1,
      "access": "free",
      "tags": [
        "saving",
        "small_goals",
        "money"
      ],
      "options": [
        {
          "id": "a_one_month_cushion",
          "text": "A one-month cushion"
        },
        {
          "id": "a_weekend_away",
          "text": "A weekend away"
        },
        {
          "id": "a_home_upgrade",
          "text": "A home upgrade"
        },
        {
          "id": "a_no_stress_holiday_fund",
          "text": "A no-stress holiday fund"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_one_month_cushion",
            "text": "A one-month cushion"
          },
          {
            "id": "a_weekend_away",
            "text": "A weekend away"
          },
          {
            "id": "a_home_upgrade",
            "text": "A home upgrade"
          },
          {
            "id": "a_no_stress_holiday_fund",
            "text": "A no-stress holiday fund"
          }
        ]
      }
    },
    {
      "id": "money_032",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What makes saving easier to continue?",
      "depth": 2,
      "access": "free",
      "tags": [
        "saving",
        "motivation",
        "money"
      ],
      "options": [
        {
          "id": "automatic_transfers",
          "text": "Automatic transfers"
        },
        {
          "id": "a_visible_goal",
          "text": "A visible goal"
        },
        {
          "id": "a_realistic_amount",
          "text": "A realistic amount"
        },
        {
          "id": "celebrating_milestones",
          "text": "Celebrating milestones"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "automatic_transfers",
            "text": "Automatic transfers"
          },
          {
            "id": "a_visible_goal",
            "text": "A visible goal"
          },
          {
            "id": "a_realistic_amount",
            "text": "A realistic amount"
          },
          {
            "id": "celebrating_milestones",
            "text": "Celebrating milestones"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_033",
      "category_id": "money",
      "type": "this_or_that",
      "text": "Save a fixed amount or save whatever is left?",
      "depth": 1,
      "access": "free",
      "tags": [
        "saving",
        "quick_choice",
        "money"
      ],
      "options": [
        {
          "id": "save_a_fixed_amount",
          "text": "Save a fixed amount"
        },
        {
          "id": "save_whatever_is_left",
          "text": "Save whatever is left"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "save_a_fixed_amount",
            "text": "Save a fixed amount"
          },
          {
            "id": "save_whatever_is_left",
            "text": "Save whatever is left"
          }
        ]
      }
    },
    {
      "id": "money_034",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which goals are easier when they have separate savings buckets?",
      "depth": 1,
      "access": "free",
      "tags": [
        "saving",
        "organization",
        "money"
      ],
      "options": [
        {
          "id": "emergencies",
          "text": "Emergencies"
        },
        {
          "id": "travel",
          "text": "Travel"
        },
        {
          "id": "home_repairs",
          "text": "Home repairs"
        },
        {
          "id": "celebrations",
          "text": "Celebrations"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "emergencies",
            "text": "Emergencies"
          },
          {
            "id": "travel",
            "text": "Travel"
          },
          {
            "id": "home_repairs",
            "text": "Home repairs"
          },
          {
            "id": "celebrations",
            "text": "Celebrations"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_035",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What could make a savings goal feel more like ours?",
      "depth": 2,
      "access": "free",
      "tags": [
        "saving",
        "teamwork",
        "money"
      ],
      "options": [
        {
          "id": "choose_it_together",
          "text": "Choose it together"
        },
        {
          "id": "name_what_it_will_change",
          "text": "Name what it will change"
        },
        {
          "id": "track_progress_simply",
          "text": "Track progress simply"
        },
        {
          "id": "let_both_people_contribute_differently",
          "text": "Let both people contribute differently"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "choose_it_together",
            "text": "Choose it together"
          },
          {
            "id": "name_what_it_will_change",
            "text": "Name what it will change"
          },
          {
            "id": "track_progress_simply",
            "text": "Track progress simply"
          },
          {
            "id": "let_both_people_contribute_differently",
            "text": "Let both people contribute differently"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_036",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which savings milestone deserves an unnecessarily official announcement?",
      "depth": 1,
      "access": "free",
      "tags": [
        "humor",
        "milestones",
        "money"
      ],
      "options": [
        {
          "id": "the_first_hundred_dollars",
          "text": "The first hundred dollars"
        },
        {
          "id": "the_halfway_point",
          "text": "The halfway point"
        },
        {
          "id": "the_first_month_without_touching_it",
          "text": "The first month without touching it"
        },
        {
          "id": "the_moment_the_goal_is_fully_funded",
          "text": "The moment the goal is fully funded"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "the_first_hundred_dollars",
            "text": "The first hundred dollars"
          },
          {
            "id": "the_halfway_point",
            "text": "The halfway point"
          },
          {
            "id": "the_first_month_without_touching_it",
            "text": "The first month without touching it"
          },
          {
            "id": "the_moment_the_goal_is_fully_funded",
            "text": "The moment the goal is fully funded"
          }
        ]
      }
    },
    {
      "id": "money_037",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What makes a savings target realistic?",
      "depth": 2,
      "access": "free",
      "tags": [
        "saving",
        "planning",
        "money"
      ],
      "options": [
        {
          "id": "it_fits_current_income",
          "text": "It fits current income"
        },
        {
          "id": "it_leaves_room_for_normal_life",
          "text": "It leaves room for normal life"
        },
        {
          "id": "the_deadline_can_move",
          "text": "The deadline can move"
        },
        {
          "id": "both_people_understand_the_tradeoffs",
          "text": "Both people understand the tradeoffs"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "it_fits_current_income",
            "text": "It fits current income"
          },
          {
            "id": "it_leaves_room_for_normal_life",
            "text": "It leaves room for normal life"
          },
          {
            "id": "the_deadline_can_move",
            "text": "The deadline can move"
          },
          {
            "id": "both_people_understand_the_tradeoffs",
            "text": "Both people understand the tradeoffs"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_038",
      "category_id": "money",
      "type": "scale",
      "text": "How hopeful do our current savings goals feel?",
      "depth": 2,
      "access": "free",
      "tags": [
        "saving",
        "hope",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Mostly discouraging",
        "max_label": "Very hopeful"
      }
    },
    {
      "id": "money_039",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which tiny changes could create savings without making life miserable?",
      "depth": 1,
      "access": "free",
      "tags": [
        "saving",
        "small_changes",
        "money"
      ],
      "options": [
        {
          "id": "reduce_one_recurring_charge",
          "text": "Reduce one recurring charge"
        },
        {
          "id": "plan_one_less_takeout_night",
          "text": "Plan one less takeout night"
        },
        {
          "id": "use_a_waiting_period_for_extras",
          "text": "Use a waiting period for extras"
        },
        {
          "id": "redirect_a_small_automatic_amount",
          "text": "Redirect a small automatic amount"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "reduce_one_recurring_charge",
            "text": "Reduce one recurring charge"
          },
          {
            "id": "plan_one_less_takeout_night",
            "text": "Plan one less takeout night"
          },
          {
            "id": "use_a_waiting_period_for_extras",
            "text": "Use a waiting period for extras"
          },
          {
            "id": "redirect_a_small_automatic_amount",
            "text": "Redirect a small automatic amount"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_040",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which reasons would make you protect a savings goal most fiercely?",
      "depth": 2,
      "access": "free",
      "tags": [
        "saving",
        "meaning",
        "money"
      ],
      "options": [
        {
          "id": "it_reduces_stress",
          "text": "It reduces stress"
        },
        {
          "id": "it_creates_freedom",
          "text": "It creates freedom"
        },
        {
          "id": "it_supports_someone_we_love",
          "text": "It supports someone we love"
        },
        {
          "id": "it_pays_for_a_shared_dream",
          "text": "It pays for a shared dream"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "it_reduces_stress",
            "text": "It reduces stress"
          },
          {
            "id": "it_creates_freedom",
            "text": "It creates freedom"
          },
          {
            "id": "it_supports_someone_we_love",
            "text": "It supports someone we love"
          },
          {
            "id": "it_pays_for_a_shared_dream",
            "text": "It pays for a shared dream"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_041",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What helps when saving progress stalls?",
      "depth": 2,
      "access": "free",
      "tags": [
        "saving",
        "setback",
        "money"
      ],
      "options": [
        {
          "id": "lower_the_amount_temporarily",
          "text": "Lower the amount temporarily"
        },
        {
          "id": "extend_the_deadline",
          "text": "Extend the deadline"
        },
        {
          "id": "review_what_changed",
          "text": "Review what changed"
        },
        {
          "id": "keep_a_smaller_habit_alive",
          "text": "Keep a smaller habit alive"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "lower_the_amount_temporarily",
            "text": "Lower the amount temporarily"
          },
          {
            "id": "extend_the_deadline",
            "text": "Extend the deadline"
          },
          {
            "id": "review_what_changed",
            "text": "Review what changed"
          },
          {
            "id": "keep_a_smaller_habit_alive",
            "text": "Keep a smaller habit alive"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_042",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which rewards could celebrate progress without undoing it?",
      "depth": 1,
      "access": "free",
      "tags": [
        "saving",
        "celebration",
        "money"
      ],
      "options": [
        {
          "id": "a_favorite_meal_at_home",
          "text": "A favorite meal at home"
        },
        {
          "id": "a_low_cost_day_out",
          "text": "A low-cost day out"
        },
        {
          "id": "one_planned_treat",
          "text": "One planned treat"
        },
        {
          "id": "a_photo_or_note_marking_the_milestone",
          "text": "A photo or note marking the milestone"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_favorite_meal_at_home",
            "text": "A favorite meal at home"
          },
          {
            "id": "a_low_cost_day_out",
            "text": "A low-cost day out"
          },
          {
            "id": "one_planned_treat",
            "text": "One planned treat"
          },
          {
            "id": "a_photo_or_note_marking_the_milestone",
            "text": "A photo or note marking the milestone"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_043",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which goals would make ordinary life feel easier?",
      "depth": 2,
      "access": "free",
      "tags": [
        "saving",
        "daily_life",
        "money"
      ],
      "options": [
        {
          "id": "a_repair_fund",
          "text": "A repair fund"
        },
        {
          "id": "a_medical_cushion",
          "text": "A medical cushion"
        },
        {
          "id": "a_reliable_vehicle_fund",
          "text": "A reliable vehicle fund"
        },
        {
          "id": "a_month_of_basic_expenses",
          "text": "A month of basic expenses"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_repair_fund",
            "text": "A repair fund"
          },
          {
            "id": "a_medical_cushion",
            "text": "A medical cushion"
          },
          {
            "id": "a_reliable_vehicle_fund",
            "text": "A reliable vehicle fund"
          },
          {
            "id": "a_month_of_basic_expenses",
            "text": "A month of basic expenses"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_044",
      "category_id": "money",
      "type": "written",
      "text": "What is one thing you would genuinely enjoy saving for together?",
      "depth": 2,
      "access": "free",
      "tags": [
        "saving",
        "shared_goal",
        "money"
      ],
      "answer_config": {
        "max_length": 500
      }
    },
    {
      "id": "money_045",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What can make saving feel unfair between partners?",
      "depth": 3,
      "access": "free",
      "tags": [
        "saving",
        "fairness",
        "money"
      ],
      "options": [
        {
          "id": "different_incomes_are_ignored",
          "text": "Different incomes are ignored"
        },
        {
          "id": "one_person_gives_up_all_extras",
          "text": "One person gives up all extras"
        },
        {
          "id": "the_goal_was_not_chosen_together",
          "text": "The goal was not chosen together"
        },
        {
          "id": "personal_spending_disappears_completely",
          "text": "Personal spending disappears completely"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "different_incomes_are_ignored",
            "text": "Different incomes are ignored"
          },
          {
            "id": "one_person_gives_up_all_extras",
            "text": "One person gives up all extras"
          },
          {
            "id": "the_goal_was_not_chosen_together",
            "text": "The goal was not chosen together"
          },
          {
            "id": "personal_spending_disappears_completely",
            "text": "Personal spending disappears completely"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_046",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which fun-money system sounds fairest to you?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "fun_money",
        "fairness",
        "money"
      ],
      "options": [
        {
          "id": "equal_personal_amounts",
