{ "category": { "id": "money", "display_name": "Money", "description": "Warm, practical, shame-free questions about spending, bills, saving, debt, fairness, independence, uncertainty, family expectations, and building a financial life together.", "access": "mixed", "icon_name": "paid", "schema_version": "question_v2", "metadata": { "total_questions": 150, "free_questions": 45, "premium_questions": 105, "type_counts": { "multi_choice": 90, "single_choice": 30, "scale": 15, "this_or_that": 10, "written": 5 }, "depth_counts": { "1": 32, "2": 55, "3": 63 }, "legacy_question_count": 250, "catalog_change": -100, "content_version": "money_150_final_v5", "mass_rewrite_reason": "The legacy pack contained 250 questions, including 150 written responses, legacy depths up to 5, and repeated goal-template blocks. More than 60 percent of the pack failed the current writing and interaction standards.", "pack_boundary": "Money owns everyday spending, bills, savings, debt, credit, fairness, income differences, financial stress, emergency planning, big goals, generosity, and family money expectations. General honesty belongs in trust; household chore division belongs in home_life.", "safety_boundary": "Questions must not normalize financial control, forced account access, total loss of personal money, coercive approval rules, hidden debt, or using income to dominate shared decisions.", "review_workflow": "Six 25-question production batches with full-pack type, access, voice, schema, repetition, option-fit, and financial-control safety validation.", "final_validation": "pass", "batch_review": [ { "batch": 1, "first_id": "money_001", "last_id": "money_025", "count": 25, "status": "PASS" }, { "batch": 2, "first_id": "money_026", "last_id": "money_050", "count": 25, "status": "PASS" }, { "batch": 3, "first_id": "money_051", "last_id": "money_075", "count": 25, "status": "PASS" }, { "batch": 4, "first_id": "money_076", "last_id": "money_100", "count": 25, "status": "PASS" }, { "batch": 5, "first_id": "money_101", "last_id": "money_125", "count": 25, "status": "PASS" }, { "batch": 6, "first_id": "money_126", "last_id": "money_150", "count": 25, "status": "PASS" } ], "fifty_question_checkpoints": [ { "checkpoint": 1, "first_id": "money_001", "last_id": "money_050", "count": 50, "status": "PASS" }, { "checkpoint": 2, "first_id": "money_051", "last_id": "money_100", "count": 50, "status": "PASS" }, { "checkpoint": 3, "first_id": "money_101", "last_id": "money_150", "count": 50, "status": "PASS" } ], "final_review": "Final editorial and production pass completed. Corrected five prompt-to-option mismatches left by earlier type conversions and softened two phrases involving personal spending and emergencies. Revalidated all schema fields, counts, mirrored options, option fit, uniqueness, prompt length, repetition, financial-control framing, six 25-question batches, and three 50-question checkpoints.", "final_editorial_patches": 7 } }, "questions": [ { "id": "money_001", "category_id": "money", "type": "single_choice", "text": "Which purchase feels easiest to justify without a second thought?", "depth": 1, "access": "free", "tags": [ "everyday", "preferences", "money" ], "options": [ { "id": "good_food", "text": "Good food" }, { "id": "something_that_saves_time", "text": "Something that saves time" }, { "id": "a_small_comfort", "text": "A small comfort" }, { "id": "a_useful_upgrade", "text": "A useful upgrade" } ], "answer_config": { "options": [ { "id": "good_food", "text": "Good food" }, { "id": "something_that_saves_time", "text": "Something that saves time" }, { "id": "a_small_comfort", "text": "A small comfort" }, { "id": "a_useful_upgrade", "text": "A useful upgrade" } ] } }, { "id": "money_002", "category_id": "money", "type": "multi_choice", "text": "What makes a small purchase feel worth it to you?", "depth": 1, "access": "free", "tags": [ "everyday", "value", "money" ], "options": [ { "id": "it_gets_used_often", "text": "It gets used often" }, { "id": "it_makes_life_easier", "text": "It makes life easier" }, { "id": "it_lasts_a_long_time", "text": "It lasts a long time" }, { "id": "it_creates_a_good_memory", "text": "It creates a good memory" } ], "answer_config": { "options": [ { "id": "it_gets_used_often", "text": "It gets used often" }, { "id": "it_makes_life_easier", "text": "It makes life easier" }, { "id": "it_lasts_a_long_time", "text": "It lasts a long time" }, { "id": "it_creates_a_good_memory", "text": "It creates a good memory" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_003", "category_id": "money", "type": "this_or_that", "text": "Spend less now or buy the better version once?", "depth": 1, "access": "free", "tags": [ "quick_choice", "value", "money" ], "options": [ { "id": "spend_less_now", "text": "Spend less now" }, { "id": "buy_the_better_version_once", "text": "Buy the better version once" } ], "answer_config": { "options": [ { "id": "spend_less_now", "text": "Spend less now" }, { "id": "buy_the_better_version_once", "text": "Buy the better version once" } ] } }, { "id": "money_004", "category_id": "money", "type": "multi_choice", "text": "Which expenses quietly eat more money than expected?", "depth": 1, "access": "free", "tags": [ "awareness", "everyday", "money" ], "options": [ { "id": "delivery_fees", "text": "Delivery fees" }, { "id": "small_convenience_stops", "text": "Small convenience stops" }, { "id": "subscriptions", "text": "Subscriptions" }, { "id": "last_minute_shopping", "text": "Last-minute shopping" } ], "answer_config": { "options": [ { "id": "delivery_fees", "text": "Delivery fees" }, { "id": "small_convenience_stops", "text": "Small convenience stops" }, { "id": "subscriptions", "text": "Subscriptions" }, { "id": "last_minute_shopping", "text": "Last-minute shopping" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_005", "category_id": "money", "type": "multi_choice", "text": "What should count as a completely guilt-free purchase?", "depth": 1, "access": "free", "tags": [ "fun_money", "preferences", "money" ], "options": [ { "id": "a_favorite_meal", "text": "A favorite meal" }, { "id": "a_hobby_item", "text": "A hobby item" }, { "id": "something_that_saves_an_awful_chore", "text": "Something that saves an awful chore" }, { "id": "a_small_treat_after_a_hard_week", "text": "A small treat after a hard week" } ], "answer_config": { "options": [ { "id": "a_favorite_meal", "text": "A favorite meal" }, { "id": "a_hobby_item", "text": "A hobby item" }, { "id": "something_that_saves_an_awful_chore", "text": "Something that saves an awful chore" }, { "id": "a_small_treat_after_a_hard_week", "text": "A small treat after a hard week" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_006", "category_id": "money", "type": "single_choice", "text": "Which receipt has the strongest courtroom evidence against us?", "depth": 1, "access": "free", "tags": [ "humor", "everyday", "money" ], "options": [ { "id": "the_grocery_receipt", "text": "The grocery receipt" }, { "id": "the_hardware_store_receipt", "text": "The hardware-store receipt" }, { "id": "the_online_order_history", "text": "The online order history" }, { "id": "the_mysterious_gas_station_total", "text": "The mysterious gas-station total" } ], "answer_config": { "options": [ { "id": "the_grocery_receipt", "text": "The grocery receipt" }, { "id": "the_hardware_store_receipt", "text": "The hardware-store receipt" }, { "id": "the_online_order_history", "text": "The online order history" }, { "id": "the_mysterious_gas_station_total", "text": "The mysterious gas-station total" } ] } }, { "id": "money_007", "category_id": "money", "type": "multi_choice", "text": "What helps you decide whether to buy something now?", "depth": 2, "access": "free", "tags": [ "decisions", "spending", "money" ], "options": [ { "id": "checking_the_budget", "text": "Checking the budget" }, { "id": "waiting_a_day", "text": "Waiting a day" }, { "id": "comparing_the_real_value", "text": "Comparing the real value" }, { "id": "talking_if_it_affects_shared_plans", "text": "Talking if it affects shared plans" } ], "answer_config": { "options": [ { "id": "checking_the_budget", "text": "Checking the budget" }, { "id": "waiting_a_day", "text": "Waiting a day" }, { "id": "comparing_the_real_value", "text": "Comparing the real value" }, { "id": "talking_if_it_affects_shared_plans", "text": "Talking if it affects shared plans" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_008", "category_id": "money", "type": "scale", "text": "How comfortable are you with our everyday spending lately?", "depth": 2, "access": "free", "tags": [ "comfort", "current_state", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Not comfortable", "max_label": "Very comfortable" } }, { "id": "money_009", "category_id": "money", "type": "multi_choice", "text": "Which purchases deserve a quick conversation first?", "depth": 2, "access": "free", "tags": [ "agreements", "spending", "money" ], "options": [ { "id": "anything_above_our_agreed_amount", "text": "Anything above our agreed amount" }, { "id": "something_with_ongoing_costs", "text": "Something with ongoing costs" }, { "id": "a_purchase_that_changes_shared_space", "text": "A purchase that changes shared space" }, { "id": "something_bought_with_shared_savings", "text": "Something bought with shared savings" } ], "answer_config": { "options": [ { "id": "anything_above_our_agreed_amount", "text": "Anything above our agreed amount" }, { "id": "something_with_ongoing_costs", "text": "Something with ongoing costs" }, { "id": "a_purchase_that_changes_shared_space", "text": "A purchase that changes shared space" }, { "id": "something_bought_with_shared_savings", "text": "Something bought with shared savings" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_010", "category_id": "money", "type": "single_choice", "text": "What is most likely to make you abandon a shopping list?", "depth": 1, "access": "free", "tags": [ "humor", "habits", "money" ], "options": [ { "id": "a_sale_sign_with_excellent_confidence", "text": "A sale sign with excellent confidence" }, { "id": "shopping_while_hungry", "text": "Shopping while hungry" }, { "id": "a_recommendation_from_someone_persuasive", "text": "A recommendation from someone persuasive" }, { "id": "a_limited_time_offer_that_knows_too_much", "text": "A limited-time offer that knows too much" } ], "answer_config": { "options": [ { "id": "a_sale_sign_with_excellent_confidence", "text": "A sale sign with excellent confidence" }, { "id": "shopping_while_hungry", "text": "Shopping while hungry" }, { "id": "a_recommendation_from_someone_persuasive", "text": "A recommendation from someone persuasive" }, { "id": "a_limited_time_offer_that_knows_too_much", "text": "A limited-time offer that knows too much" } ] } }, { "id": "money_011", "category_id": "money", "type": "multi_choice", "text": "What makes spending feel thoughtful instead of restrictive?", "depth": 2, "access": "free", "tags": [ "mindful_spending", "balance", "money" ], "options": [ { "id": "room_for_enjoyment", "text": "Room for enjoyment" }, { "id": "clear_priorities", "text": "Clear priorities" }, { "id": "a_realistic_amount", "text": "A realistic amount" }, { "id": "no_shame_over_small_choices", "text": "No shame over small choices" } ], "answer_config": { "options": [ { "id": "room_for_enjoyment", "text": "Room for enjoyment" }, { "id": "clear_priorities", "text": "Clear priorities" }, { "id": "a_realistic_amount", "text": "A realistic amount" }, { "id": "no_shame_over_small_choices", "text": "No shame over small choices" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_012", "category_id": "money", "type": "multi_choice", "text": "Which spending habits would make daily life calmer?", "depth": 2, "access": "free", "tags": [ "habits", "calm", "money" ], "options": [ { "id": "checking_the_balance_before_a_larger_purchase", "text": "Checking the balance before a larger purchase" }, { "id": "planning_meals_before_shopping", "text": "Planning meals before shopping" }, { "id": "canceling_unused_subscriptions", "text": "Canceling unused subscriptions" }, { "id": "keeping_a_small_buffer", "text": "Keeping a small buffer" } ], "answer_config": { "options": [ { "id": "checking_the_balance_before_a_larger_purchase", "text": "Checking the balance before a larger purchase" }, { "id": "planning_meals_before_shopping", "text": "Planning meals before shopping" }, { "id": "canceling_unused_subscriptions", "text": "Canceling unused subscriptions" }, { "id": "keeping_a_small_buffer", "text": "Keeping a small buffer" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_013", "category_id": "money", "type": "multi_choice", "text": "Which everyday categories deserve more room in our budget?", "depth": 2, "access": "free", "tags": [ "priorities", "budget", "money" ], "options": [ { "id": "food", "text": "Food" }, { "id": "convenience", "text": "Convenience" }, { "id": "hobbies", "text": "Hobbies" }, { "id": "time_together", "text": "Time together" } ], "answer_config": { "options": [ { "id": "food", "text": "Food" }, { "id": "convenience", "text": "Convenience" }, { "id": "hobbies", "text": "Hobbies" }, { "id": "time_together", "text": "Time together" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_014", "category_id": "money", "type": "written", "text": "What is one purchase you still think was completely worth it?", "depth": 1, "access": "free", "tags": [ "memory", "value", "money" ], "answer_config": { "max_length": 500 } }, { "id": "money_015", "category_id": "money", "type": "multi_choice", "text": "Which signs tell you spending has started feeling out of control?", "depth": 3, "access": "free", "tags": [ "warning_signs", "stress", "money" ], "options": [ { "id": "avoiding_the_account_balance", "text": "Avoiding the account balance" }, { "id": "hiding_purchases", "text": "Hiding purchases" }, { "id": "using_credit_for_ordinary_needs", "text": "Using credit for ordinary needs" }, { "id": "arguing_over_every_small_expense", "text": "Arguing over every small expense" } ], "answer_config": { "options": [ { "id": "avoiding_the_account_balance", "text": "Avoiding the account balance" }, { "id": "hiding_purchases", "text": "Hiding purchases" }, { "id": "using_credit_for_ordinary_needs", "text": "Using credit for ordinary needs" }, { "id": "arguing_over_every_small_expense", "text": "Arguing over every small expense" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_016", "category_id": "money", "type": "single_choice", "text": "Which bill-paying setup sounds least annoying?", "depth": 1, "access": "free", "tags": [ "bills", "routines", "money" ], "options": [ { "id": "mostly_automatic", "text": "Mostly automatic" }, { "id": "one_weekly_money_session", "text": "One weekly money session" }, { "id": "split_responsibilities", "text": "Split responsibilities" }, { "id": "one_person_pays_and_both_review", "text": "One person pays and both review" } ], "answer_config": { "options": [ { "id": "mostly_automatic", "text": "Mostly automatic" }, { "id": "one_weekly_money_session", "text": "One weekly money session" }, { "id": "split_responsibilities", "text": "Split responsibilities" }, { "id": "one_person_pays_and_both_review", "text": "One person pays and both review" } ] } }, { "id": "money_017", "category_id": "money", "type": "multi_choice", "text": "What makes monthly bills easier to manage together?", "depth": 2, "access": "free", "tags": [ "bills", "teamwork", "money" ], "options": [ { "id": "a_shared_due_date_list", "text": "A shared due-date list" }, { "id": "automatic_payments_with_review", "text": "Automatic payments with review" }, { "id": "clear_responsibility", "text": "Clear responsibility" }, { "id": "a_buffer_before_due_dates", "text": "A buffer before due dates" } ], "answer_config": { "options": [ { "id": "a_shared_due_date_list", "text": "A shared due-date list" }, { "id": "automatic_payments_with_review", "text": "Automatic payments with review" }, { "id": "clear_responsibility", "text": "Clear responsibility" }, { "id": "a_buffer_before_due_dates", "text": "A buffer before due dates" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_018", "category_id": "money", "type": "this_or_that", "text": "Pay bills as they arrive or on one set day?", "depth": 1, "access": "free", "tags": [ "bills", "quick_choice", "money" ], "options": [ { "id": "pay_them_as_they_arrive", "text": "Pay them as they arrive" }, { "id": "use_one_set_bill_day", "text": "Use one set bill day" } ], "answer_config": { "options": [ { "id": "pay_them_as_they_arrive", "text": "Pay them as they arrive" }, { "id": "use_one_set_bill_day", "text": "Use one set bill day" } ] } }, { "id": "money_019", "category_id": "money", "type": "multi_choice", "text": "Which money tasks should never depend on one person's memory?", "depth": 2, "access": "free", "tags": [ "systems", "bills", "money" ], "options": [ { "id": "rent_or_mortgage", "text": "Rent or mortgage" }, { "id": "insurance_renewals", "text": "Insurance renewals" }, { "id": "tax_deadlines", "text": "Tax deadlines" }, { "id": "minimum_debt_payments", "text": "Minimum debt payments" } ], "answer_config": { "options": [ { "id": "rent_or_mortgage", "text": "Rent or mortgage" }, { "id": "insurance_renewals", "text": "Insurance renewals" }, { "id": "tax_deadlines", "text": "Tax deadlines" }, { "id": "minimum_debt_payments", "text": "Minimum debt payments" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_020", "category_id": "money", "type": "multi_choice", "text": "What would make a weekly money check take fifteen minutes instead of becoming a summit?", "depth": 1, "access": "free", "tags": [ "humor", "check_in", "money" ], "options": [ { "id": "use_the_same_short_list", "text": "Use the same short list" }, { "id": "save_big_topics_for_another_time", "text": "Save big topics for another time" }, { "id": "look_only_at_current_numbers", "text": "Look only at current numbers" }, { "id": "end_when_the_timer_does", "text": "End when the timer does" } ], "answer_config": { "options": [ { "id": "use_the_same_short_list", "text": "Use the same short list" }, { "id": "save_big_topics_for_another_time", "text": "Save big topics for another time" }, { "id": "look_only_at_current_numbers", "text": "Look only at current numbers" }, { "id": "end_when_the_timer_does", "text": "End when the timer does" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_021", "category_id": "money", "type": "single_choice", "text": "Which money task deserves permanent exile through automation?", "depth": 1, "access": "free", "tags": [ "humor", "automation", "money" ], "options": [ { "id": "recurring_bills", "text": "Recurring bills" }, { "id": "savings_transfers", "text": "Savings transfers" }, { "id": "subscription_tracking", "text": "Subscription tracking" }, { "id": "minimum_payments", "text": "Minimum payments" } ], "answer_config": { "options": [ { "id": "recurring_bills", "text": "Recurring bills" }, { "id": "savings_transfers", "text": "Savings transfers" }, { "id": "subscription_tracking", "text": "Subscription tracking" }, { "id": "minimum_payments", "text": "Minimum payments" } ] } }, { "id": "money_022", "category_id": "money", "type": "multi_choice", "text": "What should a useful monthly review include?", "depth": 2, "access": "free", "tags": [ "review", "planning", "money" ], "options": [ { "id": "what_came_in", "text": "What came in" }, { "id": "what_went_out", "text": "What went out" }, { "id": "what_changed", "text": "What changed" }, { "id": "what_needs_attention_next", "text": "What needs attention next" } ], "answer_config": { "options": [ { "id": "what_came_in", "text": "What came in" }, { "id": "what_went_out", "text": "What went out" }, { "id": "what_changed", "text": "What changed" }, { "id": "what_needs_attention_next", "text": "What needs attention next" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_023", "category_id": "money", "type": "scale", "text": "How organized do our bills feel right now?", "depth": 2, "access": "free", "tags": [ "bills", "current_state", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Very scattered", "max_label": "Very organized" } }, { "id": "money_024", "category_id": "money", "type": "multi_choice", "text": "Which bill surprises are easiest to prevent?", "depth": 2, "access": "free", "tags": [ "bills", "planning", "money" ], "options": [ { "id": "annual_renewals", "text": "Annual renewals" }, { "id": "seasonal_utilities", "text": "Seasonal utilities" }, { "id": "property_or_vehicle_costs", "text": "Property or vehicle costs" }, { "id": "subscriptions_after_free_trials", "text": "Subscriptions after free trials" } ], "answer_config": { "options": [ { "id": "annual_renewals", "text": "Annual renewals" }, { "id": "seasonal_utilities", "text": "Seasonal utilities" }, { "id": "property_or_vehicle_costs", "text": "Property or vehicle costs" }, { "id": "subscriptions_after_free_trials", "text": "Subscriptions after free trials" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_025", "category_id": "money", "type": "multi_choice", "text": "Which first steps make sense when a bill is higher than expected?", "depth": 2, "access": "free", "tags": [ "bills", "problem_solving", "money" ], "options": [ { "id": "check_whether_it_is_correct", "text": "Check whether it is correct" }, { "id": "adjust_this_month_s_plan", "text": "Adjust this month's plan" }, { "id": "call_the_company", "text": "Call the company" }, { "id": "decide_what_can_wait", "text": "Decide what can wait" } ], "answer_config": { "options": [ { "id": "check_whether_it_is_correct", "text": "Check whether it is correct" }, { "id": "adjust_this_month_s_plan", "text": "Adjust this month's plan" }, { "id": "call_the_company", "text": "Call the company" }, { "id": "decide_what_can_wait", "text": "Decide what can wait" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_026", "category_id": "money", "type": "multi_choice", "text": "What helps shared accounts stay understandable to both people?", "depth": 2, "access": "free", "tags": [ "accounts", "clarity", "money" ], "options": [ { "id": "clear_labels", "text": "Clear labels" }, { "id": "regular_access_for_both", "text": "Regular access for both" }, { "id": "simple_categories", "text": "Simple categories" }, { "id": "no_unexplained_transfers", "text": "No unexplained transfers" } ], "answer_config": { "options": [ { "id": "clear_labels", "text": "Clear labels" }, { "id": "regular_access_for_both", "text": "Regular access for both" }, { "id": "simple_categories", "text": "Simple categories" }, { "id": "no_unexplained_transfers", "text": "No unexplained transfers" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_027", "category_id": "money", "type": "multi_choice", "text": "Which records are worth keeping easy to find?", "depth": 1, "access": "free", "tags": [ "records", "organization", "money" ], "options": [ { "id": "tax_documents", "text": "Tax documents" }, { "id": "insurance_information", "text": "Insurance information" }, { "id": "loan_details", "text": "Loan details" }, { "id": "major_purchase_receipts", "text": "Major purchase receipts" } ], "answer_config": { "options": [ { "id": "tax_documents", "text": "Tax documents" }, { "id": "insurance_information", "text": "Insurance information" }, { "id": "loan_details", "text": "Loan details" }, { "id": "major_purchase_receipts", "text": "Major purchase receipts" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_028", "category_id": "money", "type": "multi_choice", "text": "Which candidates deserve the ceremonial title of bill-calendar keeper?", "depth": 1, "access": "free", "tags": [ "humor", "roles", "money" ], "options": [ { "id": "whoever_notices_dates", "text": "Whoever notices dates" }, { "id": "whoever_enjoys_spreadsheets", "text": "Whoever enjoys spreadsheets" }, { "id": "whoever_hates_late_fees_most", "text": "Whoever hates late fees most" }, { "id": "the_calendar_itself", "text": "The calendar itself" } ], "answer_config": { "options": [ { "id": "whoever_notices_dates", "text": "Whoever notices dates" }, { "id": "whoever_enjoys_spreadsheets", "text": "Whoever enjoys spreadsheets" }, { "id": "whoever_hates_late_fees_most", "text": "Whoever hates late fees most" }, { "id": "the_calendar_itself", "text": "The calendar itself" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_029", "category_id": "money", "type": "written", "text": "What money task would you gladly never think about again?", "depth": 1, "access": "free", "tags": [ "tasks", "preferences", "money" ], "answer_config": { "max_length": 500 } }, { "id": "money_030", "category_id": "money", "type": "multi_choice", "text": "What would keep money routines from feeling controlling?", "depth": 3, "access": "free", "tags": [ "routines", "respect", "money" ], "options": [ { "id": "both_people_can_see_the_system", "text": "Both people can see the system" }, { "id": "each_person_keeps_some_independence", "text": "Each person keeps some independence" }, { "id": "rules_can_be_changed_together", "text": "Rules can be changed together" }, { "id": "questions_are_answered_without_ridicule", "text": "Questions are answered without ridicule" } ], "answer_config": { "options": [ { "id": "both_people_can_see_the_system", "text": "Both people can see the system" }, { "id": "each_person_keeps_some_independence", "text": "Each person keeps some independence" }, { "id": "rules_can_be_changed_together", "text": "Rules can be changed together" }, { "id": "questions_are_answered_without_ridicule", "text": "Questions are answered without ridicule" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_031", "category_id": "money", "type": "single_choice", "text": "Which small savings goal would feel satisfying fastest?", "depth": 1, "access": "free", "tags": [ "saving", "small_goals", "money" ], "options": [ { "id": "a_one_month_cushion", "text": "A one-month cushion" }, { "id": "a_weekend_away", "text": "A weekend away" }, { "id": "a_home_upgrade", "text": "A home upgrade" }, { "id": "a_no_stress_holiday_fund", "text": "A no-stress holiday fund" } ], "answer_config": { "options": [ { "id": "a_one_month_cushion", "text": "A one-month cushion" }, { "id": "a_weekend_away", "text": "A weekend away" }, { "id": "a_home_upgrade", "text": "A home upgrade" }, { "id": "a_no_stress_holiday_fund", "text": "A no-stress holiday fund" } ] } }, { "id": "money_032", "category_id": "money", "type": "multi_choice", "text": "What makes saving easier to continue?", "depth": 2, "access": "free", "tags": [ "saving", "motivation", "money" ], "options": [ { "id": "automatic_transfers", "text": "Automatic transfers" }, { "id": "a_visible_goal", "text": "A visible goal" }, { "id": "a_realistic_amount", "text": "A realistic amount" }, { "id": "celebrating_milestones", "text": "Celebrating milestones" } ], "answer_config": { "options": [ { "id": "automatic_transfers", "text": "Automatic transfers" }, { "id": "a_visible_goal", "text": "A visible goal" }, { "id": "a_realistic_amount", "text": "A realistic amount" }, { "id": "celebrating_milestones", "text": "Celebrating milestones" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_033", "category_id": "money", "type": "this_or_that", "text": "Save a fixed amount or save whatever is left?", "depth": 1, "access": "free", "tags": [ "saving", "quick_choice", "money" ], "options": [ { "id": "save_a_fixed_amount", "text": "Save a fixed amount" }, { "id": "save_whatever_is_left", "text": "Save whatever is left" } ], "answer_config": { "options": [ { "id": "save_a_fixed_amount", "text": "Save a fixed amount" }, { "id": "save_whatever_is_left", "text": "Save whatever is left" } ] } }, { "id": "money_034", "category_id": "money", "type": "multi_choice", "text": "Which goals are easier when they have separate savings buckets?", "depth": 1, "access": "free", "tags": [ "saving", "organization", "money" ], "options": [ { "id": "emergencies", "text": "Emergencies" }, { "id": "travel", "text": "Travel" }, { "id": "home_repairs", "text": "Home repairs" }, { "id": "celebrations", "text": "Celebrations" } ], "answer_config": { "options": [ { "id": "emergencies", "text": "Emergencies" }, { "id": "travel", "text": "Travel" }, { "id": "home_repairs", "text": "Home repairs" }, { "id": "celebrations", "text": "Celebrations" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_035", "category_id": "money", "type": "multi_choice", "text": "What could make a savings goal feel more like ours?", "depth": 2, "access": "free", "tags": [ "saving", "teamwork", "money" ], "options": [ { "id": "choose_it_together", "text": "Choose it together" }, { "id": "name_what_it_will_change", "text": "Name what it will change" }, { "id": "track_progress_simply", "text": "Track progress simply" }, { "id": "let_both_people_contribute_differently", "text": "Let both people contribute differently" } ], "answer_config": { "options": [ { "id": "choose_it_together", "text": "Choose it together" }, { "id": "name_what_it_will_change", "text": "Name what it will change" }, { "id": "track_progress_simply", "text": "Track progress simply" }, { "id": "let_both_people_contribute_differently", "text": "Let both people contribute differently" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_036", "category_id": "money", "type": "single_choice", "text": "Which savings milestone deserves an unnecessarily official announcement?", "depth": 1, "access": "free", "tags": [ "humor", "milestones", "money" ], "options": [ { "id": "the_first_hundred_dollars", "text": "The first hundred dollars" }, { "id": "the_halfway_point", "text": "The halfway point" }, { "id": "the_first_month_without_touching_it", "text": "The first month without touching it" }, { "id": "the_moment_the_goal_is_fully_funded", "text": "The moment the goal is fully