          "text": "Equal personal amounts"
        },
        {
          "id": "amounts_based_on_income",
          "text": "Amounts based on income"
        },
        {
          "id": "a_shared_extras_fund",
          "text": "A shared extras fund"
        },
        {
          "id": "flexible_amounts_agreed_each_month",
          "text": "Flexible amounts agreed each month"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "equal_personal_amounts",
            "text": "Equal personal amounts"
          },
          {
            "id": "amounts_based_on_income",
            "text": "Amounts based on income"
          },
          {
            "id": "a_shared_extras_fund",
            "text": "A shared extras fund"
          },
          {
            "id": "flexible_amounts_agreed_each_month",
            "text": "Flexible amounts agreed each month"
          }
        ]
      }
    },
    {
      "id": "money_047",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What should personal spending money cover without a discussion?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "independence",
        "fun_money",
        "money"
      ],
      "options": [
        {
          "id": "hobbies",
          "text": "Hobbies"
        },
        {
          "id": "gifts",
          "text": "Gifts"
        },
        {
          "id": "small_treats",
          "text": "Small treats"
        },
        {
          "id": "personal_subscriptions",
          "text": "Personal subscriptions"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "hobbies",
            "text": "Hobbies"
          },
          {
            "id": "gifts",
            "text": "Gifts"
          },
          {
            "id": "small_treats",
            "text": "Small treats"
          },
          {
            "id": "personal_subscriptions",
            "text": "Personal subscriptions"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_048",
      "category_id": "money",
      "type": "this_or_that",
      "text": "Equal fun money or equal percentage of income?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "fairness",
        "quick_choice",
        "money"
      ],
      "options": [
        {
          "id": "equal_fun_money",
          "text": "Equal fun money"
        },
        {
          "id": "equal_percentage_of_income",
          "text": "Equal percentage of income"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "equal_fun_money",
            "text": "Equal fun money"
          },
          {
            "id": "equal_percentage_of_income",
            "text": "Equal percentage of income"
          }
        ]
      }
    },
    {
      "id": "money_049",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What makes separate spending money feel healthy?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "independence",
        "trust",
        "money"
      ],
      "options": [
        {
          "id": "the_amount_is_agreed",
          "text": "The amount is agreed"
        },
        {
          "id": "shared_obligations_are_covered",
          "text": "Shared obligations are covered"
        },
        {
          "id": "no_interrogation_over_ordinary_choices",
          "text": "No interrogation over ordinary choices"
        },
        {
          "id": "neither_person_loses_all_personal_freedom",
          "text": "Neither person loses all personal freedom"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "the_amount_is_agreed",
            "text": "The amount is agreed"
          },
          {
            "id": "shared_obligations_are_covered",
            "text": "Shared obligations are covered"
          },
          {
            "id": "no_interrogation_over_ordinary_choices",
            "text": "No interrogation over ordinary choices"
          },
          {
            "id": "neither_person_loses_all_personal_freedom",
            "text": "Neither person loses all personal freedom"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_050",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which purchases should stay private enough to preserve a surprise?",
      "depth": 1,
      "access": "premium",
      "tags": [
        "privacy",
        "gifts",
        "money"
      ],
      "options": [
        {
          "id": "birthday_gifts",
          "text": "Birthday gifts"
        },
        {
          "id": "holiday_gifts",
          "text": "Holiday gifts"
        },
        {
          "id": "a_planned_date_detail",
          "text": "A planned date detail"
        },
        {
          "id": "a_small_personal_keepsake",
          "text": "A small personal keepsake"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "birthday_gifts",
            "text": "Birthday gifts"
          },
          {
            "id": "holiday_gifts",
            "text": "Holiday gifts"
          },
          {
            "id": "a_planned_date_detail",
            "text": "A planned date detail"
          },
          {
            "id": "a_small_personal_keepsake",
            "text": "A small personal keepsake"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_051",
      "category_id": "money",
      "type": "single_choice",
      "text": "What deserves an official no-guilt allowance?",
      "depth": 1,
      "access": "premium",
      "tags": [
        "humor",
        "fun_money",
        "money"
      ],
      "options": [
        {
          "id": "books",
          "text": "Books"
        },
        {
          "id": "coffee",
          "text": "Coffee"
        },
        {
          "id": "craft_supplies",
          "text": "Craft supplies"
        },
        {
          "id": "the_hobby_currently_occupying_the_dining_table",
          "text": "The hobby currently occupying the dining table"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "books",
            "text": "Books"
          },
          {
            "id": "coffee",
            "text": "Coffee"
          },
          {
            "id": "craft_supplies",
            "text": "Craft supplies"
          },
          {
            "id": "the_hobby_currently_occupying_the_dining_table",
            "text": "The hobby currently occupying the dining table"
          }
        ]
      }
    },
    {
      "id": "money_052",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Why can matching personal amounts still feel unequal?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "fairness",
        "context",
        "money"
      ],
      "options": [
        {
          "id": "one_person_covers_more_personal_necessities",
          "text": "One person covers more personal necessities"
        },
        {
          "id": "one_income_is_far_lower",
          "text": "One income is far lower"
        },
        {
          "id": "caregiving_limits_earning",
          "text": "Caregiving limits earning"
        },
        {
          "id": "one_person_s_hobby_has_much_higher_costs",
          "text": "One person's hobby has much higher costs"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "one_person_covers_more_personal_necessities",
            "text": "One person covers more personal necessities"
          },
          {
            "id": "one_income_is_far_lower",
            "text": "One income is far lower"
          },
          {
            "id": "caregiving_limits_earning",
            "text": "Caregiving limits earning"
          },
          {
            "id": "one_person_s_hobby_has_much_higher_costs",
            "text": "One person's hobby has much higher costs"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_053",
      "category_id": "money",
      "type": "scale",
      "text": "How free do you feel to make reasonable personal purchases?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "independence",
        "current_state",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Not free enough",
        "max_label": "Completely free"
      }
    },
    {
      "id": "money_054",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which agreements protect both independence and shared goals?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "agreements",
        "balance",
        "money"
      ],
      "options": [
        {
          "id": "a_purchase_threshold",
          "text": "A purchase threshold"
        },
        {
          "id": "personal_accounts_or_categories",
          "text": "Personal accounts or categories"
        },
        {
          "id": "no_hiding_shared_debt",
          "text": "No hiding shared debt"
        },
        {
          "id": "regular_review_without_item_by_item_policing",
          "text": "Regular review without item-by-item policing"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_purchase_threshold",
            "text": "A purchase threshold"
          },
          {
            "id": "personal_accounts_or_categories",
            "text": "Personal accounts or categories"
          },
          {
            "id": "no_hiding_shared_debt",
            "text": "No hiding shared debt"
          },
          {
            "id": "regular_review_without_item_by_item_policing",
            "text": "Regular review without item-by-item policing"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_055",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which responses respect a harmless purchase you would not choose?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "respect",
        "differences",
        "money"
      ],
      "options": [
        {
          "id": "let_it_be_theirs",
          "text": "Let it be theirs"
        },
        {
          "id": "ask_only_if_shared_plans_are_affected",
          "text": "Ask only if shared plans are affected"
        },
        {
          "id": "admit_it_is_not_your_taste",
          "text": "Admit it is not your taste"
        },
        {
          "id": "keep_the_receipt_commentary_internal",
          "text": "Keep the receipt commentary internal"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "let_it_be_theirs",
            "text": "Let it be theirs"
          },
          {
            "id": "ask_only_if_shared_plans_are_affected",
            "text": "Ask only if shared plans are affected"
          },
          {
            "id": "admit_it_is_not_your_taste",
            "text": "Admit it is not your taste"
          },
          {
            "id": "keep_the_receipt_commentary_internal",
            "text": "Keep the receipt commentary internal"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_056",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What makes hobby spending easier to understand?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "hobbies",
        "communication",
        "money"
      ],
      "options": [
        {
          "id": "a_rough_annual_amount",
          "text": "A rough annual amount"
        },
        {
          "id": "knowing_what_the_hobby_provides",
          "text": "Knowing what the hobby provides"
        },
        {
          "id": "planning_larger_purchases",
          "text": "Planning larger purchases"
        },
        {
          "id": "selling_or_using_old_supplies",
          "text": "Selling or using old supplies"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_rough_annual_amount",
            "text": "A rough annual amount"
          },
          {
            "id": "knowing_what_the_hobby_provides",
            "text": "Knowing what the hobby provides"
          },
          {
            "id": "planning_larger_purchases",
            "text": "Planning larger purchases"
          },
          {
            "id": "selling_or_using_old_supplies",
            "text": "Selling or using old supplies"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_057",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which signs show personal spending has crossed into a shared problem?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "warning_signs",
        "fun_money",
        "money"
      ],
      "options": [
        {
          "id": "bills_are_missed",
          "text": "Bills are missed"
        },
        {
          "id": "debt_is_hidden",
          "text": "Debt is hidden"
        },
        {
          "id": "shared_savings_are_used_secretly",
          "text": "Shared savings are used secretly"
        },
        {
          "id": "the_agreed_amount_is_repeatedly_ignored",
          "text": "The agreed amount is repeatedly ignored"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "bills_are_missed",
            "text": "Bills are missed"
          },
          {
            "id": "debt_is_hidden",
            "text": "Debt is hidden"
          },
          {
            "id": "shared_savings_are_used_secretly",
            "text": "Shared savings are used secretly"
          },
          {
            "id": "the_agreed_amount_is_repeatedly_ignored",
            "text": "The agreed amount is repeatedly ignored"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_058",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which subscriptions have survived cancellation talks with suspicious resilience?",
      "depth": 1,
      "access": "premium",
      "tags": [
        "humor",
        "subscriptions",
        "money"
      ],
      "options": [
        {
          "id": "streaming",
          "text": "Streaming"
        },
        {
          "id": "food_delivery",
          "text": "Food delivery"
        },
        {
          "id": "cloud_storage",
          "text": "Cloud storage"
        },
        {
          "id": "a_service_nobody_remembers_joining",
          "text": "A service nobody remembers joining"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "streaming",
            "text": "Streaming"
          },
          {
            "id": "food_delivery",
            "text": "Food delivery"
          },
          {
            "id": "cloud_storage",
            "text": "Cloud storage"
          },
          {
            "id": "a_service_nobody_remembers_joining",
            "text": "A service nobody remembers joining"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_059",
      "category_id": "money",
      "type": "written",
      "text": "What personal expense helps you feel most like yourself?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "identity",
        "fun_money",
        "money"
      ],
      "answer_config": {
        "max_length": 500
      }
    },
    {
      "id": "money_060",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What should never be required to prove financial trust?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "safety",
        "non_control",
        "money"
      ],
      "options": [
        {
          "id": "permission_for_every_small_purchase",
          "text": "Permission for every small purchase"
        },
        {
          "id": "surrendering_all_account_access",
          "text": "Surrendering all account access"
        },
        {
          "id": "giving_up_personal_money_entirely",
          "text": "Giving up personal money entirely"
        },
        {
          "id": "explaining_every_receipt",
          "text": "Explaining every receipt"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "permission_for_every_small_purchase",
            "text": "Permission for every small purchase"
          },
          {
            "id": "surrendering_all_account_access",
            "text": "Surrendering all account access"
          },
          {
            "id": "giving_up_personal_money_entirely",
            "text": "Giving up personal money entirely"
          },
          {
            "id": "explaining_every_receipt",
            "text": "Explaining every receipt"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_061",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which debt payoff approach feels most motivating?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "debt",
        "strategy",