funded" } ], "answer_config": { "options": [ { "id": "the_first_hundred_dollars", "text": "The first hundred dollars" }, { "id": "the_halfway_point", "text": "The halfway point" }, { "id": "the_first_month_without_touching_it", "text": "The first month without touching it" }, { "id": "the_moment_the_goal_is_fully_funded", "text": "The moment the goal is fully funded" } ] } }, { "id": "money_037", "category_id": "money", "type": "multi_choice", "text": "What makes a savings target realistic?", "depth": 2, "access": "free", "tags": [ "saving", "planning", "money" ], "options": [ { "id": "it_fits_current_income", "text": "It fits current income" }, { "id": "it_leaves_room_for_normal_life", "text": "It leaves room for normal life" }, { "id": "the_deadline_can_move", "text": "The deadline can move" }, { "id": "both_people_understand_the_tradeoffs", "text": "Both people understand the tradeoffs" } ], "answer_config": { "options": [ { "id": "it_fits_current_income", "text": "It fits current income" }, { "id": "it_leaves_room_for_normal_life", "text": "It leaves room for normal life" }, { "id": "the_deadline_can_move", "text": "The deadline can move" }, { "id": "both_people_understand_the_tradeoffs", "text": "Both people understand the tradeoffs" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_038", "category_id": "money", "type": "scale", "text": "How hopeful do our current savings goals feel?", "depth": 2, "access": "free", "tags": [ "saving", "hope", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Mostly discouraging", "max_label": "Very hopeful" } }, { "id": "money_039", "category_id": "money", "type": "multi_choice", "text": "Which tiny changes could create savings without making life miserable?", "depth": 1, "access": "free", "tags": [ "saving", "small_changes", "money" ], "options": [ { "id": "reduce_one_recurring_charge", "text": "Reduce one recurring charge" }, { "id": "plan_one_less_takeout_night", "text": "Plan one less takeout night" }, { "id": "use_a_waiting_period_for_extras", "text": "Use a waiting period for extras" }, { "id": "redirect_a_small_automatic_amount", "text": "Redirect a small automatic amount" } ], "answer_config": { "options": [ { "id": "reduce_one_recurring_charge", "text": "Reduce one recurring charge" }, { "id": "plan_one_less_takeout_night", "text": "Plan one less takeout night" }, { "id": "use_a_waiting_period_for_extras", "text": "Use a waiting period for extras" }, { "id": "redirect_a_small_automatic_amount", "text": "Redirect a small automatic amount" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_040", "category_id": "money", "type": "multi_choice", "text": "Which reasons would make you protect a savings goal most fiercely?", "depth": 2, "access": "free", "tags": [ "saving", "meaning", "money" ], "options": [ { "id": "it_reduces_stress", "text": "It reduces stress" }, { "id": "it_creates_freedom", "text": "It creates freedom" }, { "id": "it_supports_someone_we_love", "text": "It supports someone we love" }, { "id": "it_pays_for_a_shared_dream", "text": "It pays for a shared dream" } ], "answer_config": { "options": [ { "id": "it_reduces_stress", "text": "It reduces stress" }, { "id": "it_creates_freedom", "text": "It creates freedom" }, { "id": "it_supports_someone_we_love", "text": "It supports someone we love" }, { "id": "it_pays_for_a_shared_dream", "text": "It pays for a shared dream" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_041", "category_id": "money", "type": "multi_choice", "text": "What helps when saving progress stalls?", "depth": 2, "access": "free", "tags": [ "saving", "setback", "money" ], "options": [ { "id": "lower_the_amount_temporarily", "text": "Lower the amount temporarily" }, { "id": "extend_the_deadline", "text": "Extend the deadline" }, { "id": "review_what_changed", "text": "Review what changed" }, { "id": "keep_a_smaller_habit_alive", "text": "Keep a smaller habit alive" } ], "answer_config": { "options": [ { "id": "lower_the_amount_temporarily", "text": "Lower the amount temporarily" }, { "id": "extend_the_deadline", "text": "Extend the deadline" }, { "id": "review_what_changed", "text": "Review what changed" }, { "id": "keep_a_smaller_habit_alive", "text": "Keep a smaller habit alive" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_042", "category_id": "money", "type": "multi_choice", "text": "Which rewards could celebrate progress without undoing it?", "depth": 1, "access": "free", "tags": [ "saving", "celebration", "money" ], "options": [ { "id": "a_favorite_meal_at_home", "text": "A favorite meal at home" }, { "id": "a_low_cost_day_out", "text": "A low-cost day out" }, { "id": "one_planned_treat", "text": "One planned treat" }, { "id": "a_photo_or_note_marking_the_milestone", "text": "A photo or note marking the milestone" } ], "answer_config": { "options": [ { "id": "a_favorite_meal_at_home", "text": "A favorite meal at home" }, { "id": "a_low_cost_day_out", "text": "A low-cost day out" }, { "id": "one_planned_treat", "text": "One planned treat" }, { "id": "a_photo_or_note_marking_the_milestone", "text": "A photo or note marking the milestone" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_043", "category_id": "money", "type": "multi_choice", "text": "Which goals would make ordinary life feel easier?", "depth": 2, "access": "free", "tags": [ "saving", "daily_life", "money" ], "options": [ { "id": "a_repair_fund", "text": "A repair fund" }, { "id": "a_medical_cushion", "text": "A medical cushion" }, { "id": "a_reliable_vehicle_fund", "text": "A reliable vehicle fund" }, { "id": "a_month_of_basic_expenses", "text": "A month of basic expenses" } ], "answer_config": { "options": [ { "id": "a_repair_fund", "text": "A repair fund" }, { "id": "a_medical_cushion", "text": "A medical cushion" }, { "id": "a_reliable_vehicle_fund", "text": "A reliable vehicle fund" }, { "id": "a_month_of_basic_expenses", "text": "A month of basic expenses" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_044", "category_id": "money", "type": "written", "text": "What is one thing you would genuinely enjoy saving for together?", "depth": 2, "access": "free", "tags": [ "saving", "shared_goal", "money" ], "answer_config": { "max_length": 500 } }, { "id": "money_045", "category_id": "money", "type": "multi_choice", "text": "What can make saving feel unfair between partners?", "depth": 3, "access": "free", "tags": [ "saving", "fairness", "money" ], "options": [ { "id": "different_incomes_are_ignored", "text": "Different incomes are ignored" }, { "id": "one_person_gives_up_all_extras", "text": "One person gives up all extras" }, { "id": "the_goal_was_not_chosen_together", "text": "The goal was not chosen together" }, { "id": "personal_spending_disappears_completely", "text": "Personal spending disappears completely" } ], "answer_config": { "options": [ { "id": "different_incomes_are_ignored", "text": "Different incomes are ignored" }, { "id": "one_person_gives_up_all_extras", "text": "One person gives up all extras" }, { "id": "the_goal_was_not_chosen_together", "text": "The goal was not chosen together" }, { "id": "personal_spending_disappears_completely", "text": "Personal spending disappears completely" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_046", "category_id": "money", "type": "single_choice", "text": "Which fun-money system sounds fairest to you?", "depth": 2, "access": "premium", "tags": [ "fun_money", "fairness", "money" ], "options": [ { "id": "equal_personal_amounts", "text": "Equal personal amounts" }, { "id": "amounts_based_on_income", "text": "Amounts based on income" }, { "id": "a_shared_extras_fund", "text": "A shared extras fund" }, { "id": "flexible_amounts_agreed_each_month", "text": "Flexible amounts agreed each month" } ], "answer_config": { "options": [ { "id": "equal_personal_amounts", "text": "Equal personal amounts" }, { "id": "amounts_based_on_income", "text": "Amounts based on income" }, { "id": "a_shared_extras_fund", "text": "A shared extras fund" }, { "id": "flexible_amounts_agreed_each_month", "text": "Flexible amounts agreed each month" } ] } }, { "id": "money_047", "category_id": "money", "type": "multi_choice", "text": "What should personal spending money cover without a discussion?", "depth": 2, "access": "premium", "tags": [ "independence", "fun_money", "money" ], "options": [ { "id": "hobbies", "text": "Hobbies" }, { "id": "gifts", "text": "Gifts" }, { "id": "small_treats", "text": "Small treats" }, { "id": "personal_subscriptions", "text": "Personal subscriptions" } ], "answer_config": { "options": [ { "id": "hobbies", "text": "Hobbies" }, { "id": "gifts", "text": "Gifts" }, { "id": "small_treats", "text": "Small treats" }, { "id": "personal_subscriptions", "text": "Personal subscriptions" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_048", "category_id": "money", "type": "this_or_that", "text": "Equal fun money or equal percentage of income?", "depth": 2, "access": "premium", "tags": [ "fairness", "quick_choice", "money" ], "options": [ { "id": "equal_fun_money", "text": "Equal fun money" }, { "id": "equal_percentage_of_income", "text": "Equal percentage of income" } ], "answer_config": { "options": [ { "id": "equal_fun_money", "text": "Equal fun money" }, { "id": "equal_percentage_of_income", "text": "Equal percentage of income" } ] } }, { "id": "money_049", "category_id": "money", "type": "multi_choice", "text": "What makes separate spending money feel healthy?", "depth": 2, "access": "premium", "tags": [ "independence", "trust", "money" ], "options": [ { "id": "the_amount_is_agreed", "text": "The amount is agreed" }, { "id": "shared_obligations_are_covered", "text": "Shared obligations are covered" }, { "id": "no_interrogation_over_ordinary_choices", "text": "No interrogation over ordinary choices" }, { "id": "neither_person_loses_all_personal_freedom", "text": "Neither person loses all personal freedom" } ], "answer_config": { "options": [ { "id": "the_amount_is_agreed", "text": "The amount is agreed" }, { "id": "shared_obligations_are_covered", "text": "Shared obligations are covered" }, { "id": "no_interrogation_over_ordinary_choices", "text": "No interrogation over ordinary choices" }, { "id": "neither_person_loses_all_personal_freedom", "text": "Neither person loses all personal freedom" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_050", "category_id": "money", "type": "multi_choice", "text": "Which purchases should stay private enough to preserve a surprise?", "depth": 1, "access": "premium", "tags": [ "privacy", "gifts", "money" ], "options": [ { "id": "birthday_gifts", "text": "Birthday gifts" }, { "id": "holiday_gifts", "text": "Holiday gifts" }, { "id": "a_planned_date_detail", "text": "A planned date detail" }, { "id": "a_small_personal_keepsake", "text": "A small personal keepsake" } ], "answer_config": { "options": [ { "id": "birthday_gifts", "text": "Birthday gifts" }, { "id": "holiday_gifts", "text": "Holiday gifts" }, { "id": "a_planned_date_detail", "text": "A planned date detail" }, { "id": "a_small_personal_keepsake", "text": "A small personal keepsake" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_051", "category_id": "money", "type": "single_choice", "text": "What deserves an official no-guilt allowance?", "depth": 1, "access": "premium", "tags": [ "humor", "fun_money", "money" ], "options": [ { "id": "books", "text": "Books" }, { "id": "coffee", "text": "Coffee" }, { "id": "craft_supplies", "text": "Craft supplies" }, { "id": "the_hobby_currently_occupying_the_dining_table", "text": "The hobby currently occupying the dining table" } ], "answer_config": { "options": [ { "id": "books", "text": "Books" }, { "id": "coffee", "text": "Coffee" }, { "id": "craft_supplies", "text": "Craft supplies" }, { "id": "the_hobby_currently_occupying_the_dining_table", "text": "The hobby currently occupying the dining table" } ] } }, { "id": "money_052", "category_id": "money", "type": "multi_choice", "text": "Why can matching personal amounts still feel unequal?", "depth": 3, "access": "premium", "tags": [ "fairness", "context", "money" ], "options": [ { "id": "one_person_covers_more_personal_necessities", "text": "One person covers more personal necessities" }, { "id": "one_income_is_far_lower", "text": "One income is far lower" }, { "id": "caregiving_limits_earning", "text": "Caregiving limits earning" }, { "id": "one_person_s_hobby_has_much_higher_costs", "text": "One person's hobby has much higher costs" } ], "answer_config": { "options": [ { "id": "one_person_covers_more_personal_necessities", "text": "One person covers more personal necessities" }, { "id": "one_income_is_far_lower", "text": "One income is far lower" }, { "id": "caregiving_limits_earning", "text": "Caregiving limits earning" }, { "id": "one_person_s_hobby_has_much_higher_costs", "text": "One person's hobby has much higher costs" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_053", "category_id": "money", "type": "scale", "text": "How free do you feel to make reasonable personal purchases?", "depth": 3, "access": "premium", "tags": [ "independence", "current_state", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Not free enough", "max_label": "Completely free" } }, { "id": "money_054", "category_id": "money", "type": "multi_choice", "text": "Which agreements protect both independence and shared goals?", "depth": 3, "access": "premium", "tags": [ "agreements", "balance", "money" ], "options": [ { "id": "a_purchase_threshold", "text": "A purchase threshold" }, { "id": "personal_accounts_or_categories", "text": "Personal accounts or categories" }, { "id": "no_hiding_shared_debt", "text": "No hiding shared debt" }, { "id": "regular_review_without_item_by_item_policing", "text": "Regular review without item-by-item policing" } ], "answer_config": { "options": [ { "id": "a_purchase_threshold", "text": "A purchase threshold" }, { "id": "personal_accounts_or_categories", "text": "Personal accounts or categories" }, { "id": "no_hiding_shared_debt", "text": "No hiding shared debt" }, { "id": "regular_review_without_item_by_item_policing", "text": "Regular review without item-by-item policing" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_055", "category_id": "money", "type": "multi_choice", "text": "Which responses respect a harmless purchase you would not choose?", "depth": 2, "access": "premium", "tags": [ "respect", "differences", "money" ], "options": [ { "id": "let_it_be_theirs", "text": "Let it be theirs" }, { "id": "ask_only_if_shared_plans_are_affected", "text": "Ask only if shared plans are affected" }, { "id": "admit_it_is_not_your_taste", "text": "Admit it is not your taste" }, { "id": "keep_the_receipt_commentary_internal", "text": "Keep the receipt commentary internal" } ], "answer_config": { "options": [ { "id": "let_it_be_theirs", "text": "Let it be theirs" }, { "id": "ask_only_if_shared_plans_are_affected", "text": "Ask only if shared plans are affected" }, { "id": "admit_it_is_not_your_taste", "text": "Admit it is not your taste" }, { "id": "keep_the_receipt_commentary_internal", "text": "Keep the receipt commentary internal" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_056", "category_id": "money", "type": "multi_choice", "text": "What makes hobby spending easier to understand?", "depth": 2, "access": "premium", "tags": [ "hobbies", "communication", "money" ], "options": [ { "id": "a_rough_annual_amount", "text": "A rough annual amount" }, { "id": "knowing_what_the_hobby_provides", "text": "Knowing what the hobby provides" }, { "id": "planning_larger_purchases", "text": "Planning larger purchases" }, { "id": "selling_or_using_old_supplies", "text": "Selling or using old supplies" } ], "answer_config": { "options": [ { "id": "a_rough_annual_amount", "text": "A rough annual amount" }, { "id": "knowing_what_the_hobby_provides", "text": "Knowing what the hobby provides" }, { "id": "planning_larger_purchases", "text": "Planning larger purchases" }, { "id": "selling_or_using_old_supplies", "text": "Selling or using old supplies" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_057", "category_id": "money", "type": "multi_choice", "text": "Which signs show personal spending has crossed into a shared problem?", "depth": 3, "access": "premium", "tags": [ "warning_signs", "fun_money", "money" ], "options": [ { "id": "bills_are_missed", "text": "Bills are missed" }, { "id": "debt_is_hidden", "text": "Debt is hidden" }, { "id": "shared_savings_are_used_secretly", "text": "Shared savings are used secretly" }, { "id": "the_agreed_amount_is_repeatedly_ignored", "text": "The agreed amount is repeatedly ignored" } ], "answer_config": { "options": [ { "id": "bills_are_missed", "text": "Bills are missed" }, { "id": "debt_is_hidden", "text": "Debt is hidden" }, { "id": "shared_savings_are_used_secretly", "text": "Shared savings are used secretly" }, { "id": "the_agreed_amount_is_repeatedly_ignored", "text": "The agreed amount is repeatedly ignored" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_058", "category_id": "money", "type": "multi_choice", "text": "Which subscriptions have survived cancellation talks with suspicious resilience?", "depth": 1, "access": "premium", "tags": [ "humor", "subscriptions", "money" ], "options": [ { "id": "streaming", "text": "Streaming" }, { "id": "food_delivery", "text": "Food delivery" }, { "id": "cloud_storage", "text": "Cloud storage" }, { "id": "a_service_nobody_remembers_joining", "text": "A service nobody remembers joining" } ], "answer_config": { "options": [ { "id": "streaming", "text": "Streaming" }, { "id": "food_delivery", "text": "Food delivery" }, { "id": "cloud_storage", "text": "Cloud storage" }, { "id": "a_service_nobody_remembers_joining", "text": "A service nobody remembers joining" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_059", "category_id": "money", "type": "written", "text": "What personal expense helps you feel most like yourself?", "depth": 2, "access": "premium", "tags": [ "identity", "fun_money", "money" ], "answer_config": { "max_length": 500 } }, { "id": "money_060", "category_id": "money", "type": "multi_choice", "text": "What should never be required to prove financial trust?", "depth": 3, "access": "premium", "tags": [ "safety", "non_control", "money" ], "options": [ { "id": "permission_for_every_small_purchase", "text": "Permission for every small purchase" }, { "id": "surrendering_all_account_access", "text": "Surrendering all account access" }, { "id": "giving_up_personal_money_entirely", "text": "Giving up personal money entirely" }, { "id": "explaining_every_receipt", "text": "Explaining every receipt" } ], "answer_config": { "options": [ { "id": "permission_for_every_small_purchase", "text": "Permission for every small purchase" }, { "id": "surrendering_all_account_access", "text": "Surrendering all account access" }, { "id": "giving_up_personal_money_entirely", "text": "Giving up personal money entirely" }, { "id": "explaining_every_receipt", "text": "Explaining every receipt" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_061", "category_id": "money", "type": "single_choice", "text": "Which debt payoff approach feels most motivating?", "depth": 2, "access": "premium", "tags": [ "debt", "strategy", "money" ], "options": [ { "id": "smallest_balance_first", "text": "Smallest balance first" }, { "id": "highest_interest_first", "text": "Highest interest first" }, { "id": "most_stressful_debt_first", "text": "Most stressful debt first" }, { "id": "a_blended_plan", "text": "A blended plan" } ], "answer_config": { "options": [ { "id": "smallest_balance_first", "text": "Smallest balance first" }, { "id": "highest_interest_first", "text": "Highest interest first" }, { "id": "most_stressful_debt_first", "text": "Most stressful debt first" }, { "id": "a_blended_plan", "text": "A blended plan" } ] } }, { "id": "money_062", "category_id": "money", "type": "multi_choice", "text": "What helps debt conversations stay shame-free?", "depth": 3, "access": "premium", "tags": [ "debt", "communication", "money" ], "options": [ { "id": "use_current_facts", "text": "Use current facts" }, { "id": "avoid_character_judgments", "text": "Avoid character judgments" }, { "id": "separate_old_mistakes_from_next_steps", "text": "Separate old mistakes from next steps" }, { "id": "let_both_people_ask_questions", "text": "Let both people ask questions" } ], "answer_config": { "options": [ { "id": "use_current_facts", "text": "Use current facts" }, { "id": "avoid_character_judgments", "text": "Avoid character judgments" }, { "id": "separate_old_mistakes_from_next_steps", "text": "Separate old mistakes from next steps" }, { "id": "let_both_people_ask_questions", "text": "Let both people ask questions" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_063", "category_id": "money", "type": "this_or_that", "text": "Pay debt faster or keep a larger cash cushion?", "depth": 2, "access": "premium", "tags": [ "debt", "quick_choice", "money" ], "options": [ { "id": "pay_debt_faster", "text": "Pay debt faster" }, { "id": "keep_a_larger_cash_cushion", "text": "Keep a larger cash cushion" } ], "answer_config": { "options": [ { "id": "pay_debt_faster", "text": "Pay debt faster" }, { "id": "keep_a_larger_cash_cushion", "text": "Keep a larger cash cushion" } ] } }, { "id": "money_064", "category_id": "money", "type": "multi_choice", "text": "Which debt details should both partners understand?", "depth": 3, "access": "premium", "tags": [ "debt", "clarity", "money" ], "options": [ { "id": "current_balances", "text": "Current balances" }, { "id": "interest_rates", "text": "Interest rates" }, { "id": "minimum_payments", "text": "Minimum payments" }, { "id": "whose_name_is_legally_responsible", "text": "Whose name is legally responsible" } ], "answer_config": { "options": [ { "id": "current_balances", "text": "Current balances" }, { "id": "interest_rates", "text": "Interest rates" }, { "id": "minimum_payments", "text": "Minimum payments" }, { "id": "whose_name_is_legally_responsible", "text": "Whose name is legally responsible" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_065", "category_id": "money", "type": "multi_choice", "text": "What makes a payoff plan realistic enough to survive?", "depth": 2, "access": "premium", "tags": [ "debt", "planning", "money" ], "options": [ { "id": "room_for_emergencies", "text": "Room for emergencies" }, { "id": "a_payment_we_can_sustain", "text": "A payment we can sustain" }, { "id": "a_plan_for_irregular_income", "text": "A plan for irregular income" }, { "id": "some_money_for_normal_life", "text": "Some money for normal life" } ], "answer_config": { "options": [ { "id": "room_for_emergencies", "text": "Room for emergencies" }, { "id": "a_payment_we_can_sustain", "text": "A payment we can sustain" }, { "id": "a_plan_for_irregular_income", "text": "A plan for irregular income" }, { "id": "some_money_for_normal_life", "text": "Some money for normal life" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_066", "category_id": "money", "type": "multi_choice", "text": "Which signs would make debt progress feel visible?", "depth": 2, "access": "premium", "tags": [ "debt", "progress", "money" ], "options": [ { "id": "a_balance_chart", "text": "A balance chart" }, { "id": "one_account_closed", "text": "One account closed" }, { "id": "monthly_interest_falling", "text": "Monthly interest falling" }, { "id": "a_simple_milestone_list", "text": "A simple milestone list" } ], "answer_config": { "options": [ { "id": "a_balance_chart", "text": "A balance chart" }, { "id": "one_account_closed", "text": "One account closed" }, { "id": "monthly_interest_falling", "text": "Monthly interest falling" }, { "id": "a_simple_milestone_list", "text": "A simple milestone list" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_067", "category_id": "money", "type": "multi_choice", "text": "Which credit-card habits would reduce future stress?", "depth": 2, "access": "premium", "tags": [ "credit", "habits", "money" ], "options": [ { "id": "pay_more_than_the_minimum", "text": "Pay more than the minimum" }, { "id": "stop_adding_new_balances", "text": "Stop adding new balances" }, { "id": "use_alerts", "text": "Use alerts" }, { "id": "review_recurring_charges", "text": "Review recurring charges" } ], "answer_config": { "options": [ { "id": "pay_more_than_the_minimum", "text": "Pay more than the minimum" }, { "id": "stop_adding_new_balances", "text": "Stop adding new balances" }, { "id": "use_alerts", "text": "Use alerts" }, { "id": "review_recurring_charges", "text": "Review recurring charges" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_068", "category_id": "money", "type": "scale", "text": "How manageable does our debt feel right now?", "depth": 3, "access": "premium", "tags": [ "debt", "current_state", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Not manageable", "max_label": "Very manageable" } }, { "id": "money_069", "category_id": "money", "type": "multi_choice", "text": "What should happen if new debt is discovered?", "depth": 3, "access": "premium", "tags": [ "debt", "honesty", "money" ], "options": [ { "id": "share_the_full_balance", "text": "Share the full balance" }, { "id": "explain_how_it_happened", "text": "Explain how it happened" }, { "id": "pause_before_making_promises", "text": "Pause before making promises" }, { "id": "agree_on_the_next_practical_step", "text": "Agree on the next practical step" } ], "answer_config": { "options": [ { "id": "share_the_full_balance", "text": "Share the full balance" }, { "id": "explain_how_it_happened", "text": "Explain how it happened" }, { "id": "pause_before_making_promises", "text": "Pause before making promises" }, { "id": "agree_on_the_next_practical_step", "text": "Agree on the next practical step" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_070", "category_id": "money", "type": "single_choice", "text": "Which debt deserves first place in the official stress rankings?", "depth": 1, "access": "premium", "tags": [ "humor", "debt", "money" ], "options": [ { "id": "the_one_with_the_highest_rate", "text": "The one with the highest rate" }, { "id": "the_one_with_the_loudest_reminders", "text": "The one with the loudest reminders" }, { "id": "the_one_nearly_gone", "text": "The one nearly gone" }, { "id": "the_one_nobody_enjoys_discussing", "text": "The one nobody enjoys discussing" } ], "answer_config": { "options": [ { "id": "the_one_with_the_highest_rate", "text": "The one with the highest rate" }, { "id": "the_one_with_the_loudest_reminders", "text": "The one with the loudest reminders" }, { "id": "the_one_nearly_gone", "text": "The one nearly gone" }, { "id": "the_one_nobody_enjoys_discussing", "text": "The one nobody enjoys discussing" } ] } }, { "id": "money_071", "category_id": "money", "type": "multi_choice", "text": "What could help rebuild trust after hidden debt?", "depth": 3, "access": "premium", "tags": [ "debt", "trust", "money" ], "options": [ { "id": "complete_relevant_information", "text": "Complete relevant information" }, { "id": "no_new_secret_borrowing", "text": "No new secret borrowing" }, { "id": "regular_updates_for_a_limited_time", "text": "Regular updates for a limited time" }, { "id": "actions_that_match_the_payoff_plan", "text": "Actions that match the payoff plan" } ], "answer_config": { "options": [ { "id": "complete_relevant_information", "text": "Complete relevant information" }, { "id": "no_new_secret_borrowing", "text": "No new secret borrowing" }, { "id": "regular_updates_for_a_limited_time", "text": "Regular updates for a limited time" }, { "id": "actions_that_match_the_payoff_plan", "text": "Actions that match the payoff plan" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_072", "category_id": "money", "type": "multi_choice", "text": "Which choices deserve a credit conversation before applying?", "depth": 2, "access": "premium", "tags": [ "credit", "agreements", "money" ], "options": [ { "id": "a_joint_loan", "text": "A joint loan" }, { "id": "a_store_card_for_a_large_purchase", "text": "A store card for a large purchase" }, { "id": "co_signing", "text": "Co-signing" }, { "id": "a_balance_transfer_with_fees", "text": "A balance transfer with fees" } ], "answer_config": { "options": [ { "id": "a_joint_loan", "text": "A joint loan" }, { "id": "a_store_card_for_a_large_purchase", "text": "A store card for a large purchase" }, { "id": "co_signing", "text": "Co-signing" }, { "id": "a_balance_transfer_with_fees", "text": "A balance transfer with fees" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_073", "category_id": "money", "type": "multi_choice", "text": "Which things matter before either partner co-signs?", "depth": 3, "access": "premium", "tags": [ "credit", "risk", "money" ], "options": [ { "id": "knowing_the_full_risk", "text": "Knowing the full risk" }, { "id": "a_realistic_payment_plan", "text": "A realistic payment plan" }, { "id": "freedom_to_say_no", "text": "Freedom to say no" }, { "id": "understanding_who_owns_the_asset", "text": "Understanding who owns the asset" } ], "answer_config": { "options": [ { "id": "knowing_the_full_risk", "text": "Knowing the full risk" }, { "id": "a_realistic_payment_plan", "text": "A realistic payment plan" }, { "id": "freedom_to_say_no", "text": "Freedom to say no" }, { "id": "understanding_who_owns_the_asset", "text": "Understanding who owns the asset" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_074", "category_id": "money", "type": "written", "text": "What would make debt feel like a problem we face, not a verdict on either person?", "depth": 3, "access": "premium", "tags": [ "debt", "teamwork", "money" ], "answer_config": { "max_length": 500 } }, { "id": "money_075", "category_id": "money", "type": "multi_choice", "text": "Which