        "money"
      ],
      "options": [
        {
          "id": "smallest_balance_first",
          "text": "Smallest balance first"
        },
        {
          "id": "highest_interest_first",
          "text": "Highest interest first"
        },
        {
          "id": "most_stressful_debt_first",
          "text": "Most stressful debt first"
        },
        {
          "id": "a_blended_plan",
          "text": "A blended plan"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "smallest_balance_first",
            "text": "Smallest balance first"
          },
          {
            "id": "highest_interest_first",
            "text": "Highest interest first"
          },
          {
            "id": "most_stressful_debt_first",
            "text": "Most stressful debt first"
          },
          {
            "id": "a_blended_plan",
            "text": "A blended plan"
          }
        ]
      }
    },
    {
      "id": "money_062",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What helps debt conversations stay shame-free?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "debt",
        "communication",
        "money"
      ],
      "options": [
        {
          "id": "use_current_facts",
          "text": "Use current facts"
        },
        {
          "id": "avoid_character_judgments",
          "text": "Avoid character judgments"
        },
        {
          "id": "separate_old_mistakes_from_next_steps",
          "text": "Separate old mistakes from next steps"
        },
        {
          "id": "let_both_people_ask_questions",
          "text": "Let both people ask questions"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "use_current_facts",
            "text": "Use current facts"
          },
          {
            "id": "avoid_character_judgments",
            "text": "Avoid character judgments"
          },
          {
            "id": "separate_old_mistakes_from_next_steps",
            "text": "Separate old mistakes from next steps"
          },
          {
            "id": "let_both_people_ask_questions",
            "text": "Let both people ask questions"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_063",
      "category_id": "money",
      "type": "this_or_that",
      "text": "Pay debt faster or keep a larger cash cushion?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "debt",
        "quick_choice",
        "money"
      ],
      "options": [
        {
          "id": "pay_debt_faster",
          "text": "Pay debt faster"
        },
        {
          "id": "keep_a_larger_cash_cushion",
          "text": "Keep a larger cash cushion"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "pay_debt_faster",
            "text": "Pay debt faster"
          },
          {
            "id": "keep_a_larger_cash_cushion",
            "text": "Keep a larger cash cushion"
          }
        ]
      }
    },
    {
      "id": "money_064",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which debt details should both partners understand?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "debt",
        "clarity",
        "money"
      ],
      "options": [
        {
          "id": "current_balances",
          "text": "Current balances"
        },
        {
          "id": "interest_rates",
          "text": "Interest rates"
        },
        {
          "id": "minimum_payments",
          "text": "Minimum payments"
        },
        {
          "id": "whose_name_is_legally_responsible",
          "text": "Whose name is legally responsible"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "current_balances",
            "text": "Current balances"
          },
          {
            "id": "interest_rates",
            "text": "Interest rates"
          },
          {
            "id": "minimum_payments",
            "text": "Minimum payments"
          },
          {
            "id": "whose_name_is_legally_responsible",
            "text": "Whose name is legally responsible"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_065",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What makes a payoff plan realistic enough to survive?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "debt",
        "planning",
        "money"
      ],
      "options": [
        {
          "id": "room_for_emergencies",
          "text": "Room for emergencies"
        },
        {
          "id": "a_payment_we_can_sustain",
          "text": "A payment we can sustain"
        },
        {
          "id": "a_plan_for_irregular_income",
          "text": "A plan for irregular income"
        },
        {
          "id": "some_money_for_normal_life",
          "text": "Some money for normal life"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "room_for_emergencies",
            "text": "Room for emergencies"
          },
          {
            "id": "a_payment_we_can_sustain",
            "text": "A payment we can sustain"
          },
          {
            "id": "a_plan_for_irregular_income",
            "text": "A plan for irregular income"
          },
          {
            "id": "some_money_for_normal_life",
            "text": "Some money for normal life"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_066",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which signs would make debt progress feel visible?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "debt",
        "progress",
        "money"
      ],
      "options": [
        {
          "id": "a_balance_chart",
          "text": "A balance chart"
        },
        {
          "id": "one_account_closed",
          "text": "One account closed"
        },
        {
          "id": "monthly_interest_falling",
          "text": "Monthly interest falling"
        },
        {
          "id": "a_simple_milestone_list",
          "text": "A simple milestone list"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_balance_chart",
            "text": "A balance chart"
          },
          {
            "id": "one_account_closed",
            "text": "One account closed"
          },
          {
            "id": "monthly_interest_falling",
            "text": "Monthly interest falling"
          },
          {
            "id": "a_simple_milestone_list",
            "text": "A simple milestone list"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_067",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which credit-card habits would reduce future stress?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "credit",
        "habits",
        "money"
      ],
      "options": [
        {
          "id": "pay_more_than_the_minimum",
          "text": "Pay more than the minimum"
        },
        {
          "id": "stop_adding_new_balances",
          "text": "Stop adding new balances"
        },
        {
          "id": "use_alerts",
          "text": "Use alerts"
        },
        {
          "id": "review_recurring_charges",
          "text": "Review recurring charges"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "pay_more_than_the_minimum",
            "text": "Pay more than the minimum"
          },
          {
            "id": "stop_adding_new_balances",
            "text": "Stop adding new balances"
          },
          {
            "id": "use_alerts",
            "text": "Use alerts"
          },
          {
            "id": "review_recurring_charges",
            "text": "Review recurring charges"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_068",
      "category_id": "money",
      "type": "scale",
      "text": "How manageable does our debt feel right now?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "debt",
        "current_state",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Not manageable",
        "max_label": "Very manageable"
      }
    },
    {
      "id": "money_069",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What should happen if new debt is discovered?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "debt",
        "honesty",
        "money"
      ],
      "options": [
        {
          "id": "share_the_full_balance",
          "text": "Share the full balance"
        },
        {
          "id": "explain_how_it_happened",
          "text": "Explain how it happened"
        },
        {
          "id": "pause_before_making_promises",
          "text": "Pause before making promises"
        },
        {
          "id": "agree_on_the_next_practical_step",
          "text": "Agree on the next practical step"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "share_the_full_balance",
            "text": "Share the full balance"
          },
          {
            "id": "explain_how_it_happened",
            "text": "Explain how it happened"
          },
          {
            "id": "pause_before_making_promises",
            "text": "Pause before making promises"
          },
          {
            "id": "agree_on_the_next_practical_step",
            "text": "Agree on the next practical step"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_070",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which debt deserves first place in the official stress rankings?",
      "depth": 1,
      "access": "premium",
      "tags": [
        "humor",
        "debt",
        "money"
      ],
      "options": [
        {
          "id": "the_one_with_the_highest_rate",
          "text": "The one with the highest rate"
        },
        {
          "id": "the_one_with_the_loudest_reminders",
          "text": "The one with the loudest reminders"
        },
        {
          "id": "the_one_nearly_gone",
          "text": "The one nearly gone"
        },
        {
          "id": "the_one_nobody_enjoys_discussing",
          "text": "The one nobody enjoys discussing"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "the_one_with_the_highest_rate",
            "text": "The one with the highest rate"
          },
          {
            "id": "the_one_with_the_loudest_reminders",
            "text": "The one with the loudest reminders"
          },
          {
            "id": "the_one_nearly_gone",
            "text": "The one nearly gone"
          },
          {
            "id": "the_one_nobody_enjoys_discussing",
            "text": "The one nobody enjoys discussing"
          }
        ]
      }
    },
    {
      "id": "money_071",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What could help rebuild trust after hidden debt?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "debt",
        "trust",
        "money"
      ],
      "options": [
        {
          "id": "complete_relevant_information",
          "text": "Complete relevant information"
        },
        {
          "id": "no_new_secret_borrowing",
          "text": "No new secret borrowing"
        },
        {
          "id": "regular_updates_for_a_limited_time",
          "text": "Regular updates for a limited time"
        },
        {
          "id": "actions_that_match_the_payoff_plan",
          "text": "Actions that match the payoff plan"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "complete_relevant_information",
            "text": "Complete relevant information"
          },
          {
            "id": "no_new_secret_borrowing",
            "text": "No new secret borrowing"
          },
          {
            "id": "regular_updates_for_a_limited_time",
            "text": "Regular updates for a limited time"
          },
          {
            "id": "actions_that_match_the_payoff_plan",
            "text": "Actions that match the payoff plan"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_072",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which choices deserve a credit conversation before applying?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "credit",
        "agreements",
        "money"
      ],
      "options": [
        {
          "id": "a_joint_loan",
          "text": "A joint loan"
        },
        {
          "id": "a_store_card_for_a_large_purchase",
          "text": "A store card for a large purchase"
        },
        {
          "id": "co_signing",
          "text": "Co-signing"
        },
        {
          "id": "a_balance_transfer_with_fees",
          "text": "A balance transfer with fees"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_joint_loan",
            "text": "A joint loan"
          },
          {
            "id": "a_store_card_for_a_large_purchase",
            "text": "A store card for a large purchase"
          },
          {
            "id": "co_signing",
            "text": "Co-signing"
          },
          {
            "id": "a_balance_transfer_with_fees",
            "text": "A balance transfer with fees"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_073",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which things matter before either partner co-signs?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "credit",
        "risk",
        "money"
      ],
      "options": [
        {
          "id": "knowing_the_full_risk",
          "text": "Knowing the full risk"
        },
        {
          "id": "a_realistic_payment_plan",
          "text": "A realistic payment plan"
        },
        {
          "id": "freedom_to_say_no",
          "text": "Freedom to say no"
        },
        {
          "id": "understanding_who_owns_the_asset",
          "text": "Understanding who owns the asset"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "knowing_the_full_risk",
            "text": "Knowing the full risk"
          },
          {
            "id": "a_realistic_payment_plan",
            "text": "A realistic payment plan"
          },
          {
            "id": "freedom_to_say_no",
            "text": "Freedom to say no"
          },
          {
            "id": "understanding_who_owns_the_asset",
            "text": "Understanding who owns the asset"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_074",
      "category_id": "money",
      "type": "written",
      "text": "What would make debt feel like a problem we face, not a verdict on either person?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "debt",
        "teamwork",
        "money"
      ],
      "answer_config": {
        "max_length": 500
      }
    },
    {
      "id": "money_075",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which outcomes matter besides becoming debt-free?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "debt",
        "wellbeing",
        "money"
      ],
      "options": [
        {
          "id": "less_monthly_stress",
          "text": "Less monthly stress"
        },
        {
          "id": "better_honesty",
          "text": "Better honesty"
        },
        {
          "id": "more_emergency_room_in_the_budget",
          "text": "More emergency room in the budget"
        },
        {
          "id": "confidence_handling_future_choices",
          "text": "Confidence handling future choices"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "less_monthly_stress",
            "text": "Less monthly stress"
          },
          {
            "id": "better_honesty",
            "text": "Better honesty"
          },
          {
            "id": "more_emergency_room_in_the_budget",
            "text": "More emergency room in the budget"
          },
          {
            "id": "confidence_handling_future_choices",
            "text": "Confidence handling future choices"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_076",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which way of splitting shared costs feels fairest?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "fairness",
        "income",
        "money"
      ],
      "options": [
        {
          "id": "equal_dollars",
          "text": "Equal dollars"
        },
        {
          "id": "equal_percentage_of_income",
          "text": "Equal percentage of income"
        },
        {
          "id": "based_on_available_money",
          "text": "Based on available money"
        },
        {
          "id": "different_roles_agreed_together",
          "text": "Different roles agreed together"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "equal_dollars",
            "text": "Equal dollars"
          },
          {
            "id": "equal_percentage_of_income",
            "text": "Equal percentage of income"
          },
          {
            "id": "based_on_available_money",
            "text": "Based on available money"
          },
          {
            "id": "different_roles_agreed_together",
            "text": "Different roles agreed together"
          }
        ]
      }
    },
    {
      "id": "money_077",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What should matter when deciding who pays what?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "fairness",
        "shared_costs",
        "money"
      ],
      "options": [
        {
          "id": "take_home_income",
          "text": "Take-home income"
        },
        {
          "id": "caregiving_work",
          "text": "Caregiving work"
        },
        {
          "id": "personal_debt_obligations",
          "text": "Personal debt obligations"
        },
        {
          "id": "access_to_benefits",
          "text": "Access to benefits"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "take_home_income",
            "text": "Take-home income"
          },
          {
            "id": "caregiving_work",
            "text": "Caregiving work"
          },
          {
            "id": "personal_debt_obligations",
            "text": "Personal debt obligations"
          },
          {
            "id": "access_to_benefits",
            "text": "Access to benefits"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_078",
      "category_id": "money",
      "type": "scale",
      "text": "How fair does our current money arrangement feel?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "fairness",
        "current_state",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Not fair enough",
        "max_label": "Very fair"
      }
    },
    {
      "id": "money_079",
      "category_id": "money",
      "type": "this_or_that",
      "text": "One shared budget or separate budgets with shared bills?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "structure",
        "quick_choice",
        "money"
      ],
      "options": [
        {
          "id": "one_shared_budget",
          "text": "One shared budget"
        },
        {
          "id": "separate_budgets_with_shared_bills",
          "text": "Separate budgets with shared bills"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "one_shared_budget",
            "text": "One shared budget"
          },
          {
            "id": "separate_budgets_with_shared_bills",
            "text": "Separate budgets with shared bills"
          }
        ]
      }
    },
    {
      "id": "money_080",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What can make a mathematically equal split feel unfair?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "fairness",
        "context",
        "money"
      ],
      "options": [
        {
          "id": "different_incomes",
          "text": "Different incomes"
        },
        {
          "id": "unequal_unpaid_work",
          "text": "Unequal unpaid work"
        },
        {
          "id": "different_necessary_expenses",
          "text": "Different necessary expenses"
        },
        {
          "id": "one_person_has_no_personal_money_left",
          "text": "One person has no personal money left"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "different_incomes",
            "text": "Different incomes"
          },
          {
            "id": "unequal_unpaid_work",
            "text": "Unequal unpaid work"
          },
          {
            "id": "different_necessary_expenses",
            "text": "Different necessary expenses"
          },
          {
            "id": "one_person_has_no_personal_money_left",
            "text": "One person has no personal money left"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_081",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which unpaid contributions deserve real weight in money decisions?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "unpaid_work",
        "fairness",
        "money"
      ],
      "options": [
        {
          "id": "childcare",
          "text": "Childcare"
        },
        {
          "id": "household_management",
          "text": "Household management"
        },
        {
          "id": "care_for_relatives",
          "text": "Care for relatives"
        },
        {
          "id": "work_that_supports_the_other_person_s_career",
          "text": "Work that supports the other person's career"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "childcare",
            "text": "Childcare"
          },
          {
            "id": "household_management",
            "text": "Household management"
          },
          {
            "id": "care_for_relatives",
            "text": "Care for relatives"
          },
          {
            "id": "work_that_supports_the_other_person_s_career",
            "text": "Work that supports the other person's career"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_082",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which areas should be reviewed when income changes?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "income_change",
        "planning",
        "money"
      ],
      "options": [
        {
          "id": "basic_obligations",
          "text": "Basic obligations"
        },
        {
          "id": "savings_transfers",
          "text": "Savings transfers"
        },
        {
          "id": "personal_spending",
          "text": "Personal spending"
        },
        {
          "id": "current_goals",
          "text": "Current goals"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "basic_obligations",
            "text": "Basic obligations"
          },
          {
            "id": "savings_transfers",
            "text": "Savings transfers"
          },
          {
            "id": "personal_spending",
            "text": "Personal spending"
          },
          {
            "id": "current_goals",
            "text": "Current goals"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_083",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What helps the higher earner avoid having more control?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "power",
        "fairness",
        "money"
      ],
      "options": [
        {
          "id": "equal_voice_in_shared_decisions",
          "text": "Equal voice in shared decisions"
        },
        {
          "id": "personal_money_for_both",
          "text": "Personal money for both"
        },
        {
          "id": "no_using_income_to_win_arguments",
          "text": "No using income to win arguments"
        },
        {
          "id": "clear_ownership_information",
          "text": "Clear ownership information"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "equal_voice_in_shared_decisions",
            "text": "Equal voice in shared decisions"
          },
          {
            "id": "personal_money_for_both",
            "text": "Personal money for both"
          },
          {
            "id": "no_using_income_to_win_arguments",
            "text": "No using income to win arguments"
          },
          {
            "id": "clear_ownership_information",
            "text": "Clear ownership information"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_084",
      "category_id": "money",
      "type": "scale",
      "text": "How respected do you feel in our shared money decisions?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "respect",
        "current_state",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Not respected enough",
        "max_label": "Fully respected"
      }
    },
    {
      "id": "money_085",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which decisions should stay equal regardless of who earns more?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "power",
        "decisions",
        "money"
      ],
      "options": [
        {
          "id": "major_shared_purchases",
          "text": "Major shared purchases"
        },
        {
          "id": "housing_choices",
          "text": "Housing choices"
        },
        {
          "id": "taking_on_joint_debt",
          "text": "Taking on joint debt"
        },
        {
          "id": "changes_affecting_both_people_s_security",
          "text": "Changes affecting both people's security"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "major_shared_purchases",
            "text": "Major shared purchases"
          },
          {
            "id": "housing_choices",
            "text": "Housing choices"
          },
          {
            "id": "taking_on_joint_debt",
            "text": "Taking on joint debt"
          },
          {
            "id": "changes_affecting_both_people_s_security",
            "text": "Changes affecting both people's security"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_086",
      "category_id": "money",
      "type": "single_choice",
      "text": "What is fairest during a temporary income drop?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "income_change",
        "support",
        "money"
      ],
      "options": [
        {
          "id": "adjust_contributions_for_a_while",
          "text": "Adjust contributions for a while"
        },
        {
          "id": "use_agreed_savings",
          "text": "Use agreed savings"
        },
        {
          "id": "reduce_shared_extras",
          "text": "Reduce shared extras"
        },
        {
          "id": "rebuild_the_plan_together",
          "text": "Rebuild the plan together"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "adjust_contributions_for_a_while",
            "text": "Adjust contributions for a while"
          },
          {
            "id": "use_agreed_savings",
            "text": "Use agreed savings"
          },
          {
            "id": "reduce_shared_extras",
            "text": "Reduce shared extras"
          },
          {
            "id": "rebuild_the_plan_together",
            "text": "Rebuild the plan together"
          }
        ]
      }
    },
    {
      "id": "money_087",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What could make financial support feel respectful rather than parental?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "support",
        "respect",
        "money"
      ],
      "options": [
        {
          "id": "agree_on_the_amount",
          "text": "Agree on the amount"
        },
        {
          "id": "keep_the_recipient_involved",
          "text": "Keep the recipient involved"
        },
        {
          "id": "avoid_monitoring_every_purchase",
          "text": "Avoid monitoring every purchase"
        },
        {
          "id": "name_whether_repayment_is_expected",
          "text": "Name whether repayment is expected"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "agree_on_the_amount",
            "text": "Agree on the amount"
          },
          {
            "id": "keep_the_recipient_involved",
            "text": "Keep the recipient involved"
          },
          {
            "id": "avoid_monitoring_every_purchase",
            "text": "Avoid monitoring every purchase"
          },
          {
            "id": "name_whether_repayment_is_expected",
            "text": "Name whether repayment is expected"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_088",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which phrases can turn income differences into a power struggle?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "power",
        "communication",
        "money"
      ],
      "options": [
        {
          "id": "i_earn_more_so_i_decide",
          "text": "I earn more, so I decide"
        },
        {
          "id": "you_should_be_grateful",
          "text": "You should be grateful"
        },
        {
          "id": "that_is_my_money_only",
          "text": "That is my money only"
        },
        {
          "id": "you_contribute_nothing",
          "text": "You contribute nothing"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "i_earn_more_so_i_decide",
            "text": "I earn more, so I decide"
          },
          {
            "id": "you_should_be_grateful",
            "text": "You should be grateful"
          },
          {
            "id": "that_is_my_money_only",
            "text": "That is my money only"
          },
          {
            "id": "you_contribute_nothing",
            "text": "You contribute nothing"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_089",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which household role deserves a suspiciously overdue salary review?",
      "depth": 1,
      "access": "premium",
      "tags": [
        "humor",
        "unpaid_work",
        "money"
      ],
      "options": [
        {
          "id": "meal_planner",
          "text": "Meal planner"
        },
        {
          "id": "appointment_keeper",
          "text": "Appointment keeper"
        },
        {
          "id": "laundry_department",
          "text": "Laundry department"
        },
        {
          "id": "person_who_knows_where_everything_is",
          "text": "Person who knows where everything is"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "meal_planner",
            "text": "Meal planner"
          },
          {
            "id": "appointment_keeper",
            "text": "Appointment keeper"
          },
          {
            "id": "laundry_department",
            "text": "Laundry department"
          },
          {
            "id": "person_who_knows_where_everything_is",
            "text": "Person who knows where everything is"
          }
        ]
      }
    },
    {
      "id": "money_090",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What would make our money setup easier to explain as fair?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "fairness",
        "clarity",
        "money"
      ],
      "options": [
        {
          "id": "both_people_understand_it",
          "text": "Both people understand it"
        },
        {
          "id": "each_person_keeps_some_freedom",
          "text": "Each person keeps some freedom"
        },
        {
          "id": "the_plan_changes_with_circumstances",
          "text": "The plan changes with circumstances"
        },
        {
          "id": "no_role_is_treated_as_lesser",
          "text": "No role is treated as lesser"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "both_people_understand_it",
            "text": "Both people understand it"
          },
          {
            "id": "each_person_keeps_some_freedom",
            "text": "Each person keeps some freedom"
          },
          {
            "id": "the_plan_changes_with_circumstances",
            "text": "The plan changes with circumstances"
          },
          {
            "id": "no_role_is_treated_as_lesser",
            "text": "No role is treated as lesser"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_091",
      "category_id": "money",
      "type": "single_choice",
      "text": "What helps you stay calm enough for a money conversation?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "stress",
        "communication",
        "money"
      ],
      "options": [
        {
          "id": "seeing_the_numbers_first",
          "text": "Seeing the numbers first"
        },
        {
          "id": "choosing_a_quiet_time",
          "text": "Choosing a quiet time"
        },
        {