outcomes matter besides becoming debt-free?", "depth": 3, "access": "premium", "tags": [ "debt", "wellbeing", "money" ], "options": [ { "id": "less_monthly_stress", "text": "Less monthly stress" }, { "id": "better_honesty", "text": "Better honesty" }, { "id": "more_emergency_room_in_the_budget", "text": "More emergency room in the budget" }, { "id": "confidence_handling_future_choices", "text": "Confidence handling future choices" } ], "answer_config": { "options": [ { "id": "less_monthly_stress", "text": "Less monthly stress" }, { "id": "better_honesty", "text": "Better honesty" }, { "id": "more_emergency_room_in_the_budget", "text": "More emergency room in the budget" }, { "id": "confidence_handling_future_choices", "text": "Confidence handling future choices" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_076", "category_id": "money", "type": "single_choice", "text": "Which way of splitting shared costs feels fairest?", "depth": 3, "access": "premium", "tags": [ "fairness", "income", "money" ], "options": [ { "id": "equal_dollars", "text": "Equal dollars" }, { "id": "equal_percentage_of_income", "text": "Equal percentage of income" }, { "id": "based_on_available_money", "text": "Based on available money" }, { "id": "different_roles_agreed_together", "text": "Different roles agreed together" } ], "answer_config": { "options": [ { "id": "equal_dollars", "text": "Equal dollars" }, { "id": "equal_percentage_of_income", "text": "Equal percentage of income" }, { "id": "based_on_available_money", "text": "Based on available money" }, { "id": "different_roles_agreed_together", "text": "Different roles agreed together" } ] } }, { "id": "money_077", "category_id": "money", "type": "multi_choice", "text": "What should matter when deciding who pays what?", "depth": 3, "access": "premium", "tags": [ "fairness", "shared_costs", "money" ], "options": [ { "id": "take_home_income", "text": "Take-home income" }, { "id": "caregiving_work", "text": "Caregiving work" }, { "id": "personal_debt_obligations", "text": "Personal debt obligations" }, { "id": "access_to_benefits", "text": "Access to benefits" } ], "answer_config": { "options": [ { "id": "take_home_income", "text": "Take-home income" }, { "id": "caregiving_work", "text": "Caregiving work" }, { "id": "personal_debt_obligations", "text": "Personal debt obligations" }, { "id": "access_to_benefits", "text": "Access to benefits" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_078", "category_id": "money", "type": "scale", "text": "How fair does our current money arrangement feel?", "depth": 3, "access": "premium", "tags": [ "fairness", "current_state", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Not fair enough", "max_label": "Very fair" } }, { "id": "money_079", "category_id": "money", "type": "this_or_that", "text": "One shared budget or separate budgets with shared bills?", "depth": 2, "access": "premium", "tags": [ "structure", "quick_choice", "money" ], "options": [ { "id": "one_shared_budget", "text": "One shared budget" }, { "id": "separate_budgets_with_shared_bills", "text": "Separate budgets with shared bills" } ], "answer_config": { "options": [ { "id": "one_shared_budget", "text": "One shared budget" }, { "id": "separate_budgets_with_shared_bills", "text": "Separate budgets with shared bills" } ] } }, { "id": "money_080", "category_id": "money", "type": "multi_choice", "text": "What can make a mathematically equal split feel unfair?", "depth": 3, "access": "premium", "tags": [ "fairness", "context", "money" ], "options": [ { "id": "different_incomes", "text": "Different incomes" }, { "id": "unequal_unpaid_work", "text": "Unequal unpaid work" }, { "id": "different_necessary_expenses", "text": "Different necessary expenses" }, { "id": "one_person_has_no_personal_money_left", "text": "One person has no personal money left" } ], "answer_config": { "options": [ { "id": "different_incomes", "text": "Different incomes" }, { "id": "unequal_unpaid_work", "text": "Unequal unpaid work" }, { "id": "different_necessary_expenses", "text": "Different necessary expenses" }, { "id": "one_person_has_no_personal_money_left", "text": "One person has no personal money left" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_081", "category_id": "money", "type": "multi_choice", "text": "Which unpaid contributions deserve real weight in money decisions?", "depth": 3, "access": "premium", "tags": [ "unpaid_work", "fairness", "money" ], "options": [ { "id": "childcare", "text": "Childcare" }, { "id": "household_management", "text": "Household management" }, { "id": "care_for_relatives", "text": "Care for relatives" }, { "id": "work_that_supports_the_other_person_s_career", "text": "Work that supports the other person's career" } ], "answer_config": { "options": [ { "id": "childcare", "text": "Childcare" }, { "id": "household_management", "text": "Household management" }, { "id": "care_for_relatives", "text": "Care for relatives" }, { "id": "work_that_supports_the_other_person_s_career", "text": "Work that supports the other person's career" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_082", "category_id": "money", "type": "multi_choice", "text": "Which areas should be reviewed when income changes?", "depth": 2, "access": "premium", "tags": [ "income_change", "planning", "money" ], "options": [ { "id": "basic_obligations", "text": "Basic obligations" }, { "id": "savings_transfers", "text": "Savings transfers" }, { "id": "personal_spending", "text": "Personal spending" }, { "id": "current_goals", "text": "Current goals" } ], "answer_config": { "options": [ { "id": "basic_obligations", "text": "Basic obligations" }, { "id": "savings_transfers", "text": "Savings transfers" }, { "id": "personal_spending", "text": "Personal spending" }, { "id": "current_goals", "text": "Current goals" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_083", "category_id": "money", "type": "multi_choice", "text": "What helps the higher earner avoid having more control?", "depth": 3, "access": "premium", "tags": [ "power", "fairness", "money" ], "options": [ { "id": "equal_voice_in_shared_decisions", "text": "Equal voice in shared decisions" }, { "id": "personal_money_for_both", "text": "Personal money for both" }, { "id": "no_using_income_to_win_arguments", "text": "No using income to win arguments" }, { "id": "clear_ownership_information", "text": "Clear ownership information" } ], "answer_config": { "options": [ { "id": "equal_voice_in_shared_decisions", "text": "Equal voice in shared decisions" }, { "id": "personal_money_for_both", "text": "Personal money for both" }, { "id": "no_using_income_to_win_arguments", "text": "No using income to win arguments" }, { "id": "clear_ownership_information", "text": "Clear ownership information" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_084", "category_id": "money", "type": "scale", "text": "How respected do you feel in our shared money decisions?", "depth": 3, "access": "premium", "tags": [ "respect", "current_state", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Not respected enough", "max_label": "Fully respected" } }, { "id": "money_085", "category_id": "money", "type": "multi_choice", "text": "Which decisions should stay equal regardless of who earns more?", "depth": 3, "access": "premium", "tags": [ "power", "decisions", "money" ], "options": [ { "id": "major_shared_purchases", "text": "Major shared purchases" }, { "id": "housing_choices", "text": "Housing choices" }, { "id": "taking_on_joint_debt", "text": "Taking on joint debt" }, { "id": "changes_affecting_both_people_s_security", "text": "Changes affecting both people's security" } ], "answer_config": { "options": [ { "id": "major_shared_purchases", "text": "Major shared purchases" }, { "id": "housing_choices", "text": "Housing choices" }, { "id": "taking_on_joint_debt", "text": "Taking on joint debt" }, { "id": "changes_affecting_both_people_s_security", "text": "Changes affecting both people's security" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_086", "category_id": "money", "type": "single_choice", "text": "What is fairest during a temporary income drop?", "depth": 3, "access": "premium", "tags": [ "income_change", "support", "money" ], "options": [ { "id": "adjust_contributions_for_a_while", "text": "Adjust contributions for a while" }, { "id": "use_agreed_savings", "text": "Use agreed savings" }, { "id": "reduce_shared_extras", "text": "Reduce shared extras" }, { "id": "rebuild_the_plan_together", "text": "Rebuild the plan together" } ], "answer_config": { "options": [ { "id": "adjust_contributions_for_a_while", "text": "Adjust contributions for a while" }, { "id": "use_agreed_savings", "text": "Use agreed savings" }, { "id": "reduce_shared_extras", "text": "Reduce shared extras" }, { "id": "rebuild_the_plan_together", "text": "Rebuild the plan together" } ] } }, { "id": "money_087", "category_id": "money", "type": "multi_choice", "text": "What could make financial support feel respectful rather than parental?", "depth": 3, "access": "premium", "tags": [ "support", "respect", "money" ], "options": [ { "id": "agree_on_the_amount", "text": "Agree on the amount" }, { "id": "keep_the_recipient_involved", "text": "Keep the recipient involved" }, { "id": "avoid_monitoring_every_purchase", "text": "Avoid monitoring every purchase" }, { "id": "name_whether_repayment_is_expected", "text": "Name whether repayment is expected" } ], "answer_config": { "options": [ { "id": "agree_on_the_amount", "text": "Agree on the amount" }, { "id": "keep_the_recipient_involved", "text": "Keep the recipient involved" }, { "id": "avoid_monitoring_every_purchase", "text": "Avoid monitoring every purchase" }, { "id": "name_whether_repayment_is_expected", "text": "Name whether repayment is expected" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_088", "category_id": "money", "type": "multi_choice", "text": "Which phrases can turn income differences into a power struggle?", "depth": 3, "access": "premium", "tags": [ "power", "communication", "money" ], "options": [ { "id": "i_earn_more_so_i_decide", "text": "I earn more, so I decide" }, { "id": "you_should_be_grateful", "text": "You should be grateful" }, { "id": "that_is_my_money_only", "text": "That is my money only" }, { "id": "you_contribute_nothing", "text": "You contribute nothing" } ], "answer_config": { "options": [ { "id": "i_earn_more_so_i_decide", "text": "I earn more, so I decide" }, { "id": "you_should_be_grateful", "text": "You should be grateful" }, { "id": "that_is_my_money_only", "text": "That is my money only" }, { "id": "you_contribute_nothing", "text": "You contribute nothing" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_089", "category_id": "money", "type": "single_choice", "text": "Which household role deserves a suspiciously overdue salary review?", "depth": 1, "access": "premium", "tags": [ "humor", "unpaid_work", "money" ], "options": [ { "id": "meal_planner", "text": "Meal planner" }, { "id": "appointment_keeper", "text": "Appointment keeper" }, { "id": "laundry_department", "text": "Laundry department" }, { "id": "person_who_knows_where_everything_is", "text": "Person who knows where everything is" } ], "answer_config": { "options": [ { "id": "meal_planner", "text": "Meal planner" }, { "id": "appointment_keeper", "text": "Appointment keeper" }, { "id": "laundry_department", "text": "Laundry department" }, { "id": "person_who_knows_where_everything_is", "text": "Person who knows where everything is" } ] } }, { "id": "money_090", "category_id": "money", "type": "multi_choice", "text": "What would make our money setup easier to explain as fair?", "depth": 2, "access": "premium", "tags": [ "fairness", "clarity", "money" ], "options": [ { "id": "both_people_understand_it", "text": "Both people understand it" }, { "id": "each_person_keeps_some_freedom", "text": "Each person keeps some freedom" }, { "id": "the_plan_changes_with_circumstances", "text": "The plan changes with circumstances" }, { "id": "no_role_is_treated_as_lesser", "text": "No role is treated as lesser" } ], "answer_config": { "options": [ { "id": "both_people_understand_it", "text": "Both people understand it" }, { "id": "each_person_keeps_some_freedom", "text": "Each person keeps some freedom" }, { "id": "the_plan_changes_with_circumstances", "text": "The plan changes with circumstances" }, { "id": "no_role_is_treated_as_lesser", "text": "No role is treated as lesser" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_091", "category_id": "money", "type": "single_choice", "text": "What helps you stay calm enough for a money conversation?", "depth": 2, "access": "premium", "tags": [ "stress", "communication", "money" ], "options": [ { "id": "seeing_the_numbers_first", "text": "Seeing the numbers first" }, { "id": "choosing_a_quiet_time", "text": "Choosing a quiet time" }, { "id": "knowing_the_topic_in_advance", "text": "Knowing the topic in advance" }, { "id": "keeping_the_first_conversation_short", "text": "Keeping the first conversation short" } ], "answer_config": { "options": [ { "id": "seeing_the_numbers_first", "text": "Seeing the numbers first" }, { "id": "choosing_a_quiet_time", "text": "Choosing a quiet time" }, { "id": "knowing_the_topic_in_advance", "text": "Knowing the topic in advance" }, { "id": "keeping_the_first_conversation_short", "text": "Keeping the first conversation short" } ] } }, { "id": "money_092", "category_id": "money", "type": "multi_choice", "text": "Which money topics are easiest to avoid until they become louder?", "depth": 2, "access": "premium", "tags": [ "avoidance", "stress", "money" ], "options": [ { "id": "debt_balances", "text": "Debt balances" }, { "id": "upcoming_large_costs", "text": "Upcoming large costs" }, { "id": "income_changes", "text": "Income changes" }, { "id": "spending_that_broke_an_agreement", "text": "Spending that broke an agreement" } ], "answer_config": { "options": [ { "id": "debt_balances", "text": "Debt balances" }, { "id": "upcoming_large_costs", "text": "Upcoming large costs" }, { "id": "income_changes", "text": "Income changes" }, { "id": "spending_that_broke_an_agreement", "text": "Spending that broke an agreement" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_093", "category_id": "money", "type": "scale", "text": "How tense do money talks usually feel between us?", "depth": 3, "access": "premium", "tags": [ "stress", "current_state", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Very tense", "max_label": "Mostly calm" } }, { "id": "money_094", "category_id": "money", "type": "this_or_that", "text": "Look at the numbers first or talk about the worry first?", "depth": 2, "access": "premium", "tags": [ "communication", "quick_choice", "money" ], "options": [ { "id": "look_at_the_numbers_first", "text": "Look at the numbers first" }, { "id": "talk_about_the_worry_first", "text": "Talk