          "id": "knowing_the_topic_in_advance",
          "text": "Knowing the topic in advance"
        },
        {
          "id": "keeping_the_first_conversation_short",
          "text": "Keeping the first conversation short"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "seeing_the_numbers_first",
            "text": "Seeing the numbers first"
          },
          {
            "id": "choosing_a_quiet_time",
            "text": "Choosing a quiet time"
          },
          {
            "id": "knowing_the_topic_in_advance",
            "text": "Knowing the topic in advance"
          },
          {
            "id": "keeping_the_first_conversation_short",
            "text": "Keeping the first conversation short"
          }
        ]
      }
    },
    {
      "id": "money_092",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which money topics are easiest to avoid until they become louder?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "avoidance",
        "stress",
        "money"
      ],
      "options": [
        {
          "id": "debt_balances",
          "text": "Debt balances"
        },
        {
          "id": "upcoming_large_costs",
          "text": "Upcoming large costs"
        },
        {
          "id": "income_changes",
          "text": "Income changes"
        },
        {
          "id": "spending_that_broke_an_agreement",
          "text": "Spending that broke an agreement"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "debt_balances",
            "text": "Debt balances"
          },
          {
            "id": "upcoming_large_costs",
            "text": "Upcoming large costs"
          },
          {
            "id": "income_changes",
            "text": "Income changes"
          },
          {
            "id": "spending_that_broke_an_agreement",
            "text": "Spending that broke an agreement"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_093",
      "category_id": "money",
      "type": "scale",
      "text": "How tense do money talks usually feel between us?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "stress",
        "current_state",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Very tense",
        "max_label": "Mostly calm"
      }
    },
    {
      "id": "money_094",
      "category_id": "money",
      "type": "this_or_that",
      "text": "Look at the numbers first or talk about the worry first?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "communication",
        "quick_choice",
        "money"
      ],
      "options": [
        {
          "id": "look_at_the_numbers_first",
          "text": "Look at the numbers first"
        },
        {
          "id": "talk_about_the_worry_first",
          "text": "Talk about the worry first"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "look_at_the_numbers_first",
            "text": "Look at the numbers first"
          },
          {
            "id": "talk_about_the_worry_first",
            "text": "Talk about the worry first"
          }
        ]
      }
    },
    {
      "id": "money_095",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What helps a money mistake feel safe to admit?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "honesty",
        "mistakes",
        "money"
      ],
      "options": [
        {
          "id": "no_immediate_insults",
          "text": "No immediate insults"
        },
        {
          "id": "a_chance_to_explain_briefly",
          "text": "A chance to explain briefly"
        },
        {
          "id": "focus_on_the_next_step",
          "text": "Focus on the next step"
        },
        {
          "id": "knowing_honesty_will_count",
          "text": "Knowing honesty will count"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "no_immediate_insults",
            "text": "No immediate insults"
          },
          {
            "id": "a_chance_to_explain_briefly",
            "text": "A chance to explain briefly"
          },
          {
            "id": "focus_on_the_next_step",
            "text": "Focus on the next step"
          },
          {
            "id": "knowing_honesty_will_count",
            "text": "Knowing honesty will count"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_096",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which signs suggest money stress is affecting more than the budget?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "stress",
        "wellbeing",
        "money"
      ],
      "options": [
        {
          "id": "sleep_is_worse",
          "text": "Sleep is worse"
        },
        {
          "id": "ordinary_purchases_cause_arguments",
          "text": "Ordinary purchases cause arguments"
        },
        {
          "id": "one_person_avoids_opening_messages",
          "text": "One person avoids opening messages"
        },
        {
          "id": "affection_disappears_after_money_talks",
          "text": "Affection disappears after money talks"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "sleep_is_worse",
            "text": "Sleep is worse"
          },
          {
            "id": "ordinary_purchases_cause_arguments",
            "text": "Ordinary purchases cause arguments"
          },
          {
            "id": "one_person_avoids_opening_messages",
            "text": "One person avoids opening messages"
          },
          {
            "id": "affection_disappears_after_money_talks",
            "text": "Affection disappears after money talks"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_097",
      "category_id": "money",
      "type": "single_choice",
      "text": "When one person is overwhelmed, what should happen first?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "stress",
        "support",
        "money"
      ],
      "options": [
        {
          "id": "pause_the_spreadsheet",
          "text": "Pause the spreadsheet"
        },
        {
          "id": "name_the_immediate_problem",
          "text": "Name the immediate problem"
        },
        {
          "id": "choose_one_next_step",
          "text": "Choose one next step"
        },
        {
          "id": "return_at_a_set_time",
          "text": "Return at a set time"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "pause_the_spreadsheet",
            "text": "Pause the spreadsheet"
          },
          {
            "id": "name_the_immediate_problem",
            "text": "Name the immediate problem"
          },
          {
            "id": "choose_one_next_step",
            "text": "Choose one next step"
          },
          {
            "id": "return_at_a_set_time",
            "text": "Return at a set time"
          }
        ]
      }
    },
    {
      "id": "money_098",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What keeps a money check-in from becoming an interrogation?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "check_in",
        "respect",
        "money"
      ],
      "options": [
        {
          "id": "both_people_answer_questions",
          "text": "Both people answer questions"
        },
        {
          "id": "the_topic_is_agreed_first",
          "text": "The topic is agreed first"
        },
        {
          "id": "normal_privacy_remains",
          "text": "Normal privacy remains"
        },
        {
          "id": "no_demand_for_instant_explanations",
          "text": "No demand for instant explanations"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "both_people_answer_questions",
            "text": "Both people answer questions"
          },
          {
            "id": "the_topic_is_agreed_first",
            "text": "The topic is agreed first"
          },
          {
            "id": "normal_privacy_remains",
            "text": "Normal privacy remains"
          },
          {
            "id": "no_demand_for_instant_explanations",
            "text": "No demand for instant explanations"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_099",
      "category_id": "money",
      "type": "scale",
      "text": "How easy is it to tell each other about a money mistake?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "honesty",
        "current_state",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Very difficult",
        "max_label": "Very easy"
      }
    },
    {
      "id": "money_100",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What should happen after a hidden purchase affects shared plans?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "honesty",
        "repair",
        "money"
      ],
      "options": [
        {
          "id": "share_the_real_cost",
          "text": "Share the real cost"
        },
        {
          "id": "acknowledge_the_effect",
          "text": "Acknowledge the effect"
        },
        {
          "id": "decide_how_to_repair_the_shortfall",
          "text": "Decide how to repair the shortfall"
        },
        {
          "id": "review_the_agreement_that_failed",
          "text": "Review the agreement that failed"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "share_the_real_cost",
            "text": "Share the real cost"
          },
          {
            "id": "acknowledge_the_effect",
            "text": "Acknowledge the effect"
          },
          {
            "id": "decide_how_to_repair_the_shortfall",
            "text": "Decide how to repair the shortfall"
          },
          {
            "id": "review_the_agreement_that_failed",
            "text": "Review the agreement that failed"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_101",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which opening would make a hard money talk easier?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "communication",
        "opening",
        "money"
      ],
      "options": [
        {
          "id": "i_want_us_to_solve_this_together",
          "text": "I want us to solve this together"
        },
        {
          "id": "i_need_help_understanding_something",
          "text": "I need help understanding something"
        },
        {
          "id": "can_we_look_at_one_issue",
          "text": "Can we look at one issue?"
        },
        {
          "id": "is_now_a_workable_time",
          "text": "Is now a workable time?"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "i_want_us_to_solve_this_together",
            "text": "I want us to solve this together"
          },
          {
            "id": "i_need_help_understanding_something",
            "text": "I need help understanding something"
          },
          {
            "id": "can_we_look_at_one_issue",
            "text": "Can we look at one issue?"
          },
          {
            "id": "is_now_a_workable_time",
            "text": "Is now a workable time?"
          }
        ]
      }
    },
    {
      "id": "money_102",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which reactions make future honesty less likely?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "honesty",
        "barriers",
        "money"
      ],
      "options": [
        {
          "id": "mocking_the_mistake",
          "text": "Mocking the mistake"
        },
        {
          "id": "threatening_unrelated_consequences",
          "text": "Threatening unrelated consequences"
        },
        {
          "id": "demanding_every_detail_immediately",
          "text": "Demanding every detail immediately"
        },
        {
          "id": "using_it_in_later_arguments",
          "text": "Using it in later arguments"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "mocking_the_mistake",
            "text": "Mocking the mistake"
          },
          {
            "id": "threatening_unrelated_consequences",
            "text": "Threatening unrelated consequences"
          },
          {
            "id": "demanding_every_detail_immediately",
            "text": "Demanding every detail immediately"
          },
          {
            "id": "using_it_in_later_arguments",
            "text": "Using it in later arguments"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_103",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What can help separate financial anxiety from the actual numbers?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "anxiety",
        "clarity",
        "money"
      ],
      "options": [
        {
          "id": "write_down_known_facts",
          "text": "Write down known facts"
        },
        {
          "id": "identify_the_next_deadline",
          "text": "Identify the next deadline"
        },
        {
          "id": "compare_the_worry_with_the_balance",
          "text": "Compare the worry with the balance"
        },
        {
          "id": "take_a_break_before_making_decisions",
          "text": "Take a break before making decisions"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "write_down_known_facts",
            "text": "Write down known facts"
          },
          {
            "id": "identify_the_next_deadline",
            "text": "Identify the next deadline"
          },
          {
            "id": "compare_the_worry_with_the_balance",
            "text": "Compare the worry with the balance"
          },
          {
            "id": "take_a_break_before_making_decisions",
            "text": "Take a break before making decisions"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_104",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which money notification has the timing of a tiny villain?",
      "depth": 1,
      "access": "premium",
      "tags": [
        "humor",
        "stress",
        "money"
      ],
      "options": [
        {
          "id": "the_low_balance_alert",
          "text": "The low-balance alert"
        },
        {
          "id": "the_renewal_notice",
          "text": "The renewal notice"
        },
        {
          "id": "the_tax_reminder",
          "text": "The tax reminder"
        },
        {
          "id": "the_charge_posted_after_payday",
          "text": "The charge posted after payday"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "the_low_balance_alert",
            "text": "The low-balance alert"
          },
          {
            "id": "the_renewal_notice",
            "text": "The renewal notice"
          },
          {
            "id": "the_tax_reminder",
            "text": "The tax reminder"
          },
          {
            "id": "the_charge_posted_after_payday",
            "text": "The charge posted after payday"
          }
        ]
      }
    },
    {
      "id": "money_105",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What would make money talks feel more like teamwork?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "teamwork",
        "communication",
        "money"
      ],
      "options": [
        {
          "id": "sit_on_the_same_side",
          "text": "Sit on the same side"
        },
        {
          "id": "use_shared_numbers",
          "text": "Use shared numbers"
        },
        {
          "id": "end_with_assigned_next_steps",
          "text": "End with assigned next steps"
        },
        {
          "id": "acknowledge_what_each_person_handled",
          "text": "Acknowledge what each person handled"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "sit_on_the_same_side",
            "text": "Sit on the same side"
          },
          {
            "id": "use_shared_numbers",
            "text": "Use shared numbers"
          },
          {
            "id": "end_with_assigned_next_steps",
            "text": "End with assigned next steps"
          },
          {
            "id": "acknowledge_what_each_person_handled",
            "text": "Acknowledge what each person handled"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_106",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which emergency fund goal would help you breathe easier?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "emergency_fund",
        "security",
        "money"
      ],
      "options": [
        {
          "id": "one_major_repair",
          "text": "One major repair"
        },
        {
          "id": "one_month_of_basics",
          "text": "One month of basics"
        },
        {
          "id": "three_months_of_basics",
          "text": "Three months of basics"
        },
        {
          "id": "a_goal_based_on_our_actual_risks",
          "text": "A goal based on our actual risks"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "one_major_repair",
            "text": "One major repair"
          },
          {
            "id": "one_month_of_basics",
            "text": "One month of basics"
          },
          {
            "id": "three_months_of_basics",
            "text": "Three months of basics"
          },
          {
            "id": "a_goal_based_on_our_actual_risks",
            "text": "A goal based on our actual risks"
          }
        ]
      }
    },
    {
      "id": "money_107",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What should an emergency fund be allowed to cover?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "emergency_fund",
        "agreements",
        "money"
      ],
      "options": [
        {
          "id": "urgent_home_repairs",
          "text": "Urgent home repairs"
        },
        {
          "id": "medical_costs",
          "text": "Medical costs"
        },
        {
          "id": "income_loss",
          "text": "Income loss"
        },
        {
          "id": "essential_vehicle_repairs",
          "text": "Essential vehicle repairs"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "urgent_home_repairs",
            "text": "Urgent home repairs"
          },
          {
            "id": "medical_costs",
            "text": "Medical costs"
          },
          {
            "id": "income_loss",
            "text": "Income loss"
          },
          {
            "id": "essential_vehicle_repairs",
            "text": "Essential vehicle repairs"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_108",
      "category_id": "money",
      "type": "scale",
      "text": "How prepared do you feel for an unexpected expense?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "preparedness",
        "current_state",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Not prepared",
        "max_label": "Very prepared"
      }
    },
    {
      "id": "money_109",
      "category_id": "money",
      "type": "this_or_that",
      "text": "Build emergency savings faster or keep more monthly breathing room?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "emergency_fund",
        "quick_choice",
        "money"
      ],
      "options": [
        {
          "id": "build_savings_faster",
          "text": "Build savings faster"
        },
        {
          "id": "keep_more_monthly_breathing_room",
          "text": "Keep more monthly breathing room"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "build_savings_faster",
            "text": "Build savings faster"
          },
          {
            "id": "keep_more_monthly_breathing_room",
            "text": "Keep more monthly breathing room"
          }
        ]
      }
    },
    {
      "id": "money_110",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What makes an expense an actual emergency?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "emergency_fund",
        "clarity",
        "money"
      ],
      "options": [
        {
          "id": "waiting_creates_harm",
          "text": "Waiting creates harm"
        },
        {
          "id": "it_protects_basic_income",
          "text": "It protects basic income"
        },
        {
          "id": "it_affects_health_or_safety",
          "text": "It affects health or safety"
        },
        {
          "id": "there_is_no_reasonable_lower_cost_delay",
          "text": "There is no reasonable lower-cost delay"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "waiting_creates_harm",
            "text": "Waiting creates harm"
          },
          {
            "id": "it_protects_basic_income",
            "text": "It protects basic income"
          },
          {
            "id": "it_affects_health_or_safety",
            "text": "It affects health or safety"
          },
          {
            "id": "there_is_no_reasonable_lower_cost_delay",
            "text": "There is no reasonable lower-cost delay"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_111",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which risks deserve a plan before they happen?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "risk",
        "planning",
        "money"
      ],
      "options": [
        {
          "id": "job_loss",
          "text": "Job loss"
        },
        {
          "id": "major_home_repair",
          "text": "Major home repair"
        },
        {
          "id": "medical_leave",
          "text": "Medical leave"
        },
        {
          "id": "vehicle_failure",
          "text": "Vehicle failure"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "job_loss",
            "text": "Job loss"
          },
          {
            "id": "major_home_repair",
            "text": "Major home repair"
          },
          {
            "id": "medical_leave",
            "text": "Medical leave"
          },
          {
            "id": "vehicle_failure",
            "text": "Vehicle failure"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_112",
      "category_id": "money",
      "type": "single_choice",
      "text": "What should happen after emergency savings are used?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "emergency_fund",
        "recovery",
        "money"
      ],
      "options": [
        {
          "id": "rebuild_slowly",
          "text": "Rebuild slowly"
        },
        {
          "id": "review_whether_the_target_still_fits",
          "text": "Review whether the target still fits"
        },
        {
          "id": "pause_another_goal",
          "text": "Pause another goal"
        },
        {
          "id": "decide_based_on_the_cause",
          "text": "Decide based on the cause"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "rebuild_slowly",
            "text": "Rebuild slowly"
          },
          {
            "id": "review_whether_the_target_still_fits",
            "text": "Review whether the target still fits"
          },
          {
            "id": "pause_another_goal",
            "text": "Pause another goal"
          },
          {
            "id": "decide_based_on_the_cause",
            "text": "Decide based on the cause"
          }
        ]
      }
    },
    {
      "id": "money_113",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What helps uncertainty feel less paralyzing?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "uncertainty",
        "planning",
        "money"
      ],
      "options": [
        {
          "id": "know_our_basic_monthly_number",
          "text": "Know our basic monthly number"
        },
        {
          "id": "keep_important_documents_accessible",
          "text": "Keep important documents accessible"
        },
        {
          "id": "have_one_backup_plan",
          "text": "Have one backup plan"
        },
        {
          "id": "choose_the_first_person_to_call",
          "text": "Choose the first person to call"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "know_our_basic_monthly_number",
            "text": "Know our basic monthly number"
          },
          {
            "id": "keep_important_documents_accessible",
            "text": "Keep important documents accessible"
          },
          {
            "id": "have_one_backup_plan",
            "text": "Have one backup plan"
          },
          {
            "id": "choose_the_first_person_to_call",
            "text": "Choose the first person to call"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_114",
      "category_id": "money",
      "type": "scale",
      "text": "How confident are you that we could handle a short income gap?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "income_loss",
        "confidence",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Not confident",
        "max_label": "Very confident"
      }
    },
    {
      "id": "money_115",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which expenses would we protect first during an income loss?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "income_loss",
        "priorities",
        "money"
      ],
      "options": [
        {
          "id": "housing",
          "text": "Housing"
        },
        {
          "id": "food_and_medicine",
          "text": "Food and medicine"
        },
        {
          "id": "utilities",
          "text": "Utilities"
        },
        {
          "id": "transportation_needed_for_work",
          "text": "Transportation needed for work"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "housing",
            "text": "Housing"
          },
          {
            "id": "food_and_medicine",
            "text": "Food and medicine"
          },
          {
            "id": "utilities",
            "text": "Utilities"
          },
          {
            "id": "transportation_needed_for_work",
            "text": "Transportation needed for work"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_116",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which backup plan would bring the most relief?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "backup_plan",
        "security",
        "money"
      ],
      "options": [
        {
          "id": "a_larger_cash_cushion",
          "text": "A larger cash cushion"
        },
        {
          "id": "a_second_income_option",
          "text": "A second income option"
        },
        {
          "id": "lower_fixed_expenses",
          "text": "Lower fixed expenses"
        },
        {
          "id": "clear_family_support_expectations",
          "text": "Clear family support expectations"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_larger_cash_cushion",
            "text": "A larger cash cushion"
          },
          {
            "id": "a_second_income_option",
            "text": "A second income option"
          },
          {
            "id": "lower_fixed_expenses",
            "text": "Lower fixed expenses"
          },
          {
            "id": "clear_family_support_expectations",
            "text": "Clear family support expectations"
          }
        ]
      }
    },
    {
      "id": "money_117",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What information should both people know before a crisis?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "preparedness",
        "clarity",
        "money"
      ],
      "options": [
        {
          "id": "where_accounts_are_held",
          "text": "Where accounts are held"
        },
        {
          "id": "how_bills_are_paid",
          "text": "How bills are paid"
        },
        {
          "id": "insurance_contacts",
          "text": "Insurance contacts"
        },
        {
          "id": "which_expenses_can_stop_quickly",
          "text": "Which expenses can stop quickly"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "where_accounts_are_held",
            "text": "Where accounts are held"
          },
          {
            "id": "how_bills_are_paid",
            "text": "How bills are paid"
          },
          {
            "id": "insurance_contacts",
            "text": "Insurance contacts"
          },
          {
            "id": "which_expenses_can_stop_quickly",
            "text": "Which expenses can stop quickly"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_118",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which emergency preparations are worth doing once and forgetting?",
      "depth": 1,
      "access": "premium",
      "tags": [
        "humor",
        "preparedness",
        "money"
      ],
      "options": [
        {
          "id": "save_account_contacts",
          "text": "Save account contacts"
        },
        {
          "id": "copy_insurance_details",
          "text": "Copy insurance details"
        },
        {
          "id": "list_automatic_payments",
          "text": "List automatic payments"
        },
        {
          "id": "create_the_folder_nobody_wants_but_everyone_needs",
          "text": "Create the folder nobody wants but everyone needs"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "save_account_contacts",
            "text": "Save account contacts"
          },
          {
            "id": "copy_insurance_details",
            "text": "Copy insurance details"
          },
          {
            "id": "list_automatic_payments",
            "text": "List automatic payments"
          },
          {
            "id": "create_the_folder_nobody_wants_but_everyone_needs",
            "text": "Create the folder nobody wants but everyone needs"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_119",
      "category_id": "money",
      "type": "single_choice",
      "text": "What should the emergency fund be called so we dislike using it slightly less?",
      "depth": 1,
      "access": "premium",
      "tags": [
        "humor",
        "emergency_fund",
        "money"
      ],
      "options": [
        {
          "id": "the_life_happened_fund",
          "text": "The life happened fund"
        },
        {
          "id": "the_boring_hero_fund",
          "text": "The boring hero fund"
        },
        {
          "id": "the_please_not_today_fund",
          "text": "The please not today fund"
        },
        {
          "id": "the_actual_emergency_fund",
          "text": "The actual emergency fund"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "the_life_happened_fund",
            "text": "The life happened fund"
          },
          {
            "id": "the_boring_hero_fund",
            "text": "The boring hero fund"
          },
          {
            "id": "the_please_not_today_fund",
            "text": "The please not today fund"
          },
          {
            "id": "the_actual_emergency_fund",
            "text": "The actual emergency fund"
          }
        ]
      }
    },
    {
      "id": "money_120",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What keeps emergency planning from becoming constant fear?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "anxiety",
        "balance",
        "money"
      ],
      "options": [
        {
          "id": "set_a_limited_review_schedule",
          "text": "Set a limited review schedule"
        },
        {
          "id": "plan_only_likely_risks",
          "text": "Plan only likely risks"
        },
        {
          "id": "keep_enjoying_ordinary_life",
          "text": "Keep enjoying ordinary life"
        },
        {
          "id": "stop_once_the_agreed_plan_is_complete",
          "text": "Stop once the agreed plan is complete"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "set_a_limited_review_schedule",
            "text": "Set a limited review schedule"
          },
          {
            "id": "plan_only_likely_risks",
            "text": "Plan only likely risks"
          },
          {
            "id": "keep_enjoying_ordinary_life",
            "text": "Keep enjoying ordinary life"
          },
          {
            "id": "stop_once_the_agreed_plan_is_complete",
            "text": "Stop once the agreed plan is complete"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_121",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which shared goal feels most important over the next few years?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "future",
        "goals",
        "money"
      ],
      "options": [
        {
          "id": "a_secure_home",