about the worry first" } ], "answer_config": { "options": [ { "id": "look_at_the_numbers_first", "text": "Look at the numbers first" }, { "id": "talk_about_the_worry_first", "text": "Talk about the worry first" } ] } }, { "id": "money_095", "category_id": "money", "type": "multi_choice", "text": "What helps a money mistake feel safe to admit?", "depth": 3, "access": "premium", "tags": [ "honesty", "mistakes", "money" ], "options": [ { "id": "no_immediate_insults", "text": "No immediate insults" }, { "id": "a_chance_to_explain_briefly", "text": "A chance to explain briefly" }, { "id": "focus_on_the_next_step", "text": "Focus on the next step" }, { "id": "knowing_honesty_will_count", "text": "Knowing honesty will count" } ], "answer_config": { "options": [ { "id": "no_immediate_insults", "text": "No immediate insults" }, { "id": "a_chance_to_explain_briefly", "text": "A chance to explain briefly" }, { "id": "focus_on_the_next_step", "text": "Focus on the next step" }, { "id": "knowing_honesty_will_count", "text": "Knowing honesty will count" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_096", "category_id": "money", "type": "multi_choice", "text": "Which signs suggest money stress is affecting more than the budget?", "depth": 3, "access": "premium", "tags": [ "stress", "wellbeing", "money" ], "options": [ { "id": "sleep_is_worse", "text": "Sleep is worse" }, { "id": "ordinary_purchases_cause_arguments", "text": "Ordinary purchases cause arguments" }, { "id": "one_person_avoids_opening_messages", "text": "One person avoids opening messages" }, { "id": "affection_disappears_after_money_talks", "text": "Affection disappears after money talks" } ], "answer_config": { "options": [ { "id": "sleep_is_worse", "text": "Sleep is worse" }, { "id": "ordinary_purchases_cause_arguments", "text": "Ordinary purchases cause arguments" }, { "id": "one_person_avoids_opening_messages", "text": "One person avoids opening messages" }, { "id": "affection_disappears_after_money_talks", "text": "Affection disappears after money talks" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_097", "category_id": "money", "type": "single_choice", "text": "When one person is overwhelmed, what should happen first?", "depth": 3, "access": "premium", "tags": [ "stress", "support", "money" ], "options": [ { "id": "pause_the_spreadsheet", "text": "Pause the spreadsheet" }, { "id": "name_the_immediate_problem", "text": "Name the immediate problem" }, { "id": "choose_one_next_step", "text": "Choose one next step" }, { "id": "return_at_a_set_time", "text": "Return at a set time" } ], "answer_config": { "options": [ { "id": "pause_the_spreadsheet", "text": "Pause the spreadsheet" }, { "id": "name_the_immediate_problem", "text": "Name the immediate problem" }, { "id": "choose_one_next_step", "text": "Choose one next step" }, { "id": "return_at_a_set_time", "text": "Return at a set time" } ] } }, { "id": "money_098", "category_id": "money", "type": "multi_choice", "text": "What keeps a money check-in from becoming an interrogation?", "depth": 3, "access": "premium", "tags": [ "check_in", "respect", "money" ], "options": [ { "id": "both_people_answer_questions", "text": "Both people answer questions" }, { "id": "the_topic_is_agreed_first", "text": "The topic is agreed first" }, { "id": "normal_privacy_remains", "text": "Normal privacy remains" }, { "id": "no_demand_for_instant_explanations", "text": "No demand for instant explanations" } ], "answer_config": { "options": [ { "id": "both_people_answer_questions", "text": "Both people answer questions" }, { "id": "the_topic_is_agreed_first", "text": "The topic is agreed first" }, { "id": "normal_privacy_remains", "text": "Normal privacy remains" }, { "id": "no_demand_for_instant_explanations", "text": "No demand for instant explanations" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_099", "category_id": "money", "type": "scale", "text": "How easy is it to tell each other about a money mistake?", "depth": 3, "access": "premium", "tags": [ "honesty", "current_state", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Very difficult", "max_label": "Very easy" } }, { "id": "money_100", "category_id": "money", "type": "multi_choice", "text": "What should happen after a hidden purchase affects shared plans?", "depth": 3, "access": "premium", "tags": [ "honesty", "repair", "money" ], "options": [ { "id": "share_the_real_cost", "text": "Share the real cost" }, { "id": "acknowledge_the_effect", "text": "Acknowledge the effect" }, { "id": "decide_how_to_repair_the_shortfall", "text": "Decide how to repair the shortfall" }, { "id": "review_the_agreement_that_failed", "text": "Review the agreement that failed" } ], "answer_config": { "options": [ { "id": "share_the_real_cost", "text": "Share the real cost" }, { "id": "acknowledge_the_effect", "text": "Acknowledge the effect" }, { "id": "decide_how_to_repair_the_shortfall", "text": "Decide how to repair the shortfall" }, { "id": "review_the_agreement_that_failed", "text": "Review the agreement that failed" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_101", "category_id": "money", "type": "single_choice", "text": "Which opening would make a hard money talk easier?", "depth": 2, "access": "premium", "tags": [ "communication", "opening", "money" ], "options": [ { "id": "i_want_us_to_solve_this_together", "text": "I want us to solve this together" }, { "id": "i_need_help_understanding_something", "text": "I need help understanding something" }, { "id": "can_we_look_at_one_issue", "text": "Can we look at one issue?" }, { "id": "is_now_a_workable_time", "text": "Is now a workable time?" } ], "answer_config": { "options": [ { "id": "i_want_us_to_solve_this_together", "text": "I want us to solve this together" }, { "id": "i_need_help_understanding_something", "text": "I need help understanding something" }, { "id": "can_we_look_at_one_issue", "text": "Can we look at one issue?" }, { "id": "is_now_a_workable_time", "text": "Is now a workable time?" } ] } }, { "id": "money_102", "category_id": "money", "type": "multi_choice", "text": "Which reactions make future honesty less likely?", "depth": 3, "access": "premium", "tags": [ "honesty", "barriers", "money" ], "options": [ { "id": "mocking_the_mistake", "text": "Mocking the mistake" }, { "id": "threatening_unrelated_consequences", "text": "Threatening unrelated consequences" }, { "id": "demanding_every_detail_immediately", "text": "Demanding every detail immediately" }, { "id": "using_it_in_later_arguments", "text": "Using it in later arguments" } ], "answer_config": { "options": [ { "id": "mocking_the_mistake", "text": "Mocking the mistake" }, { "id": "threatening_unrelated_consequences", "text": "Threatening unrelated consequences" }, { "id": "demanding_every_detail_immediately", "text": "Demanding every detail immediately" }, { "id": "using_it_in_later_arguments", "text": "Using it in later arguments" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_103", "category_id": "money", "type": "multi_choice", "text": "What can help separate financial anxiety from the actual numbers?", "depth": 3, "access": "premium", "tags": [ "anxiety", "clarity", "money" ], "options": [ { "id": "write_down_known_facts", "text": "Write down known facts" }, { "id": "identify_the_next_deadline", "text": "Identify the next deadline" }, { "id": "compare_the_worry_with_the_balance", "text": "Compare the worry with the balance" }, { "id": "take_a_break_before_making_decisions", "text": "Take a break before making decisions" } ], "answer_config": { "options": [ { "id": "write_down_known_facts", "text": "Write down known facts" }, { "id": "identify_the_next_deadline", "text": "Identify the next deadline" }, { "id": "compare_the_worry_with_the_balance", "text": "Compare the worry with the balance" }, { "id": "take_a_break_before_making_decisions", "text": "Take a break before making decisions" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_104", "category_id": "money", "type": "single_choice", "text": "Which money notification has the timing of a tiny villain?", "depth": 1, "access": "premium", "tags": [ "humor", "stress", "money" ], "options": [ { "id": "the_low_balance_alert", "text": "The low-balance alert" }, { "id": "the_renewal_notice", "text": "The renewal notice" }, { "id": "the_tax_reminder", "text": "The tax reminder" }, { "id": "the_charge_posted_after_payday", "text": "The charge posted after payday" } ], "answer_config": { "options": [ { "id": "the_low_balance_alert", "text": "The low-balance alert" }, { "id": "the_renewal_notice", "text": "The renewal notice" }, { "id": "the_tax_reminder", "text": "The tax reminder" }, { "id": "the_charge_posted_after_payday", "text": "The charge posted after payday" } ] } }, { "id": "money_105", "category_id": "money", "type": "multi_choice", "text": "What would make money talks feel more like teamwork?", "depth": 2, "access": "premium", "tags": [ "teamwork", "communication", "money" ], "options": [ { "id": "sit_on_the_same_side", "text": "Sit on the same side" }, { "id": "use_shared_numbers", "text": "Use shared numbers" }, { "id": "end_with_assigned_next_steps", "text": "End with assigned next steps" }, { "id": "acknowledge_what_each_person_handled", "text": "Acknowledge what each person handled" } ], "answer_config": { "options": [ { "id": "sit_on_the_same_side", "text": "Sit on the same side" }, { "id": "use_shared_numbers", "text": "Use shared numbers" }, { "id": "end_with_assigned_next_steps", "text": "End with assigned next steps" }, { "id": "acknowledge_what_each_person_handled", "text": "Acknowledge what each person handled" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_106", "category_id": "money", "type": "single_choice", "text": "Which emergency fund goal would help you breathe easier?", "depth": 2, "access": "premium", "tags": [ "emergency_fund", "security", "money" ], "options": [ { "id": "one_major_repair", "text": "One major repair" }, { "id": "one_month_of_basics", "text": "One month of basics" }, { "id": "three_months_of_basics", "text": "Three months of basics" }, { "id": "a_goal_based_on_our_actual_risks", "text": "A goal based on our actual risks" } ], "answer_config": { "options": [ { "id": "one_major_repair", "text": "One major repair" }, { "id": "one_month_of_basics", "text": "One month of basics" }, { "id": "three_months_of_basics", "text": "Three months of basics" }, { "id": "a_goal_based_on_our_actual_risks", "text": "A goal based on our actual risks" } ] } }, { "id": "money_107", "category_id": "money", "type": "multi_choice", "text": "What should an emergency fund be allowed to cover?", "depth": 2, "access": "premium", "tags": [ "emergency_fund", "agreements", "money" ], "options": [ { "id": "urgent_home_repairs", "text": "Urgent home repairs" }, { "id": "medical_costs", "text": "Medical costs" }, { "id": "income_loss", "text": "Income loss" }, { "id": "essential_vehicle_repairs", "text": "Essential vehicle repairs" } ], "answer_config": { "options": [ { "id": "urgent_home_repairs", "text": "Urgent home repairs" }, { "id": "medical_costs", "text": "Medical costs" }, { "id": "income_loss", "text": "Income loss" }, { "id": "essential_vehicle_repairs", "text": "Essential vehicle repairs" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_108", "category_id": "money", "type": "scale", "text": "How prepared do you feel for an unexpected expense?", "depth": 3, "access": "premium", "tags": [ "preparedness", "current_state", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Not prepared", "max_label": "Very prepared" } }, { "id": "money_109", "category_id": "money", "type": "this_or_that", "text": "Build emergency savings faster or keep more monthly breathing room?", "depth": 2, "access": "premium", "tags": [ "emergency_fund", "quick_choice", "money" ], "options": [ { "id": "build_savings_faster", "text": "Build savings faster" }, { "id": "keep_more_monthly_breathing_room", "text": "Keep more monthly breathing room" } ], "answer_config": { "options": [ { "id": "build_savings_faster", "text": "Build savings faster" }, { "id": "keep_more_monthly_breathing_room", "text": "Keep more monthly breathing room" } ] } }, { "id": "money_110", "category_id": "money", "type": "multi_choice", "text": "What makes an expense an actual emergency?", "depth": 2, "access": "premium", "tags": [ "emergency_fund", "clarity", "money" ], "options": [ { "id": "waiting_creates_harm", "text": "Waiting creates harm" }, { "id": "it_protects_basic_income", "text": "It protects basic income" }, { "id": "it_affects_health_or_safety", "text": "It affects health or safety" }, { "id": "there_is_no_reasonable_lower_cost_delay", "text": "There is no reasonable lower-cost delay" } ], "answer_config": { "options": [ { "id": "waiting_creates_harm", "text": "Waiting creates harm" }, { "id": "it_protects_basic_income", "text": "It protects basic income" }, { "id": "it_affects_health_or_safety", "text": "It affects health or safety" }, { "id": "there_is_no_reasonable_lower_cost_delay", "text": "There is no reasonable lower-cost delay" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_111", "category_id": "money", "type": "multi_choice", "text": "Which risks deserve a plan before they happen?", "depth": 3, "access": "premium", "tags": [ "risk", "planning", "money" ], "options": [ { "id": "job_loss", "text": "Job loss" }, { "id": "major_home_repair", "text": "Major home repair" }, { "id": "medical_leave", "text": "Medical leave" }, { "id": "vehicle_failure", "text": "Vehicle failure" } ], "answer_config": { "options": [ { "id": "job_loss", "text": "Job loss" }, { "id": "major_home_repair", "text": "Major home repair" }, { "id": "medical_leave", "text": "Medical leave" }, { "id": "vehicle_failure", "text": "Vehicle failure" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_112", "category_id": "money", "type": "single_choice", "text": "What should happen after emergency savings are used?", "depth": 2, "access": "premium", "tags": [ "emergency_fund", "recovery", "money" ], "options": [ { "id": "rebuild_slowly", "text": "Rebuild slowly" }, { "id": "review_whether_the_target_still_fits", "text": "Review whether the target still fits" }, { "id": "pause_another_goal", "text": "Pause another goal" }, { "id": "decide_based_on_the_cause", "text": "Decide based on the cause" } ], "answer_config": { "options": [ { "id": "rebuild_slowly", "text": "Rebuild slowly" }, { "id": "review_whether_the_target_still_fits", "text": "Review whether the target still fits" }, { "id": "pause_another_goal", "text": "Pause another goal" }, { "id": "decide_based_on_the_cause", "text": "Decide based on the cause" } ] } }, { "id": "money_113", "category_id": "money", "type": "multi_choice", "text": "What helps uncertainty feel less paralyzing?", "depth": 3, "access": "premium", "tags": [ "uncertainty", "planning", "money" ], "options": [ { "id": "know_our_basic_monthly_number", "text": "Know our basic monthly number" }, { "id": "keep_important_documents_accessible", "text": "Keep important documents accessible" }, { "id": "have_one_backup_plan", "text": "Have one backup plan" }, { "id": "choose_the_first_person_to_call", "text": "Choose the first person to call" } ], "answer_config": { "options": [ { "id": "know_our_basic_monthly_number", "text": "Know our basic monthly number" }, { "id": "keep_important_documents_accessible", "text": "Keep important documents accessible" }, { "id": "have_one_backup_plan", "text": "Have one backup plan" }, { "id": "choose_the_first_person_to_call", "text": "Choose the first person to call" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_114", "category_id": "money", "type": "scale", "text": "How confident are you that we could handle a short income gap?", "depth": 3, "access": "premium", "tags": [ "income_loss", "confidence", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Not confident", "max_label": "Very confident" } }, { "id": "money_115", "category_id": "money", "type": "multi_choice", "text": "Which expenses would we protect first during an income loss?", "depth": 3, "access": "premium", "tags": [ "income_loss", "priorities", "money" ], "options": [ { "id": "housing", "text": "Housing" }, { "id": "food_and_medicine", "text": "Food and medicine" }, { "id": "utilities", "text": "Utilities" }, { "id": "transportation_needed_for_work", "text": "Transportation needed for work" } ], "answer_config": { "options": [ { "id": "housing", "text": "Housing" }, { "id": "food_and_medicine", "text": "Food and medicine" }, { "id": "utilities", "text": "Utilities" }, { "id": "transportation_needed_for_work", "text": "Transportation needed for work" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_116", "category_id": "money", "type": "single_choice", "text": "Which backup plan would bring the most relief?", "depth": 3, "access": "premium", "tags": [ "backup_plan", "security", "money" ], "options": [ { "id": "a_larger_cash_cushion", "text": "A larger cash cushion" }, { "id": "a_second_income_option", "text": "A second income option" }, { "id": "lower_fixed_expenses", "text": "Lower fixed expenses" }, { "id": "clear_family_support_expectations", "text": "Clear family support expectations" } ], "answer_config": { "options": [ { "id": "a_larger_cash_cushion", "text": "A larger cash cushion" }, { "id": "a_second_income_option", "text": "A second income option" }, { "id": "lower_fixed_expenses", "text": "Lower fixed expenses" }, { "id": "clear_family_support_expectations", "text": "Clear family support expectations" } ] } }, { "id": "money_117", "category_id": "money", "type": "multi_choice", "text": "What information should both people know before a crisis?", "depth": 3, "access": "premium", "tags": [ "preparedness", "clarity", "money" ], "options": [ { "id": "where_accounts_are_held", "text": "Where accounts are held" }, { "id": "how_bills_are_paid", "text": "How bills are paid" }, { "id": "insurance_contacts", "text": "Insurance contacts" }, { "id": "which_expenses_can_stop_quickly", "text": "Which expenses can stop quickly" } ], "answer_config": { "options": [ { "id": "where_accounts_are_held", "text": "Where accounts are held" }, { "id": "how_bills_are_paid", "text": "How bills are paid" }, { "id": "insurance_contacts", "text": "Insurance contacts" }, { "id": "which_expenses_can_stop_quickly", "text": "Which expenses can stop quickly" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_118", "category_id": "money", "type": "multi_choice", "text": "Which emergency preparations are worth doing once and forgetting?", "depth": 1, "access": "premium", "tags": [ "humor", "preparedness", "money" ], "options": [ { "id": "save_account_contacts", "text": "Save account contacts" }, { "id": "copy_insurance_details", "text": "Copy insurance details" }, { "id": "list_automatic_payments", "text": "List automatic payments" }, { "id": "create_the_folder_nobody_wants_but_everyone_needs", "text": "Create the folder nobody wants but everyone needs" } ], "answer_config": { "options": [ { "id": "save_account_contacts", "text": "Save account contacts" }, { "id": "copy_insurance_details", "text": "Copy insurance details" }, { "id": "list_automatic_payments", "text": "List automatic payments" }, { "id": "create_the_folder_nobody_wants_but_everyone_needs", "text": "Create the folder nobody wants but everyone needs" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_119", "category_id": "money", "type": "single_choice", "text": "What should the emergency fund be called so we dislike using it slightly less?", "depth": 1, "access": "premium", "tags": [ "humor", "emergency_fund", "money" ], "options": [ { "id": "the_life_happened_fund", "text": "The life happened fund" }, { "id": "the_boring_hero_fund", "text": "The boring hero fund" }, { "id": "the_please_not_today_fund", "text": "The please not today fund" }, { "id": "the_actual_emergency_fund", "text": "The actual emergency fund" } ], "answer_config": { "options": [ { "id": "the_life_happened_fund", "text": "The life happened fund" }, { "id": "the_boring_hero_fund", "text": "The boring hero fund" }, { "id": "the_please_not_today_fund", "text": "The please not today fund" }, { "id": "the_actual_emergency_fund", "text": "The actual emergency fund" } ] } }, { "id": "money_120", "category_id": "money", "type": "multi_choice", "text": "What keeps emergency planning from becoming constant fear?", "depth": 3, "access": "premium", "tags": [ "anxiety", "balance", "money" ], "options": [ { "id": "set_a_limited_review_schedule", "text": "Set a limited review schedule" }, { "id": "plan_only_likely_risks", "text": "Plan only likely risks" }, { "id": "keep_enjoying_ordinary_life", "text": "Keep enjoying ordinary life" }, { "id": "stop_once_the_agreed_plan_is_complete", "text": "Stop once the agreed plan is complete" } ], "answer_config": { "options": [ { "id": "set_a_limited_review_schedule", "text": "Set a limited review schedule" }, { "id": "plan_only_likely_risks", "text": "Plan only likely risks" }, { "id": "keep_enjoying_ordinary_life", "text": "Keep enjoying ordinary life" }, { "id": "stop_once_the_agreed_plan_is_complete", "text": "Stop once the agreed plan is complete" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_121", "category_id": "money", "type": "single_choice", "text": "Which shared goal feels most important over the next few years?", "depth": 2, "access": "premium", "tags": [ "future", "goals", "money" ], "options": [ { "id": "a_secure_home", "text": "A secure home" }, { "id": "more_freedom_from_work", "text": "More freedom from work" }, { "id": "travel_or_experiences", "text": "Travel or experiences" }, { "id": "helping_family", "text": "Helping family" } ], "answer_config": { "options": [ { "id": "a_secure_home", "text": "A secure home" }, { "id": "more_freedom_from_work", "text": "More freedom from work" }, { "id": "travel_or_experiences", "text": "Travel or experiences" }, { "id": "helping_family", "text": "Helping family" } ] } }, { "id": "money_122", "category_id": "money", "type": "multi_choice", "text": "What makes a big financial goal feel worth the sacrifice?", "depth": 3, "access": "premium", "tags": [ "goals", "meaning", "money" ], "options": [ { "id": "it_changes_daily_life", "text": "It changes daily life" }, { "id": "both_people_want_it", "text": "Both people want it" }, { "id": "the_tradeoffs_are_clear", "text": "The tradeoffs are clear" }, { "id": "progress_can_be_measured", "text": "Progress can be measured" } ], "answer_config": { "options": [ { "id": "it_changes_daily_life", "text": "It changes daily life" }, { "id": "both_people_want_it", "text": "Both people want it" }, { "id": "the_tradeoffs_are_clear", "text": "The tradeoffs are clear" }, { "id": "progress_can_be_measured", "text": "Progress can be measured" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_123", "category_id": "money", "type": "scale", "text": "How aligned do our long-term money goals feel?", "depth": 3, "access": "premium", "tags": [ "goals", "current_state", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Not aligned", "max_label": "Very aligned" } }, { "id": "money_124", "category_id": "money", "type": "this_or_that", "text": "Reach one big goal first or make progress on several?", "depth": 2, "access": "premium", "tags": [ "goals", "quick_choice", "money" ], "options": [ { "id": "reach_one_big_goal_first", "text": "Reach one big goal first" }, { "id": "make_progress_on_several", "text": "Make progress on several" } ], "answer_config": { "options": [ { "id": "reach_one_big_goal_first", "text": "Reach one big goal first" }, { "id": "make_progress_on_several", "text": "Make progress on several" } ] } }, { "id": "money_125", "category_id": "money", "type": "multi_choice", "text": "Which big purchases deserve the longest planning time?", "depth": 2, "access": "premium", "tags": [ "big_purchases", "planning", "money" ], "options": [ { "id": "a_home", "text": "A home" }, { "id": "a_vehicle", "text": "A vehicle" }, { "id": "a_major_renovation", "text": "A major renovation" }, { "id": "a_business_investment", "text": "A business investment" } ], "answer_config": { "options": [ { "id": "a_home", "text": "A home" }, { "id": "a_vehicle", "text": "A vehicle" }, { "id": "a_major_renovation", "text": "A major renovation" }, { "id": "a_business_investment", "text": "A business investment" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_126", "category_id": "money", "type": "multi_choice", "text": "What should we know before committing to a major purchase?", "depth": 3, "access": "premium", "tags": [ "big_purchases", "clarity", "money" ], "options": [ { "id": "the_full_monthly_cost", "text": "The full monthly cost" }, { "id": "what_happens_if_income_drops", "text": "What happens if income drops" }, { "id": "who_legally_owns_it", "text": "Who legally owns it" }, { "id": "what_goal_gets_delayed", "text": "What goal gets delayed" } ], "answer_config": { "options": [ { "id": "the_full_monthly_cost", "text": "The full monthly cost" }, { "id": "what_happens_if_income_drops", "text": "What happens if income drops" }, { "id": "who_legally_owns_it", "text": "Who legally owns it" }, { "id": "what_goal_gets_delayed", "text": "What goal gets delayed" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_127", "category_id": "money", "type": "single_choice", "text": "What would make a home goal feel truly shared?", "depth": 3, "access": "premium", "tags": [ "home", "teamwork", "money" ], "options": [ { "id": "both_choose_the_priorities", "text": "Both choose the priorities" }, { "id": "both_understand_the_cost", "text": "Both understand the cost" }, { "id": "the_plan_respects_each_person_s_security", "text": "The plan respects each person's security" }, { "id": "the_timeline_remains_flexible", "text": "The timeline remains flexible" } ], "answer_config": { "options": [ { "id": "both_choose_the_priorities", "text": "Both choose the priorities" }, { "id": "both_understand_the_cost", "text": "Both understand the cost" }, { "id": "the_plan_respects_each_person_s_security", "text": "The plan respects each person's security" }, { "id": "the_timeline_remains_flexible", "text": "The timeline remains flexible" } ] } }, { "id": "money_128", "category_id": "money", "type": "multi_choice", "text": "Which tradeoffs are easiest to accept for a meaningful goal?", "depth": 2, "access": "premium", "tags": [ "goals", "tradeoffs", "money" ], "options": [ { "id": "fewer_impulse_purchases", "text": "Fewer impulse purchases" }, { "id": "a_slower_upgrade_schedule", "text": "A slower upgrade schedule" }, { "id": "less_expensive_travel", "text": "Less expensive travel" }, { "id": "waiting_longer_for_a_luxury", "text": "Waiting longer for a luxury" } ], "answer_config": { "options": [ { "id": "fewer_impulse_purchases", "text": "Fewer impulse purchases" }, { "id": "a_slower_upgrade_schedule", "text": "A slower upgrade schedule" }, { "id": "less_expensive_travel", "text": "Less expensive travel" }, { "id": "waiting_longer_for_a_luxury", "text": "Waiting longer for a luxury" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_129", "category_id": "money", "type": "scale", "text": "How confident are you that our current plan supports our future?", "depth": 3, "access": "premium", "tags": [ "future", "confidence", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Not confident", "max_label": "Very confident" } }, { "id": "money_130", "category_id": "money", "type": "multi_choice", "text": "What can keep a shared dream from becoming one person's project?", "depth": 3, "access": "premium", "tags": [ "goals", "teamwork", "money" ], "options": [ { "id": "both_help_choose_it", "text": "Both help choose it" }, { "id": "both_know_the_numbers", "text": "Both know the numbers" }, { "id": "responsibilities_are_clear", "text": "Responsibilities are clear" }, { "id": "either_person_can_question_the_plan", "text": "Either person can question the plan" } ], "answer_config": { "options": [ { "id": "both_help_choose_it", "text": "Both help choose it" }, { "id": "both_know_the_numbers", "text": "Both know the numbers" }, { "id": "responsibilities_are_clear", "text": "Responsibilities are clear" }, { "id": "either_person_can_question_the_plan", "text": "Either person can question the plan" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_131", "category_id": "money", "type": "single_choice", "text": "Which future expense deserves its own warning label now?", "depth": 1, "access": "premium", "tags": [ "humor", "future", "money" ], "options": [ { "id": "home_maintenance", "text": "Home maintenance" }, { "id": "vehicle_replacement", "text": "Vehicle replacement" }, { "id": "health_costs", "text": "Health costs" }, { "id": "the_project_described_as_simple", "text": "The project described as simple" } ], "answer_config": { "options": [ { "id": "home_maintenance", "text": "Home maintenance" }, { "id": "vehicle_replacement", "text": "Vehicle replacement" }, { "id": "health_costs", "text": "Health costs" }, { "id": "the_project_described_as_simple", "text": "The project described as simple" } ] } }, { "id": "money_132", "category_id": "money", "type": "multi_choice", "text": "What makes a goal timeline flexible without becoming meaningless?", "depth": 3, "access": "premium", "tags": [ "goals", "planning", "money" ], "options": [ { "id": "a_target_range", "text": "A target range" }, { "id": "regular_review", "text": "Regular review" }, { "id": "clear_reasons_to_adjust", "text": "Clear reasons to adjust" }, { "id": "a_minimum_action_that_continues", "text": "A minimum action that continues" } ], "answer_config": { "options": [ { "id": "a_target_range", "text": "A target range" }, { "id": "regular_review", "text": "Regular review" }, { "id": "clear_reasons_to_adjust", "text": "Clear reasons