          "text": "A secure home"
        },
        {
          "id": "more_freedom_from_work",
          "text": "More freedom from work"
        },
        {
          "id": "travel_or_experiences",
          "text": "Travel or experiences"
        },
        {
          "id": "helping_family",
          "text": "Helping family"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_secure_home",
            "text": "A secure home"
          },
          {
            "id": "more_freedom_from_work",
            "text": "More freedom from work"
          },
          {
            "id": "travel_or_experiences",
            "text": "Travel or experiences"
          },
          {
            "id": "helping_family",
            "text": "Helping family"
          }
        ]
      }
    },
    {
      "id": "money_122",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What makes a big financial goal feel worth the sacrifice?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "goals",
        "meaning",
        "money"
      ],
      "options": [
        {
          "id": "it_changes_daily_life",
          "text": "It changes daily life"
        },
        {
          "id": "both_people_want_it",
          "text": "Both people want it"
        },
        {
          "id": "the_tradeoffs_are_clear",
          "text": "The tradeoffs are clear"
        },
        {
          "id": "progress_can_be_measured",
          "text": "Progress can be measured"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "it_changes_daily_life",
            "text": "It changes daily life"
          },
          {
            "id": "both_people_want_it",
            "text": "Both people want it"
          },
          {
            "id": "the_tradeoffs_are_clear",
            "text": "The tradeoffs are clear"
          },
          {
            "id": "progress_can_be_measured",
            "text": "Progress can be measured"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_123",
      "category_id": "money",
      "type": "scale",
      "text": "How aligned do our long-term money goals feel?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "goals",
        "current_state",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Not aligned",
        "max_label": "Very aligned"
      }
    },
    {
      "id": "money_124",
      "category_id": "money",
      "type": "this_or_that",
      "text": "Reach one big goal first or make progress on several?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "goals",
        "quick_choice",
        "money"
      ],
      "options": [
        {
          "id": "reach_one_big_goal_first",
          "text": "Reach one big goal first"
        },
        {
          "id": "make_progress_on_several",
          "text": "Make progress on several"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "reach_one_big_goal_first",
            "text": "Reach one big goal first"
          },
          {
            "id": "make_progress_on_several",
            "text": "Make progress on several"
          }
        ]
      }
    },
    {
      "id": "money_125",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which big purchases deserve the longest planning time?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "big_purchases",
        "planning",
        "money"
      ],
      "options": [
        {
          "id": "a_home",
          "text": "A home"
        },
        {
          "id": "a_vehicle",
          "text": "A vehicle"
        },
        {
          "id": "a_major_renovation",
          "text": "A major renovation"
        },
        {
          "id": "a_business_investment",
          "text": "A business investment"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_home",
            "text": "A home"
          },
          {
            "id": "a_vehicle",
            "text": "A vehicle"
          },
          {
            "id": "a_major_renovation",
            "text": "A major renovation"
          },
          {
            "id": "a_business_investment",
            "text": "A business investment"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_126",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What should we know before committing to a major purchase?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "big_purchases",
        "clarity",
        "money"
      ],
      "options": [
        {
          "id": "the_full_monthly_cost",
          "text": "The full monthly cost"
        },
        {
          "id": "what_happens_if_income_drops",
          "text": "What happens if income drops"
        },
        {
          "id": "who_legally_owns_it",
          "text": "Who legally owns it"
        },
        {
          "id": "what_goal_gets_delayed",
          "text": "What goal gets delayed"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "the_full_monthly_cost",
            "text": "The full monthly cost"
          },
          {
            "id": "what_happens_if_income_drops",
            "text": "What happens if income drops"
          },
          {
            "id": "who_legally_owns_it",
            "text": "Who legally owns it"
          },
          {
            "id": "what_goal_gets_delayed",
            "text": "What goal gets delayed"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_127",
      "category_id": "money",
      "type": "single_choice",
      "text": "What would make a home goal feel truly shared?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "home",
        "teamwork",
        "money"
      ],
      "options": [
        {
          "id": "both_choose_the_priorities",
          "text": "Both choose the priorities"
        },
        {
          "id": "both_understand_the_cost",
          "text": "Both understand the cost"
        },
        {
          "id": "the_plan_respects_each_person_s_security",
          "text": "The plan respects each person's security"
        },
        {
          "id": "the_timeline_remains_flexible",
          "text": "The timeline remains flexible"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "both_choose_the_priorities",
            "text": "Both choose the priorities"
          },
          {
            "id": "both_understand_the_cost",
            "text": "Both understand the cost"
          },
          {
            "id": "the_plan_respects_each_person_s_security",
            "text": "The plan respects each person's security"
          },
          {
            "id": "the_timeline_remains_flexible",
            "text": "The timeline remains flexible"
          }
        ]
      }
    },
    {
      "id": "money_128",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which tradeoffs are easiest to accept for a meaningful goal?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "goals",
        "tradeoffs",
        "money"
      ],
      "options": [
        {
          "id": "fewer_impulse_purchases",
          "text": "Fewer impulse purchases"
        },
        {
          "id": "a_slower_upgrade_schedule",
          "text": "A slower upgrade schedule"
        },
        {
          "id": "less_expensive_travel",
          "text": "Less expensive travel"
        },
        {
          "id": "waiting_longer_for_a_luxury",
          "text": "Waiting longer for a luxury"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "fewer_impulse_purchases",
            "text": "Fewer impulse purchases"
          },
          {
            "id": "a_slower_upgrade_schedule",
            "text": "A slower upgrade schedule"
          },
          {
            "id": "less_expensive_travel",
            "text": "Less expensive travel"
          },
          {
            "id": "waiting_longer_for_a_luxury",
            "text": "Waiting longer for a luxury"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_129",
      "category_id": "money",
      "type": "scale",
      "text": "How confident are you that our current plan supports our future?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "future",
        "confidence",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Not confident",
        "max_label": "Very confident"
      }
    },
    {
      "id": "money_130",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What can keep a shared dream from becoming one person's project?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "goals",
        "teamwork",
        "money"
      ],
      "options": [
        {
          "id": "both_help_choose_it",
          "text": "Both help choose it"
        },
        {
          "id": "both_know_the_numbers",
          "text": "Both know the numbers"
        },
        {
          "id": "responsibilities_are_clear",
          "text": "Responsibilities are clear"
        },
        {
          "id": "either_person_can_question_the_plan",
          "text": "Either person can question the plan"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "both_help_choose_it",
            "text": "Both help choose it"
          },
          {
            "id": "both_know_the_numbers",
            "text": "Both know the numbers"
          },
          {
            "id": "responsibilities_are_clear",
            "text": "Responsibilities are clear"
          },
          {
            "id": "either_person_can_question_the_plan",
            "text": "Either person can question the plan"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_131",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which future expense deserves its own warning label now?",
      "depth": 1,
      "access": "premium",
      "tags": [
        "humor",
        "future",
        "money"
      ],
      "options": [
        {
          "id": "home_maintenance",
          "text": "Home maintenance"
        },
        {
          "id": "vehicle_replacement",
          "text": "Vehicle replacement"
        },
        {
          "id": "health_costs",
          "text": "Health costs"
        },
        {
          "id": "the_project_described_as_simple",
          "text": "The project described as simple"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "home_maintenance",
            "text": "Home maintenance"
          },
          {
            "id": "vehicle_replacement",
            "text": "Vehicle replacement"
          },
          {
            "id": "health_costs",
            "text": "Health costs"
          },
          {
            "id": "the_project_described_as_simple",
            "text": "The project described as simple"
          }
        ]
      }
    },
    {
      "id": "money_132",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What makes a goal timeline flexible without becoming meaningless?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "goals",
        "planning",
        "money"
      ],
      "options": [
        {
          "id": "a_target_range",
          "text": "A target range"
        },
        {
          "id": "regular_review",
          "text": "Regular review"
        },
        {
          "id": "clear_reasons_to_adjust",
          "text": "Clear reasons to adjust"
        },
        {
          "id": "a_minimum_action_that_continues",
          "text": "A minimum action that continues"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_target_range",
            "text": "A target range"
          },
          {
            "id": "regular_review",
            "text": "Regular review"
          },
          {
            "id": "clear_reasons_to_adjust",
            "text": "Clear reasons to adjust"
          },
          {
            "id": "a_minimum_action_that_continues",
            "text": "A minimum action that continues"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_133",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which future choices should not be made only for financial reasons?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "values",
        "future",
        "money"
      ],
      "options": [
        {
          "id": "where_to_live",
          "text": "Where to live"
        },
        {
          "id": "whether_to_care_for_family",
          "text": "Whether to care for family"
        },
        {
          "id": "how_much_time_to_work",
          "text": "How much time to work"
        },
        {
          "id": "what_health_needs_require",
          "text": "What health needs require"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "where_to_live",
            "text": "Where to live"
          },
          {
            "id": "whether_to_care_for_family",
            "text": "Whether to care for family"
          },
          {
            "id": "how_much_time_to_work",
            "text": "How much time to work"
          },
          {
            "id": "what_health_needs_require",
            "text": "What health needs require"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_134",
      "category_id": "money",
      "type": "single_choice",
      "text": "What is the best sign that a big purchase can wait?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "big_purchases",
        "timing",
        "money"
      ],
      "options": [
        {
          "id": "the_payment_would_feel_tight",
          "text": "The payment would feel tight"
        },
        {
          "id": "the_emergency_fund_would_disappear",
          "text": "The emergency fund would disappear"
        },
        {
          "id": "we_are_still_arguing_about_it",
          "text": "We are still arguing about it"
        },
        {
          "id": "the_current_option_still_works",
          "text": "The current option still works"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "the_payment_would_feel_tight",
            "text": "The payment would feel tight"
          },
          {
            "id": "the_emergency_fund_would_disappear",
            "text": "The emergency fund would disappear"
          },
          {
            "id": "we_are_still_arguing_about_it",
            "text": "We are still arguing about it"
          },
          {
            "id": "the_current_option_still_works",
            "text": "The current option still works"
          }
        ]
      }
    },
    {
      "id": "money_135",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What would help us enjoy progress before the final goal is reached?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "goals",
        "celebration",
        "money"
      ],
      "options": [
        {
          "id": "mark_smaller_milestones",
          "text": "Mark smaller milestones"
        },
        {
          "id": "keep_some_fun_in_the_budget",
          "text": "Keep some fun in the budget"
        },
        {
          "id": "notice_what_has_already_changed",
          "text": "Notice what has already changed"
        },
        {
          "id": "share_the_progress_without_competing",
          "text": "Share the progress without competing"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "mark_smaller_milestones",
            "text": "Mark smaller milestones"
          },
          {
            "id": "keep_some_fun_in_the_budget",
            "text": "Keep some fun in the budget"
          },
          {
            "id": "notice_what_has_already_changed",
            "text": "Notice what has already changed"
          },
          {
            "id": "share_the_progress_without_competing",
            "text": "Share the progress without competing"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_136",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which value should guide our money decisions most often?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "values",
        "priorities",
        "money"
      ],
      "options": [
        {
          "id": "security",
          "text": "Security"
        },
        {
          "id": "freedom",
          "text": "Freedom"
        },
        {
          "id": "generosity",
          "text": "Generosity"
        },
        {