to adjust" }, { "id": "a_minimum_action_that_continues", "text": "A minimum action that continues" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_133", "category_id": "money", "type": "multi_choice", "text": "Which future choices should not be made only for financial reasons?", "depth": 3, "access": "premium", "tags": [ "values", "future", "money" ], "options": [ { "id": "where_to_live", "text": "Where to live" }, { "id": "whether_to_care_for_family", "text": "Whether to care for family" }, { "id": "how_much_time_to_work", "text": "How much time to work" }, { "id": "what_health_needs_require", "text": "What health needs require" } ], "answer_config": { "options": [ { "id": "where_to_live", "text": "Where to live" }, { "id": "whether_to_care_for_family", "text": "Whether to care for family" }, { "id": "how_much_time_to_work", "text": "How much time to work" }, { "id": "what_health_needs_require", "text": "What health needs require" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_134", "category_id": "money", "type": "single_choice", "text": "What is the best sign that a big purchase can wait?", "depth": 2, "access": "premium", "tags": [ "big_purchases", "timing", "money" ], "options": [ { "id": "the_payment_would_feel_tight", "text": "The payment would feel tight" }, { "id": "the_emergency_fund_would_disappear", "text": "The emergency fund would disappear" }, { "id": "we_are_still_arguing_about_it", "text": "We are still arguing about it" }, { "id": "the_current_option_still_works", "text": "The current option still works" } ], "answer_config": { "options": [ { "id": "the_payment_would_feel_tight", "text": "The payment would feel tight" }, { "id": "the_emergency_fund_would_disappear", "text": "The emergency fund would disappear" }, { "id": "we_are_still_arguing_about_it", "text": "We are still arguing about it" }, { "id": "the_current_option_still_works", "text": "The current option still works" } ] } }, { "id": "money_135", "category_id": "money", "type": "multi_choice", "text": "What would help us enjoy progress before the final goal is reached?", "depth": 2, "access": "premium", "tags": [ "goals", "celebration", "money" ], "options": [ { "id": "mark_smaller_milestones", "text": "Mark smaller milestones" }, { "id": "keep_some_fun_in_the_budget", "text": "Keep some fun in the budget" }, { "id": "notice_what_has_already_changed", "text": "Notice what has already changed" }, { "id": "share_the_progress_without_competing", "text": "Share the progress without competing" } ], "answer_config": { "options": [ { "id": "mark_smaller_milestones", "text": "Mark smaller milestones" }, { "id": "keep_some_fun_in_the_budget", "text": "Keep some fun in the budget" }, { "id": "notice_what_has_already_changed", "text": "Notice what has already changed" }, { "id": "share_the_progress_without_competing", "text": "Share the progress without competing" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_136", "category_id": "money", "type": "single_choice", "text": "Which value should guide our money decisions most often?", "depth": 3, "access": "premium", "tags": [ "values", "priorities", "money" ], "options": [ { "id": "security", "text": "Security" }, { "id": "freedom", "text": "Freedom" }, { "id": "generosity", "text": "Generosity" }, { "id": "enjoying_life_now", "text": "Enjoying life now" } ], "answer_config": { "options": [ { "id": "security", "text": "Security" }, { "id": "freedom", "text": "Freedom" }, { "id": "generosity", "text": "Generosity" }, { "id": "enjoying_life_now", "text": "Enjoying life now" } ] } }, { "id": "money_137", "category_id": "money", "type": "multi_choice", "text": "What should we agree on before lending money to family?", "depth": 3, "access": "premium", "tags": [ "family", "lending", "money" ], "options": [ { "id": "how_much_we_can_lose", "text": "How much we can lose" }, { "id": "whether_repayment_is_expected", "text": "Whether repayment is expected" }, { "id": "whether_both_partners_agree", "text": "Whether both partners agree" }, { "id": "what_happens_if_the_request_repeats", "text": "What happens if the request repeats" } ], "answer_config": { "options": [ { "id": "how_much_we_can_lose", "text": "How much we can lose" }, { "id": "whether_repayment_is_expected", "text": "Whether repayment is expected" }, { "id": "whether_both_partners_agree", "text": "Whether both partners agree" }, { "id": "what_happens_if_the_request_repeats", "text": "What happens if the request repeats" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_138", "category_id": "money", "type": "scale", "text": "How aligned do our money values feel?", "depth": 3, "access": "premium", "tags": [ "values", "current_state", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Very different", "max_label": "Very aligned" } }, { "id": "money_139", "category_id": "money", "type": "this_or_that", "text": "Give quietly or celebrate generosity openly?", "depth": 1, "access": "premium", "tags": [ "generosity", "quick_choice", "money" ], "options": [ { "id": "give_quietly", "text": "Give quietly" }, { "id": "celebrate_generosity_openly", "text": "Celebrate generosity openly" } ], "answer_config": { "options": [ { "id": "give_quietly", "text": "Give quietly" }, { "id": "celebrate_generosity_openly", "text": "Celebrate generosity openly" } ] } }, { "id": "money_140", "category_id": "money", "type": "multi_choice", "text": "Which kinds of generosity feel most meaningful to you?", "depth": 2, "access": "premium", "tags": [ "generosity", "values", "money" ], "options": [ { "id": "helping_family", "text": "Helping family" }, { "id": "supporting_a_cause", "text": "Supporting a cause" }, { "id": "giving_time_instead_of_money", "text": "Giving time instead of money" }, { "id": "covering_something_for_a_friend", "text": "Covering something for a friend" } ], "answer_config": { "options": [ { "id": "helping_family", "text": "Helping family" }, { "id": "supporting_a_cause", "text": "Supporting a cause" }, { "id": "giving_time_instead_of_money", "text": "Giving time instead of money" }, { "id": "covering_something_for_a_friend", "text": "Covering something for a friend" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_141", "category_id": "money", "type": "multi_choice", "text": "What keeps helping family from harming our own stability?", "depth": 3, "access": "premium", "tags": [ "family", "boundaries", "money" ], "options": [ { "id": "a_clear_limit", "text": "A clear limit" }, { "id": "both_partners_agree", "text": "Both partners agree" }, { "id": "no_debt_to_provide_help", "text": "No debt to provide help" }, { "id": "the_request_is_discussed_without_guilt", "text": "The request is discussed without guilt" } ], "answer_config": { "options": [ { "id": "a_clear_limit", "text": "A clear limit" }, { "id": "both_partners_agree", "text": "Both partners agree" }, { "id": "no_debt_to_provide_help", "text": "No debt to provide help" }, { "id": "the_request_is_discussed_without_guilt", "text": "The request is discussed without guilt" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_142", "category_id": "money", "type": "single_choice", "text": "What should happen when our families have different money expectations?", "depth": 3, "access": "premium", "tags": [ "family", "differences", "money" ], "options": [ { "id": "decide_as_a_couple_first", "text": "Decide as a couple first" }, { "id": "explain_only_what_is_necessary", "text": "Explain only what is necessary" }, { "id": "set_separate_limits_if_needed", "text": "Set separate limits if needed" }, { "id": "review_each_request_individually", "text": "Review each request individually" } ], "answer_config": { "options": [ { "id": "decide_as_a_couple_first", "text": "Decide as a couple first" }, { "id": "explain_only_what_is_necessary", "text": "Explain only what is necessary" }, { "id": "set_separate_limits_if_needed", "text": "Set separate limits if needed" }, { "id": "review_each_request_individually", "text": "Review each request individually" } ] } }, { "id": "money_143", "category_id": "money", "type": "multi_choice", "text": "Which childhood money messages are worth questioning now?", "depth": 3, "access": "premium", "tags": [ "money_story", "childhood", "money" ], "options": [ { "id": "debt_always_means_failure", "text": "Debt always means failure" }, { "id": "talking_about_money_is_rude", "text": "Talking about money is rude" }, { "id": "one_partner_should_control_everything", "text": "One partner should control everything" }, { "id": "rest_must_be_earned_through_overwork", "text": "Rest must be earned through overwork" } ], "answer_config": { "options": [ { "id": "debt_always_means_failure", "text": "Debt always means failure" }, { "id": "talking_about_money_is_rude", "text": "Talking about money is rude" }, { "id": "one_partner_should_control_everything", "text": "One partner should control everything" }, { "id": "rest_must_be_earned_through_overwork", "text": "Rest must be earned through overwork" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_144", "category_id": "money", "type": "scale", "text": "How much do old family money habits affect us today?", "depth": 3, "access": "premium", "tags": [ "money_story", "current_state", "money" ], "answer_config": { "min": 1, "max": 5, "min_label": "Hardly at all", "max_label": "A great deal" } }, { "id": "money_145", "category_id": "money", "type": "multi_choice", "text": "What helps different money backgrounds coexist respectfully?", "depth": 3, "access": "premium", "tags": [ "money_story", "respect", "money" ], "options": [ { "id": "curiosity_instead_of_ridicule", "text": "Curiosity instead of ridicule" }, { "id": "no_family_comparisons", "text": "No family comparisons" }, { "id": "shared_rules_for_the_present", "text": "Shared rules for the present" }, { "id": "room_to_change_old_habits", "text": "Room to change old habits" } ], "answer_config": { "options": [ { "id": "curiosity_instead_of_ridicule", "text": "Curiosity instead of ridicule" }, { "id": "no_family_comparisons", "text": "No family comparisons" }, { "id": "shared_rules_for_the_present", "text": "Shared rules for the present" }, { "id": "room_to_change_old_habits", "text": "Room to change old habits" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_146", "category_id": "money", "type": "single_choice", "text": "Which legacy would you most want our money choices to create?", "depth": 3, "access": "premium", "tags": [ "legacy", "values", "money" ], "options": [ { "id": "less_stress_for_our_household", "text": "Less stress for our household" }, { "id": "more_choices_for_the_future", "text": "More choices for the future" }, { "id": "a_habit_of_generosity", "text": "A habit of generosity" }, { "id": "a_healthier_example_for_family", "text": "A healthier example for family" } ], "answer_config": { "options": [ { "id": "less_stress_for_our_household", "text": "Less stress for our household" }, { "id": "more_choices_for_the_future", "text": "More choices for the future" }, { "id": "a_habit_of_generosity", "text": "A habit of generosity" }, { "id": "a_healthier_example_for_family", "text": "A healthier example for family" } ] } }, { "id": "money_147", "category_id": "money", "type": "multi_choice", "text": "What should generosity never require from our household?", "depth": 3, "access": "premium", "tags": [ "generosity", "boundaries", "money" ], "options": [ { "id": "missing_basic_bills", "text": "Missing basic bills" }, { "id": "taking_secret_debt", "text": "Taking secret debt" }, { "id": "ignoring_one_partner_s_no", "text": "Ignoring one partner's no" }, { "id": "sacrificing_all_emergency_savings", "text": "Sacrificing all emergency savings" } ], "answer_config": { "options": [ { "id": "missing_basic_bills", "text": "Missing basic bills" }, { "id": "taking_secret_debt", "text": "Taking secret debt" }, { "id": "ignoring_one_partner_s_no", "text": "Ignoring one partner's no" }, { "id": "sacrificing_all_emergency_savings", "text": "Sacrificing all emergency savings" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_148", "category_id": "money", "type": "multi_choice", "text": "Which money traditions would be worth starting?", "depth": 2, "access": "premium", "tags": [ "traditions", "values", "money" ], "options": [ { "id": "an_annual_giving_choice", "text": "An annual giving choice" }, { "id": "a_yearly_goal_review", "text": "A yearly goal review" }, { "id": "a_planned_celebration_fund", "text": "A planned celebration fund" }, { "id": "a_regular_personal_money_reset", "text": "A regular personal-money reset" } ], "answer_config": { "options": [ { "id": "an_annual_giving_choice", "text": "An annual giving choice" }, { "id": "a_yearly_goal_review", "text": "A yearly goal review" }, { "id": "a_planned_celebration_fund", "text": "A planned celebration fund" }, { "id": "a_regular_personal_money_reset", "text": "A regular personal-money reset" } ], "min_selections": 1, "max_selections": 3 } }, { "id": "money_149", "category_id": "money", "type": "single_choice", "text": "Which family request deserves a formal review by the household treasury?", "depth": 1, "access": "premium", "tags": [ "humor", "family", "money" ], "options": [ { "id": "the_repeat_emergency", "text": "The repeat emergency" }, { "id": "the_business_idea_with_no_numbers", "text": "The business idea with no numbers" }, { "id": "the_loan_called_a_small_favor", "text": "The loan called a small favor" }, { "id": "the_group_gift_nobody_budgeted_for", "text": "The group gift nobody budgeted for" } ], "answer_config": { "options": [ { "id": "the_repeat_emergency", "text": "The repeat emergency" }, { "id": "the_business_idea_with_no_numbers", "text": "The business idea with no numbers" }, { "id": "the_loan_called_a_small_favor", "text": "The loan called a small favor" }, { "id": "the_group_gift_nobody_budgeted_for", "text": "The group gift nobody budgeted for" } ] } }, { "id": "money_150", "category_id": "money", "type": "multi_choice", "text": "What would make our money life feel successful even without being wealthy?", "depth": 3, "access": "premium", "tags": [ "success", "values", "money" ], "options": [ { "id": "bills_do_not_create_constant_fear", "text": "Bills do not create constant fear" }, { "id": "both_people_have_choices", "text": "Both people have choices" }, { "id": "we_can_help_sometimes", "text": "We can help sometimes" }, { "id": "our_spending_matches_what_matters_to_us", "text": "Our spending matches what matters to us" } ], "answer_config": { "options": [ { "id": "bills_do_not_create_constant_fear", "text": "Bills do not create constant fear" }, { "id": "both_people_have_choices", "text": "Both people have choices" }, { "id": "we_can_help_sometimes", "text": "We can help sometimes" }, { "id": "our_spending_matches_what_matters_to_us", "text": "Our spending matches what matters to us" } ], "min_selections": 1, "max_selections": 3 } } ] }