          "id": "enjoying_life_now",
          "text": "Enjoying life now"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "security",
            "text": "Security"
          },
          {
            "id": "freedom",
            "text": "Freedom"
          },
          {
            "id": "generosity",
            "text": "Generosity"
          },
          {
            "id": "enjoying_life_now",
            "text": "Enjoying life now"
          }
        ]
      }
    },
    {
      "id": "money_137",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What should we agree on before lending money to family?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "family",
        "lending",
        "money"
      ],
      "options": [
        {
          "id": "how_much_we_can_lose",
          "text": "How much we can lose"
        },
        {
          "id": "whether_repayment_is_expected",
          "text": "Whether repayment is expected"
        },
        {
          "id": "whether_both_partners_agree",
          "text": "Whether both partners agree"
        },
        {
          "id": "what_happens_if_the_request_repeats",
          "text": "What happens if the request repeats"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "how_much_we_can_lose",
            "text": "How much we can lose"
          },
          {
            "id": "whether_repayment_is_expected",
            "text": "Whether repayment is expected"
          },
          {
            "id": "whether_both_partners_agree",
            "text": "Whether both partners agree"
          },
          {
            "id": "what_happens_if_the_request_repeats",
            "text": "What happens if the request repeats"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_138",
      "category_id": "money",
      "type": "scale",
      "text": "How aligned do our money values feel?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "values",
        "current_state",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Very different",
        "max_label": "Very aligned"
      }
    },
    {
      "id": "money_139",
      "category_id": "money",
      "type": "this_or_that",
      "text": "Give quietly or celebrate generosity openly?",
      "depth": 1,
      "access": "premium",
      "tags": [
        "generosity",
        "quick_choice",
        "money"
      ],
      "options": [
        {
          "id": "give_quietly",
          "text": "Give quietly"
        },
        {
          "id": "celebrate_generosity_openly",
          "text": "Celebrate generosity openly"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "give_quietly",
            "text": "Give quietly"
          },
          {
            "id": "celebrate_generosity_openly",
            "text": "Celebrate generosity openly"
          }
        ]
      }
    },
    {
      "id": "money_140",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which kinds of generosity feel most meaningful to you?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "generosity",
        "values",
        "money"
      ],
      "options": [
        {
          "id": "helping_family",
          "text": "Helping family"
        },
        {
          "id": "supporting_a_cause",
          "text": "Supporting a cause"
        },
        {
          "id": "giving_time_instead_of_money",
          "text": "Giving time instead of money"
        },
        {
          "id": "covering_something_for_a_friend",
          "text": "Covering something for a friend"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "helping_family",
            "text": "Helping family"
          },
          {
            "id": "supporting_a_cause",
            "text": "Supporting a cause"
          },
          {
            "id": "giving_time_instead_of_money",
            "text": "Giving time instead of money"
          },
          {
            "id": "covering_something_for_a_friend",
            "text": "Covering something for a friend"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_141",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What keeps helping family from harming our own stability?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "family",
        "boundaries",
        "money"
      ],
      "options": [
        {
          "id": "a_clear_limit",
          "text": "A clear limit"
        },
        {
          "id": "both_partners_agree",
          "text": "Both partners agree"
        },
        {
          "id": "no_debt_to_provide_help",
          "text": "No debt to provide help"
        },
        {
          "id": "the_request_is_discussed_without_guilt",
          "text": "The request is discussed without guilt"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "a_clear_limit",
            "text": "A clear limit"
          },
          {
            "id": "both_partners_agree",
            "text": "Both partners agree"
          },
          {
            "id": "no_debt_to_provide_help",
            "text": "No debt to provide help"
          },
          {
            "id": "the_request_is_discussed_without_guilt",
            "text": "The request is discussed without guilt"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_142",
      "category_id": "money",
      "type": "single_choice",
      "text": "What should happen when our families have different money expectations?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "family",
        "differences",
        "money"
      ],
      "options": [
        {
          "id": "decide_as_a_couple_first",
          "text": "Decide as a couple first"
        },
        {
          "id": "explain_only_what_is_necessary",
          "text": "Explain only what is necessary"
        },
        {
          "id": "set_separate_limits_if_needed",
          "text": "Set separate limits if needed"
        },
        {
          "id": "review_each_request_individually",
          "text": "Review each request individually"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "decide_as_a_couple_first",
            "text": "Decide as a couple first"
          },
          {
            "id": "explain_only_what_is_necessary",
            "text": "Explain only what is necessary"
          },
          {
            "id": "set_separate_limits_if_needed",
            "text": "Set separate limits if needed"
          },
          {
            "id": "review_each_request_individually",
            "text": "Review each request individually"
          }
        ]
      }
    },
    {
      "id": "money_143",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which childhood money messages are worth questioning now?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "money_story",
        "childhood",
        "money"
      ],
      "options": [
        {
          "id": "debt_always_means_failure",
          "text": "Debt always means failure"
        },
        {
          "id": "talking_about_money_is_rude",
          "text": "Talking about money is rude"
        },
        {
          "id": "one_partner_should_control_everything",
          "text": "One partner should control everything"
        },
        {
          "id": "rest_must_be_earned_through_overwork",
          "text": "Rest must be earned through overwork"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "debt_always_means_failure",
            "text": "Debt always means failure"
          },
          {
            "id": "talking_about_money_is_rude",
            "text": "Talking about money is rude"
          },
          {
            "id": "one_partner_should_control_everything",
            "text": "One partner should control everything"
          },
          {
            "id": "rest_must_be_earned_through_overwork",
            "text": "Rest must be earned through overwork"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_144",
      "category_id": "money",
      "type": "scale",
      "text": "How much do old family money habits affect us today?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "money_story",
        "current_state",
        "money"
      ],
      "answer_config": {
        "min": 1,
        "max": 5,
        "min_label": "Hardly at all",
        "max_label": "A great deal"
      }
    },
    {
      "id": "money_145",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What helps different money backgrounds coexist respectfully?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "money_story",
        "respect",
        "money"
      ],
      "options": [
        {
          "id": "curiosity_instead_of_ridicule",
          "text": "Curiosity instead of ridicule"
        },
        {
          "id": "no_family_comparisons",
          "text": "No family comparisons"
        },
        {
          "id": "shared_rules_for_the_present",
          "text": "Shared rules for the present"
        },
        {
          "id": "room_to_change_old_habits",
          "text": "Room to change old habits"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "curiosity_instead_of_ridicule",
            "text": "Curiosity instead of ridicule"
          },
          {
            "id": "no_family_comparisons",
            "text": "No family comparisons"
          },
          {
            "id": "shared_rules_for_the_present",
            "text": "Shared rules for the present"
          },
          {
            "id": "room_to_change_old_habits",
            "text": "Room to change old habits"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_146",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which legacy would you most want our money choices to create?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "legacy",
        "values",
        "money"
      ],
      "options": [
        {
          "id": "less_stress_for_our_household",
          "text": "Less stress for our household"
        },
        {
          "id": "more_choices_for_the_future",
          "text": "More choices for the future"
        },
        {
          "id": "a_habit_of_generosity",
          "text": "A habit of generosity"
        },
        {
          "id": "a_healthier_example_for_family",
          "text": "A healthier example for family"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "less_stress_for_our_household",
            "text": "Less stress for our household"
          },
          {
            "id": "more_choices_for_the_future",
            "text": "More choices for the future"
          },
          {
            "id": "a_habit_of_generosity",
            "text": "A habit of generosity"
          },
          {
            "id": "a_healthier_example_for_family",
            "text": "A healthier example for family"
          }
        ]
      }
    },
    {
      "id": "money_147",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What should generosity never require from our household?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "generosity",
        "boundaries",
        "money"
      ],
      "options": [
        {
          "id": "missing_basic_bills",
          "text": "Missing basic bills"
        },
        {
          "id": "taking_secret_debt",
          "text": "Taking secret debt"
        },
        {
          "id": "ignoring_one_partner_s_no",
          "text": "Ignoring one partner's no"
        },
        {
          "id": "sacrificing_all_emergency_savings",
          "text": "Sacrificing all emergency savings"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "missing_basic_bills",
            "text": "Missing basic bills"
          },
          {
            "id": "taking_secret_debt",
            "text": "Taking secret debt"
          },
          {
            "id": "ignoring_one_partner_s_no",
            "text": "Ignoring one partner's no"
          },
          {
            "id": "sacrificing_all_emergency_savings",
            "text": "Sacrificing all emergency savings"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_148",
      "category_id": "money",
      "type": "multi_choice",
      "text": "Which money traditions would be worth starting?",
      "depth": 2,
      "access": "premium",
      "tags": [
        "traditions",
        "values",
        "money"
      ],
      "options": [
        {
          "id": "an_annual_giving_choice",
          "text": "An annual giving choice"
        },
        {
          "id": "a_yearly_goal_review",
          "text": "A yearly goal review"
        },
        {
          "id": "a_planned_celebration_fund",
          "text": "A planned celebration fund"
        },
        {
          "id": "a_regular_personal_money_reset",
          "text": "A regular personal-money reset"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "an_annual_giving_choice",
            "text": "An annual giving choice"
          },
          {
            "id": "a_yearly_goal_review",
            "text": "A yearly goal review"
          },
          {
            "id": "a_planned_celebration_fund",
            "text": "A planned celebration fund"
          },
          {
            "id": "a_regular_personal_money_reset",
            "text": "A regular personal-money reset"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    },
    {
      "id": "money_149",
      "category_id": "money",
      "type": "single_choice",
      "text": "Which family request deserves a formal review by the household treasury?",
      "depth": 1,
      "access": "premium",
      "tags": [
        "humor",
        "family",
        "money"
      ],
      "options": [
        {
          "id": "the_repeat_emergency",
          "text": "The repeat emergency"
        },
        {
          "id": "the_business_idea_with_no_numbers",
          "text": "The business idea with no numbers"
        },
        {
          "id": "the_loan_called_a_small_favor",
          "text": "The loan called a small favor"
        },
        {
          "id": "the_group_gift_nobody_budgeted_for",
          "text": "The group gift nobody budgeted for"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "the_repeat_emergency",
            "text": "The repeat emergency"
          },
          {
            "id": "the_business_idea_with_no_numbers",
            "text": "The business idea with no numbers"
          },
          {
            "id": "the_loan_called_a_small_favor",
            "text": "The loan called a small favor"
          },
          {
            "id": "the_group_gift_nobody_budgeted_for",
            "text": "The group gift nobody budgeted for"
          }
        ]
      }
    },
    {
      "id": "money_150",
      "category_id": "money",
      "type": "multi_choice",
      "text": "What would make our money life feel successful even without being wealthy?",
      "depth": 3,
      "access": "premium",
      "tags": [
        "success",
        "values",
        "money"
      ],
      "options": [
        {
          "id": "bills_do_not_create_constant_fear",
          "text": "Bills do not create constant fear"
        },
        {
          "id": "both_people_have_choices",
          "text": "Both people have choices"
        },
        {
          "id": "we_can_help_sometimes",
          "text": "We can help sometimes"
        },
        {
          "id": "our_spending_matches_what_matters_to_us",
          "text": "Our spending matches what matters to us"
        }
      ],
      "answer_config": {
        "options": [
          {
            "id": "bills_do_not_create_constant_fear",
            "text": "Bills do not create constant fear"
          },
          {
            "id": "both_people_have_choices",
            "text": "Both people have choices"
          },
          {
            "id": "we_can_help_sometimes",
            "text": "We can help sometimes"
          },
          {
            "id": "our_spending_matches_what_matters_to_us",
            "text": "Our spending matches what matters to us"
          }
        ],
        "min_selections": 1,
        "max_selections": 3
      }
    }
  ]
}